West Gate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
West Gate Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | West Gate Bank 6003 Old Cheney Road Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,617 |
| Total Mortgage Loan Application Amount | $426,678,000 |
| Average Mortgage Loan Application Amount | $154,000 |
| Highest Mortgage Loan Application Amount | $5,300,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $1,528,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with West Gate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing West Gate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down West Gate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how West Gate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by West Gate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at West Gate Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 389 | $ 69,874,000 | $ 179,000 | $ 95,000 |
| Douglas County Nebraska | 346 | $ 69,563,000 | $ 201,000 | $ 134,000 |
| Buffalo County Nebraska | 218 | $ 37,512,000 | $ 172,000 | $ 86,000 |
| Washington County Nebraska | 100 | $ 19,421,000 | $ 194,000 | $ 99,000 |
| York County Nebraska | 90 | $ 12,771,000 | $ 141,000 | $ 89,000 |
| Hamilton County Nebraska | 66 | $ 8,084,000 | $ 122,000 | $ 72,000 |
| Sarpy County Nebraska | 66 | $ 13,843,000 | $ 209,000 | $ 111,000 |
| Adams County Nebraska | 65 | $ 9,949,000 | $ 153,000 | $ 86,000 |
| Hall County Nebraska | 60 | $ 8,632,000 | $ 143,000 | $ 79,000 |
| Seward County Nebraska | 60 | $ 9,385,000 | $ 156,000 | $ 82,000 |
| Cedar County Nebraska | 59 | $ 8,102,000 | $ 137,000 | $ 98,000 |
| Dodge County Nebraska | 54 | $ 7,138,000 | $ 132,000 | $ 109,000 |
| Scotts Bluff County Nebraska | 53 | $ 7,790,000 | $ 146,000 | $ 101,000 |
| Madison County Nebraska | 43 | $ 7,737,000 | $ 179,000 | $ 108,000 |
| Otoe County Nebraska | 42 | $ 5,669,000 | $ 134,000 | $ 70,000 |
| Cuming County Nebraska | 39 | $ 5,279,000 | $ 135,000 | $ 78,000 |
| Knox County Nebraska | 33 | $ 3,948,000 | $ 119,000 | $ 80,000 |
| Pierce County Nebraska | 32 | $ 4,173,000 | $ 130,000 | $ 75,000 |
| Platte County Nebraska | 31 | $ 3,599,000 | $ 116,000 | $ 52,000 |
| Dawson County Nebraska | 30 | $ 4,011,000 | $ 133,000 | $ 76,000 |
| Larimer County Colorado | 28 | $ 7,667,000 | $ 273,000 | $ 188,000 |
| Fillmore County Nebraska | 27 | $ 3,183,000 | $ 117,000 | $ 69,000 |
| Dixon County Nebraska | 26 | $ 2,428,000 | $ 93,000 | $ 49,000 |
| Cass County Nebraska | 23 | $ 4,372,000 | $ 190,000 | $ 132,000 |
| Custer County Nebraska | 21 | $ 2,678,000 | $ 127,000 | $ 73,000 |
| Clay County Nebraska | 19 | $ 2,184,000 | $ 114,000 | $ 76,000 |
| Dakota County Nebraska | 19 | $ 2,770,000 | $ 145,000 | $ 78,000 |
| Pottawattamie County Iowa | 18 | $ 2,463,000 | $ 136,000 | $ 102,000 |
| Burt County Nebraska | 18 | $ 1,842,000 | $ 102,000 | $ 54,000 |
| Cheyenne County Nebraska | 18 | $ 2,792,000 | $ 155,000 | $ 85,000 |
| Harlan County Nebraska | 18 | $ 1,884,000 | $ 104,000 | $ 67,000 |
| Saunders County Nebraska | 17 | $ 3,098,000 | $ 182,000 | $ 101,000 |
| Kearney County Nebraska | 16 | $ 2,039,000 | $ 127,000 | $ 72,000 |
| Polk County Nebraska | 16 | $ 1,969,000 | $ 123,000 | $ 62,000 |
| Richardson County Nebraska | 16 | $ 997,000 | $ 62,000 | $ 46,000 |
| Lincoln County Nebraska | 15 | $ 2,576,000 | $ 171,000 | $ 100,000 |
| Phelps County Nebraska | 15 | $ 2,158,000 | $ 143,000 | $ 77,000 |
