Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Wesbanco Bank, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 7,556 |
| Total Mortgage Loan Application Amount | $1,696,720,000 |
| Average Mortgage Loan Application Amount | $189,800 |
| Highest Mortgage Loan Application Amount | $46,255,000 |
| Average Applicant Income | $122,400 |
| Highest Applicant Income | $7,128,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 652 | $ 122,000,000 | $ 187,000 | $ 135,000 |
| Franklin County Ohio | 407 | $ 269,935,000 | $ 663,000 | $ 170,000 |
| Hamilton County Ohio | 335 | $ 88,265,000 | $ 263,000 | $ 159,000 |
| Beaver County Pennsylvania | 270 | $ 29,560,000 | $ 109,000 | $ 91,000 |
| Belmont County Ohio | 253 | $ 31,265,000 | $ 123,000 | $ 89,000 |
| Harrison County West Virginia | 223 | $ 38,775,000 | $ 173,000 | $ 88,000 |
| Jefferson County Kentucky | 208 | $ 78,020,000 | $ 375,000 | $ 113,000 |
| Ohio County West Virginia | 200 | $ 23,240,000 | $ 116,000 | $ 81,000 |
| Monongalia County West Virginia | 183 | $ 50,755,000 | $ 277,000 | $ 157,000 |
| Kanawha County West Virginia | 174 | $ 21,510,000 | $ 123,000 | $ 78,000 |
| Hardin County Kentucky | 168 | $ 22,950,000 | $ 136,000 | $ 93,000 |
| Clark County Ohio | 167 | $ 15,845,000 | $ 94,000 | $ 59,000 |
| Wood County West Virginia | 159 | $ 31,085,000 | $ 195,000 | $ 67,000 |
| Cabell County West Virginia | 147 | $ 26,895,000 | $ 182,000 | $ 165,000 |
| Butler County Pennsylvania | 145 | $ 34,115,000 | $ 235,000 | $ 139,000 |
| Bullitt County Kentucky | 139 | $ 23,235,000 | $ 167,000 | $ 97,000 |
| Ross County Ohio | 129 | $ 17,545,000 | $ 136,000 | $ 94,000 |
| Campbell County Kentucky | 117 | $ 23,615,000 | $ 201,000 | $ 118,000 |
| Fayette County Kentucky | 110 | $ 89,380,000 | $ 812,000 | $ 187,000 |
| Brooke County West Virginia | 109 | $ 9,385,000 | $ 86,000 | $ 78,000 |
| Lawrence County Pennsylvania | 107 | $ 9,855,000 | $ 92,000 | $ 72,000 |
| Warren County Ohio | 104 | $ 28,320,000 | $ 272,000 | $ 202,000 |
| Marion County West Virginia | 102 | $ 16,110,000 | $ 157,000 | $ 75,000 |
| Scott County Kentucky | 101 | $ 19,315,000 | $ 191,000 | $ 109,000 |
| Lawrence County Ohio | 91 | $ 11,155,000 | $ 122,000 | $ 100,000 |
| Washington County Pennsylvania | 90 | $ 22,890,000 | $ 254,000 | $ 160,000 |
| Hancock County West Virginia | 90 | $ 9,710,000 | $ 107,000 | $ 64,000 |
| Delaware County Ohio | 88 | $ 52,920,000 | $ 601,000 | $ 214,000 |
| Scioto County Ohio | 88 | $ 9,460,000 | $ 107,000 | $ 86,000 |
| Franklin County Kentucky | 86 | $ 10,450,000 | $ 121,000 | $ 92,000 |
| Butler County Ohio | 86 | $ 21,830,000 | $ 253,000 | $ 133,000 |
| Jackson County Ohio | 85 | $ 8,625,000 | $ 101,000 | $ 76,000 |
| Jefferson County Ohio | 80 | $ 10,080,000 | $ 126,000 | $ 87,000 |
| Preston County West Virginia | 80 | $ 9,640,000 | $ 120,000 | $ 68,000 |
| Marshall County West Virginia | 78 | $ 8,080,000 | $ 103,000 | $ 60,000 |
| Montgomery County Ohio | 76 | $ 37,120,000 | $ 488,000 | $ 120,000 |
| Washington County Ohio | 73 | $ 12,345,000 | $ 169,000 | $ 90,000 |
| Floyd County Indiana | 72 | $ 11,720,000 | $ 162,000 | $ 137,000 |
| Clark County Indiana | 66 | $ 19,710,000 | $ 298,000 | $ 82,000 |
| Greene County Ohio | 66 | $ 10,320,000 | $ 156,000 | $ 114,000 |
| Fairfield County Ohio | 64 | $ 11,050,000 | $ 172,000 | $ 146,000 |
| Nelson County Kentucky | 57 | $ 6,075,000 | $ 106,000 | $ 75,000 |
