Western Ohio Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Western Ohio Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Western Ohio Mortgage Corporation 733 Fair Rd Sidney, OH 45365 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 620 |
| Total Mortgage Loan Application Amount | $95,740,000 |
| Average Mortgage Loan Application Amount | $181,333 |
| Highest Mortgage Loan Application Amount | $695,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $552,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Ohio | 160 | $ 19,340,000 | $ 120,000 | $ 54,000 |
| Hamilton County Ohio | 57 | $ 9,395,000 | $ 164,000 | $ 77,000 |
| Butler County Ohio | 48 | $ 7,390,000 | $ 153,000 | $ 83,000 |
| Warren County Ohio | 41 | $ 8,055,000 | $ 196,000 | $ 84,000 |
| Fayette County Kentucky | 37 | $ 6,645,000 | $ 179,000 | $ 101,000 |
| Miami County Ohio | 34 | $ 4,740,000 | $ 139,000 | $ 59,000 |
| Logan County Ohio | 24 | $ 2,720,000 | $ 113,000 | $ 58,000 |
| Clermont County Ohio | 22 | $ 4,300,000 | $ 195,000 | $ 87,000 |
| Montgomery County Kentucky | 15 | $ 2,195,000 | $ 146,000 | $ 54,000 |
| Auglaize County Ohio | 15 | $ 2,315,000 | $ 154,000 | $ 64,000 |
| Clark County Kentucky | 12 | $ 1,540,000 | $ 128,000 | $ 55,000 |
| Franklin County Ohio | 9 | $ 2,105,000 | $ 233,000 | $ 76,000 |
| Montgomery County Ohio | 9 | $ 1,405,000 | $ 156,000 | $ 67,000 |
| Jessamine County Kentucky | 8 | $ 1,460,000 | $ 182,000 | $ 133,000 |
| Mercer County Ohio | 8 | $ 1,050,000 | $ 131,000 | $ 61,000 |
| Cuyahoga County Ohio | 7 | $ 645,000 | $ 92,000 | $ 44,000 |
| Stark County Ohio | 7 | $ 745,000 | $ 106,000 | $ 41,000 |
| Champaign County Ohio | 6 | $ 760,000 | $ 126,000 | $ 78,000 |
| Greene County Ohio | 6 | $ 1,220,000 | $ 203,000 | $ 103,000 |
| Madison County Kentucky | 5 | $ 1,065,000 | $ 213,000 | $ 102,000 |
| Scott County Kentucky | 5 | $ 1,445,000 | $ 289,000 | $ 102,000 |
| Allen County Ohio | 5 | $ 685,000 | $ 137,000 | $ 59,000 |
| Franklin County Kentucky | 4 | $ 610,000 | $ 152,000 | $ 69,000 |
| Kenton County Kentucky | 4 | $ 560,000 | $ 140,000 | $ 52,000 |
| Wayne County Kentucky | 4 | $ 1,250,000 | $ 312,000 | $ 78,000 |
| Hardin County Ohio | 4 | $ 420,000 | $ 105,000 | $ 45,000 |
| Woodford County Kentucky | 3 | $ 1,845,000 | $ 615,000 | $ 250,000 |
| Darke County Ohio | 3 | $ 475,000 | $ 158,000 | $ 74,000 |
| Highland County Ohio | 3 | $ 675,000 | $ 225,000 | $ 65,000 |
| Preble County Ohio | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
| Campbell County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 142,000 |
| Fleming County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 281,000 |
| Harrison County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Clark County Ohio | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| Clinton County Ohio | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Licking County Ohio | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Lorain County Ohio | 2 | $ 270,000 | $ 135,000 | $ 91,000 |
| Putnam County Ohio | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Summit County Ohio | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Broward County Florida | 1 | $ 375,000 | $ 375,000 | $ 173,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 280,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Dearborn County Indiana | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Putnam County Indiana | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Shelby County Indiana | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Bath County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Boone County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Henderson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Jefferson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Johnson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Mason County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Oldham County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 471,000 |
| Powell County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Brown County Ohio | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Fayette County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Mahoning County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Paulding County Ohio | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Pickaway County Ohio | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Portage County Ohio | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Tuscarawas County Ohio | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Van Wert County Ohio | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Williams County Ohio | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Wood County Ohio | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Western Ohio Mortgage Corporation in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 508 | $73,250,000 | $144,000 | $485,000 | $65,000 | $552,000 |
| Refinancing | 58 | $12,090,000 | $208,000 | $485,000 | $103,000 | $471,000 |
| Cash-out Refinancing | 54 | $10,400,000 | $192,000 | $695,000 | $113,000 | $338,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 521 | $81,155,000 | $155,000 | $695,000 | $73,000 | $552,000 |
| Black or African American | 67 | $8,835,000 | $131,000 | $365,000 | $78,000 | $304,000 |
| Hispanic | 17 | $2,705,000 | $159,000 | $275,000 | $50,000 | $101,000 |
| Asian | 10 | $2,110,000 | $211,000 | $335,000 | $82,000 | $141,000 |
| Not Provided | 3 | $575,000 | $191,000 | $375,000 | $67,000 | $173,000 |
| American Indian or Alaskan Native | 1 | $175,000 | $175,000 | $175,000 | $44,000 | $44,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $47,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 246 | $43,070,000 | $175,000 | $605,000 | $98,000 | $552,000 |
| FHA-insured (Federal Housing Administration) | 201 | $28,165,000 | $140,000 | $325,000 | $59,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $14,910,000 | $118,000 | $315,000 | $43,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 47 | $9,595,000 | $204,000 | $695,000 | $77,000 | $338,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 454 | $68,840,000 | $151,000 | $545,000 | $73,000 | $552,000 |
| Application Withdrawn By Applicant | 128 | $20,730,000 | $161,000 | $695,000 | $75,000 | $439,000 |
| Application Denied By Financial Institution | 26 | $4,030,000 | $155,000 | $335,000 | $54,000 | $114,000 |
| Application Approved But Not Accepted | 6 | $1,210,000 | $201,000 | $385,000 | $83,000 | $116,000 |
| File Closed For Incompleteness | 6 | $930,000 | $155,000 | $245,000 | $52,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 594 | $91,710,000 | $154,000 | $695,000 | $74,000 | $552,000 |
| Debt-To-Income Ratio | 10 | $1,700,000 | $170,000 | $335,000 | $53,000 | $107,000 |
| Collateral | 5 | $615,000 | $123,000 | $155,000 | $50,000 | $70,000 |
| Credit History | 5 | $845,000 | $169,000 | $275,000 | $65,000 | $114,000 |
| Other | 4 | $650,000 | $162,000 | $295,000 | $57,000 | $99,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $26,000 | $26,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.