Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wesbanco Bank, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,992 |
| Total Mortgage Loan Application Amount | $336,706,000 |
| Average Mortgage Loan Application Amount | $80,333 |
| Highest Mortgage Loan Application Amount | $3,900,000 |
| Average Applicant Income | $51,333 |
| Highest Applicant Income | $1,522,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 364 | $ 25,936,000 | $ 71,000 | $ 50,000 |
| Harrison County West Virginia | 332 | $ 28,302,000 | $ 85,000 | $ 53,000 |
| Ohio County West Virginia | 277 | $ 24,863,000 | $ 89,000 | $ 53,000 |
| Hamilton County Ohio | 257 | $ 30,146,000 | $ 117,000 | $ 67,000 |
| Kanawha County West Virginia | 249 | $ 17,400,000 | $ 69,000 | $ 46,000 |
| Wood County West Virginia | 233 | $ 16,515,000 | $ 70,000 | $ 49,000 |
| Clark County Ohio | 216 | $ 13,917,000 | $ 64,000 | $ 47,000 |
| Monongalia County West Virginia | 194 | $ 23,295,000 | $ 120,000 | $ 65,000 |
| Wetzel County West Virginia | 159 | $ 8,032,000 | $ 50,000 | $ 48,000 |
| Marion County West Virginia | 151 | $ 13,613,000 | $ 90,000 | $ 50,000 |
| Marshall County West Virginia | 149 | $ 7,389,000 | $ 49,000 | $ 41,000 |
| Preston County West Virginia | 146 | $ 7,679,000 | $ 52,000 | $ 41,000 |
| Franklin County Ohio | 91 | $ 14,201,000 | $ 156,000 | $ 44,000 |
| Monroe County Ohio | 79 | $ 3,456,000 | $ 43,000 | $ 35,000 |
| Brooke County West Virginia | 76 | $ 3,004,000 | $ 39,000 | $ 38,000 |
| Washington County Ohio | 75 | $ 7,305,000 | $ 97,000 | $ 67,000 |
| Jackson County West Virginia | 59 | $ 2,093,000 | $ 35,000 | $ 41,000 |
| Washington County Pennsylvania | 55 | $ 5,821,000 | $ 105,000 | $ 100,000 |
| Guernsey County Ohio | 52 | $ 2,886,000 | $ 55,000 | $ 52,000 |
| Tyler County West Virginia | 49 | $ 1,952,000 | $ 39,000 | $ 35,000 |
| Hancock County West Virginia | 47 | $ 2,736,000 | $ 58,000 | $ 41,000 |
| Jefferson County Ohio | 33 | $ 1,652,000 | $ 50,000 | $ 47,000 |
| Dearborn County Indiana | 32 | $ 5,492,000 | $ 171,000 | $ 80,000 |
| Butler County Ohio | 32 | $ 5,661,000 | $ 176,000 | $ 77,000 |
| Montgomery County Ohio | 28 | $ 4,054,000 | $ 144,000 | $ 69,000 |
| Harrison County Ohio | 24 | $ 935,000 | $ 38,000 | $ 35,000 |
| Greene County Ohio | 23 | $ 1,576,000 | $ 68,000 | $ 44,000 |
| Wirt County West Virginia | 23 | $ 1,662,000 | $ 72,000 | $ 34,000 |
| Upshur County West Virginia | 18 | $ 2,371,000 | $ 131,000 | $ 87,000 |
| Allegheny County Pennsylvania | 17 | $ 3,307,000 | $ 194,000 | $ 48,000 |
| Ritchie County West Virginia | 17 | $ 1,175,000 | $ 69,000 | $ 41,000 |
| Warren County Ohio | 14 | $ 2,119,000 | $ 151,000 | $ 92,000 |
| Taylor County West Virginia | 14 | $ 1,143,000 | $ 81,000 | $ 40,000 |
| Noble County Ohio | 13 | $ 695,000 | $ 53,000 | $ 33,000 |
| Clermont County Ohio | 11 | $ 1,408,000 | $ 128,000 | $ 66,000 |
| Delaware County Ohio | 11 | $ 2,450,000 | $ 222,000 | $ 100,000 |
| Greene County Pennsylvania | 11 | $ 727,000 | $ 66,000 | $ 52,000 |
| Lewis County West Virginia | 11 | $ 1,198,000 | $ 108,000 | $ 60,000 |
| Barbour County West Virginia | 10 | $ 821,000 | $ 82,000 | $ 74,000 |
| Champaign County Ohio | 9 | $ 875,000 | $ 97,000 | $ 61,000 |
