Western Ohio Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Western Ohio Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Western Ohio Mortgage Corporation 733 Fair Rd Sidney, OH 45365 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 738 |
| Total Mortgage Loan Application Amount | $101,769,000 |
| Average Mortgage Loan Application Amount | $148,500 |
| Highest Mortgage Loan Application Amount | $442,000 |
| Average Applicant Income | $78,500 |
| Highest Applicant Income | $621,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Ohio | 129 | $ 14,409,000 | $ 111,000 | $ 53,000 |
| Hamilton County Ohio | 83 | $ 11,434,000 | $ 137,000 | $ 77,000 |
| Butler County Ohio | 72 | $ 9,434,000 | $ 131,000 | $ 66,000 |
| Warren County Ohio | 55 | $ 9,738,000 | $ 177,000 | $ 88,000 |
| Logan County Ohio | 43 | $ 4,832,000 | $ 112,000 | $ 48,000 |
| Fayette County Kentucky | 34 | $ 6,596,000 | $ 194,000 | $ 89,000 |
| Auglaize County Ohio | 32 | $ 3,768,000 | $ 117,000 | $ 50,000 |
| Clermont County Ohio | 31 | $ 4,947,000 | $ 159,000 | $ 71,000 |
| Scott County Kentucky | 26 | $ 4,694,000 | $ 180,000 | $ 69,000 |
| Miami County Ohio | 20 | $ 2,605,000 | $ 130,000 | $ 54,000 |
| Stark County Ohio | 19 | $ 2,038,000 | $ 107,000 | $ 60,000 |
| Montgomery County Ohio | 15 | $ 2,133,000 | $ 142,000 | $ 62,000 |
| Allen County Ohio | 14 | $ 2,082,000 | $ 148,000 | $ 65,000 |
| Clark County Kentucky | 13 | $ 1,800,000 | $ 138,000 | $ 48,000 |
| Champaign County Ohio | 12 | $ 1,517,000 | $ 126,000 | $ 69,000 |
| Greene County Ohio | 9 | $ 1,283,000 | $ 142,000 | $ 70,000 |
| Hardin County Ohio | 9 | $ 975,000 | $ 108,000 | $ 43,000 |
| Kenton County Kentucky | 8 | $ 1,198,000 | $ 149,000 | $ 79,000 |
| Clark County Ohio | 8 | $ 863,000 | $ 107,000 | $ 56,000 |
| Madison County Kentucky | 7 | $ 887,000 | $ 126,000 | $ 52,000 |
| Jessamine County Kentucky | 6 | $ 971,000 | $ 161,000 | $ 108,000 |
| Cuyahoga County Ohio | 6 | $ 817,000 | $ 136,000 | $ 61,000 |
| Boone County Kentucky | 5 | $ 1,125,000 | $ 225,000 | $ 86,000 |
| Brown County Ohio | 5 | $ 612,000 | $ 122,000 | $ 51,000 |
| Clinton County Ohio | 5 | $ 729,000 | $ 145,000 | $ 57,000 |
| Lincoln County Kentucky | 4 | $ 391,000 | $ 97,000 | $ 39,000 |
| Darke County Ohio | 4 | $ 590,000 | $ 147,000 | $ 75,000 |
| Franklin County Kentucky | 3 | $ 351,000 | $ 117,000 | $ 51,000 |
| Gallatin County Kentucky | 3 | $ 851,000 | $ 283,000 | $ 84,000 |
| Harrison County Kentucky | 3 | $ 338,000 | $ 112,000 | $ 47,000 |
| Owen County Kentucky | 3 | $ 304,000 | $ 101,000 | $ 49,000 |
| Woodford County Kentucky | 3 | $ 558,000 | $ 186,000 | $ 43,000 |
| Franklin County Ohio | 3 | $ 429,000 | $ 143,000 | $ 69,000 |
| Mercer County Ohio | 3 | $ 263,000 | $ 87,000 | $ 55,000 |
| Anderson County Kentucky | 2 | $ 376,000 | $ 188,000 | $ 71,000 |
| Bourbon County Kentucky | 2 | $ 281,000 | $ 140,000 | $ 39,000 |
| Campbell County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 48,000 |
| Johnson County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 39,000 |
| Pulaski County Kentucky | 2 | $ 159,000 | $ 79,000 | $ 30,000 |
| Knox County Ohio | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Medina County Ohio | 2 | $ 276,000 | $ 138,000 | $ 60,000 |
| Summit County Ohio | 2 | $ 215,000 | $ 107,000 | $ 47,000 |
| Wayne County Ohio | 2 | $ 235,000 | $ 117,000 | $ 45,000 |
| Palm Beach County Florida | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Jennings County Indiana | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Shelby County Indiana | 1 | $ 92,000 | $ 92,000 | $ 19,000 |
| Wayne County Indiana | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Carroll County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 107,000 |
