Whitney National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Whitney National Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Whitney National Bank 400 Labarre Road, 3Rd Floor Jefferson, LA 70121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,773 |
| Total Mortgage Loan Application Amount | $1,028,911,000 |
| Average Mortgage Loan Application Amount | $293,973 |
| Highest Mortgage Loan Application Amount | $2,988,000 |
| Average Applicant Income | $122,631 |
| Highest Applicant Income | $4,007,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Whitney National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Whitney National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Whitney National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Whitney National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Whitney National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Whitney National Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Louisiana | 1,785 | $ 180,500,000 | $ 101,000 | $ 55,000 |
| Orleans County Louisiana | 1,295 | $ 162,665,000 | $ 125,000 | $ 58,000 |
| St. Tammany County Louisiana | 712 | $ 86,616,000 | $ 121,000 | $ 73,000 |
| East Baton Rouge County Louisiana | 651 | $ 68,593,000 | $ 105,000 | $ 63,000 |
| Mobile County Alabama | 436 | $ 50,292,000 | $ 115,000 | $ 54,000 |
| Lafayette County Louisiana | 383 | $ 32,285,000 | $ 84,000 | $ 55,000 |
| Terrebonne County Louisiana | 355 | $ 22,214,000 | $ 62,000 | $ 58,000 |
| Calcasieu County Louisiana | 352 | $ 25,093,000 | $ 71,000 | $ 67,000 |
| Escambia County Florida | 338 | $ 41,744,000 | $ 123,000 | $ 60,000 |
| St. Bernard County Louisiana | 325 | $ 26,206,000 | $ 80,000 | $ 38,000 |
| Ascension County Louisiana | 290 | $ 23,904,000 | $ 82,000 | $ 54,000 |
| Baldwin County Alabama | 267 | $ 48,322,000 | $ 180,000 | $ 107,000 |
| St. Mary County Louisiana | 258 | $ 14,656,000 | $ 56,000 | $ 53,000 |
| Lafourche County Louisiana | 250 | $ 17,673,000 | $ 70,000 | $ 53,000 |
| Harris County Texas | 217 | $ 33,006,000 | $ 152,000 | $ 93,000 |
| Harrison County Mississippi | 201 | $ 16,226,000 | $ 80,000 | $ 48,000 |
| Hancock County Mississippi | 156 | $ 13,672,000 | $ 87,000 | $ 57,000 |
| Santa Rosa County Florida | 150 | $ 19,303,000 | $ 128,000 | $ 62,000 |
| St. Charles County Louisiana | 137 | $ 12,756,000 | $ 93,000 | $ 60,000 |
| Plaquemines County Louisiana | 135 | $ 16,356,000 | $ 121,000 | $ 60,000 |
| Autauga County Alabama | 121 | $ 9,690,000 | $ 80,000 | $ 39,000 |
| Livingston County Louisiana | 104 | $ 7,969,000 | $ 76,000 | $ 48,000 |
| Butler County Alabama | 98 | $ 6,318,000 | $ 64,000 | $ 69,000 |
| Montgomery County Alabama | 91 | $ 10,879,000 | $ 119,000 | $ 82,000 |
| Okaloosa County Florida | 67 | $ 14,708,000 | $ 219,000 | $ 131,000 |
| Iberia County Louisiana | 52 | $ 2,706,000 | $ 52,000 | $ 62,000 |
| St. James County Louisiana | 51 | $ 2,742,000 | $ 53,000 | $ 50,000 |
| Assumption County Louisiana | 42 | $ 2,621,000 | $ 62,000 | $ 41,000 |
| St. John the Baptist County Louisiana | 41 | $ 3,749,000 | $ 91,000 | $ 56,000 |
| Tangipahoa County Louisiana | 34 | $ 4,463,000 | $ 131,000 | $ 88,000 |
| Walton County Florida | 32 | $ 9,656,000 | $ 301,000 | $ 272,000 |
| St. Martin County Louisiana | 30 | $ 1,928,000 | $ 64,000 | $ 57,000 |
| Vermilion County Louisiana | 20 | $ 1,263,000 | $ 63,000 | $ 45,000 |
| Elmore County Alabama | 17 | $ 1,659,000 | $ 97,000 | $ 60,000 |
| Fort Bend County Texas | 16 | $ 3,472,000 | $ 217,000 | $ 136,000 |
| Pearl River County Mississippi | 15 | $ 1,353,000 | $ 90,000 | $ 80,000 |
| Jackson County Mississippi | 13 | $ 1,042,000 | $ 80,000 | $ 51,000 |
| Beauregard County Louisiana | 12 | $ 893,000 | $ 74,000 | $ 69,000 |
| St. Landry County Louisiana | 12 | $ 704,000 | $ 58,000 | $ 63,000 |
| Cameron County Louisiana | 11 | $ 889,000 | $ 80,000 | $ 60,000 |
| West Baton Rouge County Louisiana | 11 | $ 885,000 | $ 80,000 | $ 53,000 |
| Acadia County Louisiana | 10 | $ 681,000 | $ 68,000 | $ 37,000 |
| East Feliciana County Louisiana | 10 | $ 1,064,000 | $ 106,000 | $ 76,000 |
| Jefferson Davis County Louisiana | 10 | $ 340,000 | $ 34,000 | $ 41,000 |
| Macon County Alabama | 9 | $ 731,000 | $ 81,000 | $ 60,000 |
| Iberville County Louisiana | 7 | $ 747,000 | $ 106,000 | $ 63,000 |
| Pointe Coupee County Louisiana | 7 | $ 582,000 | $ 83,000 | $ 74,000 |
| Crenshaw County Alabama | 5 | $ 352,000 | $ 70,000 | $ 64,000 |
