Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wesbanco Bank, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,153 |
| Total Mortgage Loan Application Amount | $363,136,000 |
| Average Mortgage Loan Application Amount | $173,240 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $99,120 |
| Highest Applicant Income | $2,059,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harrison County West Virginia | 377 | $ 29,031,000 | $ 77,000 | $ 43,000 |
| Hamilton County Ohio | 332 | $ 52,208,000 | $ 157,000 | $ 63,000 |
| Belmont County Ohio | 328 | $ 21,480,000 | $ 65,000 | $ 54,000 |
| Kanawha County West Virginia | 284 | $ 18,428,000 | $ 64,000 | $ 62,000 |
| Ohio County West Virginia | 237 | $ 16,496,000 | $ 69,000 | $ 44,000 |
| Wood County West Virginia | 218 | $ 14,832,000 | $ 68,000 | $ 50,000 |
| Monongalia County West Virginia | 196 | $ 25,117,000 | $ 128,000 | $ 93,000 |
| Marion County West Virginia | 191 | $ 12,486,000 | $ 65,000 | $ 38,000 |
| Clark County Ohio | 162 | $ 16,589,000 | $ 102,000 | $ 56,000 |
| Marshall County West Virginia | 158 | $ 6,013,000 | $ 38,000 | $ 34,000 |
| Wetzel County West Virginia | 145 | $ 6,349,000 | $ 43,000 | $ 36,000 |
| Preston County West Virginia | 131 | $ 8,132,000 | $ 62,000 | $ 37,000 |
| Monroe County Ohio | 95 | $ 4,251,000 | $ 44,000 | $ 46,000 |
| Washington County Ohio | 89 | $ 7,444,000 | $ 83,000 | $ 67,000 |
| Ritchie County West Virginia | 79 | $ 3,578,000 | $ 45,000 | $ 36,000 |
| Hancock County West Virginia | 74 | $ 3,601,000 | $ 48,000 | $ 34,000 |
| Brooke County West Virginia | 69 | $ 1,993,000 | $ 28,000 | $ 41,000 |
| Franklin County Ohio | 67 | $ 9,638,000 | $ 143,000 | $ 70,000 |
| Washington County Pennsylvania | 67 | $ 3,259,000 | $ 48,000 | $ 80,000 |
| Jackson County West Virginia | 67 | $ 3,434,000 | $ 51,000 | $ 43,000 |
| Butler County Ohio | 63 | $ 12,221,000 | $ 193,000 | $ 88,000 |
| Guernsey County Ohio | 53 | $ 3,226,000 | $ 60,000 | $ 48,000 |
| Tyler County West Virginia | 45 | $ 2,437,000 | $ 54,000 | $ 54,000 |
| Dearborn County Indiana | 40 | $ 5,617,000 | $ 140,000 | $ 58,000 |
| Allegheny County Pennsylvania | 40 | $ 13,393,000 | $ 334,000 | $ 189,000 |
| Jefferson County Ohio | 39 | $ 2,670,000 | $ 68,000 | $ 40,000 |
| Wirt County West Virginia | 29 | $ 852,000 | $ 29,000 | $ 36,000 |
| Greene County Ohio | 26 | $ 2,675,000 | $ 102,000 | $ 49,000 |
| Putnam County West Virginia | 24 | $ 3,064,000 | $ 127,000 | $ 54,000 |
| Montgomery County Ohio | 21 | $ 773,000 | $ 36,000 | $ 40,000 |
| Warren County Ohio | 21 | $ 4,859,000 | $ 231,000 | $ 66,000 |
| Harrison County Ohio | 19 | $ 1,091,000 | $ 57,000 | $ 49,000 |
| Lewis County West Virginia | 19 | $ 2,402,000 | $ 126,000 | $ 43,000 |
| Taylor County West Virginia | 18 | $ 2,114,000 | $ 117,000 | $ 50,000 |
| Clermont County Ohio | 15 | $ 3,041,000 | $ 202,000 | $ 95,000 |
| Doddridge County West Virginia | 14 | $ 1,180,000 | $ 84,000 | $ 57,000 |
| Upshur County West Virginia | 12 | $ 1,187,000 | $ 98,000 | $ 52,000 |
| Greene County Pennsylvania | 10 | $ 815,000 | $ 81,000 | $ 60,000 |
| Pleasants County West Virginia | 10 | $ 251,000 | $ 25,000 | $ 47,000 |
| Kenton County Kentucky | 9 | $ 1,572,000 | $ 174,000 | $ 69,000 |
| Franklin County Indiana | 8 | $ 1,098,000 | $ 137,000 | $ 78,000 |
