Whitney National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Whitney National Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Whitney National Bank 400 Labarre Road, 3Rd Floor Jefferson, LA 70121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,748 |
| Total Mortgage Loan Application Amount | $717,983,000 |
| Average Mortgage Loan Application Amount | $258,432 |
| Highest Mortgage Loan Application Amount | $4,175,000 |
| Average Applicant Income | $187,783 |
| Highest Applicant Income | $6,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Whitney National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Whitney National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Whitney National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Whitney National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Whitney National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Whitney National Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Louisiana | 1,022 | $ 92,443,000 | $ 90,000 | $ 55,000 |
| Orleans County Louisiana | 888 | $ 109,563,000 | $ 123,000 | $ 66,000 |
| East Baton Rouge County Louisiana | 357 | $ 41,893,000 | $ 117,000 | $ 75,000 |
| St. Tammany County Louisiana | 341 | $ 39,289,000 | $ 115,000 | $ 71,000 |
| Mobile County Alabama | 311 | $ 31,325,000 | $ 100,000 | $ 58,000 |
| Lafayette County Louisiana | 283 | $ 21,825,000 | $ 77,000 | $ 50,000 |
| Calcasieu County Louisiana | 275 | $ 19,805,000 | $ 72,000 | $ 69,000 |
| Terrebonne County Louisiana | 254 | $ 18,609,000 | $ 73,000 | $ 54,000 |
| Escambia County Florida | 240 | $ 34,937,000 | $ 145,000 | $ 77,000 |
| Ascension County Louisiana | 213 | $ 13,238,000 | $ 62,000 | $ 66,000 |
| St. Bernard County Louisiana | 193 | $ 14,190,000 | $ 73,000 | $ 48,000 |
| Harrison County Mississippi | 164 | $ 10,675,000 | $ 65,000 | $ 54,000 |
| Baldwin County Alabama | 148 | $ 32,692,000 | $ 220,000 | $ 125,000 |
| Lafourche County Louisiana | 140 | $ 8,872,000 | $ 63,000 | $ 55,000 |
| St. Mary County Louisiana | 136 | $ 6,654,000 | $ 48,000 | $ 56,000 |
| Harris County Texas | 135 | $ 16,244,000 | $ 120,000 | $ 107,000 |
| Santa Rosa County Florida | 104 | $ 11,946,000 | $ 114,000 | $ 71,000 |
| Hancock County Mississippi | 102 | $ 8,806,000 | $ 86,000 | $ 70,000 |
| Plaquemines County Louisiana | 81 | $ 8,272,000 | $ 102,000 | $ 87,000 |
| Butler County Alabama | 80 | $ 3,071,000 | $ 38,000 | $ 35,000 |
| Autauga County Alabama | 73 | $ 4,261,000 | $ 58,000 | $ 35,000 |
| St. Charles County Louisiana | 71 | $ 8,046,000 | $ 113,000 | $ 281,000 |
| Livingston County Louisiana | 56 | $ 3,670,000 | $ 65,000 | $ 49,000 |
| Walton County Florida | 45 | $ 17,974,000 | $ 399,000 | $ 182,000 |
| Pinellas County Florida | 43 | $ 15,639,000 | $ 363,000 | $ 151,000 |
| St. James County Louisiana | 43 | $ 1,962,000 | $ 45,000 | $ 50,000 |
| Montgomery County Alabama | 42 | $ 3,275,000 | $ 77,000 | $ 86,000 |
| Okaloosa County Florida | 40 | $ 9,121,000 | $ 228,000 | $ 197,000 |
| Iberia County Louisiana | 40 | $ 2,314,000 | $ 57,000 | $ 41,000 |
| Assumption County Louisiana | 28 | $ 1,442,000 | $ 51,000 | $ 52,000 |
| St. John the Baptist County Louisiana | 26 | $ 1,443,000 | $ 55,000 | $ 52,000 |
| Vermilion County Louisiana | 25 | $ 1,580,000 | $ 63,000 | $ 51,000 |
| Pasco County Florida | 19 | $ 10,869,000 | $ 572,000 | $ 45,000 |
| Pearl River County Mississippi | 18 | $ 2,882,000 | $ 160,000 | $ 102,000 |
| St. Martin County Louisiana | 17 | $ 1,178,000 | $ 69,000 | $ 178,000 |
| West Baton Rouge County Louisiana | 17 | $ 571,000 | $ 33,000 | $ 42,000 |
| Jackson County Mississippi | 17 | $ 2,406,000 | $ 141,000 | $ 109,000 |
| Elmore County Alabama | 15 | $ 1,385,000 | $ 92,000 | $ 61,000 |
| St. Landry County Louisiana | 15 | $ 797,000 | $ 53,000 | $ 51,000 |
| Tangipahoa County Louisiana | 15 | $ 1,419,000 | $ 94,000 | $ 73,000 |
| Jefferson Davis County Louisiana | 10 | $ 469,000 | $ 46,000 | $ 91,000 |
| Iberville County Louisiana | 8 | $ 766,000 | $ 95,000 | $ 65,000 |
| Fort Bend County Texas | 8 | $ 2,190,000 | $ 273,000 | $ 83,000 |
| Washington County Alabama | 6 | $ 277,000 | $ 46,000 | $ 70,000 |
| Acadia County Louisiana | 6 | $ 278,000 | $ 46,000 | $ 45,000 |
| Beauregard County Louisiana | 6 | $ 418,000 | $ 69,000 | $ 68,000 |