| Estill County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Garrard County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Grant County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 37,000 |
| Jackson County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 51,000 |
| Larue County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Montgomery County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Ohio County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 54,000 |
| Oldham County Kentucky | 1 | $ 321,000 | $ 321,000 | $ 97,000 |
| Pendleton County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 56,000 |
| Powell County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 84,000 |
| Robertson County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Rockcastle County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Warren County Kentucky | 1 | $ 424,000 | $ 424,000 | $ 101,000 |
| Adams County Ohio | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Lorain County Ohio | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| Marion County Ohio | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Portage County Ohio | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Seneca County Ohio | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Union County Ohio | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Western Ohio Mortgage Corporation in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 652 | $87,705,000 | $134,000 | $442,000 | $60,000 | $621,000 |
| Refinancing | 86 | $14,064,000 | $163,000 | $424,000 | $97,000 | $402,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 645 | $87,660,000 | $135,000 | $424,000 | $62,000 | $621,000 |
| Black or African American | 69 | $9,605,000 | $139,000 | $424,000 | $80,000 | $350,000 |
| Hispanic | 11 | $1,541,000 | $140,000 | $269,000 | $55,000 | $152,000 |
| Asian | 8 | $2,264,000 | $283,000 | $442,000 | $98,000 | $207,000 |
| Not Provided | 3 | $440,000 | $146,000 | $204,000 | $64,000 | $108,000 |
| American Indian or Alaskan Native | 2 | $259,000 | $129,000 | $145,000 | $62,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 293 | $38,834,000 | $132,000 | $442,000 | $58,000 | $148,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 217 | $34,813,000 | $160,000 | $424,000 | $90,000 | $621,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 185 | $20,960,000 | $113,000 | $372,000 | $45,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 43 | $7,162,000 | $166,000 | $315,000 | $62,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 604 | $83,711,000 | $138,000 | $442,000 | $65,000 | $621,000 |
| Application Withdrawn By Applicant | 78 | $10,449,000 | $133,000 | $442,000 | $62,000 | $173,000 |
| Application Denied By Financial Institution | 45 | $5,861,000 | $130,000 | $321,000 | $60,000 | $205,000 |
| File Closed For Incompleteness | 9 | $1,470,000 | $163,000 | $368,000 | $56,000 | $160,000 |
| Application Approved But Not Accepted | 2 | $278,000 | $139,000 | $197,000 | $56,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $1,967,000 | $122,000 | $319,000 | $58,000 | $205,000 |
| Debt-To-Income Ratio | 7 | $760,000 | $108,000 | $160,000 | $49,000 | $91,000 |
| Other | 4 | $862,000 | $215,000 | $321,000 | $74,000 | $97,000 |
| Unverifiable Information | 3 | $259,000 | $86,000 | $134,000 | $59,000 | $112,000 |
| Collateral | 3 | $197,000 | $65,000 | $82,000 | $69,000 | $153,000 |
| Employment History | 2 | $150,000 | $75,000 | $95,000 | $28,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $202,000 | $101,000 | $126,000 | $28,000 | $34,000 |
| Mortgage Insurance Denied | 1 | $223,000 | $223,000 | $223,000 | $86,000 | $86,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.