Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Wesbanco Bank, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,846 |
| Total Mortgage Loan Application Amount | $768,948,000 |
| Average Mortgage Loan Application Amount | $188,000 |
| Highest Mortgage Loan Application Amount | $42,320,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $8,677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 301 | $ 51,263,000 | $ 170,000 | $ 102,000 |
| Harrison County West Virginia | 221 | $ 39,489,000 | $ 178,000 | $ 71,000 |
| Franklin County Ohio | 218 | $ 142,730,000 | $ 654,000 | $ 173,000 |
| Clark County Ohio | 189 | $ 12,592,000 | $ 66,000 | $ 50,000 |
| Hamilton County Ohio | 186 | $ 39,053,000 | $ 209,000 | $ 104,000 |
| Belmont County Ohio | 180 | $ 20,829,000 | $ 115,000 | $ 73,000 |
| Beaver County Pennsylvania | 153 | $ 12,888,000 | $ 84,000 | $ 52,000 |
| Kanawha County West Virginia | 139 | $ 13,102,000 | $ 94,000 | $ 65,000 |
| Ross County Ohio | 123 | $ 12,438,000 | $ 101,000 | $ 63,000 |
| Monongalia County West Virginia | 122 | $ 32,537,000 | $ 266,000 | $ 94,000 |
| Wood County West Virginia | 122 | $ 17,320,000 | $ 141,000 | $ 51,000 |
| Ohio County West Virginia | 108 | $ 16,786,000 | $ 155,000 | $ 87,000 |
| Marion County West Virginia | 91 | $ 10,761,000 | $ 118,000 | $ 58,000 |
| Montgomery County Ohio | 88 | $ 14,059,000 | $ 159,000 | $ 81,000 |
| Warren County Ohio | 80 | $ 19,127,000 | $ 239,000 | $ 121,000 |
| Lawrence County Ohio | 79 | $ 5,980,000 | $ 75,000 | $ 55,000 |
| Brooke County West Virginia | 65 | $ 5,020,000 | $ 77,000 | $ 55,000 |
| Butler County Ohio | 63 | $ 15,104,000 | $ 239,000 | $ 106,000 |
| Lawrence County Pennsylvania | 63 | $ 3,202,000 | $ 50,000 | $ 44,000 |
| Marshall County West Virginia | 63 | $ 7,678,000 | $ 121,000 | $ 88,000 |
| Scioto County Ohio | 61 | $ 5,363,000 | $ 87,000 | $ 74,000 |
| Hancock County West Virginia | 61 | $ 6,276,000 | $ 102,000 | $ 56,000 |
| Jackson County Ohio | 59 | $ 6,560,000 | $ 111,000 | $ 63,000 |
| Jefferson County Kentucky | 58 | $ 64,753,000 | $ 1,116,000 | $ 347,000 |
| Preston County West Virginia | 46 | $ 4,549,000 | $ 98,000 | $ 60,000 |
| Wetzel County West Virginia | 45 | $ 3,686,000 | $ 81,000 | $ 52,000 |
| Washington County Pennsylvania | 44 | $ 7,917,000 | $ 179,000 | $ 87,000 |
| Jefferson County Ohio | 40 | $ 3,932,000 | $ 98,000 | $ 58,000 |
| Washington County Ohio | 38 | $ 3,849,000 | $ 101,000 | $ 59,000 |
| Jackson County West Virginia | 35 | $ 2,155,000 | $ 61,000 | $ 45,000 |
| Butler County Pennsylvania | 33 | $ 5,875,000 | $ 178,000 | $ 80,000 |
| Greene County Ohio | 32 | $ 5,221,000 | $ 163,000 | $ 77,000 |
| Hardin County Kentucky | 31 | $ 5,757,000 | $ 185,000 | $ 130,000 |
| Fayette County Kentucky | 27 | $ 13,109,000 | $ 485,000 | $ 62,000 |
| Floyd County Indiana | 26 | $ 3,347,000 | $ 128,000 | $ 80,000 |
| Scott County Indiana | 26 | $ 2,369,000 | $ 91,000 | $ 52,000 |
| Monroe County Ohio | 25 | $ 1,511,000 | $ 60,000 | $ 57,000 |
| Clark County Indiana | 24 | $ 4,503,000 | $ 187,000 | $ 103,000 |
| Clermont County Ohio | 24 | $ 7,287,000 | $ 303,000 | $ 136,000 |
| Guernsey County Ohio | 24 | $ 1,802,000 | $ 75,000 | $ 51,000 |
| Delaware County Ohio | 23 | $ 32,704,000 | $ 1,421,000 | $ 221,000 |
| Pickaway County Ohio | 20 | $ 2,734,000 | $ 136,000 | $ 72,000 |
| Taylor County West Virginia | 20 | $ 3,980,000 | $ 199,000 | $ 96,000 |
| Vinton County Ohio | 19 | $ 904,000 | $ 47,000 | $ 43,000 |
| Gallia County Ohio | 18 | $ 1,861,000 | $ 103,000 | $ 52,000 |
| Licking County Ohio | 18 | $ 8,491,000 | $ 471,000 | $ 153,000 |
| Nelson County Kentucky | 17 | $ 3,028,000 | $ 178,000 | $ 85,000 |
| Harrison County Ohio | 17 | $ 1,654,000 | $ 97,000 | $ 68,000 |
| Wirt County West Virginia | 16 | $ 648,000 | $ 40,000 | $ 37,000 |
| Meade County Kentucky | 13 | $ 952,000 | $ 73,000 | $ 48,000 |
| Bullitt County Kentucky | 12 | $ 1,902,000 | $ 158,000 | $ 57,000 |
| Athens County Ohio | 11 | $ 2,814,000 | $ 255,000 | $ 54,000 |
| Fayette County Pennsylvania | 11 | $ 1,130,000 | $ 102,000 | $ 90,000 |
