Whitney National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Whitney National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Whitney National Bank
400 Labarre Road, 3Rd Floor
Jefferson, LA 70121
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,848
Total Mortgage Loan Application Amount $813,658,000
Average Mortgage Loan Application Amount $156,333
Highest Mortgage Loan Application Amount $6,500,000
Average Applicant Income $122,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Whitney National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Whitney National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Whitney National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Whitney National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Whitney National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Whitney National Bank's mortgage activity for 2008.

Mortgage Loan Application Totals for Whitney National Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Louisiana 633 $ 88,604,000 $ 139,000 $ 105,000
Orleans County Louisiana 619 $ 106,680,000 $ 172,000 $ 141,000
St. Tammany County Louisiana 326 $ 52,201,000 $ 160,000 $ 102,000
East Baton Rouge County Louisiana 286 $ 46,830,000 $ 163,000 $ 121,000
Harris County Texas 246 $ 96,607,000 $ 392,000 $ 265,000
Mobile County Alabama 227 $ 36,800,000 $ 162,000 $ 112,000
Ascension County Louisiana 226 $ 28,812,000 $ 127,000 $ 80,000
Lafayette County Louisiana 188 $ 25,724,000 $ 136,000 $ 124,000
Terrebonne County Louisiana 165 $ 18,522,000 $ 112,000 $ 77,000
Escambia County Florida 133 $ 24,306,000 $ 182,000 $ 114,000
Calcasieu County Louisiana 116 $ 10,248,000 $ 88,000 $ 93,000
St. Mary County Louisiana 113 $ 7,159,000 $ 63,000 $ 71,000
Pinellas County Florida 104 $ 17,724,000 $ 170,000 $ 105,000
Lafourche County Louisiana 100 $ 10,230,000 $ 102,000 $ 67,000
Tangipahoa County Louisiana 83 $ 10,885,000 $ 131,000 $ 79,000
Baldwin County Alabama 81 $ 20,758,000 $ 256,000 $ 235,000
Livingston County Louisiana 73 $ 10,080,000 $ 138,000 $ 139,000
Harrison County Mississippi 64 $ 4,865,000 $ 76,000 $ 82,000
Autauga County Alabama 63 $ 3,130,000 $ 49,000 $ 49,000
St. Bernard County Louisiana 61 $ 6,947,000 $ 113,000 $ 80,000
Hancock County Mississippi 56 $ 5,224,000 $ 93,000 $ 164,000
Butler County Alabama 54 $ 2,175,000 $ 40,000 $ 43,000
Manatee County Florida 53 $ 9,827,000 $ 185,000 $ 157,000
St. Charles County Louisiana 48 $ 4,908,000 $ 102,000 $ 72,000
Okaloosa County Florida 45 $ 15,435,000 $ 343,000 $ 261,000
Walton County Florida 42 $ 19,692,000 $ 468,000 $ 351,000
Fort Bend County Texas 42 $ 14,404,000 $ 342,000 $ 327,000
Montgomery County Alabama 39 $ 4,826,000 $ 123,000 $ 82,000
Santa Rosa County Florida 37 $ 7,471,000 $ 201,000 $ 118,000
Plaquemines County Louisiana 32 $ 3,568,000 $ 111,000 $ 65,000
St. James County Louisiana 30 $ 1,212,000 $ 40,000 $ 59,000
St. John the Baptist County Louisiana 26 $ 2,420,000 $ 93,000 $ 83,000
Assumption County Louisiana 22 $ 2,009,000 $ 91,000 $ 48,000
Iberia County Louisiana 22 $ 2,454,000 $ 111,000 $ 108,000
St. Martin County Louisiana 21 $ 1,724,000 $ 82,000 $ 58,000
Pasco County Florida 20 $ 2,855,000 $ 142,000 $ 60,000
Elmore County Alabama 17 $ 1,693,000 $ 99,000 $ 65,000
Montgomery County Texas 15 $ 2,917,000 $ 194,000 $ 254,000
Galveston County Texas 12 $ 6,042,000 $ 503,000 $ 415,000