| Dawes County Nebraska | 14 | $ 1,600,000 | $ 114,000 | $ 71,000 |
| Wayne County Nebraska | 14 | $ 1,895,000 | $ 135,000 | $ 102,000 |
| Harrison County Iowa | 13 | $ 2,263,000 | $ 174,000 | $ 83,000 |
| Jefferson County Nebraska | 12 | $ 1,057,000 | $ 88,000 | $ 55,000 |
| Saline County Kansas | 11 | $ 1,165,000 | $ 105,000 | $ 56,000 |
| Holt County Nebraska | 11 | $ 1,604,000 | $ 145,000 | $ 82,000 |
| Howard County Nebraska | 11 | $ 1,619,000 | $ 147,000 | $ 74,000 |
| Red Willow County Nebraska | 11 | $ 840,000 | $ 76,000 | $ 80,000 |
| Thayer County Nebraska | 11 | $ 1,060,000 | $ 96,000 | $ 67,000 |
| Gage County Nebraska | 10 | $ 1,811,000 | $ 181,000 | $ 90,000 |
| Nuckolls County Nebraska | 10 | $ 1,412,000 | $ 141,000 | $ 91,000 |
| Laramie County Wyoming | 9 | $ 1,667,000 | $ 185,000 | $ 93,000 |
| Mills County Iowa | 8 | $ 2,140,000 | $ 267,000 | $ 253,000 |
| Johnson County Kansas | 8 | $ 2,433,000 | $ 304,000 | $ 132,000 |
| Merrick County Nebraska | 8 | $ 933,000 | $ 116,000 | $ 82,000 |
| McPherson County Kansas | 7 | $ 924,000 | $ 132,000 | $ 65,000 |
| Antelope County Nebraska | 7 | $ 969,000 | $ 138,000 | $ 61,000 |
| Boone County Nebraska | 7 | $ 1,260,000 | $ 180,000 | $ 93,000 |
| Nemaha County Nebraska | 7 | $ 678,000 | $ 96,000 | $ 60,000 |
| Weld County Colorado | 6 | $ 1,336,000 | $ 222,000 | $ 71,000 |
| Fremont County Iowa | 6 | $ 617,000 | $ 102,000 | $ 70,000 |
| Page County Iowa | 6 | $ 387,000 | $ 64,000 | $ 44,000 |
| Jackson County Missouri | 6 | $ 1,121,000 | $ 186,000 | $ 89,000 |
| Butler County Nebraska | 6 | $ 1,095,000 | $ 182,000 | $ 98,000 |
| Colfax County Nebraska | 6 | $ 895,000 | $ 149,000 | $ 64,000 |
| Morrill County Nebraska | 6 | $ 796,000 | $ 132,000 | $ 77,000 |
| Stanton County Nebraska | 6 | $ 730,000 | $ 121,000 | $ 77,000 |
| Webster County Nebraska | 6 | $ 479,000 | $ 79,000 | $ 57,000 |
| El Paso County Colorado | 5 | $ 1,197,000 | $ 239,000 | $ 135,000 |
| Plymouth County Iowa | 5 | $ 834,000 | $ 166,000 | $ 102,000 |
| Sedgwick County Kansas | 5 | $ 855,000 | $ 171,000 | $ 102,000 |
| Furnas County Nebraska | 5 | $ 389,000 | $ 77,000 | $ 97,000 |
| Nance County Nebraska | 5 | $ 675,000 | $ 135,000 | $ 99,000 |
| Valley County Nebraska | 5 | $ 1,129,000 | $ 225,000 | $ 147,000 |
| Osceola County Iowa | 4 | $ 653,000 | $ 163,000 | $ 187,000 |
| Woodbury County Iowa | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| Reno County Kansas | 4 | $ 491,000 | $ 122,000 | $ 35,000 |
| Box Butte County Nebraska | 4 | $ 632,000 | $ 158,000 | $ 124,000 |
| Chase County Nebraska | 4 | $ 550,000 | $ 137,000 | $ 82,000 |
| Saline County Nebraska | 4 | $ 309,000 | $ 77,000 | $ 59,000 |
| Yankton County South Dakota | 4 | $ 533,000 | $ 133,000 | $ 92,000 |
| Albany County Wyoming | 4 | $ 946,000 | $ 236,000 | $ 94,000 |
| Sweetwater County Wyoming | 4 | $ 989,000 | $ 247,000 | $ 87,000 |
| Shelby County Iowa | 3 | $ 491,000 | $ 163,000 | $ 79,000 |
| Douglas County Kansas | 3 | $ 915,000 | $ 305,000 | $ 211,000 |
| Wyandotte County Kansas | 3 | $ 662,000 | $ 220,000 | $ 98,000 |
| Franklin County Nebraska | 3 | $ 308,000 | $ 102,000 | $ 56,000 |
| Union County South Dakota | 3 | $ 695,000 | $ 231,000 | $ 163,000 |
| Maricopa County Arizona | 2 | $ 455,000 | $ 227,000 | $ 434,000 |
| Pima County Arizona | 2 | $ 906,000 | $ 453,000 | $ 315,000 |
| Pueblo County Colorado | 2 | $ 82,000 | $ 41,000 | $ 97,000 |
| Summit County Colorado | 2 | $ 561,000 | $ 280,000 | $ 320,000 |
