Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Wesbanco Bank, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,563 |
| Total Mortgage Loan Application Amount | $1,174,365,000 |
| Average Mortgage Loan Application Amount | $161,200 |
| Highest Mortgage Loan Application Amount | $33,405,000 |
| Average Applicant Income | $107,800 |
| Highest Applicant Income | $5,761,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 582 | $ 99,320,000 | $ 170,000 | $ 127,000 |
| Franklin County Ohio | 343 | $ 169,245,000 | $ 493,000 | $ 157,000 |
| Hamilton County Ohio | 295 | $ 61,435,000 | $ 208,000 | $ 136,000 |
| Belmont County Ohio | 281 | $ 28,515,000 | $ 101,000 | $ 77,000 |
| Beaver County Pennsylvania | 259 | $ 28,965,000 | $ 111,000 | $ 83,000 |
| Harrison County West Virginia | 207 | $ 29,865,000 | $ 144,000 | $ 94,000 |
| Monongalia County West Virginia | 195 | $ 84,075,000 | $ 431,000 | $ 138,000 |
| Ohio County West Virginia | 185 | $ 21,425,000 | $ 115,000 | $ 89,000 |
| Clark County Ohio | 178 | $ 16,680,000 | $ 93,000 | $ 59,000 |
| Wood County West Virginia | 166 | $ 36,600,000 | $ 220,000 | $ 75,000 |
| Kanawha County West Virginia | 164 | $ 22,160,000 | $ 135,000 | $ 83,000 |
| Jefferson County Kentucky | 148 | $ 34,220,000 | $ 231,000 | $ 159,000 |
| Hardin County Kentucky | 139 | $ 21,955,000 | $ 157,000 | $ 98,000 |
| Ross County Ohio | 123 | $ 13,675,000 | $ 111,000 | $ 76,000 |
| Butler County Pennsylvania | 118 | $ 19,570,000 | $ 165,000 | $ 129,000 |
| Lawrence County Pennsylvania | 117 | $ 8,705,000 | $ 74,000 | $ 72,000 |
| Marion County West Virginia | 116 | $ 13,200,000 | $ 113,000 | $ 88,000 |
| Marshall County West Virginia | 112 | $ 10,510,000 | $ 93,000 | $ 82,000 |
| Floyd County Indiana | 103 | $ 15,075,000 | $ 146,000 | $ 122,000 |
| Fayette County Kentucky | 103 | $ 22,125,000 | $ 214,000 | $ 131,000 |
| Jackson County Ohio | 96 | $ 9,350,000 | $ 97,000 | $ 73,000 |
| Scioto County Ohio | 96 | $ 8,870,000 | $ 92,000 | $ 74,000 |
| Brooke County West Virginia | 93 | $ 7,455,000 | $ 80,000 | $ 53,000 |
| Hancock County West Virginia | 93 | $ 9,355,000 | $ 100,000 | $ 74,000 |
| Warren County Ohio | 92 | $ 59,540,000 | $ 647,000 | $ 219,000 |
| Lawrence County Ohio | 87 | $ 9,385,000 | $ 107,000 | $ 78,000 |
| Bullitt County Kentucky | 79 | $ 8,765,000 | $ 110,000 | $ 84,000 |
| Montgomery County Ohio | 78 | $ 9,800,000 | $ 125,000 | $ 108,000 |
| Greene County Ohio | 76 | $ 12,310,000 | $ 161,000 | $ 147,000 |
| Washington County Pennsylvania | 75 | $ 13,655,000 | $ 182,000 | $ 120,000 |
| Nelson County Kentucky | 71 | $ 6,615,000 | $ 93,000 | $ 78,000 |
| Butler County Ohio | 70 | $ 14,960,000 | $ 213,000 | $ 117,000 |
| Clark County Indiana | 68 | $ 7,700,000 | $ 113,000 | $ 91,000 |
| Jefferson County Ohio | 68 | $ 6,730,000 | $ 98,000 | $ 69,000 |
| Washington County Ohio | 65 | $ 7,295,000 | $ 112,000 | $ 92,000 |
| Preston County West Virginia | 64 | $ 6,660,000 | $ 104,000 | $ 76,000 |
| Delaware County Ohio | 57 | $ 17,965,000 | $ 315,000 | $ 251,000 |
| Cabell County West Virginia | 57 | $ 9,415,000 | $ 165,000 | $ 141,000 |
| Putnam County West Virginia | 55 | $ 8,335,000 | $ 151,000 | $ 103,000 |
| Guernsey County Ohio | 54 | $ 4,980,000 | $ 92,000 | $ 67,000 |
| Jackson County West Virginia | 48 | $ 5,730,000 | $ 119,000 | $ 102,000 |
| Clermont County Ohio | 47 | $ 8,815,000 | $ 187,000 | $ 117,000 |
| Campbell County Kentucky | 43 | $ 7,605,000 | $ 176,000 | $ 150,000 |
| Franklin County Kentucky | 42 | $ 5,880,000 | $ 140,000 | $ 102,000 |
| Scott County Kentucky | 42 | $ 5,890,000 | $ 140,000 | $ 94,000 |
| Scott County Indiana | 41 | $ 2,925,000 | $ 71,000 | $ 71,000 |
| Taylor County West Virginia | 39 | $ 6,465,000 | $ 165,000 | $ 94,000 |
| Gallia County Ohio | 38 | $ 4,040,000 | $ 106,000 | $ 76,000 |
| Fairfield County Ohio | 37 | $ 4,085,000 | $ 110,000 | $ 107,000 |
| Wetzel County West Virginia | 36 | $ 3,130,000 | $ 86,000 | $ 67,000 |
| Meade County Kentucky | 35 | $ 3,245,000 | $ 92,000 | $ 68,000 |
| Pickaway County Ohio | 32 | $ 3,880,000 | $ 121,000 | $ 72,000 |
| Licking County Ohio | 31 | $ 6,525,000 | $ 210,000 | $ 121,000 |
| Anderson County Kentucky | 29 | $ 2,585,000 | $ 89,000 | $ 122,000 |
| Athens County Ohio | 20 | $ 3,820,000 | $ 191,000 | $ 91,000 |