Hillsborough County Florida 11 $ 4,923,000 $ 447,000 $ 398,000
Brazoria County Texas 11 $ 1,932,000 $ 175,000 $ 149,000
Vermilion County Louisiana 10 $ 792,000 $ 79,000 $ 65,000
Washington County Louisiana 10 $ 623,000 $ 62,000 $ 32,000
Sarasota County Florida 9 $ 9,599,000 $ 1,066,000 $ 386,000
Jackson County Mississippi 9 $ 1,417,000 $ 157,000 $ 115,000
Acadia County Louisiana 8 $ 858,000 $ 107,000 $ 49,000
Travis County Texas 8 $ 5,335,000 $ 666,000 $ 325,000
Lowndes County Alabama 7 $ 36,000 $ 5,000 $ 34,000
East Feliciana County Louisiana 7 $ 1,542,000 $ 220,000 $ 166,000
West Baton Rouge County Louisiana 7 $ 1,562,000 $ 223,000 $ 105,000
Pearl River County Mississippi 7 $ 1,024,000 $ 146,000 $ 80,000
Crenshaw County Alabama 5 $ 372,000 $ 74,000 $ 39,000
Lee County Alabama 5 $ 620,000 $ 124,000 $ 740,000
Hernando County Florida 5 $ 578,000 $ 115,000 $ 116,000
St. Landry County Louisiana 5 $ 464,000 $ 92,000 $ 38,000
Jefferson County Alabama 4 $ 669,000 $ 167,000 $ 78,000
West Feliciana County Louisiana 4 $ 536,000 $ 134,000 $ 134,000
Austin County Texas 4 $ 1,190,000 $ 297,000 $ 186,000
Iberville County Louisiana 3 $ 43,000 $ 14,000 $ 77,000
St. Helena County Louisiana 3 $ 129,000 $ 43,000 $ 52,000
Dallas County Alabama 2 $ 82,000 $ 41,000 $ 32,000
Shelby County Alabama 2 $ 352,000 $ 176,000 $ 44,000
Tallapoosa County Alabama 2 $ 1,382,000 $ 691,000 $ 254,000
Tuscaloosa County Alabama 2 $ 719,000 $ 359,000 $ 285,000
Wilcox County Alabama 2 $ 283,000 $ 141,000 $ 201,000
Eagle County Colorado 2 $ 515,000 $ 257,000 $ 754,000
Summit County Colorado 2 $ 2,120,000 $ 1,060,000 $ 505,000
Bay County Florida 2 $ 142,000 $ 71,000 $ 17,000
Lee County Florida 2 $ 1,073,000 $ 536,000 $ 264,000
Cherokee County Georgia 2 $ 10,000 $ 5,000 $ 25,000
Cobb County Georgia 2 $ 477,000 $ 238,000 $ 62,000
Gwinnett County Georgia 2 $ 262,000 $ 131,000 $ 16,000
Rapides County Louisiana 2 $ 603,000 $ 301,000 $ 190,000
Jones County Mississippi 2 $ 87,000 $ 43,000 $ 26,000
Sevier County Tennessee 2 $ 199,000 $ 99,000 $ 157,000
Bexar County Texas 2 $ 196,000 $ 98,000 $ 84,000
Comal County Texas 2 $ 371,000 $ 185,000 $ 54,000
Washington County Texas 2 $ 1,158,000 $ 579,000 $ 350,000
Chilton County Alabama 1 $ 15,000 $ 15,000 $ 75,000
Clarke County Alabama 1 $ 230,000 $ 230,000 $ 109,000
Conecuh County Alabama 1 $ 2,000 $ 2,000 $ 14,000
Covington County Alabama 1 $ 104,000 $ 104,000 $ 52,000
Houston County Alabama 1 $ 501,000 $ 501,000 $ 200,000
Limestone County Alabama 1 $ 122,000 $ 122,000 $ 47,000
Monroe County Alabama 1 $ 2,000 $ 2,000 $ 32,000
Russell County Alabama 1 $ 17,000 $ 17,000 $ 0
Washington County Alabama 1 $ 5,000 $ 5,000 $ 70,000
Ashley County Arkansas 1 $ 7,000 $ 7,000 $ 44,000
Logan County Arkansas 1 $ 174,000 $ 174,000 $ 932,000
Marin County California 1 $ 1,020,000 $ 1,020,000 $ 218,000
San Bernardino County California 1 $ 140,000 $ 140,000 $ 156,000
Arapahoe County Colorado 1 $ 1,249,000 $ 1,249,000 $ 296,000
Archuleta County Colorado 1 $ 964,000 $ 964,000 $ 150,000
Douglas County Colorado 1 $ 145,000 $ 145,000 $ 44,000
Gunnison County Colorado 1 $ 236,000 $ 236,000 $ 80,000
District of Columbia County District Of Columbia 1 $ 7,000 $ 7,000 $ 0
Alachua County Florida 1 $ 120,000 $ 120,000 $ 218,000
Duval County Florida 1 $ 188,000 $ 188,000 $ 82,000
Gulf County Florida 1 $ 400,000 $ 400,000 $ 540,000