| Dickinson County Kansas | 2 | $ 295,000 | $ 147,000 | $ 73,000 |
| Shawnee County Kansas | 2 | $ 183,000 | $ 91,000 | $ 77,000 |
| Greene County Missouri | 2 | $ 307,000 | $ 153,000 | $ 55,000 |
| Holt County Missouri | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Platte County Missouri | 2 | $ 617,000 | $ 308,000 | $ 113,000 |
| Garfield County Nebraska | 2 | $ 281,000 | $ 140,000 | $ 64,000 |
| Greeley County Nebraska | 2 | $ 86,000 | $ 43,000 | $ 70,000 |
| Kimball County Nebraska | 2 | $ 106,000 | $ 53,000 | $ 33,000 |
| Pawnee County Nebraska | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Rock County Nebraska | 2 | $ 163,000 | $ 81,000 | $ 65,000 |
| Thurston County Nebraska | 2 | $ 153,000 | $ 76,000 | $ 53,000 |
| Pennington County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 177,000 |
| Mohave County Arizona | 1 | $ 110,000 | $ 110,000 | $ 285,000 |
| Riverside County California | 1 | $ 171,000 | $ 171,000 | $ 480,000 |
| Adams County Colorado | 1 | $ 213,000 | $ 213,000 | $ 104,000 |
| Denver County Colorado | 1 | $ 235,000 | $ 235,000 | $ 202,000 |
| Gunnison County Colorado | 1 | $ 180,000 | $ 180,000 | $ 314,000 |
| Pitkin County Colorado | 1 | $ 340,000 | $ 340,000 | $ 168,000 |
| Routt County Colorado | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Sedgwick County Colorado | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Flagler County Florida | 1 | $ 152,000 | $ 152,000 | $ 240,000 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 353,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 128,000 |
| Sangamon County Illinois | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Cass County Iowa | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Cherokee County Iowa | 1 | $ 226,000 | $ 226,000 | $ 366,000 |
| Humboldt County Iowa | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Monona County Iowa | 1 | $ 411,000 | $ 411,000 | $ 158,000 |
| Montgomery County Iowa | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| O'Brien County Iowa | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Polk County Iowa | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Butler County Kansas | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Decatur County Kansas | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Kingman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Leavenworth County Kansas | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Lyon County Kansas | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Ottawa County Kansas | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Republic County Kansas | 1 | $ 94,000 | $ 94,000 | $ 63,000 |
| Grand Traverse County Michigan | 1 | $ 234,000 | $ 234,000 | $ 475,000 |
| Hennepin County Minnesota | 1 | $ 412,000 | $ 412,000 | $ 235,000 |
| Buchanan County Missouri | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Camden County Missouri | 1 | $ 107,000 | $ 107,000 | $ 156,000 |
| Christian County Missouri | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Clay County Missouri | 1 | $ 161,000 | $ 161,000 | $ 46,000 |
| Cole County Missouri | 1 | $ 207,000 | $ 207,000 | $ 111,000 |
| St. Louis City County Missouri | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Madison County Montana | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Deuel County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Dundy County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Hitchcock County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| Perkins County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Sherman County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 22,000 |
