West Gate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
West Gate Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | West Gate Bank 6003 Old Cheney Road Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,902 |
| Total Mortgage Loan Application Amount | $289,089,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $3,434,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $1,042,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with West Gate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing West Gate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down West Gate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how West Gate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by West Gate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at West Gate Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 328 | $ 46,819,000 | $ 142,000 | $ 75,000 |
| Buffalo County Nebraska | 237 | $ 38,464,000 | $ 162,000 | $ 85,000 |
| Douglas County Nebraska | 153 | $ 30,608,000 | $ 200,000 | $ 139,000 |
| York County Nebraska | 71 | $ 8,290,000 | $ 116,000 | $ 73,000 |
| Hall County Nebraska | 70 | $ 10,270,000 | $ 146,000 | $ 95,000 |
| Washington County Nebraska | 66 | $ 12,515,000 | $ 189,000 | $ 98,000 |
| Adams County Nebraska | 63 | $ 8,821,000 | $ 140,000 | $ 90,000 |
| Dodge County Nebraska | 54 | $ 5,997,000 | $ 111,000 | $ 71,000 |
| Seward County Nebraska | 44 | $ 7,538,000 | $ 171,000 | $ 89,000 |
| Madison County Nebraska | 43 | $ 7,665,000 | $ 178,000 | $ 99,000 |
| Cedar County Nebraska | 40 | $ 5,178,000 | $ 129,000 | $ 73,000 |
| Scotts Bluff County Nebraska | 40 | $ 6,031,000 | $ 150,000 | $ 97,000 |
| Hamilton County Nebraska | 38 | $ 5,194,000 | $ 136,000 | $ 90,000 |
| Sarpy County Nebraska | 38 | $ 9,823,000 | $ 258,000 | $ 95,000 |
| Cass County Nebraska | 33 | $ 5,756,000 | $ 174,000 | $ 108,000 |
| Lincoln County Nebraska | 26 | $ 3,669,000 | $ 141,000 | $ 115,000 |
| Fillmore County Nebraska | 21 | $ 2,075,000 | $ 98,000 | $ 76,000 |
| Cuming County Nebraska | 20 | $ 3,167,000 | $ 158,000 | $ 81,000 |
| Cheyenne County Nebraska | 18 | $ 2,814,000 | $ 156,000 | $ 90,000 |
| Kearney County Nebraska | 18 | $ 2,617,000 | $ 145,000 | $ 66,000 |
| Pierce County Nebraska | 18 | $ 2,804,000 | $ 155,000 | $ 91,000 |
| Dakota County Nebraska | 17 | $ 2,419,000 | $ 142,000 | $ 59,000 |
| Platte County Nebraska | 17 | $ 2,390,000 | $ 140,000 | $ 94,000 |
| Box Butte County Nebraska | 16 | $ 1,912,000 | $ 119,000 | $ 71,000 |
| Polk County Nebraska | 16 | $ 1,964,000 | $ 122,000 | $ 86,000 |
| Otoe County Nebraska | 15 | $ 2,034,000 | $ 135,000 | $ 75,000 |
| Phelps County Nebraska | 13 | $ 1,432,000 | $ 110,000 | $ 60,000 |
| Harrison County Iowa | 12 | $ 2,007,000 | $ 167,000 | $ 75,000 |
| Thayer County Nebraska | 12 | $ 1,294,000 | $ 107,000 | $ 54,000 |
| Clay County Nebraska | 11 | $ 1,066,000 | $ 96,000 | $ 71,000 |
| Dawson County Nebraska | 11 | $ 1,273,000 | $ 115,000 | $ 137,000 |
| Dixon County Nebraska | 11 | $ 1,059,000 | $ 96,000 | $ 75,000 |
| Knox County Nebraska | 11 | $ 1,190,000 | $ 108,000 | $ 82,000 |
| Wayne County Nebraska | 11 | $ 1,488,000 | $ 135,000 | $ 72,000 |
| Laramie County Wyoming | 11 | $ 2,780,000 | $ 252,000 | $ 131,000 |
| Saunders County Nebraska | 10 | $ 2,061,000 | $ 206,000 | $ 92,000 |
| Dawes County Nebraska | 9 | $ 987,000 | $ 109,000 | $ 61,000 |
| Merrick County Nebraska | 9 | $ 1,541,000 | $ 171,000 | $ 165,000 |
| Nance County Nebraska | 9 | $ 964,000 | $ 107,000 | $ 54,000 |
| Pottawattamie County Iowa | 8 | $ 1,328,000 | $ 166,000 | $ 123,000 |
| Johnson County Kansas | 8 | $ 2,265,000 | $ 283,000 | $ 150,000 |
| Boone County Nebraska | 8 | $ 915,000 | $ 114,000 | $ 74,000 |
| Burt County Nebraska | 8 | $ 1,118,000 | $ 139,000 | $ 78,000 |