| Licking County Ohio | 9 | $ 1,364,000 | $ 151,000 | $ 60,000 |
| Pleasants County West Virginia | 8 | $ 666,000 | $ 83,000 | $ 46,000 |
| Putnam County West Virginia | 7 | $ 628,000 | $ 89,000 | $ 69,000 |
| Fairfield County Ohio | 6 | $ 691,000 | $ 115,000 | $ 60,000 |
| Brown County Ohio | 5 | $ 654,000 | $ 130,000 | $ 46,000 |
| Randolph County West Virginia | 5 | $ 774,000 | $ 154,000 | $ 99,000 |
| Campbell County Kentucky | 4 | $ 225,000 | $ 56,000 | $ 69,000 |
| Roane County West Virginia | 4 | $ 232,000 | $ 58,000 | $ 65,000 |
| Franklin County Indiana | 3 | $ 231,000 | $ 77,000 | $ 70,000 |
| Boone County Kentucky | 3 | $ 504,000 | $ 168,000 | $ 70,000 |
| Morgan County Ohio | 3 | $ 167,000 | $ 55,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 3 | $ 1,760,000 | $ 586,000 | $ 119,000 |
| Cabell County West Virginia | 3 | $ 320,000 | $ 106,000 | $ 66,000 |
| Doddridge County West Virginia | 3 | $ 387,000 | $ 129,000 | $ 67,000 |
| Lincoln County West Virginia | 3 | $ 167,000 | $ 55,000 | $ 36,000 |
| Ohio County Indiana | 2 | $ 247,000 | $ 123,000 | $ 58,000 |
| Kenton County Kentucky | 2 | $ 309,000 | $ 154,000 | $ 39,000 |
| Wake County North Carolina | 2 | $ 425,000 | $ 212,000 | $ 162,000 |
| Athens County Ohio | 2 | $ 133,000 | $ 66,000 | $ 38,000 |
| Clinton County Ohio | 2 | $ 359,000 | $ 179,000 | $ 90,000 |
| Columbiana County Ohio | 2 | $ 16,000 | $ 8,000 | $ 28,000 |
| Hocking County Ohio | 2 | $ 289,000 | $ 144,000 | $ 76,000 |
| Logan County Ohio | 2 | $ 535,000 | $ 267,000 | $ 85,000 |
| Madison County Ohio | 2 | $ 231,000 | $ 115,000 | $ 70,000 |
| Meigs County Ohio | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Miami County Ohio | 2 | $ 312,000 | $ 156,000 | $ 89,000 |
| Stark County Ohio | 2 | $ 650,000 | $ 325,000 | $ 64,000 |
| Mason County West Virginia | 2 | $ 4,000 | $ 2,000 | $ 8,000 |
| Pocahontas County West Virginia | 2 | $ 73,000 | $ 36,000 | $ 63,000 |
| Wayne County West Virginia | 2 | $ 92,000 | $ 46,000 | $ 45,000 |
| Lee County Florida | 1 | $ 332,000 | $ 332,000 | $ 95,000 |
| Fulton County Georgia | 1 | $ 149,000 | $ 149,000 | $ 157,000 |
| Decatur County Indiana | 1 | $ 200,000 | $ 200,000 | $ 218,000 |
| Delaware County Indiana | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Marion County Indiana | 1 | $ 89,000 | $ 89,000 | $ 90,000 |
| Switzerland County Indiana | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Washington County Indiana | 1 | $ 526,000 | $ 526,000 | $ 304,000 |
| McCreary County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Owen County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Garrett County Maryland | 1 | $ 184,000 | $ 184,000 | $ 71,000 |
| Washington County Maryland | 1 | $ 159,000 | $ 159,000 | $ 88,000 |
| Ocean County New Jersey | 1 | $ 388,000 | $ 388,000 | $ 160,000 |
| Forsyth County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Adams County Ohio | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Coshocton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Geauga County Ohio | 1 | $ 152,000 | $ 152,000 | $ 34,000 |
| Hancock County Ohio | 1 | $ 288,000 | $ 288,000 | $ 125,000 |
| Knox County Ohio | 1 | $ 151,000 | $ 151,000 | $ 32,000 |