| Boone County Kentucky | 8 | $ 1,297,000 | $ 162,000 | $ 91,000 |
| Noble County Ohio | 8 | $ 621,000 | $ 77,000 | $ 38,000 |
| Fairfield County Ohio | 7 | $ 720,000 | $ 102,000 | $ 39,000 |
| Licking County Ohio | 6 | $ 742,000 | $ 123,000 | $ 78,000 |
| Fayette County Pennsylvania | 6 | $ 708,000 | $ 118,000 | $ 63,000 |
| Delaware County Ohio | 5 | $ 1,641,000 | $ 328,000 | $ 117,000 |
| Meigs County Ohio | 5 | $ 204,000 | $ 40,000 | $ 48,000 |
| Barbour County West Virginia | 5 | $ 488,000 | $ 97,000 | $ 46,000 |
| Switzerland County Indiana | 4 | $ 758,000 | $ 189,000 | $ 74,000 |
| Garrett County Maryland | 4 | $ 880,000 | $ 220,000 | $ 133,000 |
| Ohio County Indiana | 3 | $ 382,000 | $ 127,000 | $ 87,000 |
| Ripley County Indiana | 3 | $ 443,000 | $ 147,000 | $ 48,000 |
| Mahoning County Ohio | 3 | $ 1,231,000 | $ 410,000 | $ 0 |
| Lawrence County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Cabell County West Virginia | 3 | $ 207,000 | $ 69,000 | $ 48,000 |
| Roane County West Virginia | 3 | $ 101,000 | $ 33,000 | $ 37,000 |
| Campbell County Kentucky | 2 | $ 189,000 | $ 94,000 | $ 12,000 |
| Brown County Ohio | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Champaign County Ohio | 2 | $ 213,000 | $ 106,000 | $ 44,000 |
| Clinton County Ohio | 2 | $ 163,000 | $ 81,000 | $ 40,000 |
| Coshocton County Ohio | 2 | $ 473,000 | $ 236,000 | $ 93,000 |
| Cuyahoga County Ohio | 2 | $ 175,000 | $ 87,000 | $ 113,000 |
| Hancock County Ohio | 2 | $ 696,000 | $ 348,000 | $ 191,000 |
| Morgan County Ohio | 2 | $ 151,000 | $ 75,000 | $ 37,000 |
| Preble County Ohio | 2 | $ 745,000 | $ 372,000 | $ 102,000 |
| Ross County Ohio | 2 | $ 326,000 | $ 163,000 | $ 37,000 |
| Westmoreland County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Horry County South Carolina | 2 | $ 583,000 | $ 291,000 | $ 21,000 |
| Greenbrier County West Virginia | 2 | $ 473,000 | $ 236,000 | $ 226,000 |
| Lincoln County West Virginia | 2 | $ 129,000 | $ 64,000 | $ 31,000 |
| Pocahontas County West Virginia | 2 | $ 324,000 | $ 162,000 | $ 138,000 |
| Randolph County West Virginia | 2 | $ 56,000 | $ 28,000 | $ 41,000 |
| Pima County Arizona | 1 | $ 208,000 | $ 208,000 | $ 32,000 |
| Los Angeles County California | 1 | $ 600,000 | $ 600,000 | $ 153,000 |
| Collier County Florida | 1 | $ 300,000 | $ 300,000 | $ 89,000 |
| Pinellas County Florida | 1 | $ 489,000 | $ 489,000 | $ 155,000 |
| Volusia County Florida | 1 | $ 152,000 | $ 152,000 | $ 108,000 |
| Fulton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 270,000 |
| Carroll County Indiana | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Cass County Indiana | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Hamilton County Indiana | 1 | $ 287,000 | $ 287,000 | $ 156,000 |
| Jasper County Indiana | 1 | $ 258,000 | $ 258,000 | $ 75,000 |
| Monroe County Indiana | 1 | $ 416,000 | $ 416,000 | $ 806,000 |
| Morgan County Indiana | 1 | $ 298,000 | $ 298,000 | $ 96,000 |
| Porter County Indiana | 1 | $ 67,000 | $ 67,000 | $ 200,000 |
| Wabash County Indiana | 1 | $ 359,000 | $ 359,000 | $ 50,000 |
| Whitley County Indiana | 1 | $ 231,000 | $ 231,000 | $ 65,000 |
| Grant County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 136,000 |
| Brunswick County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 104,000 |