| Gage County Nebraska | 8 | $ 910,000 | $ 113,000 | $ 50,000 |
| Harlan County Nebraska | 8 | $ 475,000 | $ 59,000 | $ 54,000 |
| Larimer County Colorado | 7 | $ 1,573,000 | $ 224,000 | $ 133,000 |
| Antelope County Nebraska | 7 | $ 1,024,000 | $ 146,000 | $ 80,000 |
| Custer County Nebraska | 7 | $ 1,089,000 | $ 155,000 | $ 102,000 |
| Howard County Nebraska | 7 | $ 919,000 | $ 131,000 | $ 84,000 |
| Osceola County Iowa | 6 | $ 790,000 | $ 131,000 | $ 83,000 |
| Morrill County Nebraska | 6 | $ 454,000 | $ 75,000 | $ 59,000 |
| Nuckolls County Nebraska | 6 | $ 1,070,000 | $ 178,000 | $ 238,000 |
| Richardson County Nebraska | 6 | $ 919,000 | $ 153,000 | $ 73,000 |
| Saline County Nebraska | 6 | $ 450,000 | $ 75,000 | $ 41,000 |
| Sherman County Nebraska | 6 | $ 502,000 | $ 83,000 | $ 50,000 |
| Yankton County South Dakota | 6 | $ 475,000 | $ 79,000 | $ 49,000 |
| Butler County Nebraska | 5 | $ 722,000 | $ 144,000 | $ 72,000 |
| Stanton County Nebraska | 5 | $ 620,000 | $ 124,000 | $ 71,000 |
| Maricopa County Arizona | 4 | $ 791,000 | $ 197,000 | $ 192,000 |
| Sedgwick County Kansas | 4 | $ 328,000 | $ 82,000 | $ 64,000 |
| Colfax County Nebraska | 4 | $ 491,000 | $ 122,000 | $ 77,000 |
| Franklin County Nebraska | 4 | $ 276,000 | $ 69,000 | $ 49,000 |
| Holt County Nebraska | 4 | $ 380,000 | $ 95,000 | $ 86,000 |
| Webster County Nebraska | 4 | $ 264,000 | $ 66,000 | $ 66,000 |
| Mills County Iowa | 3 | $ 398,000 | $ 132,000 | $ 118,000 |
| Shelby County Iowa | 3 | $ 291,000 | $ 97,000 | $ 49,000 |
| Woodbury County Iowa | 3 | $ 216,000 | $ 72,000 | $ 79,000 |
| Jackson County Missouri | 3 | $ 751,000 | $ 250,000 | $ 87,000 |
| Kimball County Nebraska | 3 | $ 303,000 | $ 101,000 | $ 58,000 |
| Nemaha County Nebraska | 3 | $ 149,000 | $ 49,000 | $ 52,000 |
| Davison County South Dakota | 3 | $ 228,000 | $ 76,000 | $ 35,000 |
| Union County South Dakota | 3 | $ 493,000 | $ 164,000 | $ 111,000 |
| Albany County Wyoming | 3 | $ 509,000 | $ 169,000 | $ 60,000 |
| El Paso County Colorado | 2 | $ 306,000 | $ 153,000 | $ 87,000 |
| Monona County Iowa | 2 | $ 573,000 | $ 286,000 | $ 129,000 |
| Nemaha County Kansas | 2 | $ 184,000 | $ 92,000 | $ 10,000 |
| Phillips County Kansas | 2 | $ 234,000 | $ 117,000 | $ 71,000 |
| Saline County Kansas | 2 | $ 288,000 | $ 144,000 | $ 41,000 |
| Garfield County Nebraska | 2 | $ 182,000 | $ 91,000 | $ 40,000 |
| Greeley County Nebraska | 2 | $ 188,000 | $ 94,000 | $ 119,000 |
| Hitchcock County Nebraska | 2 | $ 154,000 | $ 77,000 | $ 56,000 |
| Rock County Nebraska | 2 | $ 309,000 | $ 154,000 | $ 163,000 |
| Thurston County Nebraska | 2 | $ 405,000 | $ 202,000 | $ 105,000 |
| Lincoln County South Dakota | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Sweetwater County Wyoming | 2 | $ 626,000 | $ 313,000 | $ 156,000 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 702,000 |
| Riverside County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 300,000 | $ 300,000 | $ 143,000 |
| Denver County Colorado | 1 | $ 378,000 | $ 378,000 | $ 241,000 |
| Pueblo County Colorado | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Weld County Colorado | 1 | $ 129,000 | $ 129,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Audubon County Iowa | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Cass County Iowa | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Clay County Kansas | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Leavenworth County Kansas | 1 | $ 227,000 | $ 227,000 | $ 59,000 |
| Ottawa County Kansas | 1 | $ 66,000 | $ 66,000 | $ 63,000 |
| Pottawatomie County Kansas | 1 | $ 192,000 | $ 192,000 | $ 161,000 |
| Morgan County Missouri | 1 | $ 67,000 | $ 67,000 | $ 63,000 |
| Arthur County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 122,000 |