| Clermont County Ohio | 52 | $ 14,010,000 | $ 269,000 | $ 247,000 |
| Anderson County Kentucky | 43 | $ 7,795,000 | $ 181,000 | $ 89,000 |
| Prince George's County Maryland | 42 | $ 11,920,000 | $ 283,000 | $ 119,000 |
| Pickaway County Ohio | 41 | $ 7,215,000 | $ 175,000 | $ 246,000 |
| Licking County Ohio | 39 | $ 8,715,000 | $ 223,000 | $ 125,000 |
| Gallia County Ohio | 38 | $ 3,510,000 | $ 92,000 | $ 74,000 |
| Scott County Indiana | 37 | $ 2,775,000 | $ 75,000 | $ 69,000 |
| Meade County Kentucky | 37 | $ 4,685,000 | $ 126,000 | $ 80,000 |
| Guernsey County Ohio | 37 | $ 2,595,000 | $ 70,000 | $ 55,000 |
| Wetzel County West Virginia | 37 | $ 4,015,000 | $ 108,000 | $ 64,000 |
| Kenton County Kentucky | 36 | $ 8,120,000 | $ 225,000 | $ 191,000 |
| Jessamine County Kentucky | 34 | $ 6,460,000 | $ 190,000 | $ 95,000 |
| Woodford County Kentucky | 34 | $ 6,790,000 | $ 199,000 | $ 113,000 |
| Jackson County West Virginia | 34 | $ 2,760,000 | $ 81,000 | $ 60,000 |
| Taylor County West Virginia | 34 | $ 5,790,000 | $ 170,000 | $ 91,000 |
| Monroe County Ohio | 33 | $ 2,725,000 | $ 82,000 | $ 71,000 |
| Putnam County West Virginia | 33 | $ 5,905,000 | $ 178,000 | $ 101,000 |
| Union County Ohio | 26 | $ 12,150,000 | $ 467,000 | $ 215,000 |
| Boone County Kentucky | 22 | $ 6,430,000 | $ 292,000 | $ 192,000 |
| Wayne County West Virginia | 22 | $ 1,910,000 | $ 86,000 | $ 51,000 |
| Anne Arundel County Maryland | 18 | $ 7,780,000 | $ 432,000 | $ 119,000 |
| Westmoreland County Pennsylvania | 18 | $ 3,760,000 | $ 208,000 | $ 143,000 |
| Dearborn County Indiana | 15 | $ 2,095,000 | $ 139,000 | $ 127,000 |
| Shelby County Kentucky | 14 | $ 4,430,000 | $ 316,000 | $ 324,000 |
| Athens County Ohio | 14 | $ 2,020,000 | $ 144,000 | $ 76,000 |
| Lewis County West Virginia | 14 | $ 2,580,000 | $ 184,000 | $ 84,000 |
| Harrison County Indiana | 13 | $ 1,645,000 | $ 126,000 | $ 77,000 |
| Washington County Indiana | 13 | $ 1,455,000 | $ 111,000 | $ 79,000 |
| Hart County Kentucky | 13 | $ 1,115,000 | $ 85,000 | $ 68,000 |
| Mercer County Kentucky | 13 | $ 1,125,000 | $ 86,000 | $ 124,000 |
| Harrison County Ohio | 13 | $ 1,195,000 | $ 91,000 | $ 72,000 |
| Vinton County Ohio | 13 | $ 815,000 | $ 62,000 | $ 62,000 |
| Fayette County Pennsylvania | 13 | $ 1,615,000 | $ 124,000 | $ 115,000 |
| Spencer County Kentucky | 12 | $ 2,560,000 | $ 213,000 | $ 105,000 |
| Champaign County Ohio | 12 | $ 2,190,000 | $ 182,000 | $ 73,000 |
| Tyler County West Virginia | 12 | $ 1,000,000 | $ 83,000 | $ 58,000 |
| Wirt County West Virginia | 12 | $ 1,210,000 | $ 100,000 | $ 71,000 |
| Boyd County Kentucky | 11 | $ 1,115,000 | $ 101,000 | $ 85,000 |
| Montgomery County Maryland | 11 | $ 3,395,000 | $ 308,000 | $ 91,000 |
| Marion County Ohio | 11 | $ 2,325,000 | $ 211,000 | $ 120,000 |
| Larue County Kentucky | 10 | $ 1,620,000 | $ 162,000 | $ 158,000 |
| Charles County Maryland | 10 | $ 2,770,000 | $ 277,000 | $ 74,000 |
| Grayson County Kentucky | 9 | $ 715,000 | $ 79,000 | $ 61,000 |
| Oldham County Kentucky | 9 | $ 2,735,000 | $ 303,000 | $ 190,000 |
| Brown County Ohio | 9 | $ 1,525,000 | $ 169,000 | $ 89,000 |
| Pike County Ohio | 9 | $ 1,115,000 | $ 123,000 | $ 70,000 |
| Breckinridge County Kentucky | 8 | $ 860,000 | $ 107,000 | $ 42,000 |
| St. Mary's County Maryland | 8 | $ 2,080,000 | $ 260,000 | $ 127,000 |
| Mason County West Virginia | 8 | $ 610,000 | $ 76,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 7 | $ 3,725,000 | $ 532,000 | $ 197,000 |
