West Gate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
West Gate Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | West Gate Bank 6003 Old Cheney Road Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,809 |
| Total Mortgage Loan Application Amount | $475,995,000 |
| Average Mortgage Loan Application Amount | $168,400 |
| Highest Mortgage Loan Application Amount | $16,105,000 |
| Average Applicant Income | $132,600 |
| Highest Applicant Income | $1,782,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with West Gate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing West Gate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down West Gate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how West Gate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by West Gate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at West Gate Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 319 | $ 86,925,000 | $ 272,000 | $ 141,000 |
| Douglas County Nebraska | 241 | $ 74,625,000 | $ 309,000 | $ 150,000 |
| Sarpy County Nebraska | 100 | $ 30,870,000 | $ 308,000 | $ 156,000 |
| Dodge County Nebraska | 57 | $ 12,745,000 | $ 223,000 | $ 120,000 |
| Buffalo County Nebraska | 51 | $ 13,145,000 | $ 257,000 | $ 107,000 |
| York County Nebraska | 48 | $ 8,510,000 | $ 177,000 | $ 100,000 |
| Madison County Nebraska | 45 | $ 10,035,000 | $ 223,000 | $ 101,000 |
| Lincoln County Nebraska | 26 | $ 4,860,000 | $ 186,000 | $ 162,000 |
| Saunders County Nebraska | 25 | $ 6,555,000 | $ 262,000 | $ 96,000 |
| Hall County Nebraska | 24 | $ 5,320,000 | $ 221,000 | $ 146,000 |
| Platte County Nebraska | 22 | $ 3,400,000 | $ 154,000 | $ 71,000 |
| Polk County Iowa | 21 | $ 21,535,000 | $ 1,025,000 | $ 105,000 |
| Laramie County Wyoming | 21 | $ 6,985,000 | $ 332,000 | $ 117,000 |
| Scotts Bluff County Nebraska | 20 | $ 3,050,000 | $ 152,000 | $ 111,000 |
| Washington County Nebraska | 19 | $ 7,595,000 | $ 399,000 | $ 155,000 |
| Seward County Nebraska | 18 | $ 4,470,000 | $ 248,000 | $ 103,000 |
| Fillmore County Nebraska | 17 | $ 3,505,000 | $ 206,000 | $ 141,000 |
| Hamilton County Nebraska | 17 | $ 3,875,000 | $ 227,000 | $ 100,000 |
| Pottawattamie County Iowa | 16 | $ 4,190,000 | $ 261,000 | $ 116,000 |
| Greene County Missouri | 16 | $ 3,710,000 | $ 231,000 | $ 0 |
| Adams County Nebraska | 16 | $ 3,510,000 | $ 219,000 | $ 97,000 |
| Cass County Nebraska | 16 | $ 4,210,000 | $ 263,000 | $ 114,000 |
| Clay County Nebraska | 15 | $ 2,355,000 | $ 157,000 | $ 84,000 |
| Dawson County Nebraska | 15 | $ 2,285,000 | $ 152,000 | $ 108,000 |
| Black Hawk County Iowa | 13 | $ 3,535,000 | $ 271,000 | $ 145,000 |
| Butler County Nebraska | 13 | $ 1,555,000 | $ 119,000 | $ 56,000 |
| Woodbury County Iowa | 12 | $ 2,310,000 | $ 192,000 | $ 78,000 |
| Colfax County Nebraska | 12 | $ 1,860,000 | $ 155,000 | $ 79,000 |
| Jefferson County Nebraska | 12 | $ 2,240,000 | $ 186,000 | $ 116,000 |
| Custer County Nebraska | 11 | $ 1,925,000 | $ 175,000 | $ 74,000 |
| Phelps County Nebraska | 11 | $ 2,055,000 | $ 186,000 | $ 91,000 |
| Polk County Nebraska | 11 | $ 1,985,000 | $ 180,000 | $ 88,000 |
| Christian County Missouri | 10 | $ 2,190,000 | $ 219,000 | $ 0 |
| Richardson County Nebraska | 10 | $ 810,000 | $ 81,000 | $ 53,000 |
| Harrison County Iowa | 9 | $ 1,795,000 | $ 199,000 | $ 99,000 |
| Yellowstone County Montana | 9 | $ 3,185,000 | $ 353,000 | $ 233,000 |
| Pierce County Nebraska | 9 | $ 1,805,000 | $ 200,000 | $ 95,000 |
| Minnehaha County South Dakota | 9 | $ 2,805,000 | $ 311,000 | $ 128,000 |
| Sweetwater County Wyoming | 9 | $ 2,085,000 | $ 231,000 | $ 119,000 |
| Maricopa County Arizona | 8 | $ 3,230,000 | $ 403,000 | $ 243,000 |
| Cuming County Nebraska | 8 | $ 1,890,000 | $ 236,000 | $ 142,000 |
| Thayer County Nebraska | 8 | $ 970,000 | $ 121,000 | $ 85,000 |
| Cass County North Dakota | 8 | $ 2,210,000 | $ 276,000 | $ 0 |
| Mills County Iowa | 7 | $ 2,355,000 | $ 336,000 | $ 116,000 |
| Sedgwick County Kansas | 7 | $ 1,745,000 | $ 249,000 | $ 137,000 |
| Holt County Nebraska | 7 | $ 755,000 | $ 107,000 | $ 62,000 |
| Saline County Nebraska | 7 | $ 1,405,000 | $ 200,000 | $ 103,000 |
| Weld County Colorado | 6 | $ 2,890,000 | $ 481,000 | $ 737,000 |
| Riley County Kansas | 6 | $ 1,830,000 | $ 305,000 | $ 94,000 |
| Furnas County Nebraska | 6 | $ 1,300,000 | $ 216,000 | $ 212,000 |
| Keith County Nebraska | 6 | $ 1,120,000 | $ 186,000 | $ 56,000 |
| Knox County Nebraska | 6 | $ 1,060,000 | $ 176,000 | $ 115,000 |
| Merrick County Nebraska | 6 | $ 830,000 | $ 138,000 | $ 85,000 |
| Burleigh County North Dakota | 6 | $ 1,510,000 | $ 251,000 | $ 115,000 |
| Lincoln County South Dakota | 6 | $ 1,910,000 | $ 318,000 | $ 0 |
| Dallas County Iowa | 5 | $ 1,495,000 | $ 299,000 | $ 76,000 |
| Linn County Iowa | 5 | $ 1,765,000 | $ 353,000 | $ 110,000 |
| Shelby County Iowa | 5 | $ 1,205,000 | $ 241,000 | $ 172,000 |
| Wapello County Iowa | 5 | $ 825,000 | $ 165,000 | $ 84,000 |
| St. Louis County Missouri | 5 | $ 1,185,000 | $ 237,000 | $ 0 |
