Whitney National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Whitney National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Whitney National Bank
400 Labarre Road, 3Rd Floor
Jefferson, LA 70121
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,458
Total Mortgage Loan Application Amount $1,110,954,000
Average Mortgage Loan Application Amount $147,666
Highest Mortgage Loan Application Amount $3,360,000
Average Applicant Income $109,666
Highest Applicant Income $6,207,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Whitney National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Whitney National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Whitney National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Whitney National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Whitney National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Whitney National Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for Whitney National Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Louisiana 896 $ 143,725,000 $ 160,000 $ 110,000
St. Tammany County Louisiana 815 $ 143,424,000 $ 175,000 $ 110,000
Orleans County Louisiana 739 $ 149,298,000 $ 202,000 $ 138,000
Harris County Texas 347 $ 100,513,000 $ 289,000 $ 235,000
East Baton Rouge County Louisiana 345 $ 59,461,000 $ 172,000 $ 126,000
Ascension County Louisiana 296 $ 42,219,000 $ 142,000 $ 87,000
Mobile County Alabama 216 $ 33,741,000 $ 156,000 $ 116,000
Lafayette County Louisiana 193 $ 30,638,000 $ 158,000 $ 99,000
Tangipahoa County Louisiana 181 $ 26,606,000 $ 146,000 $ 82,000
Calcasieu County Louisiana 178 $ 18,177,000 $ 102,000 $ 92,000
Terrebonne County Louisiana 173 $ 20,683,000 $ 119,000 $ 105,000
Pinellas County Florida 164 $ 25,840,000 $ 157,000 $ 105,000
Manatee County Florida 162 $ 37,906,000 $ 233,000 $ 126,000
Lafourche County Louisiana 119 $ 14,735,000 $ 123,000 $ 72,000
St. Charles County Louisiana 117 $ 18,014,000 $ 153,000 $ 77,000
Livingston County Louisiana 113 $ 14,951,000 $ 132,000 $ 80,000
Escambia County Florida 106 $ 15,543,000 $ 146,000 $ 122,000
St. Mary County Louisiana 105 $ 7,198,000 $ 68,000 $ 65,000
Washington County Louisiana 88 $ 4,654,000 $ 52,000 $ 56,000
Baldwin County Alabama 73 $ 17,950,000 $ 245,000 $ 158,000
Harrison County Mississippi 63 $ 4,839,000 $ 76,000 $ 107,000
Fort Bend County Texas 62 $ 18,797,000 $ 303,000 $ 198,000
Butler County Alabama 54 $ 1,307,000 $ 24,000 $ 46,000
Hancock County Mississippi 52 $ 2,731,000 $ 52,000 $ 50,000
Walton County Florida 50 $ 18,970,000 $ 379,000 $ 345,000
Plaquemines County Louisiana 42 $ 5,705,000 $ 135,000 $ 82,000
St. Bernard County Louisiana 41 $ 3,623,000 $ 88,000 $ 50,000
Sarasota County Florida 39 $ 15,284,000 $ 391,000 $ 270,000
Autauga County Alabama 38 $ 2,013,000 $ 52,000 $ 39,000
Okaloosa County Florida 38 $ 8,929,000 $ 234,000 $ 91,000
Santa Rosa County Florida 36 $ 5,438,000 $ 151,000 $ 101,000
St. John the Baptist County Louisiana 31 $ 4,352,000 $ 140,000 $ 82,000
Montgomery County Texas 31 $ 12,911,000 $ 416,000 $ 419,000
St. James County Louisiana 29 $ 1,243,000 $ 42,000 $ 52,000