| Mahoning County Ohio | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Morrow County Ohio | 1 | $ 288,000 | $ 288,000 | $ 76,000 |
| Pickaway County Ohio | 1 | $ 332,000 | $ 332,000 | $ 119,000 |
| Preble County Ohio | 1 | $ 347,000 | $ 347,000 | $ 72,000 |
| Blair County Pennsylvania | 1 | $ 1,572,000 | $ 1,572,000 | $ 551,000 |
| Bucks County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 150,000 |
| Lawrence County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 1,461,000 | $ 1,461,000 | $ 821,000 |
| Beaufort County South Carolina | 1 | $ 339,000 | $ 339,000 | $ 137,000 |
| Georgetown County South Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Prince William County Virginia | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Richmond City County Virginia | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Tazewell County Virginia | 1 | $ 259,000 | $ 259,000 | $ 168,000 |
| Boone County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Braxton County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Calhoun County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Clay County West Virginia | 1 | $ 171,000 | $ 171,000 | $ 62,000 |
| Fayette County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 67,000 |
| Nicholas County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Tucker County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 44,000 |
| Webster County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,864 | $196,851,000 | $105,000 | $2,000,000 | $58,000 | $1,522,000 |
| Home Improvement | 1,136 | $28,398,000 | $24,000 | $1,400,000 | $35,000 | $489,000 |
| Refinancing | 992 | $111,457,000 | $112,000 | $3,900,000 | $61,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,560 | $281,137,000 | $78,000 | $2,000,000 | $52,000 | $1,522,000 |
| Not Provided | 162 | $14,048,000 | $86,000 | $600,000 | $60,000 | $750,000 |
| Black or African American | 124 | $11,580,000 | $93,000 | $1,461,000 | $57,000 | $821,000 |
| Not applicable | 100 | $23,197,000 | $231,000 | $3,900,000 | $4,000 | $436,000 |
| Asian | 20 | $4,432,000 | $221,000 | $1,080,000 | $131,000 | $450,000 |
| Hispanic | 17 | $1,749,000 | $102,000 | $264,000 | $43,000 | $90,000 |
| American Indian or Alaskan Native | 7 | $446,000 | $63,000 | $370,000 | $27,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $117,000 | $58,000 | $59,000 | $23,000 | $25,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,678 | $309,245,000 | $84,000 | $3,900,000 | $53,000 | $1,522,000 |
| FHA-insured (Federal Housing Administration) | 228 | $18,275,000 | $80,000 | $226,000 | $37,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 86 | $9,186,000 | $106,000 | $291,000 | $49,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,530 | $232,229,000 | $91,000 | $3,900,000 | $57,000 | $1,522,000 |
| Application Denied By Financial Institution | 740 | $32,687,000 | $44,000 | $1,050,000 | $33,000 | $330,000 |
| Application Withdrawn By Applicant | 454 | $48,879,000 | $107,000 | $2,000,000 | $62,000 | $1,198,000 |
| Preapproval Denied by Financial Institution | 190 | $13,685,000 | $72,000 | $256,000 | $31,000 | $125,000 |
| Application Approved But Not Accepted | 78 | $9,226,000 | $118,000 | $1,195,000 | $65,000 | $372,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.