| East Feliciana County Louisiana | 6 | $ 415,000 | $ 69,000 | $ 67,000 |
| Pointe Coupee County Louisiana | 6 | $ 928,000 | $ 154,000 | $ 107,000 |
| Washington County Louisiana | 6 | $ 262,000 | $ 43,000 | $ 97,000 |
| Galveston County Texas | 6 | $ 558,000 | $ 93,000 | $ 115,000 |
| Montgomery County Texas | 5 | $ 575,000 | $ 115,000 | $ 111,000 |
| Hillsborough County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 168,000 |
| Cameron County Louisiana | 4 | $ 85,000 | $ 21,000 | $ 59,000 |
| Stone County Mississippi | 4 | $ 297,000 | $ 74,000 | $ 54,000 |
| Dallas County Alabama | 3 | $ 44,000 | $ 14,000 | $ 43,000 |
| Pike County Alabama | 3 | $ 136,000 | $ 45,000 | $ 47,000 |
| Leon County Florida | 3 | $ 309,000 | $ 103,000 | $ 41,000 |
| Allen County Louisiana | 3 | $ 92,000 | $ 30,000 | $ 25,000 |
| West Feliciana County Louisiana | 3 | $ 284,000 | $ 94,000 | $ 55,000 |
| Washington County Texas | 3 | $ 1,098,000 | $ 366,000 | $ 138,000 |
| Crenshaw County Alabama | 2 | $ 114,000 | $ 57,000 | $ 50,000 |
| Pitkin County Colorado | 2 | $ 3,019,000 | $ 1,509,000 | $ 0 |
| Baldwin County Georgia | 2 | $ 166,000 | $ 83,000 | $ 74,000 |
| Fulton County Georgia | 2 | $ 3,497,000 | $ 1,748,000 | $ 585,000 |
| Rapides County Louisiana | 2 | $ 125,000 | $ 62,000 | $ 26,000 |
| Lamar County Mississippi | 2 | $ 747,000 | $ 373,000 | $ 324,000 |
| Brazoria County Texas | 2 | $ 311,000 | $ 155,000 | $ 112,000 |
| Hardin County Texas | 2 | $ 12,000 | $ 6,000 | $ 43,000 |
| Tarrant County Texas | 2 | $ 452,000 | $ 226,000 | $ 319,000 |
| Travis County Texas | 2 | $ 564,000 | $ 282,000 | $ 227,000 |
| Calhoun County Alabama | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Chilton County Alabama | 1 | $ 159,000 | $ 159,000 | $ 32,000 |
| Coffee County Alabama | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Conecuh County Alabama | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Covington County Alabama | 1 | $ 67,000 | $ 67,000 | $ 148,000 |
| Escambia County Alabama | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Jefferson County Alabama | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Madison County Alabama | 1 | $ 161,000 | $ 161,000 | $ 48,000 |
| Monroe County Alabama | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Tallapoosa County Alabama | 1 | $ 9,000 | $ 9,000 | $ 43,000 |
| Garland County Arkansas | 1 | $ 146,000 | $ 146,000 | $ 156,000 |
| Eagle County Colorado | 1 | $ 976,000 | $ 976,000 | $ 2,132,000 |
| Larimer County Colorado | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Teller County Colorado | 1 | $ 160,000 | $ 160,000 | $ 255,000 |
| District of Columbia County District Of Columbia | 1 | $ 184,000 | $ 184,000 | $ 49,000 |
| Bay County Florida | 1 | $ 13,000 | $ 13,000 | $ 105,000 |
| Broward County Florida | 1 | $ 259,000 | $ 259,000 | $ 78,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 158,000 |
| Manatee County Florida | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Miami-Dade County Florida | 1 | $ 130,000 | $ 130,000 | $ 110,000 |
| Palm Beach County Florida | 1 | $ 900,000 | $ 900,000 | $ 1,534,000 |
| Dougherty County Georgia | 1 | $ 127,000 | $ 127,000 | $ 218,000 |
| Fannin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kane County Illinois | 1 | $ 214,000 | $ 214,000 | $ 107,000 |
| Jefferson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 392,000 |
| Concordia County Louisiana | 1 | $ 297,000 | $ 297,000 | $ 183,000 |
| Ouachita County Louisiana | 1 | $ 230,000 | $ 230,000 | $ 152,000 |
| St. Helena County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Waldo County Maine | 1 | $ 334,000 | $ 334,000 | $ 280,000 |
| Forrest County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 16,000 |
| Lafayette County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 700,000 |
| Madison County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 329,000 |
| Marion County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Pike County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 21,000 |
| Wayne County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 207,000 |
| Wilkinson County Mississippi | 1 | $ 19,000 | $ 19,000 | $ 25,000 |
| St. Louis County Missouri | 1 | $ 383,000 | $ 383,000 | $ 554,000 |