| Boone County Nebraska | 5 | $ 785,000 | $ 157,000 | $ 100,000 |
| Box Butte County Nebraska | 5 | $ 745,000 | $ 149,000 | $ 94,000 |
| Cedar County Nebraska | 5 | $ 1,135,000 | $ 227,000 | $ 143,000 |
| Dakota County Nebraska | 5 | $ 875,000 | $ 175,000 | $ 66,000 |
| Gage County Nebraska | 5 | $ 1,365,000 | $ 273,000 | $ 95,000 |
| Kearney County Nebraska | 5 | $ 975,000 | $ 195,000 | $ 88,000 |
| Morrill County Nebraska | 5 | $ 695,000 | $ 139,000 | $ 111,000 |
| Nance County Nebraska | 5 | $ 655,000 | $ 131,000 | $ 100,000 |
| Otoe County Nebraska | 5 | $ 1,475,000 | $ 295,000 | $ 126,000 |
| Valley County Nebraska | 5 | $ 465,000 | $ 93,000 | $ 46,000 |
| Union County South Dakota | 5 | $ 1,315,000 | $ 263,000 | $ 95,000 |
| Campbell County Wyoming | 5 | $ 1,775,000 | $ 355,000 | $ 0 |
| Converse County Wyoming | 5 | $ 1,105,000 | $ 221,000 | $ 0 |
| Yavapai County Arizona | 4 | $ 1,130,000 | $ 282,000 | $ 107,000 |
| Johnson County Kansas | 4 | $ 1,740,000 | $ 435,000 | $ 287,000 |
| Hennepin County Minnesota | 4 | $ 1,290,000 | $ 322,000 | $ 0 |
| Jackson County Missouri | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Lawrence County Missouri | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Antelope County Nebraska | 4 | $ 620,000 | $ 155,000 | $ 90,000 |
| Burt County Nebraska | 4 | $ 630,000 | $ 157,000 | $ 95,000 |
| Dawes County Nebraska | 4 | $ 770,000 | $ 192,000 | $ 81,000 |
| Dixon County Nebraska | 4 | $ 500,000 | $ 125,000 | $ 59,000 |
| Howard County Nebraska | 4 | $ 300,000 | $ 75,000 | $ 85,000 |
| Stanton County Nebraska | 4 | $ 810,000 | $ 202,000 | $ 80,000 |
| Wayne County Nebraska | 4 | $ 870,000 | $ 217,000 | $ 114,000 |
| Adams County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 73,000 |
| Larimer County Colorado | 3 | $ 1,465,000 | $ 488,000 | $ 107,000 |
| Franklin County Florida | 3 | $ 2,405,000 | $ 801,000 | $ 365,000 |
| Appanoose County Iowa | 3 | $ 505,000 | $ 168,000 | $ 88,000 |
| Mahaska County Iowa | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| Story County Iowa | 3 | $ 885,000 | $ 295,000 | $ 92,000 |
| Warren County Iowa | 3 | $ 865,000 | $ 288,000 | $ 143,000 |
| Franklin County Kansas | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Saline County Kansas | 3 | $ 865,000 | $ 288,000 | $ 132,000 |
| Frontier County Nebraska | 3 | $ 285,000 | $ 95,000 | $ 123,000 |
| Garden County Nebraska | 3 | $ 625,000 | $ 208,000 | $ 118,000 |
| Sheridan County Nebraska | 3 | $ 205,000 | $ 68,000 | $ 57,000 |
| Webster County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 88,000 |
| Oklahoma County Oklahoma | 3 | $ 895,000 | $ 298,000 | $ 0 |
| Albany County Wyoming | 3 | $ 945,000 | $ 315,000 | $ 98,000 |
| Pima County Arizona | 2 | $ 370,000 | $ 185,000 | $ 367,000 |
| Arapahoe County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 140,000 |
| Douglas County Colorado | 2 | $ 1,490,000 | $ 745,000 | $ 271,000 |
| El Paso County Colorado | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Routt County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Logan County Illinois | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Madison County Illinois | 2 | $ 480,000 | $ 240,000 | $ 1,782,000 |
| Grundy County Iowa | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Jefferson County Iowa | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Page County Iowa | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Geary County Kansas | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Ramsey County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Washington County Minnesota | 2 | $ 720,000 | $ 360,000 | $ 172,000 |
| Camden County Missouri | 2 | $ 780,000 | $ 390,000 | $ 422,000 |
| Stone County Missouri | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Wright County Missouri | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Boyd County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Brown County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Harlan County Nebraska | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| Logan County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Perkins County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Wheeler County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Clark County Nevada | 2 | $ 1,290,000 | $ 645,000 | $ 391,000 |
| Colfax County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 115,000 |
| Grand Forks County North Dakota | 2 | $ 360,000 | $ 180,000 | $ 167,000 |
| Morton County North Dakota | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Clay County South Dakota | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Lake County South Dakota | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Lawrence County South Dakota | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Walworth County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Yankton County South Dakota | 2 | $ 620,000 | $ 310,000 | $ 175,000 |