| Thomas County Nebraska | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Wheeler County Nebraska | 1 | $ 209,000 | $ 209,000 | $ 199,000 |
| Bon Homme County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Brookings County South Dakota | 1 | $ 154,000 | $ 154,000 | $ 86,000 |
| Clark County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Clay County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Fall River County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Meade County South Dakota | 1 | $ 190,000 | $ 190,000 | $ 58,000 |
| Minnehaha County South Dakota | 1 | $ 204,000 | $ 204,000 | $ 135,000 |
| Turner County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 127,000 |
| Campbell County Wyoming | 1 | $ 247,000 | $ 247,000 | $ 91,000 |
| Carbon County Wyoming | 1 | $ 101,000 | $ 101,000 | $ 121,000 |
| Converse County Wyoming | 1 | $ 262,000 | $ 262,000 | $ 117,000 |
| Platte County Wyoming | 1 | $ 277,000 | $ 277,000 | $ 159,000 |
| Uinta County Wyoming | 1 | $ 224,000 | $ 224,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for West Gate Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,526 | $249,111,000 | $163,000 | $3,200,000 | $94,000 | $1,528,000 |
| Refinancing | 943 | $157,952,000 | $167,000 | $5,300,000 | $102,000 | $953,000 |
| Home Improvement | 148 | $19,615,000 | $132,000 | $600,000 | $89,000 | $574,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,398 | $387,367,000 | $161,000 | $1,000,000 | $99,000 | $1,528,000 |
| Not Provided | 80 | $11,393,000 | $142,000 | $417,000 | $81,000 | $412,000 |
| Hispanic | 60 | $7,185,000 | $119,000 | $337,000 | $67,000 | $250,000 |
| Not applicable | 41 | $14,580,000 | $355,000 | $5,300,000 | $0 | $0 |
| Asian | 24 | $4,785,000 | $199,000 | $450,000 | $118,000 | $451,000 |
| Black or African American | 9 | $935,000 | $103,000 | $194,000 | $53,000 | $107,000 |
| American Indian or Alaskan Native | 4 | $331,000 | $82,000 | $150,000 | $115,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $102,000 | $102,000 | $102,000 | $500,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,323 | $393,674,000 | $169,000 | $5,300,000 | $102,000 | $1,528,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $10,239,000 | $87,000 | $212,000 | $41,000 | $90,000 |
| FHA-insured (Federal Housing Administration) | 104 | $11,219,000 | $107,000 | $245,000 | $51,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 73 | $11,546,000 | $158,000 | $403,000 | $68,000 | $264,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,245 | $375,205,000 | $167,000 | $5,300,000 | $100,000 | $1,520,000 |
| Application Denied By Financial Institution | 214 | $25,211,000 | $117,000 | $450,000 | $52,000 | $249,000 |
| Application Approved But Not Accepted | 134 | $20,971,000 | $156,000 | $600,000 | $96,000 | $823,000 |
| Application Withdrawn By Applicant | 12 | $2,847,000 | $237,000 | $899,000 | $205,000 | $1,528,000 |
| Loan Purchased By The Institution | 9 | $2,065,000 | $229,000 | $417,000 | $136,000 | $339,000 |
| File Closed For Incompleteness | 3 | $379,000 | $126,000 | $168,000 | $6,000 | $19,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess West Gate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.