| West Feliciana County Louisiana | 5 | $ 739,000 | $ 147,000 | $ 125,000 |
| Galveston County Texas | 5 | $ 989,000 | $ 197,000 | $ 197,000 |
| Montgomery County Texas | 5 | $ 546,000 | $ 109,000 | $ 136,000 |
| Jefferson County Alabama | 4 | $ 473,000 | $ 118,000 | $ 78,000 |
| Leon County Florida | 4 | $ 484,000 | $ 121,000 | $ 90,000 |
| Allen County Louisiana | 4 | $ 294,000 | $ 73,000 | $ 67,000 |
| Washington County Louisiana | 4 | $ 393,000 | $ 98,000 | $ 50,000 |
| Stone County Mississippi | 4 | $ 215,000 | $ 53,000 | $ 74,000 |
| Lowndes County Alabama | 3 | $ 290,000 | $ 96,000 | $ 42,000 |
| Brazoria County Texas | 3 | $ 342,000 | $ 114,000 | $ 136,000 |
| Chilton County Alabama | 2 | $ 244,000 | $ 122,000 | $ 80,000 |
| Conecuh County Alabama | 2 | $ 83,000 | $ 41,000 | $ 33,000 |
| Covington County Alabama | 2 | $ 78,000 | $ 39,000 | $ 27,000 |
| Lee County Alabama | 2 | $ 280,000 | $ 140,000 | $ 223,000 |
| Shelby County Alabama | 2 | $ 514,000 | $ 257,000 | $ 70,000 |
| Tuscaloosa County Alabama | 2 | $ 176,000 | $ 88,000 | $ 64,000 |
| Eagle County Colorado | 2 | $ 1,409,000 | $ 704,000 | $ 442,000 |
| Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 111,000 |
| Gulf County Florida | 2 | $ 573,000 | $ 286,000 | $ 329,000 |
| St. Helena County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| George County Mississippi | 2 | $ 151,000 | $ 75,000 | $ 39,000 |
| Madison County Mississippi | 2 | $ 326,000 | $ 163,000 | $ 68,000 |
| Marion County Mississippi | 2 | $ 82,000 | $ 41,000 | $ 169,000 |
| Rankin County Mississippi | 2 | $ 188,000 | $ 94,000 | $ 132,000 |
| Wilkinson County Mississippi | 2 | $ 500,000 | $ 250,000 | $ 197,000 |
| Santa Fe County New Mexico | 2 | $ 619,000 | $ 309,000 | $ 286,000 |
| Macon County North Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 577,000 |
| Bexar County Texas | 2 | $ 265,000 | $ 132,000 | $ 84,000 |
| Calhoun County Alabama | 1 | $ 128,000 | $ 128,000 | $ 17,000 |
| Clarke County Alabama | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Coosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Dallas County Alabama | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
| Escambia County Alabama | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Hale County Alabama | 1 | $ 172,000 | $ 172,000 | $ 396,000 |
| Lamar County Alabama | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Limestone County Alabama | 1 | $ 91,000 | $ 91,000 | $ 59,000 |
| Pike County Alabama | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Talladega County Alabama | 1 | $ 44,000 | $ 44,000 | $ 18,000 |
| Tallapoosa County Alabama | 1 | $ 183,000 | $ 183,000 | $ 120,000 |
| Wilcox County Alabama | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| Maricopa County Arizona | 1 | $ 56,000 | $ 56,000 | $ 230,000 |
| San Miguel County Colorado | 1 | $ 744,000 | $ 744,000 | $ 360,000 |
| Teller County Colorado | 1 | $ 518,000 | $ 518,000 | $ 181,000 |
| Lee County Florida | 1 | $ 307,000 | $ 307,000 | $ 185,000 |
| Sarasota County Florida | 1 | $ 85,000 | $ 85,000 | $ 218,000 |
| Fayette County Georgia | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Rockdale County Georgia | 1 | $ 138,000 | $ 138,000 | $ 47,000 |
| Tift County Georgia | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| Bossier County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Caddo County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 104,000 |
| Evangeline County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 107,000 |
| Grant County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Rapides County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 195,000 |
| Sabine County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Hinds County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Jefferson Davis County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 116,000 |
| Lafayette County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| Lowndes County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Pike County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Walthall County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 208,000 |
| Warren County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Clark County Nevada | 1 | $ 123,000 | $ 123,000 | $ 87,000 |
| Buncombe County North Carolina | 1 | $ 802,000 | $ 802,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Mercer County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 144,000 |