| Boone County Indiana | 7 | $ 4,115,000 | $ 587,000 | $ 327,000 |
| Madison County Kentucky | 7 | $ 2,105,000 | $ 300,000 | $ 131,000 |
| Owen County Kentucky | 7 | $ 515,000 | $ 73,000 | $ 50,000 |
| Columbiana County Ohio | 7 | $ 1,475,000 | $ 210,000 | $ 87,000 |
| Highland County Ohio | 7 | $ 735,000 | $ 105,000 | $ 46,000 |
| Madison County Ohio | 7 | $ 1,725,000 | $ 246,000 | $ 158,000 |
| Tucker County West Virginia | 7 | $ 995,000 | $ 142,000 | $ 133,000 |
| Hocking County Ohio | 6 | $ 920,000 | $ 153,000 | $ 97,000 |
| Logan County Ohio | 6 | $ 890,000 | $ 148,000 | $ 74,000 |
| Armstrong County Pennsylvania | 6 | $ 790,000 | $ 131,000 | $ 67,000 |
| Greene County Pennsylvania | 6 | $ 370,000 | $ 61,000 | $ 64,000 |
| Barbour County West Virginia | 6 | $ 630,000 | $ 105,000 | $ 72,000 |
| Hillsborough County Florida | 5 | $ 1,265,000 | $ 253,000 | $ 382,000 |
| Lee County Florida | 5 | $ 2,055,000 | $ 411,000 | $ 1,292,000 |
| Jefferson County Indiana | 5 | $ 415,000 | $ 83,000 | $ 55,000 |
| Boyle County Kentucky | 5 | $ 3,765,000 | $ 753,000 | $ 45,000 |
| Clark County Kentucky | 5 | $ 805,000 | $ 161,000 | $ 108,000 |
| Baltimore County Maryland | 5 | $ 2,495,000 | $ 499,000 | $ 260,000 |
| Muskingum County Ohio | 5 | $ 3,705,000 | $ 741,000 | $ 367,000 |
| Noble County Ohio | 5 | $ 415,000 | $ 83,000 | $ 100,000 |
| Perry County Ohio | 5 | $ 705,000 | $ 141,000 | $ 110,000 |
| Lincoln County West Virginia | 5 | $ 505,000 | $ 101,000 | $ 74,000 |
| Ritchie County West Virginia | 5 | $ 555,000 | $ 111,000 | $ 41,000 |
| Collier County Florida | 4 | $ 3,030,000 | $ 757,000 | $ 2,086,000 |
| Marion County Florida | 4 | $ 850,000 | $ 212,000 | $ 316,000 |
| Brown County Indiana | 4 | $ 1,240,000 | $ 310,000 | $ 373,000 |
| Greenup County Kentucky | 4 | $ 630,000 | $ 157,000 | $ 108,000 |
| Harrison County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 72,000 |
| Marion County Kentucky | 4 | $ 780,000 | $ 195,000 | $ 95,000 |
| Fayette County Ohio | 4 | $ 350,000 | $ 87,000 | $ 73,000 |
| Knox County Ohio | 4 | $ 1,610,000 | $ 402,000 | $ 250,000 |
| Morgan County Ohio | 4 | $ 350,000 | $ 87,000 | $ 59,000 |
| Mercer County Pennsylvania | 4 | $ 300,000 | $ 75,000 | $ 98,000 |
| Pleasants County West Virginia | 4 | $ 260,000 | $ 65,000 | $ 72,000 |
| Roane County West Virginia | 4 | $ 300,000 | $ 75,000 | $ 83,000 |
| Upshur County West Virginia | 4 | $ 510,000 | $ 127,000 | $ 42,000 |
| Pinellas County Florida | 3 | $ 465,000 | $ 155,000 | $ 305,000 |
| Bourbon County Kentucky | 3 | $ 1,795,000 | $ 598,000 | $ 127,000 |
| Garrard County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 90,000 |
| Lawrence County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 65,000 |
| Menifee County Kentucky | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
| Warren County Kentucky | 3 | $ 605,000 | $ 201,000 | $ 50,000 |
| Calvert County Maryland | 3 | $ 1,675,000 | $ 558,000 | $ 65,000 |
| Coshocton County Ohio | 3 | $ 235,000 | $ 78,000 | $ 63,000 |
| Stark County Ohio | 3 | $ 195,000 | $ 65,000 | $ 78,000 |
| Summit County Ohio | 3 | $ 1,075,000 | $ 358,000 | $ 223,000 |
| Crawford County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 147,000 |
| Somerset County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 227,000 |
| Boone County West Virginia | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Doddridge County West Virginia | 3 | $ 275,000 | $ 91,000 | $ 79,000 |
