Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wesbanco Bank, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,361 |
| Total Mortgage Loan Application Amount | $401,401,000 |
| Average Mortgage Loan Application Amount | $258,840 |
| Highest Mortgage Loan Application Amount | $9,672,000 |
| Average Applicant Income | $106,640 |
| Highest Applicant Income | $6,210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 561 | $ 45,001,000 | $ 80,000 | $ 42,000 |
| Ohio County West Virginia | 365 | $ 32,977,000 | $ 90,000 | $ 59,000 |
| Wood County West Virginia | 364 | $ 27,483,000 | $ 75,000 | $ 38,000 |
| Harrison County West Virginia | 362 | $ 39,752,000 | $ 109,000 | $ 42,000 |
| Monongalia County West Virginia | 362 | $ 42,388,000 | $ 117,000 | $ 49,000 |
| Kanawha County West Virginia | 266 | $ 37,996,000 | $ 142,000 | $ 52,000 |
| Marion County West Virginia | 210 | $ 16,677,000 | $ 79,000 | $ 45,000 |
| Wetzel County West Virginia | 205 | $ 11,053,000 | $ 53,000 | $ 37,000 |
| Monroe County Ohio | 180 | $ 11,084,000 | $ 61,000 | $ 52,000 |
| Marshall County West Virginia | 173 | $ 10,343,000 | $ 59,000 | $ 44,000 |
| Preston County West Virginia | 156 | $ 10,775,000 | $ 69,000 | $ 38,000 |
| Tyler County West Virginia | 87 | $ 4,399,000 | $ 50,000 | $ 39,000 |
| Jackson County West Virginia | 81 | $ 5,610,000 | $ 69,000 | $ 43,000 |
| Washington County Ohio | 77 | $ 7,966,000 | $ 103,000 | $ 67,000 |
| Washington County Pennsylvania | 77 | $ 10,390,000 | $ 134,000 | $ 62,000 |
| Ritchie County West Virginia | 75 | $ 4,303,000 | $ 57,000 | $ 31,000 |
| Brooke County West Virginia | 65 | $ 5,677,000 | $ 87,000 | $ 80,000 |
| Franklin County Ohio | 63 | $ 17,819,000 | $ 282,000 | $ 52,000 |
| Guernsey County Ohio | 63 | $ 3,558,000 | $ 56,000 | $ 47,000 |
| Hancock County West Virginia | 63 | $ 4,497,000 | $ 71,000 | $ 43,000 |
| Wirt County West Virginia | 43 | $ 2,303,000 | $ 53,000 | $ 32,000 |
| Centre County Pennsylvania | 42 | $ 4,908,000 | $ 116,000 | $ 95,000 |
| Jefferson County Ohio | 33 | $ 1,902,000 | $ 57,000 | $ 47,000 |
| Allegheny County Pennsylvania | 29 | $ 4,441,000 | $ 153,000 | $ 57,000 |
| Pleasants County West Virginia | 21 | $ 1,632,000 | $ 77,000 | $ 40,000 |
| Taylor County West Virginia | 21 | $ 1,826,000 | $ 86,000 | $ 64,000 |
| Lewis County West Virginia | 20 | $ 1,916,000 | $ 95,000 | $ 57,000 |
| Blair County Pennsylvania | 18 | $ 1,327,000 | $ 73,000 | $ 59,000 |
| Harrison County Ohio | 17 | $ 1,050,000 | $ 61,000 | $ 35,000 |
| Putnam County West Virginia | 17 | $ 1,872,000 | $ 110,000 | $ 41,000 |
| Noble County Ohio | 16 | $ 962,000 | $ 60,000 | $ 37,000 |
| Mifflin County Pennsylvania | 15 | $ 862,000 | $ 57,000 | $ 65,000 |
| Huntingdon County Pennsylvania | 13 | $ 1,103,000 | $ 84,000 | $ 57,000 |
| Barbour County West Virginia | 13 | $ 1,272,000 | $ 97,000 | $ 46,000 |
| Upshur County West Virginia | 11 | $ 576,000 | $ 52,000 | $ 30,000 |
| Bedford County Pennsylvania | 9 | $ 826,000 | $ 91,000 | $ 58,000 |
| Doddridge County West Virginia | 8 | $ 586,000 | $ 73,000 | $ 52,000 |
| Randolph County West Virginia | 8 | $ 705,000 | $ 88,000 | $ 40,000 |
| Fayette County Pennsylvania | 7 | $ 581,000 | $ 83,000 | $ 129,000 |
| Juniata County Pennsylvania | 7 | $ 529,000 | $ 75,000 | $ 71,000 |
| Tucker County West Virginia | 7 | $ 538,000 | $ 76,000 | $ 104,000 |
| Athens County Ohio | 6 | $ 626,000 | $ 104,000 | $ 57,000 |
| Calhoun County West Virginia | 6 | $ 373,000 | $ 62,000 | $ 35,000 |
| Roane County West Virginia | 6 | $ 375,000 | $ 62,000 | $ 40,000 |
| Delaware County Ohio | 5 | $ 857,000 | $ 171,000 | $ 61,000 |
| Licking County Ohio | 5 | $ 918,000 | $ 183,000 | $ 46,000 |
| Clinton County Pennsylvania | 5 | $ 411,000 | $ 82,000 | $ 53,000 |
| Greene County Pennsylvania | 5 | $ 432,000 | $ 86,000 | $ 34,000 |
| Braxton County West Virginia | 5 | $ 421,000 | $ 84,000 | $ 60,000 |
| Lincoln County West Virginia | 5 | $ 313,000 | $ 62,000 | $ 24,000 |
| Sarasota County Florida | 4 | $ 240,000 | $ 60,000 | $ 89,000 |
| Garrett County Maryland | 4 | $ 1,021,000 | $ 255,000 | $ 157,000 |
| Meigs County Ohio | 4 | $ 159,000 | $ 39,000 | $ 52,000 |
| Fairfield County Ohio | 3 | $ 410,000 | $ 136,000 | $ 33,000 |
| Morgan County Ohio | 3 | $ 232,000 | $ 77,000 | $ 33,000 |
| Beaufort County South Carolina | 3 | $ 1,969,000 | $ 656,000 | $ 357,000 |
| Ashtabula County Ohio | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Madison County Ohio | 2 | $ 157,000 | $ 78,000 | $ 32,000 |
