Westfield Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Westfield Bank, Fsb 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Westfield Bank, Fsb Two Park Circle Westfield Center, OH 44251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 460 |
| Total Mortgage Loan Application Amount | $64,613,000 |
| Average Mortgage Loan Application Amount | $189,500 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $95,500 |
| Highest Applicant Income | $809,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Westfield Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Westfield Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Westfield Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Westfield Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Westfield Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Westfield Bank, Fsb's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Stark County Ohio | 87 | $ 19,261,000 | $ 221,000 | $ 97,000 |
| Summit County Ohio | 52 | $ 8,524,000 | $ 163,000 | $ 97,000 |
| Medina County Ohio | 50 | $ 10,456,000 | $ 209,000 | $ 111,000 |
| Cuyahoga County Ohio | 19 | $ 5,896,000 | $ 310,000 | $ 108,000 |
| Portage County Ohio | 12 | $ 1,471,000 | $ 122,000 | $ 79,000 |
| Whitley County Kentucky | 11 | $ 668,000 | $ 60,000 | $ 43,000 |
| Lorain County Ohio | 9 | $ 1,486,000 | $ 165,000 | $ 91,000 |
| Wayne County Ohio | 9 | $ 1,932,000 | $ 214,000 | $ 50,000 |
| Lancaster County Pennsylvania | 9 | $ 468,000 | $ 52,000 | $ 52,000 |
| Berkeley County West Virginia | 7 | $ 276,000 | $ 39,000 | $ 58,000 |
| Carter County Kentucky | 6 | $ 320,000 | $ 53,000 | $ 44,000 |
| Pike County Kentucky | 6 | $ 375,000 | $ 62,000 | $ 64,000 |
| Centre County Pennsylvania | 6 | $ 390,000 | $ 65,000 | $ 47,000 |
| Knott County Kentucky | 5 | $ 187,000 | $ 37,000 | $ 44,000 |
| Laurel County Kentucky | 5 | $ 301,000 | $ 60,000 | $ 45,000 |
| Lawrence County Kentucky | 5 | $ 194,000 | $ 38,000 | $ 29,000 |
| Russell County Kentucky | 5 | $ 286,000 | $ 57,000 | $ 58,000 |
| Columbiana County Ohio | 5 | $ 829,000 | $ 165,000 | $ 27,000 |
| Bedford County Pennsylvania | 5 | $ 314,000 | $ 62,000 | $ 41,000 |
| York County Pennsylvania | 5 | $ 238,000 | $ 47,000 | $ 50,000 |
| Lincoln County Kentucky | 4 | $ 166,000 | $ 41,000 | $ 54,000 |
| Magoffin County Kentucky | 4 | $ 142,000 | $ 35,000 | $ 90,000 |
| Pulaski County Kentucky | 4 | $ 140,000 | $ 35,000 | $ 46,000 |
| Blair County Pennsylvania | 4 | $ 206,000 | $ 51,000 | $ 37,000 |
| Clearfield County Pennsylvania | 4 | $ 305,000 | $ 76,000 | $ 57,000 |
| Westmoreland County Pennsylvania | 4 | $ 228,000 | $ 57,000 | $ 71,000 |
| Boyd County Kentucky | 3 | $ 213,000 | $ 71,000 | $ 67,000 |
| Clinton County Kentucky | 3 | $ 94,000 | $ 31,000 | $ 23,000 |
| Floyd County Kentucky | 3 | $ 188,000 | $ 62,000 | $ 68,000 |
| Henderson County Kentucky | 3 | $ 109,000 | $ 36,000 | $ 37,000 |
| Perry County Kentucky | 3 | $ 159,000 | $ 53,000 | $ 51,000 |
| Carroll County Ohio | 3 | $ 324,000 | $ 108,000 | $ 81,000 |
| Franklin County Pennsylvania | 3 | $ 204,000 | $ 68,000 | $ 51,000 |
| Indiana County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 59,000 |
| Mifflin County Pennsylvania | 3 | $ 189,000 | $ 63,000 | $ 63,000 |
| Wyoming County West Virginia | 3 | $ 127,000 | $ 42,000 | $ 55,000 |
| Clay County Kentucky | 2 | $ 83,000 | $ 41,000 | $ 43,000 |
| Cumberland County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 27,000 |
| Garrard County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 40,000 |
| Jackson County Kentucky | 2 | $ 96,000 | $ 48,000 | $ 47,000 |
| Letcher County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 62,000 |
| Menifee County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 45,000 |
| Morgan County Kentucky | 2 | $ 58,000 | $ 29,000 | $ 30,000 |
| Wayne County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| Delaware County Ohio | 2 | $ 525,000 | $ 262,000 | $ 102,000 |
| Adams County Pennsylvania | 2 | $ 111,000 | $ 55,000 | $ 72,000 |
| Bradford County Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 72,000 |
| Butler County Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 109,000 |
| Erie County Pennsylvania | 2 | $ 91,000 | $ 45,000 | $ 43,000 |
| Fayette County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 46,000 |
| Huntingdon County Pennsylvania | 2 | $ 118,000 | $ 59,000 | $ 67,000 |
| Campbell County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 32,000 |
| Lee County Florida | 1 | $ 300,000 | $ 300,000 | $ 809,000 |
| Pasco County Florida | 1 | $ 119,000 | $ 119,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 664,000 |
| Walton County Florida | 1 | $ 76,000 | $ 76,000 | $ 105,000 |
| Cherokee County Georgia | 1 | $ 264,000 | $ 264,000 | $ 117,000 |
| DeKalb County Georgia | 1 | $ 417,000 | $ 417,000 | $ 420,000 |
| Bath County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Bell County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 30,000 |
| Boyle County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 34,000 |