| Fayette County West Virginia | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Randolph County West Virginia | 3 | $ 335,000 | $ 111,000 | $ 86,000 |
| San Luis Obispo County California | 2 | $ 1,390,000 | $ 695,000 | $ 185,000 |
| Sarasota County Florida | 2 | $ 550,000 | $ 275,000 | $ 206,000 |
| Volusia County Florida | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Walton County Florida | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Cook County Illinois | 2 | $ 800,000 | $ 400,000 | $ 174,000 |
| Fayette County Indiana | 2 | $ 190,000 | $ 95,000 | $ 23,000 |
| Franklin County Indiana | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Jackson County Indiana | 2 | $ 570,000 | $ 285,000 | $ 65,000 |
| Kosciusko County Indiana | 2 | $ 970,000 | $ 485,000 | $ 547,000 |
| Pendleton County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Baltimore City County Maryland | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Howard County Maryland | 2 | $ 630,000 | $ 315,000 | $ 446,000 |
| Nantucket County Massachusetts | 2 | $ 3,000,000 | $ 1,500,000 | $ 1,139,000 |
| Carroll County Ohio | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Clinton County Ohio | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Erie County Ohio | 2 | $ 340,000 | $ 170,000 | $ 327,000 |
| Lucas County Ohio | 2 | $ 50,000 | $ 25,000 | $ 49,000 |
| Mahoning County Ohio | 2 | $ 70,000 | $ 35,000 | $ 97,000 |
| Morrow County Ohio | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Tuscarawas County Ohio | 2 | $ 250,000 | $ 125,000 | $ 104,000 |
| Wood County Ohio | 2 | $ 1,190,000 | $ 595,000 | $ 230,000 |
| Venango County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 203,000 |
| Beaufort County South Carolina | 2 | $ 1,390,000 | $ 695,000 | $ 300,000 |
| Horry County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 230,000 |
| Fairfax County Virginia | 2 | $ 1,370,000 | $ 685,000 | $ 275,000 |
| Calhoun County West Virginia | 2 | $ 80,000 | $ 40,000 | $ 35,000 |
| Raleigh County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 266,000 |
| Maricopa County Arizona | 1 | $ 1,005,000 | $ 1,005,000 | $ 2,250,000 |
| San Francisco County California | 1 | $ 545,000 | $ 545,000 | $ 130,000 |
| Sonoma County California | 1 | $ 755,000 | $ 755,000 | $ 300,000 |
| Pitkin County Colorado | 1 | $ 7,005,000 | $ 7,005,000 | $ 2,220,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Monroe County Florida | 1 | $ 445,000 | $ 445,000 | $ 155,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Palm Beach County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 2,985,000 |
| Pasco County Florida | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Sumter County Florida | 1 | $ 475,000 | $ 475,000 | $ 242,000 |
| Crawford County Indiana | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Hamilton County Indiana | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Hendricks County Indiana | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Marion County Indiana | 1 | $ 365,000 | $ 365,000 | $ 242,000 |
| Switzerland County Indiana | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Daviess County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Henry County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Lincoln County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Lyon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 406,000 |