Miami-Dade County Florida 1 $ 1,250,000 $ 1,250,000 $ 2,150,000
Orange County Florida 1 $ 143,000 $ 143,000 $ 65,000
Osceola County Florida 1 $ 270,000 $ 270,000 $ 800,000
Polk County Florida 1 $ 1,260,000 $ 1,260,000 $ 906,000
Seminole County Florida 1 $ 62,000 $ 62,000 $ 192,000
Sumter County Florida 1 $ 34,000 $ 34,000 $ 64,000
Taylor County Florida 1 $ 73,000 $ 73,000 $ 100,000
Volusia County Florida 1 $ 234,000 $ 234,000 $ 205,000
Bibb County Georgia 1 $ 161,000 $ 161,000 $ 132,000
Columbia County Georgia 1 $ 101,000 $ 101,000 $ 0
DeKalb County Georgia 1 $ 151,000 $ 151,000 $ 36,000
Fulton County Georgia 1 $ 240,000 $ 240,000 $ 130,000
Glynn County Georgia 1 $ 2,120,000 $ 2,120,000 $ 2,165,000
Allen County Louisiana 1 $ 5,000 $ 5,000 $ 39,000
Avoyelles County Louisiana 1 $ 140,000 $ 140,000 $ 91,000
Beauregard County Louisiana 1 $ 18,000 $ 18,000 $ 154,000
Caddo County Louisiana 1 $ 204,000 $ 204,000 $ 72,000
Cameron County Louisiana 1 $ 249,000 $ 249,000 $ 0
Concordia County Louisiana 1 $ 156,000 $ 156,000 $ 69,000
La Salle County Louisiana 1 $ 126,000 $ 126,000 $ 84,000
Natchitoches County Louisiana 1 $ 111,000 $ 111,000 $ 86,000
Ouachita County Louisiana 1 $ 86,000 $ 86,000 $ 60,000
Pointe Coupee County Louisiana 1 $ 400,000 $ 400,000 $ 168,000
Sabine County Louisiana 1 $ 164,000 $ 164,000 $ 300,000
Adams County Mississippi 1 $ 329,000 $ 329,000 $ 169,000
Covington County Mississippi 1 $ 35,000 $ 35,000 $ 42,000
Forrest County Mississippi 1 $ 20,000 $ 20,000 $ 53,000
George County Mississippi 1 $ 60,000 $ 60,000 $ 150,000
Hinds County Mississippi 1 $ 20,000 $ 20,000 $ 11,000
Jefferson County Mississippi 1 $ 50,000 $ 50,000 $ 96,000
Lafayette County Mississippi 1 $ 347,000 $ 347,000 $ 613,000
Lamar County Mississippi 1 $ 230,000 $ 230,000 $ 0
Lincoln County Mississippi 1 $ 152,000 $ 152,000 $ 200,000
Stone County Mississippi 1 $ 60,000 $ 60,000 $ 145,000
Webster County Mississippi 1 $ 20,000 $ 20,000 $ 282,000
Camden County Missouri 1 $ 260,000 $ 260,000 $ 117,000
Clark County Nevada 1 $ 455,000 $ 455,000 $ 2,000,000
Sandoval County New Mexico 1 $ 150,000 $ 150,000 $ 829,000
Yancey County North Carolina 1 $ 202,000 $ 202,000 $ 99,000
Aiken County South Carolina 1 $ 105,000 $ 105,000 $ 0
Beaufort County South Carolina 1 $ 212,000 $ 212,000 $ 75,000
Spartanburg County South Carolina 1 $ 145,000 $ 145,000 $ 41,000
Sullivan County Tennessee 1 $ 568,000 $ 568,000 $ 365,000
Angelina County Texas 1 $ 126,000 $ 126,000 $ 52,000
Brazos County Texas 1 $ 2,160,000 $ 2,160,000 $ 2,010,000
Dallas County Texas 1 $ 259,000 $ 259,000 $ 72,000
Ellis County Texas 1 $ 25,000 $ 25,000 $ 0
Fayette County Texas 1 $ 368,000 $ 368,000 $ 125,000
Gillespie County Texas 1 $ 640,000 $ 640,000 $ 2,967,000
Goliad County Texas 1 $ 1,500,000 $ 1,500,000 $ 768,000
Guadalupe County Texas 1 $ 215,000 $ 215,000 $ 100,000
Hays County Texas 1 $ 569,000 $ 569,000 $ 180,000
Jefferson County Texas 1 $ 136,000 $ 136,000 $ 28,000
Jones County Texas 1 $ 51,000 $ 51,000 $ 48,000
Kendall County Texas 1 $ 1,100,000 $ 1,100,000 $ 30,000
Liberty County Texas 1 $ 42,000 $ 42,000 $ 48,000
Matagorda County Texas 1 $ 108,000 $ 108,000 $ 178,000
Newton County Texas 1 $ 110,000 $ 110,000 $ 130,000
Orange County Texas 1 $ 81,000 $ 81,000 $ 55,000
San Jacinto County Texas 1 $ 2,000 $ 2,000 $ 0
Tarrant County Texas 1 $ 106,000 $ 106,000 $ 65,000