| Casey County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 65,000 |
| Fayette County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 100,000 |
| Grant County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Greenup County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 102,000 |
| Hopkins County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 40,000 |
| Knox County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 47,000 |
| Leslie County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Madison County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Martin County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| McCreary County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Pendleton County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 64,000 |
| Taylor County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 104,000 |
| Wayne County Michigan | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| Erie County Ohio | 1 | $ 305,000 | $ 305,000 | $ 671,000 |
| Franklin County Ohio | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Lake County Ohio | 1 | $ 193,000 | $ 193,000 | $ 75,000 |
| Muskingum County Ohio | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 264,000 | $ 264,000 | $ 259,000 |
| Tuscarawas County Ohio | 1 | $ 296,000 | $ 296,000 | $ 82,000 |
| Armstrong County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 74,000 |
| Beaver County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Bucks County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| Clinton County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Cumberland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Dauphin County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Greene County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Jefferson County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Lawrence County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Lebanon County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Luzerne County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Monroe County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Montgomery County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Schuylkill County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 33,000 |
| Somerset County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Union County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 31,000 |
| Washington County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Charleston County South Carolina | 1 | $ 356,000 | $ 356,000 | $ 622,000 |
| Weakley County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Hancock County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Jefferson County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Mingo County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Monongalia County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Nicholas County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Ohio County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Raleigh County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 144,000 |
| Ritchie County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Summers County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Westfield Bank, Fsb in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 379 | $43,004,000 | $113,000 | $1,425,000 | $76,000 | $671,000 |
| Refinancing | 81 | $21,609,000 | $266,000 | $3,800,000 | $115,000 | $809,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 437 | $52,035,000 | $119,000 | $760,000 | $86,000 | $809,000 |
| Not applicable | 15 | $11,749,000 | $783,000 | $3,800,000 | $0 | $0 |
| Asian | 3 | $377,000 | $125,000 | $296,000 | $173,000 | $440,000 |
| Black or African American | 3 | $233,000 | $77,000 | $84,000 | $37,000 | $40,000 |
| Hispanic | 1 | $35,000 | $35,000 | $35,000 | $31,000 | $31,000 |
| Not Provided | 1 | $184,000 | $184,000 | $184,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 460 | $64,613,000 | $140,000 | $3,800,000 | $83,000 | $809,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 336 | $48,453,000 | $144,000 | $2,360,000 | $91,000 | $809,000 |
| Application Withdrawn By Applicant | 102 | $7,477,000 | $73,000 | $630,000 | $58,000 | $276,000 |
| Application Denied By Financial Institution | 16 | $7,525,000 | $470,000 | $3,800,000 | $63,000 | $222,000 |
| Application Approved But Not Accepted | 6 | $1,158,000 | $193,000 | $417,000 | $118,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $2,677,000 | $267,000 | $1,425,000 | $59,000 | $121,000 |
| Debt-To-Income Ratio | 3 | $4,407,000 | $1,469,000 | $3,800,000 | $104,000 | $222,000 |
| Credit Application Incomplete | 1 | $193,000 | $193,000 | $193,000 | $75,000 | $75,000 |
| Credit History | 1 | $54,000 | $54,000 | $54,000 | $41,000 | $41,000 |
| Other | 1 | $194,000 | $194,000 | $194,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Westfield Bank, Fsb's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Westfield Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.