| Vinton County Ohio | 20 | $ 1,820,000 | $ 91,000 | $ 61,000 |
| Kenton County Kentucky | 19 | $ 2,545,000 | $ 133,000 | $ 110,000 |
| Wirt County West Virginia | 19 | $ 1,835,000 | $ 96,000 | $ 49,000 |
| Hart County Kentucky | 18 | $ 1,240,000 | $ 68,000 | $ 54,000 |
| Westmoreland County Pennsylvania | 18 | $ 2,000,000 | $ 111,000 | $ 113,000 |
| Woodford County Kentucky | 16 | $ 1,530,000 | $ 95,000 | $ 94,000 |
| Tyler County West Virginia | 16 | $ 1,540,000 | $ 96,000 | $ 66,000 |
| Monroe County Ohio | 15 | $ 1,505,000 | $ 100,000 | $ 82,000 |
| Jessamine County Kentucky | 14 | $ 2,740,000 | $ 195,000 | $ 115,000 |
| Fayette County Pennsylvania | 13 | $ 1,605,000 | $ 123,000 | $ 93,000 |
| Dearborn County Indiana | 12 | $ 1,600,000 | $ 133,000 | $ 105,000 |
| Pike County Ohio | 12 | $ 1,410,000 | $ 117,000 | $ 118,000 |
| Wayne County West Virginia | 12 | $ 1,760,000 | $ 146,000 | $ 58,000 |
| Harrison County Ohio | 11 | $ 1,465,000 | $ 133,000 | $ 211,000 |
| Union County Ohio | 11 | $ 4,065,000 | $ 369,000 | $ 218,000 |
| Upshur County West Virginia | 11 | $ 1,765,000 | $ 160,000 | $ 112,000 |
| Noble County Ohio | 10 | $ 1,120,000 | $ 112,000 | $ 64,000 |
| Harrison County Indiana | 9 | $ 1,185,000 | $ 131,000 | $ 138,000 |
| Boone County Kentucky | 9 | $ 3,255,000 | $ 361,000 | $ 169,000 |
| Miami County Ohio | 9 | $ 875,000 | $ 97,000 | $ 72,000 |
| Washington County Indiana | 8 | $ 410,000 | $ 51,000 | $ 73,000 |
| Greenup County Kentucky | 8 | $ 810,000 | $ 101,000 | $ 71,000 |
| Larue County Kentucky | 8 | $ 1,000,000 | $ 125,000 | $ 78,000 |
| Morrow County Ohio | 8 | $ 1,750,000 | $ 218,000 | $ 255,000 |
| Oldham County Kentucky | 7 | $ 2,015,000 | $ 287,000 | $ 139,000 |
| Barbour County West Virginia | 7 | $ 655,000 | $ 93,000 | $ 53,000 |
| Madison County Kentucky | 6 | $ 800,000 | $ 133,000 | $ 69,000 |
| Mercer County Kentucky | 6 | $ 350,000 | $ 58,000 | $ 65,000 |
| Shelby County Kentucky | 6 | $ 790,000 | $ 131,000 | $ 74,000 |
| Champaign County Ohio | 6 | $ 340,000 | $ 56,000 | $ 64,000 |
| Doddridge County West Virginia | 6 | $ 800,000 | $ 133,000 | $ 74,000 |
| Lewis County West Virginia | 6 | $ 920,000 | $ 153,000 | $ 74,000 |
| Boyd County Kentucky | 5 | $ 505,000 | $ 101,000 | $ 64,000 |
| Columbiana County Ohio | 5 | $ 1,785,000 | $ 357,000 | $ 222,000 |
| Knox County Ohio | 5 | $ 515,000 | $ 103,000 | $ 94,000 |
| Madison County Ohio | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
| Marion County Ohio | 5 | $ 695,000 | $ 139,000 | $ 178,000 |
| Lee County Florida | 4 | $ 770,000 | $ 192,000 | $ 165,000 |
| Bourbon County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 109,000 |
| Breckinridge County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 75,000 |
| Grayson County Kentucky | 4 | $ 1,550,000 | $ 387,000 | $ 178,000 |
| Owen County Kentucky | 4 | $ 210,000 | $ 52,000 | $ 66,000 |
| Meigs County Ohio | 4 | $ 780,000 | $ 195,000 | $ 110,000 |
| Perry County Ohio | 4 | $ 630,000 | $ 157,000 | $ 125,000 |
| Greene County Pennsylvania | 4 | $ 350,000 | $ 87,000 | $ 98,000 |
| Mercer County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 194,000 |
| Calhoun County West Virginia | 4 | $ 400,000 | $ 100,000 | $ 54,000 |
| Ritchie County West Virginia | 4 | $ 500,000 | $ 125,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,255,000 | $ 751,000 | $ 353,000 |
| Clark County Kentucky | 3 | $ 695,000 | $ 231,000 | $ 77,000 |
| Spencer County Kentucky | 3 | $ 455,000 | $ 151,000 | $ 78,000 |
| Brown County Ohio | 3 | $ 315,000 | $ 105,000 | $ 66,000 |
| Carroll County Ohio | 3 | $ 345,000 | $ 115,000 | $ 121,000 |
| Clinton County Ohio | 3 | $ 445,000 | $ 148,000 | $ 80,000 |
| Fayette County Ohio | 3 | $ 285,000 | $ 95,000 | $ 152,000 |
| Highland County Ohio | 3 | $ 405,000 | $ 135,000 | $ 80,000 |
| Logan County Ohio | 3 | $ 105,000 | $ 35,000 | $ 52,000 |
| Stark County Ohio | 3 | $ 295,000 | $ 98,000 | $ 1,084,000 |
| Summit County Ohio | 3 | $ 695,000 | $ 231,000 | $ 188,000 |
| Horry County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 1,169,000 |
| Lincoln County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 23,000 |
| Raleigh County West Virginia | 3 | $ 625,000 | $ 208,000 | $ 206,000 |