| Lewis County West Virginia | 10 | $ 1,951,000 | $ 195,000 | $ 84,000 |
| Tyler County West Virginia | 10 | $ 598,000 | $ 59,000 | $ 44,000 |
| Fairfield County Ohio | 8 | $ 1,086,000 | $ 135,000 | $ 132,000 |
| Pike County Ohio | 8 | $ 1,407,000 | $ 175,000 | $ 103,000 |
| Champaign County Ohio | 7 | $ 855,000 | $ 122,000 | $ 59,000 |
| Westmoreland County Pennsylvania | 7 | $ 1,814,000 | $ 259,000 | $ 127,000 |
| Putnam County West Virginia | 7 | $ 1,459,000 | $ 208,000 | $ 75,000 |
| Barbour County West Virginia | 6 | $ 1,119,000 | $ 186,000 | $ 152,000 |
| Berkeley County West Virginia | 6 | $ 649,000 | $ 108,000 | $ 70,000 |
| Tucker County West Virginia | 6 | $ 615,000 | $ 102,000 | $ 89,000 |
| Campbell County Kentucky | 5 | $ 737,000 | $ 147,000 | $ 53,000 |
| Washington County Indiana | 4 | $ 623,000 | $ 155,000 | $ 16,000 |
| Boyd County Kentucky | 4 | $ 597,000 | $ 149,000 | $ 35,000 |
| Kenton County Kentucky | 4 | $ 892,000 | $ 223,000 | $ 112,000 |
| Union County Ohio | 4 | $ 3,005,000 | $ 751,000 | $ 395,000 |
| Doddridge County West Virginia | 4 | $ 671,000 | $ 167,000 | $ 64,000 |
| Upshur County West Virginia | 4 | $ 812,000 | $ 203,000 | $ 112,000 |
| Charlotte County Florida | 3 | $ 1,289,000 | $ 429,000 | $ 2,650,000 |
| Sarasota County Florida | 3 | $ 761,000 | $ 253,000 | $ 135,000 |
| Dearborn County Indiana | 3 | $ 383,000 | $ 127,000 | $ 93,000 |
| Harrison County Indiana | 3 | $ 968,000 | $ 322,000 | $ 25,000 |
| Jackson County Indiana | 3 | $ 270,000 | $ 90,000 | $ 37,000 |
| Grayson County Kentucky | 3 | $ 522,000 | $ 174,000 | $ 294,000 |
| Oldham County Kentucky | 3 | $ 1,121,000 | $ 373,000 | $ 149,000 |
| Hocking County Ohio | 3 | $ 306,000 | $ 102,000 | $ 99,000 |
| Noble County Ohio | 3 | $ 239,000 | $ 79,000 | $ 151,000 |
| Lee County Florida | 2 | $ 1,304,000 | $ 652,000 | $ 721,000 |
| Manatee County Florida | 2 | $ 750,000 | $ 375,000 | $ 585,000 |
| Boone County Kentucky | 2 | $ 740,000 | $ 370,000 | $ 171,000 |
| Greenup County Kentucky | 2 | $ 98,000 | $ 49,000 | $ 61,000 |
| Hart County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Madison County Kentucky | 2 | $ 6,167,000 | $ 3,083,000 | $ 19,000 |
| Scott County Kentucky | 2 | $ 377,000 | $ 188,000 | $ 74,000 |
| Columbiana County Ohio | 2 | $ 18,000 | $ 9,000 | $ 21,000 |
| Cuyahoga County Ohio | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Fayette County Ohio | 2 | $ 136,000 | $ 68,000 | $ 64,000 |
| Lorain County Ohio | 2 | $ 277,000 | $ 138,000 | $ 57,000 |
| Marion County Ohio | 2 | $ 244,000 | $ 122,000 | $ 60,000 |
| Miami County Ohio | 2 | $ 591,000 | $ 295,000 | $ 116,000 |
| Muskingum County Ohio | 2 | $ 144,000 | $ 72,000 | $ 48,000 |
| Perry County Ohio | 2 | $ 601,000 | $ 300,000 | $ 669,000 |
| Richland County Ohio | 2 | $ 342,000 | $ 171,000 | $ 70,000 |
| Stark County Ohio | 2 | $ 1,948,000 | $ 974,000 | $ 22,000 |
| Clarion County Pennsylvania | 2 | $ 871,000 | $ 435,000 | $ 198,000 |
| Indiana County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Greenwood County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 75,000 |
| Cabell County West Virginia | 2 | $ 482,000 | $ 241,000 | $ 83,000 |
| Collier County Florida | 1 | $ 234,000 | $ 234,000 | $ 137,000 |
| Marion County Florida | 1 | $ 299,000 | $ 299,000 | $ 565,000 |
| Miami-Dade County Florida | 1 | $ 225,000 | $ 225,000 | $ 420,000 |
| Monroe County Florida | 1 | $ 356,000 | $ 356,000 | $ 219,000 |
| Pinellas County Florida | 1 | $ 224,000 | $ 224,000 | $ 128,000 |
| Jefferson County Indiana | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Anderson County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Grant County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 170,000 |
| Larue County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 1,000 |
| Lewis County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 87,000 |
| Marion County Kentucky | 1 | $ 522,000 | $ 522,000 | $ 166,000 |
| Shelby County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 26,000 |