Assumption County Louisiana 25 $ 1,141,000 $ 45,000 $ 51,000
Montgomery County Alabama 22 $ 3,641,000 $ 165,000 $ 131,000
Pasco County Florida 19 $ 1,822,000 $ 95,000 $ 70,000
Iberia County Louisiana 17 $ 930,000 $ 54,000 $ 55,000
St. Martin County Louisiana 17 $ 1,546,000 $ 90,000 $ 76,000
Galveston County Texas 15 $ 5,049,000 $ 336,000 $ 354,000
Hillsborough County Florida 14 $ 7,220,000 $ 515,000 $ 263,000
St. Landry County Louisiana 14 $ 1,239,000 $ 88,000 $ 85,000
West Baton Rouge County Louisiana 14 $ 2,112,000 $ 150,000 $ 87,000
Pearl River County Mississippi 11 $ 1,379,000 $ 125,000 $ 167,000
Brazoria County Texas 11 $ 2,299,000 $ 209,000 $ 185,000
Iberville County Louisiana 9 $ 950,000 $ 105,000 $ 60,000
Acadia County Louisiana 8 $ 682,000 $ 85,000 $ 61,000
Travis County Texas 8 $ 3,766,000 $ 470,000 $ 504,000
Elmore County Alabama 7 $ 604,000 $ 86,000 $ 61,000
Vermilion County Louisiana 7 $ 637,000 $ 91,000 $ 76,000
Bay County Florida 6 $ 1,684,000 $ 280,000 $ 138,000
Brazos County Texas 6 $ 1,448,000 $ 241,000 $ 77,000
Crenshaw County Alabama 5 $ 91,000 $ 18,000 $ 60,000
Lee County Florida 5 $ 1,055,000 $ 211,000 $ 178,000
East Feliciana County Louisiana 5 $ 797,000 $ 159,000 $ 144,000
Jackson County Mississippi 5 $ 769,000 $ 153,000 $ 211,000
Dallas County Texas 5 $ 348,000 $ 69,000 $ 80,000
Tarrant County Texas 5 $ 817,000 $ 163,000 $ 119,000
Lowndes County Alabama 4 $ 217,000 $ 54,000 $ 34,000
Polk County Florida 4 $ 1,292,000 $ 323,000 $ 144,000
Fulton County Georgia 4 $ 1,017,000 $ 254,000 $ 169,000
Cameron County Louisiana 4 $ 392,000 $ 98,000 $ 196,000
St. Helena County Louisiana 4 $ 651,000 $ 162,000 $ 320,000
Lee County Alabama 3 $ 267,000 $ 89,000 $ 293,000
Shelby County Alabama 3 $ 465,000 $ 155,000 $ 71,000
Rapides County Louisiana 3 $ 463,000 $ 154,000 $ 167,000
Covington County Mississippi 3 $ 97,000 $ 32,000 $ 22,000
Stone County Mississippi 3 $ 118,000 $ 39,000 $ 42,000
Bergen County New Jersey 3 $ 1,412,000 $ 470,000 $ 335,000
Collin County Texas 3 $ 1,361,000 $ 453,000 $ 207,000
Chilton County Alabama 2 $ 67,000 $ 33,000 $ 54,000
Covington County Alabama 2 $ 24,000 $ 12,000 $ 27,000
Tuscaloosa County Alabama 2 $ 412,000 $ 206,000 $ 214,000
Wilcox County Alabama 2 $ 8,000 $ 4,000 $ 10,000
Pima County Arizona 2 $ 364,000 $ 182,000 $ 223,000
San Diego County California 2 $ 836,000 $ 418,000 $ 867,000
El Paso County Colorado 2 $ 463,000 $ 231,000 $ 114,000
Collier County Florida 2 $ 1,120,000 $ 560,000 $ 432,000
Monroe County Florida 2 $ 783,000 $ 391,000 $ 489,000
Orange County Florida 2 $ 2,061,000 $ 1,030,000 $ 43,000
Beauregard County Louisiana 2 $ 45,000 $ 22,000 $ 82,000
Bossier County Louisiana 2 $ 224,000 $ 112,000 $ 59,000
Caddo County Louisiana 2 $ 380,000 $ 190,000 $ 50,000
Jefferson Davis County Louisiana 2 $ 446,000 $ 223,000 $ 84,000
West Feliciana County Louisiana 2 $ 555,000 $ 277,000 $ 123,000
Hinds County Mississippi 2 $ 117,000 $ 58,000 $ 117,000
Jones County Mississippi 2 $ 61,000 $ 30,000 $ 0
Lamar County Mississippi 2 $ 337,000 $ 168,000 $ 92,000
Rankin County Mississippi 2 $ 190,000 $ 95,000 $ 0