| Martin County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Mason County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Montgomery County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Muhlenberg County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Nicholas County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Pulaski County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 274,000 |
| Trigg County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Washington County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Carroll County Maryland | 1 | $ 405,000 | $ 405,000 | $ 315,000 |
| Garrett County Maryland | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Harford County Maryland | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Queen Anne's County Maryland | 1 | $ 475,000 | $ 475,000 | $ 356,000 |
| Talbot County Maryland | 1 | $ 755,000 | $ 755,000 | $ 145,000 |
| Washington County Maryland | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Norfolk County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Clinton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Grand Traverse County Michigan | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Leelanau County Michigan | 1 | $ 585,000 | $ 585,000 | $ 434,000 |
| Wayne County Michigan | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Cape Girardeau County Missouri | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Gallatin County Montana | 1 | $ 715,000 | $ 715,000 | $ 522,000 |
| Hudson County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Morris County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 197,000 |
| Brunswick County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 76,000 |
| Dare County North Carolina | 1 | $ 1,215,000 | $ 1,215,000 | $ 6,288,000 |
| Iredell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Adams County Ohio | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Ashtabula County Ohio | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Geauga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Hancock County Ohio | 1 | $ 555,000 | $ 555,000 | $ 220,000 |
| Lorain County Ohio | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Meigs County Ohio | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Miami County Ohio | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Ottawa County Ohio | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,010,000 |
| Preble County Ohio | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Centre County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| Clarion County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Huntingdon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 314,000 |
| Indiana County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Lycoming County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Georgetown County South Carolina | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 155,000 |
| Davidson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 167,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Shelby County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Johnson County Texas | 1 | $ 165,000 | $ 165,000 | $ 412,000 |
| Arlington County Virginia | 1 | $ 1,075,000 | $ 1,075,000 | $ 243,000 |
| Prince William County Virginia | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Pulaski County Virginia | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Island County Washington | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Greenbrier County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 887,000 |