| Ashland County Ohio | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Athens County Ohio | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| Carroll County Ohio | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| Hocking County Ohio | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Knox County Ohio | 1 | $ 340,000 | $ 340,000 | $ 82,000 |
| Lorain County Ohio | 1 | $ 840,000 | $ 840,000 | $ 247,000 |
| Miami County Ohio | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Portage County Ohio | 1 | $ 11,000 | $ 11,000 | $ 55,000 |
| Richland County Ohio | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Scioto County Ohio | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| Union County Ohio | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Wood County Ohio | 1 | $ 357,000 | $ 357,000 | $ 110,000 |
| Butler County Pennsylvania | 1 | $ 837,000 | $ 837,000 | $ 455,000 |
| Lebanon County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 158,000 |
| Somerset County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 498,000 |
| Beaufort County South Carolina | 1 | $ 592,000 | $ 592,000 | $ 260,000 |
| Braxton County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Calhoun County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 14,000 |
| Clay County West Virginia | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Mercer County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,086 | $236,888,000 | $214,500 | $2,124,000 | $102,250 | $2,059,000 |
| Home Improvement | 1,249 | $22,071,000 | $63,500 | $840,000 | $65,000 | $498,000 |
| Refinancing | 818 | $104,177,000 | $196,571 | $2,400,000 | $123,000 | $1,486,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,698 | $311,707,000 | $218,416 | $2,400,000 | $95,500 | $2,059,000 |
| Not Provided | 172 | $20,910,000 | $145,000 | $1,080,000 | $102,142 | $889,000 |
| Not applicable | 111 | $14,307,000 | $172,400 | $1,519,000 | $0 | $0 |
| Black or African American | 110 | $8,024,000 | $82,333 | $600,000 | $120,166 | $743,000 |
| Asian | 31 | $6,210,000 | $449,000 | $1,416,000 | $146,500 | $411,000 |
| Hispanic | 17 | $987,000 | $58,000 | $206,000 | $160,666 | $388,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $548,000 | $69,500 | $165,000 | $40,250 | $52,000 |
| American Indian or Alaskan Native | 7 | $443,000 | $67,000 | $221,000 | $62,333 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,870 | $339,301,000 | $208,384 | $2,400,000 | $103,230 | $2,059,000 |
| FHA-insured (Federal Housing Administration) | 196 | $15,420,000 | $74,500 | $175,000 | $39,500 | $95,000 |
| VA-guaranteed (Veterans Administration) | 87 | $8,415,000 | $98,600 | $204,000 | $47,800 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,877 | $278,919,000 | $223,916 | $2,400,000 | $115,583 | $2,059,000 |
| Application Denied By Financial Institution | 717 | $27,859,000 | $89,500 | $1,080,000 | $34,833 | $386,000 |
| Application Withdrawn By Applicant | 379 | $38,927,000 | $134,833 | $1,480,000 | $69,666 | $457,000 |
| Application Approved But Not Accepted | 99 | $11,781,000 | $176,250 | $650,000 | $94,750 | $430,000 |
| Preapproval Denied by Financial Institution | 81 | $5,650,000 | $69,000 | $204,000 | $36,000 | $65,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.