| Westmoreland County Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 96,000 |
| Horry County South Carolina | 2 | $ 388,000 | $ 194,000 | $ 612,000 |
| Fayette County West Virginia | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Mason County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Raleigh County West Virginia | 2 | $ 234,000 | $ 117,000 | $ 39,000 |
| Coconino County Arizona | 1 | $ 200,000 | $ 200,000 | $ 238,000 |
| Sussex County Delaware | 1 | $ 440,000 | $ 440,000 | $ 178,000 |
| District of Columbia County District Of Columbia | 1 | $ 367,000 | $ 367,000 | $ 428,000 |
| Lee County Florida | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Miami-Dade County Florida | 1 | $ 260,000 | $ 260,000 | $ 126,000 |
| Washington County Maryland | 1 | $ 100,000 | $ 100,000 | $ 211,000 |
| Cheboygan County Michigan | 1 | $ 168,000 | $ 168,000 | $ 92,000 |
| Jackson County Michigan | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Allen County Ohio | 1 | $ 4,700,000 | $ 4,700,000 | $ 0 |
| Erie County Ohio | 1 | $ 281,000 | $ 281,000 | $ 188,000 |
| Knox County Ohio | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
| Muskingum County Ohio | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Stark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Warren County Ohio | 1 | $ 490,000 | $ 490,000 | $ 203,000 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Bucks County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 140,000 |
| Butler County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 125,000 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Elk County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Lebanon County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Lycoming County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Somerset County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Cabell County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Gilmer County West Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Logan County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| Mercer County West Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Monroe County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Morgan County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Pocahontas County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 213,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,266 | $208,904,000 | $120,428 | $2,500,000 | $117,428 | $6,210,000 |
| Home Purchase (one-to-four family) | 1,711 | $143,391,000 | $317,090 | $1,554,000 | $154,909 | $2,079,000 |
| Home Improvement (one-to-four family) | 323 | $2,553,000 | $12,000 | $90,000 | $35,000 | $305,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 61 | $46,553,000 | $697,333 | $9,672,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,060 | $335,609,000 | $202,090 | $2,800,000 | $180,909 | $6,210,000 |
| Not applicable | 122 | $46,873,000 | $332,200 | $9,672,000 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 96 | $10,417,000 | $163,000 | $1,170,000 | $58,750 | $780,000 |
| Black | 45 | $3,256,000 | $100,000 | $375,000 | $54,000 | $228,000 |
| Asian or Pacific Islander | 20 | $2,933,000 | $135,000 | $450,000 | $96,000 | $300,000 |
| Hispanic | 9 | $1,187,000 | $133,666 | $375,000 | $64,000 | $161,000 |
| American Indian or Alaskan Native | 7 | $495,000 | $41,000 | $175,000 | $120,333 | $275,000 |
| Other | 2 | $631,000 | $315,500 | $500,000 | $148,500 | $264,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,084 | $378,424,000 | $200,250 | $9,672,000 | $153,000 | $6,210,000 |
| FHA-insured (Federal Housing Administration) | 187 | $14,176,000 | $76,333 | $173,000 | $37,666 | $104,000 |
| VA-guaranteed (Veterans Administration) | 90 | $8,801,000 | $116,000 | $267,000 | $44,666 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,259 | $317,981,000 | $227,090 | $9,672,000 | $167,272 | $6,210,000 |
| Application Denied By Financial Institution | 491 | $26,780,000 | $52,250 | $1,425,000 | $33,500 | $383,000 |
| Application Withdrawn By Applicant | 423 | $40,815,000 | $97,600 | $1,170,000 | $61,400 | $900,000 |
| Loan Purchased By The Institution | 111 | $10,102,000 | $91,000 | $269,000 | $70,000 | $307,000 |
| Application Approved But Not Accepted | 77 | $5,723,000 | $83,666 | $343,000 | $55,333 | $434,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.