| Logan County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 222,000 |
| Mercer County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Pocahontas County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,045 | $1,005,305,000 | $330,000 | $46,255,000 | $114,000 | $6,288,000 |
| Refinancing | 1,605 | $353,065,000 | $219,000 | $5,795,000 | $145,000 | $6,808,000 |
| Home Improvement | 1,378 | $99,350,000 | $72,000 | $1,255,000 | $97,000 | $2,085,000 |
| Other Purpose | 848 | $74,590,000 | $87,000 | $4,445,000 | $124,000 | $7,128,000 |
| Cash-out Refinancing | 680 | $164,410,000 | $241,000 | $7,005,000 | $132,000 | $3,099,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,109 | $988,635,000 | $161,000 | $7,005,000 | $113,000 | $7,128,000 |
| Not Provided | 694 | $148,000,000 | $213,000 | $4,445,000 | $176,000 | $2,720,000 |
| Not applicable | 290 | $446,960,000 | $1,541,000 | $46,255,000 | $190,000 | $190,000 |
| Black or African American | 236 | $44,950,000 | $190,000 | $3,405,000 | $97,000 | $3,708,000 |
| Asian | 99 | $45,235,000 | $456,000 | $1,785,000 | $247,000 | $1,306,000 |
| Hispanic | 94 | $14,720,000 | $156,000 | $795,000 | $76,000 | $525,000 |
| American Indian or Alaskan Native | 14 | $1,640,000 | $117,000 | $215,000 | $70,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $875,000 | $291,000 | $425,000 | $162,000 | $312,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,717 | $1,572,005,000 | $234,000 | $46,255,000 | $128,000 | $7,128,000 |
| FHA-insured (Federal Housing Administration) | 575 | $77,815,000 | $135,000 | $495,000 | $59,000 | $365,000 |
| VA-guaranteed (Veterans Administration) | 154 | $33,140,000 | $215,000 | $755,000 | $77,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 110 | $13,760,000 | $125,000 | $265,000 | $53,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,366 | $1,285,390,000 | $239,000 | $46,255,000 | $126,000 | $6,808,000 |
| Application Denied By Financial Institution | 1,506 | $195,890,000 | $130,000 | $3,355,000 | $87,000 | $1,853,000 |
| Application Withdrawn By Applicant | 564 | $158,420,000 | $280,000 | $7,005,000 | $160,000 | $7,128,000 |
| Application Approved But Not Accepted | 108 | $55,470,000 | $513,000 | $25,175,000 | $126,000 | $664,000 |
| File Closed For Incompleteness | 11 | $1,255,000 | $114,000 | $255,000 | $72,000 | $177,000 |
| Preapproval Denied by Financial Institution | 1 | $295,000 | $295,000 | $295,000 | $91,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,049 | $1,500,535,000 | $248,000 | $46,255,000 | $129,000 | $7,128,000 |
| Credit History | 419 | $32,515,000 | $77,000 | $625,000 | $67,000 | $851,000 |
| Debt-To-Income Ratio | 409 | $53,575,000 | $130,000 | $1,505,000 | $54,000 | $389,000 |
| Collateral | 258 | $32,200,000 | $124,000 | $1,765,000 | $110,000 | $1,372,000 |
| Credit Application Incomplete | 225 | $42,365,000 | $188,000 | $1,685,000 | $132,000 | $1,410,000 |
| Other | 104 | $13,090,000 | $125,000 | $1,385,000 | $112,000 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $14,660,000 | $333,000 | $3,355,000 | $157,000 | $1,853,000 |
| Employment History | 27 | $3,895,000 | $144,000 | $665,000 | $66,000 | $188,000 |
| Unverifiable Information | 21 | $3,885,000 | $185,000 | $615,000 | $86,000 | $480,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.