| Banner County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 172,000 |
| Brown County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 192,000 |
| Cherry County Nebraska | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Frontier County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Garden County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 73,000 |
| Gosper County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Keith County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 62,000 |
| Loup County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Red Willow County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Dunn County North Dakota | 1 | $ 166,000 | $ 166,000 | $ 108,000 |
| Oliver County North Dakota | 1 | $ 163,000 | $ 163,000 | $ 199,000 |
| Beadle County South Dakota | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Bon Homme County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 27,000 |
| Clay County South Dakota | 1 | $ 273,000 | $ 273,000 | $ 129,000 |
| Custer County South Dakota | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Gregory County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Minnehaha County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Pennington County South Dakota | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Salt Lake County Utah | 1 | $ 250,000 | $ 250,000 | $ 189,000 |
| Norfolk County Virginia | 1 | $ 417,000 | $ 417,000 | $ 186,000 |
| Carbon County Wyoming | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Goshen County Wyoming | 1 | $ 181,000 | $ 181,000 | $ 124,000 |
| Platte County Wyoming | 1 | $ 132,000 | $ 132,000 | $ 140,000 |
| Teton County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for West Gate Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,165 | $184,161,000 | $158,000 | $3,434,000 | $86,000 | $808,000 |
| Refinancing | 624 | $91,507,000 | $146,000 | $533,000 | $97,000 | $1,042,000 |
| Home Improvement | 113 | $13,421,000 | $118,000 | $417,000 | $81,000 | $254,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,762 | $268,780,000 | $152,000 | $660,000 | $93,000 | $1,042,000 |
| Hispanic | 43 | $4,223,000 | $98,000 | $352,000 | $57,000 | $288,000 |
| Not applicable | 36 | $7,687,000 | $213,000 | $3,434,000 | $0 | $0 |
| Not Provided | 36 | $4,763,000 | $132,000 | $342,000 | $63,000 | $195,000 |
| Asian | 13 | $1,755,000 | $135,000 | $416,000 | $81,000 | $230,000 |
| Black or African American | 8 | $1,464,000 | $183,000 | $417,000 | $79,000 | $161,000 |
| American Indian or Alaskan Native | 4 | $417,000 | $104,000 | $170,000 | $60,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,732 | $270,171,000 | $155,000 | $3,434,000 | $93,000 | $1,042,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $6,412,000 | $94,000 | $194,000 | $44,000 | $78,000 |
| FHA-insured (Federal Housing Administration) | 62 | $6,874,000 | $110,000 | $204,000 | $54,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 40 | $5,632,000 | $140,000 | $378,000 | $59,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,667 | $255,380,000 | $153,000 | $3,434,000 | $92,000 | $1,042,000 |
| Application Denied By Financial Institution | 133 | $17,468,000 | $131,000 | $415,000 | $61,000 | $416,000 |
| Application Approved But Not Accepted | 85 | $13,346,000 | $157,000 | $417,000 | $90,000 | $668,000 |
| Application Withdrawn By Applicant | 9 | $1,159,000 | $128,000 | $200,000 | $28,000 | $122,000 |
| Loan Purchased By The Institution | 6 | $1,423,000 | $237,000 | $350,000 | $136,000 | $340,000 |
| File Closed For Incompleteness | 2 | $313,000 | $156,000 | $200,000 | $155,000 | $194,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess West Gate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.