| Bedford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Shelby County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 97,000 |
| Collin County Texas | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Comal County Texas | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Fayette County Texas | 1 | $ 100,000 | $ 100,000 | $ 188,000 |
| Liberty County Texas | 1 | $ 63,000 | $ 63,000 | $ 120,000 |
| Newton County Texas | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Reeves County Texas | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Sabine County Texas | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Travis County Texas | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Waller County Texas | 1 | $ 60,000 | $ 60,000 | $ 135,000 |
| Summit County Utah | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Addison County Vermont | 1 | $ 164,000 | $ 164,000 | $ 150,000 |
| Bennington County Vermont | 1 | $ 650,000 | $ 650,000 | $ 387,000 |
| Alexandria County Virginia | 1 | $ 330,000 | $ 330,000 | $ 93,000 |
| York County Virginia | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| King County Washington | 1 | $ 620,000 | $ 620,000 | $ 182,000 |
| Teton County Wyoming | 1 | $ 995,000 | $ 995,000 | $ 580,000 |
Mortgage Loan Application Detail Totals for Whitney National Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,465 | $680,516,000 | $249,785 | $2,000,000 | $161,214 | $4,007,000 |
| Home Improvement (one-to-four family) | 2,283 | $56,331,000 | $23,400 | $356,000 | $53,600 | $598,000 |
| Home Purchase (one-to-four family) | 2,001 | $278,998,000 | $292,857 | $1,890,000 | $152,500 | $1,534,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 24 | $13,066,000 | $691,400 | $2,988,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,879 | $890,939,000 | $274,588 | $2,000,000 | $206,117 | $4,007,000 |
| Black | 1,176 | $66,404,000 | $53,000 | $450,000 | $45,800 | $1,200,000 |
| Hispanic | 341 | $27,518,000 | $75,200 | $1,566,000 | $64,000 | $377,000 |
| Information not provided by applicant in mail or telephone application | 115 | $3,018,000 | $29,600 | $460,000 | $51,000 | $295,000 |
| Not applicable | 92 | $23,151,000 | $468,625 | $2,988,000 | $0 | $0 |
| Asian or Pacific Islander | 92 | $11,247,000 | $197,666 | $1,100,000 | $120,666 | $525,000 |
| Other | 57 | $5,857,000 | $116,500 | $644,000 | $80,250 | $361,000 |
| American Indian or Alaskan Native | 21 | $777,000 | $37,200 | $130,000 | $49,000 | $91,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,009 | $952,723,000 | $294,235 | $2,988,000 | $173,764 | $4,007,000 |
| FHA-insured (Federal Housing Administration) | 563 | $53,070,000 | $85,000 | $172,000 | $28,800 | $465,000 |
| VA-guaranteed (Veterans Administration) | 188 | $21,886,000 | $111,333 | $217,000 | $51,833 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,232,000 | $93,500 | $160,000 | $21,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,259 | $822,107,000 | $289,625 | $2,988,000 | $156,312 | $4,007,000 |
| Application Denied By Financial Institution | 1,626 | $101,872,000 | $118,625 | $2,000,000 | $73,750 | $2,210,000 |
| Application Approved But Not Accepted | 481 | $46,580,000 | $273,166 | $1,500,000 | $189,333 | $2,000,000 |
| Application Withdrawn By Applicant | 314 | $45,170,000 | $192,000 | $826,000 | $134,666 | $827,000 |
| File Closed For Incompleteness | 93 | $13,182,000 | $146,200 | $1,500,000 | $80,800 | $525,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 802 | $41,730,000 | $62,000 | $2,000,000 | $66,500 | $2,210,000 |
| Debt-To-Income Ratio | 652 | $42,277,000 | $116,500 | $850,000 | $51,666 | $270,000 |
| Collateral | 108 | $9,939,000 | $118,600 | $450,000 | $90,600 | $334,000 |
| Other | 39 | $5,807,000 | $171,000 | $1,566,000 | $85,833 | $500,000 |
| Employment History | 11 | $281,000 | $44,200 | $119,000 | $35,200 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $555,000 | $63,000 | $119,000 | $34,500 | $84,000 |
| Unverifiable Information | 5 | $1,160,000 | $186,000 | $630,000 | $78,500 | $157,000 |
| Credit Application Incomplete | 1 | $123,000 | $123,000 | $123,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Whitney National Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Whitney National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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