| Randolph County West Virginia | 3 | $ 195,000 | $ 65,000 | $ 66,000 |
| Denver County Colorado | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Walton County Florida | 2 | $ 2,150,000 | $ 1,075,000 | $ 732,000 |
| Boone County Indiana | 2 | $ 880,000 | $ 440,000 | $ 320,000 |
| Hamilton County Indiana | 2 | $ 1,300,000 | $ 650,000 | $ 752,000 |
| Jackson County Indiana | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Jefferson County Indiana | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Garrard County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 119,000 |
| Harrison County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 115,000 |
| Marion County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Taylor County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| Adams County Ohio | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Ashtabula County Ohio | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Crawford County Ohio | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Hocking County Ohio | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Lucas County Ohio | 2 | $ 80,000 | $ 40,000 | $ 152,000 |
| Medina County Ohio | 2 | $ 530,000 | $ 265,000 | $ 124,000 |
| Morgan County Ohio | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Muskingum County Ohio | 2 | $ 120,000 | $ 60,000 | $ 143,000 |
| Crawford County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 94,000 |
| Beaufort County South Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 338,000 |
| Shelby County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| Mason County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Pleasants County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 125,000 |
| Tucker County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Pima County Arizona | 1 | $ 295,000 | $ 295,000 | $ 205,000 |
| Los Angeles County California | 1 | $ 845,000 | $ 845,000 | $ 643,000 |
| Broward County Florida | 1 | $ 175,000 | $ 175,000 | $ 265,000 |
| Collier County Florida | 1 | $ 6,005,000 | $ 6,005,000 | $ 4,438,000 |
| Marion County Florida | 1 | $ 295,000 | $ 295,000 | $ 570,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Polk County Florida | 1 | $ 185,000 | $ 185,000 | $ 170,000 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 406,000 |
| Fulton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Cook County Illinois | 1 | $ 405,000 | $ 405,000 | $ 495,000 |
| Brown County Indiana | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Franklin County Indiana | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Marion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Ripley County Indiana | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Union County Indiana | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Edmonson County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Fleming County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Grant County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Hopkins County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Montgomery County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Pulaski County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 260,000 |
| Rowan County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Russell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Warren County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Garrett County Maryland | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Leelanau County Michigan | 1 | $ 675,000 | $ 675,000 | $ 498,000 |
| Macomb County Michigan | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Iredell County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Allen County Ohio | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Erie County Ohio | 1 | $ 135,000 | $ 135,000 | $ 247,000 |
| Lorain County Ohio | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| Mahoning County Ohio | 1 | $ 3,445,000 | $ 3,445,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 215,000 | $ 215,000 | $ 211,000 |
| Wood County Ohio | 1 | $ 595,000 | $ 595,000 | $ 239,000 |