Walker County Texas 1 $ 60,000 $ 60,000 $ 240,000
Williamson County Texas 1 $ 45,000 $ 45,000 $ 0
Addison County Vermont 1 $ 156,000 $ 156,000 $ 74,000
Clarke County Virginia 1 $ 500,000 $ 500,000 $ 135,000
Fairfax County Virginia 1 $ 1,643,000 $ 1,643,000 $ 584,000
Lynchburg County Virginia 1 $ 6,000 $ 6,000 $ 42,000
Prince William County Virginia 1 $ 400,000 $ 400,000 $ 225,000
Virginia Beach County Virginia 1 $ 165,000 $ 165,000 $ 56,000
King County Washington 1 $ 572,000 $ 572,000 $ 120,000

Mortgage Loan Application Detail Totals for Whitney National Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,816 $396,310,000 $218,000 $2,745,000 $152,000 $9,999,000
Refinancing 1,697 $379,638,000 $223,000 $6,500,000 $152,000 $6,973,000
Home Improvement 1,335 $37,710,000 $28,000 $500,000 $62,000 $728,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,590 $672,239,000 $187,000 $6,500,000 $147,000 $9,999,000
Black or African American 747 $54,162,000 $72,000 $2,000,000 $51,000 $860,000
Hispanic 236 $34,742,000 $147,000 $2,000,000 $97,000 $1,975,000
Not Provided 109 $16,183,000 $148,000 $2,000,000 $126,000 $1,650,000
Not applicable 79 $18,364,000 $232,000 $3,300,000 $2,000 $168,000
Asian 73 $16,577,000 $227,000 $2,430,000 $185,000 $3,600,000
American Indian or Alaskan Native 11 $1,104,000 $100,000 $375,000 $53,000 $108,000
Native Hawaiian or Other Pacific Islander 3 $287,000 $95,000 $159,000 $49,000 $57,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,359 $745,427,000 $171,000 $6,500,000 $135,000 $9,999,000
FHA-insured (Federal Housing Administration) 383 $51,650,000 $134,000 $357,000 $55,000 $504,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $7,732,000 $138,000 $218,000 $46,000 $70,000
VA-guaranteed (Veterans Administration) 50 $8,849,000 $176,000 $409,000 $68,000 $181,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,016 $533,957,000 $177,000 $3,300,000 $139,000 $9,999,000
Application Denied By Financial Institution 931 $65,342,000 $70,000 $2,000,000 $63,000 $1,440,000
Application Withdrawn By Applicant 434 $121,114,000 $279,000 $6,500,000 $164,000 $2,040,000
Application Approved But Not Accepted 339 $63,828,000 $188,000 $2,906,000 $145,000 $2,468,000
File Closed For Incompleteness 96 $25,852,000 $269,000 $2,430,000 $171,000 $3,600,000
Preapproval Approved but not Accepted 13 $2,212,000 $170,000 $320,000 $62,000 $114,000
Preapproval Denied by Financial Institution 11 $1,015,000 $92,000 $135,000 $33,000 $98,000
Loan Purchased By The Institution 8 $338,000 $42,000 $48,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 433 $18,007,000 $41,000 $500,000 $58,000 $487,000
Debt-To-Income Ratio 387 $32,941,000 $85,000 $2,000,000 $55,000 $411,000
Collateral 48 $5,596,000 $116,000 $604,000 $108,000 $728,000
Other 41 $6,374,000 $155,000 $1,009,000 $132,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 16 $3,083,000 $192,000 $950,000 $71,000 $300,000
Employment History 14 $302,000 $21,000 $183,000 $38,000 $107,000
Credit Application Incomplete 2 $45,000 $22,000 $25,000 $150,000 $282,000
Unverifiable Information 1 $9,000 $9,000 $9,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Whitney National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Whitney National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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