| Warren County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Woodford County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Washington County Maryland | 1 | $ 332,000 | $ 332,000 | $ 176,000 |
| Leelanau County Michigan | 1 | $ 519,000 | $ 519,000 | $ 772,000 |
| Kings County New York | 1 | $ 880,000 | $ 880,000 | $ 458,000 |
| Adams County Ohio | 1 | $ 54,000 | $ 54,000 | $ 162,000 |
| Clinton County Ohio | 1 | $ 8,000 | $ 8,000 | $ 45,000 |
| Hardin County Ohio | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Highland County Ohio | 1 | $ 77,000 | $ 77,000 | $ 99,000 |
| Medina County Ohio | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Meigs County Ohio | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Morgan County Ohio | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Morrow County Ohio | 1 | $ 196,000 | $ 196,000 | $ 141,000 |
| Preble County Ohio | 1 | $ 89,000 | $ 89,000 | $ 63,000 |
| Summit County Ohio | 1 | $ 3,600,000 | $ 3,600,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Greene County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Somerset County Pennsylvania | 1 | $ 700,000 | $ 700,000 | $ 532,000 |
| Warren County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Greenville County South Carolina | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| Horry County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 234,000 |
| Campbell County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 139,000 |
| Sevier County Tennessee | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Summit County Utah | 1 | $ 1,269,000 | $ 1,269,000 | $ 828,000 |
| Calhoun County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 11,000 |
| Fayette County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 133,000 |
| Gilmer County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| Jefferson County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Lincoln County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Mineral County West Virginia | 1 | $ 219,000 | $ 219,000 | $ 52,000 |
| Pleasants County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 17,000 |
| Roane County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,193 | $589,211,000 | $268,000 | $42,320,000 | $99,000 | $7,786,000 |
| Home Improvement | 1,151 | $54,430,000 | $47,000 | $4,320,000 | $52,000 | $1,655,000 |
| Refinancing | 502 | $125,307,000 | $249,000 | $6,025,000 | $136,000 | $8,677,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,214 | $455,819,000 | $141,000 | $2,512,000 | $94,000 | $8,677,000 |
| Not applicable | 205 | $245,019,000 | $1,195,000 | $42,320,000 | $0 | $0 |
| Not Provided | 182 | $25,199,000 | $138,000 | $2,018,000 | $100,000 | $1,226,000 |
| Black or African American | 153 | $18,129,000 | $118,000 | $1,538,000 | $71,000 | $715,000 |
| Asian | 46 | $19,225,000 | $417,000 | $2,575,000 | $238,000 | $1,000,000 |
| Hispanic | 30 | $4,247,000 | $141,000 | $573,000 | $83,000 | $494,000 |
| American Indian or Alaskan Native | 11 | $356,000 | $32,000 | $155,000 | $39,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $954,000 | $190,000 | $600,000 | $82,000 | $262,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,175 | $680,210,000 | $214,000 | $42,320,000 | $96,000 | $8,677,000 |
| FHA-insured (Federal Housing Administration) | 403 | $49,490,000 | $122,000 | $453,000 | $58,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 138 | $15,904,000 | $115,000 | $236,000 | $46,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 130 | $23,344,000 | $179,000 | $486,000 | $79,000 | $322,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,657 | $622,374,000 | $234,000 | $42,320,000 | $97,000 | $7,786,000 |
| Application Denied By Financial Institution | 916 | $90,747,000 | $99,000 | $6,025,000 | $71,000 | $8,677,000 |
| Application Withdrawn By Applicant | 205 | $45,688,000 | $222,000 | $4,600,000 | $110,000 | $1,080,000 |
| Application Approved But Not Accepted | 68 | $10,139,000 | $149,000 | $2,000,000 | $33,000 | $128,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.