| Lubbock County Texas | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Natrona County Wyoming | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Pinal County Arizona | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Faulkner County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Contra Costa County California | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Archuleta County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| Moffat County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Rio Blanco County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Collier County Florida | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Indian River County Florida | 1 | $ 395,000 | $ 395,000 | $ 225,000 |
| Lee County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 447,000 |
| Pasco County Florida | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 441,000 |
| Santa Rosa County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Adams County Iowa | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Audubon County Iowa | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Clarke County Iowa | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Clinton County Iowa | 1 | $ 645,000 | $ 645,000 | $ 265,000 |
| Dickinson County Iowa | 1 | $ 485,000 | $ 485,000 | $ 447,000 |
| Dubuque County Iowa | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Fremont County Iowa | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Henry County Iowa | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Jasper County Iowa | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Lee County Iowa | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Lucas County Iowa | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Montgomery County Iowa | 1 | $ 55,000 | $ 55,000 | $ 182,000 |
| Osceola County Iowa | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Poweshiek County Iowa | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Scott County Iowa | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Tama County Iowa | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wayne County Iowa | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Clay County Kansas | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Ellis County Kansas | 1 | $ 455,000 | $ 455,000 | $ 675,000 |
| Ellsworth County Kansas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Finney County Kansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Mitchell County Kansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Phillips County Kansas | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Wyandotte County Kansas | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Kanabec County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Roseau County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Wright County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Callaway County Missouri | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Clay County Missouri | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Douglas County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hickory County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Holt County Missouri | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Howell County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jasper County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Polk County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Warren County Missouri | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Webster County Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Carbon County Montana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cascade County Montana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Flathead County Montana | 1 | $ 345,000 | $ 345,000 | $ 167,000 |
| Gallatin County Montana | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Ravalli County Montana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Richland County Montana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Stillwater County Montana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Banner County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Cherry County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Cheyenne County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Deuel County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Franklin County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 167,000 |
| Garfield County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Greeley County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Nemaha County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Pawnee County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Red Willow County Nebraska | 1 | $ 525,000 | $ 525,000 | $ 168,000 |