| Armstrong County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Clarion County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Dauphin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Indiana County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Somerset County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Venango County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Anderson County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Charleston County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 240,000 |
| Georgetown County South Carolina | 1 | $ 1,705,000 | $ 1,705,000 | $ 868,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 159,000 |
| Oconee County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Anderson County Tennessee | 1 | $ 1,165,000 | $ 1,165,000 | $ 450,000 |
| Davidson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 163,000 |
| Fentress County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Summit County Utah | 1 | $ 1,095,000 | $ 1,095,000 | $ 392,000 |
| Wasatch County Utah | 1 | $ 525,000 | $ 525,000 | $ 424,000 |
| Smyth County Virginia | 1 | $ 395,000 | $ 395,000 | $ 153,000 |
| Boone County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Hampshire County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Roane County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Racine County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,564 | $709,120,000 | $276,000 | $33,405,000 | $108,000 | $2,952,000 |
| Home Improvement | 1,394 | $127,050,000 | $91,000 | $5,555,000 | $112,000 | $3,067,000 |
| Other Purpose | 1,290 | $109,740,000 | $85,000 | $6,005,000 | $103,000 | $4,438,000 |
| Refinancing | 913 | $153,175,000 | $167,000 | $4,785,000 | $112,000 | $5,761,000 |
| Cash-out Refinancing | 402 | $75,280,000 | $187,000 | $1,595,000 | $104,000 | $717,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,589 | $790,485,000 | $141,000 | $6,005,000 | $102,000 | $5,761,000 |
| Not Provided | 410 | $74,430,000 | $181,000 | $1,625,000 | $181,000 | $3,067,000 |
| Not applicable | 208 | $250,890,000 | $1,206,000 | $33,405,000 | $0 | $0 |
| Black or African American | 182 | $19,110,000 | $105,000 | $685,000 | $68,000 | $656,000 |
| Hispanic | 78 | $11,190,000 | $143,000 | $545,000 | $102,000 | $790,000 |
| Asian | 77 | $23,305,000 | $302,000 | $1,505,000 | $221,000 | $972,000 |
| American Indian or Alaskan Native | 9 | $765,000 | $85,000 | $165,000 | $62,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $210,000 | $105,000 | $125,000 | $37,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,820 | $1,075,210,000 | $184,000 | $33,405,000 | $115,000 | $5,761,000 |
| FHA-insured (Federal Housing Administration) | 477 | $60,345,000 | $126,000 | $325,000 | $55,000 | $323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 137 | $15,935,000 | $116,000 | $255,000 | $47,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 129 | $22,875,000 | $177,000 | $455,000 | $74,000 | $213,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,634 | $911,690,000 | $196,000 | $33,405,000 | $116,000 | $5,761,000 |
| Application Denied By Financial Institution | 1,397 | $160,185,000 | $114,000 | $1,805,000 | $83,000 | $1,354,000 |
| Application Withdrawn By Applicant | 316 | $73,740,000 | $233,000 | $5,555,000 | $109,000 | $1,270,000 |
| Application Approved But Not Accepted | 214 | $28,520,000 | $133,000 | $1,255,000 | $111,000 | $809,000 |
| File Closed For Incompleteness | 2 | $230,000 | $115,000 | $205,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,166 | $1,014,180,000 | $196,000 | $33,405,000 | $115,000 | $5,761,000 |
| Credit History | 400 | $31,340,000 | $78,000 | $1,005,000 | $76,000 | $850,000 |
| Debt-To-Income Ratio | 328 | $38,350,000 | $116,000 | $875,000 | $54,000 | $359,000 |
| Collateral | 301 | $38,175,000 | $126,000 | $1,655,000 | $94,000 | $1,037,000 |
| Other | 177 | $15,175,000 | $85,000 | $665,000 | $110,000 | $1,354,000 |
| Credit Application Incomplete | 87 | $22,555,000 | $259,000 | $1,805,000 | $141,000 | $750,000 |
| Employment History | 47 | $5,715,000 | $121,000 | $1,325,000 | $75,000 | $512,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $5,720,000 | $143,000 | $515,000 | $70,000 | $197,000 |
| Unverifiable Information | 16 | $2,960,000 | $185,000 | $975,000 | $96,000 | $240,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $115,000 | $115,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.