| Monmouth County New Jersey | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Morris County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 65,000 |
| New York County New York | 1 | $ 950,000 | $ 950,000 | $ 185,000 |
| Graham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 501,000 |
| Haywood County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 251,000 |
| Davidson County Tennessee | 1 | $ 328,000 | $ 328,000 | $ 658,000 |
| Marshall County Tennessee | 1 | $ 600,000 | $ 600,000 | $ 585,000 |
| Comal County Texas | 1 | $ 111,000 | $ 111,000 | $ 97,000 |
| Dallas County Texas | 1 | $ 550,000 | $ 550,000 | $ 250,000 |
| Denton County Texas | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Fayette County Texas | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Hays County Texas | 1 | $ 130,000 | $ 130,000 | $ 300,000 |
| Polk County Texas | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Randall County Texas | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Utah County Utah | 1 | $ 128,000 | $ 128,000 | $ 107,000 |
| Alexandria County Virginia | 1 | $ 202,000 | $ 202,000 | $ 51,000 |
| Chesapeake County Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
Mortgage Loan Application Detail Totals for Whitney National Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,495 | $369,440,000 | $319,263 | $4,175,000 | $215,631 | $6,500,000 |
| Refinancing | 2,285 | $290,828,000 | $261,750 | $4,000,000 | $187,583 | $5,039,000 |
| Home Improvement | 1,968 | $57,715,000 | $59,166 | $2,800,000 | $100,000 | $951,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,956 | $575,336,000 | $275,500 | $4,175,000 | $234,450 | $5,039,000 |
| Black or African American | 1,052 | $65,462,000 | $81,142 | $1,493,000 | $46,857 | $6,500,000 |
| Hispanic | 315 | $27,742,000 | $87,833 | $1,197,000 | $54,166 | $816,000 |
| Not Provided | 170 | $7,059,000 | $52,000 | $1,771,000 | $60,333 | $496,000 |
| Not applicable | 123 | $31,175,000 | $460,285 | $4,000,000 | $4,285 | $192,000 |
| Asian | 93 | $9,721,000 | $109,166 | $464,000 | $78,500 | $492,000 |
| American Indian or Alaskan Native | 29 | $1,122,000 | $35,500 | $147,000 | $55,750 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $366,000 | $31,200 | $133,000 | $59,200 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,935 | $640,906,000 | $290,950 | $4,175,000 | $212,100 | $6,500,000 |
| FHA-insured (Federal Housing Administration) | 680 | $61,296,000 | $86,500 | $242,000 | $43,166 | $492,000 |
| VA-guaranteed (Veterans Administration) | 114 | $14,333,000 | $120,833 | $245,000 | $37,666 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,448,000 | $79,666 | $128,000 | $27,333 | $39,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,245 | $493,428,000 | $305,166 | $4,175,000 | $224,055 | $6,500,000 |
| Application Denied By Financial Institution | 1,366 | $74,477,000 | $69,714 | $1,120,000 | $118,428 | $650,000 |
| Application Approved But Not Accepted | 414 | $42,197,000 | $131,000 | $900,000 | $109,000 | $2,178,000 |
| Preapproval Denied by Financial Institution | 257 | $25,233,000 | $98,000 | $400,000 | $42,000 | $234,000 |
| Application Withdrawn By Applicant | 245 | $47,673,000 | $224,166 | $4,000,000 | $88,500 | $868,000 |
| Preapproval Approved but not Accepted | 163 | $24,879,000 | $152,000 | $1,080,000 | $49,000 | $500,000 |
| File Closed For Incompleteness | 58 | $10,096,000 | $136,600 | $1,200,000 | $70,000 | $527,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 809 | $38,351,000 | $48,333 | $1,040,000 | $50,333 | $650,000 |
| Debt-To-Income Ratio | 655 | $47,541,000 | $90,833 | $1,120,000 | $54,000 | $496,000 |
| Collateral | 78 | $6,062,000 | $79,857 | $418,000 | $127,857 | $616,000 |
| Other | 41 | $4,415,000 | $117,333 | $500,000 | $65,166 | $246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $1,880,000 | $120,666 | $257,000 | $71,833 | $180,000 |
| Employment History | 15 | $885,000 | $85,500 | $159,000 | $56,500 | $260,000 |
| Unverifiable Information | 5 | $520,000 | $74,000 | $315,000 | $21,000 | $60,000 |
| Credit Application Incomplete | 2 | $56,000 | $28,000 | $53,000 | $88,000 | $176,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Whitney National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Whitney National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.