| Thurston County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Chaves County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Lincoln County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Quay County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 141,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Benson County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Mercer County North Dakota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Ramsey County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Richland County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sargent County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 274,000 |
| Kiowa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Tulsa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Washington County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Bon Homme County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Brule County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Davison County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Fall River County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grant County South Dakota | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Gregory County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
| Hughes County South Dakota | 1 | $ 435,000 | $ 435,000 | $ 97,000 |
| Jones County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Meade County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Pennington County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Sumner County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Galveston County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gray County Texas | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Harris County Texas | 1 | $ 255,000 | $ 255,000 | $ 177,000 |
| Hays County Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Johnson County Texas | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Randall County Texas | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Terry County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 394,000 |
| Park County Wyoming | 1 | $ 685,000 | $ 685,000 | $ 268,000 |
| Platte County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for West Gate Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,549 | $428,725,000 | $276,000 | $16,105,000 | $127,000 | $1,782,000 |
| Refinancing | 122 | $29,880,000 | $244,000 | $725,000 | $117,000 | $394,000 |
| Cash-out Refinancing | 67 | $10,905,000 | $162,000 | $405,000 | $116,000 | $768,000 |
| Other Purpose | 54 | $5,450,000 | $100,000 | $465,000 | $166,000 | $1,214,000 |
| Home Improvement | 17 | $1,035,000 | $60,000 | $225,000 | $137,000 | $312,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,216 | $291,740,000 | $239,000 | $1,205,000 | $127,000 | $1,782,000 |
| Not applicable | 393 | $138,905,000 | $353,000 | $16,105,000 | $0 | $0 |
| Hispanic | 94 | $16,250,000 | $172,000 | $415,000 | $96,000 | $765,000 |
| Not Provided | 60 | $15,370,000 | $256,000 | $1,035,000 | $134,000 | $447,000 |
| Asian | 21 | $5,305,000 | $252,000 | $505,000 | $188,000 | $824,000 |
| Black or African American | 13 | $4,585,000 | $352,000 | $1,445,000 | $180,000 | $720,000 |
| American Indian or Alaskan Native | 8 | $1,700,000 | $212,000 | $475,000 | $132,000 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,636 | $436,010,000 | $266,000 | $16,105,000 | $131,000 | $1,782,000 |
| VA-guaranteed (Veterans Administration) | 78 | $24,350,000 | $312,000 | $695,000 | $125,000 | $398,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $7,135,000 | $129,000 | $255,000 | $55,000 | $91,000 |
| FHA-insured (Federal Housing Administration) | 40 | $8,500,000 | $212,000 | $395,000 | $76,000 | $158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,220 | $334,190,000 | $273,000 | $16,105,000 | $130,000 | $1,391,000 |
| Loan Purchased By The Institution | 334 | $88,100,000 | $263,000 | $725,000 | $0 | $0 |
| Application Approved But Not Accepted | 153 | $35,105,000 | $229,000 | $1,205,000 | $113,000 | $407,000 |
| Application Denied By Financial Institution | 91 | $16,905,000 | $185,000 | $675,000 | $108,000 | $1,782,000 |
| Application Withdrawn By Applicant | 9 | $1,505,000 | $167,000 | $565,000 | $98,000 | $200,000 |
| File Closed For Incompleteness | 2 | $190,000 | $95,000 | $105,000 | $654,000 | $1,214,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,718 | $459,090,000 | $267,000 | $16,105,000 | $128,000 | $1,391,000 |
| Debt-To-Income Ratio | 42 | $7,900,000 | $188,000 | $675,000 | $68,000 | $224,000 |
| Credit History | 26 | $4,000,000 | $153,000 | $405,000 | $96,000 | $327,000 |
| Unverifiable Information | 8 | $1,740,000 | $217,000 | $525,000 | $62,000 | $168,000 |
| Other | 6 | $1,480,000 | $246,000 | $425,000 | $439,000 | $1,782,000 |
| Collateral | 5 | $1,115,000 | $223,000 | $455,000 | $215,000 | $675,000 |
| Employment History | 2 | $150,000 | $75,000 | $145,000 | $106,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $520,000 | $260,000 | $355,000 | $77,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess West Gate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.