Walthall County Mississippi 2 $ 226,000 $ 113,000 $ 99,000
Clark County Nevada 2 $ 6,000 $ 3,000 $ 40,000
New York County New York 2 $ 2,200,000 $ 1,100,000 $ 223,000
Jackson County North Carolina 2 $ 204,000 $ 102,000 $ 111,000
Davidson County Tennessee 2 $ 834,000 $ 417,000 $ 293,000
Comal County Texas 2 $ 505,000 $ 252,000 $ 201,000
Polk County Texas 2 $ 632,000 $ 316,000 $ 206,000
Clarke County Alabama 1 $ 66,000 $ 66,000 $ 30,000
Coffee County Alabama 1 $ 121,000 $ 121,000 $ 240,000
Conecuh County Alabama 1 $ 5,000 $ 5,000 $ 62,000
Dallas County Alabama 1 $ 35,000 $ 35,000 $ 0
Escambia County Alabama 1 $ 10,000 $ 10,000 $ 29,000
Jefferson County Alabama 1 $ 136,000 $ 136,000 $ 123,000
Madison County Alabama 1 $ 208,000 $ 208,000 $ 78,000
Monroe County Alabama 1 $ 184,000 $ 184,000 $ 86,000
Perry County Alabama 1 $ 4,000 $ 4,000 $ 26,000
Washington County Alabama 1 $ 90,000 $ 90,000 $ 34,000
Benton County Arkansas 1 $ 98,000 $ 98,000 $ 29,000
Montgomery County Arkansas 1 $ 20,000 $ 20,000 $ 17,000
Riverside County California 1 $ 249,000 $ 249,000 $ 3,527,000
Arapahoe County Colorado 1 $ 785,000 $ 785,000 $ 1,143,000
San Miguel County Colorado 1 $ 651,000 $ 651,000 $ 449,000
Brevard County Florida 1 $ 288,000 $ 288,000 $ 103,000
Charlotte County Florida 1 $ 82,000 $ 82,000 $ 55,000
Hernando County Florida 1 $ 139,000 $ 139,000 $ 46,000
Holmes County Florida 1 $ 91,000 $ 91,000 $ 181,000
Seminole County Florida 1 $ 417,000 $ 417,000 $ 234,000
Catoosa County Georgia 1 $ 130,000 $ 130,000 $ 52,000
Columbia County Georgia 1 $ 251,000 $ 251,000 $ 167,000
DeKalb County Georgia 1 $ 10,000 $ 10,000 $ 0
Fannin County Georgia 1 $ 112,000 $ 112,000 $ 117,000
White County Georgia 1 $ 161,000 $ 161,000 $ 112,000
Cook County Illinois 1 $ 1,102,000 $ 1,102,000 $ 288,000
Avoyelles County Louisiana 1 $ 120,000 $ 120,000 $ 79,000
Evangeline County Louisiana 1 $ 138,000 $ 138,000 $ 144,000
Jackson County Louisiana 1 $ 5,000 $ 5,000 $ 0
Pointe Coupee County Louisiana 1 $ 310,000 $ 310,000 $ 148,000
Sabine County Louisiana 1 $ 84,000 $ 84,000 $ 127,000
Winn County Louisiana 1 $ 10,000 $ 10,000 $ 42,000
Plymouth County Massachusetts 1 $ 1,300,000 $ 1,300,000 $ 1,737,000
Suffolk County Massachusetts 1 $ 320,000 $ 320,000 $ 180,000
Adams County Mississippi 1 $ 113,000 $ 113,000 $ 342,000
Amite County Mississippi 1 $ 130,000 $ 130,000 $ 65,000
Forrest County Mississippi 1 $ 15,000 $ 15,000 $ 52,000
Lauderdale County Mississippi 1 $ 20,000 $ 20,000 $ 106,000
Lee County Mississippi 1 $ 10,000 $ 10,000 $ 121,000
Lincoln County Mississippi 1 $ 258,000 $ 258,000 $ 72,000
Pike County Mississippi 1 $ 942,000 $ 942,000 $ 300,000
Carbon County Montana 1 $ 271,000 $ 271,000 $ 75,000
Camden County North Carolina 1 $ 200,000 $ 200,000 $ 89,000
Macon County North Carolina 1 $ 417,000 $ 417,000 $ 423,000
Montgomery County Ohio 1 $ 62,000 $ 62,000 $ 21,000
York County Pennsylvania 1 $ 24,000 $ 24,000 $ 57,000
Providence County Rhode Island 1 $ 20,000 $ 20,000 $ 84,000
Dorchester County South Carolina 1 $ 225,000 $ 225,000 $ 132,000
Oconee County South Carolina 1 $ 417,000 $ 417,000 $ 395,000
Lincoln County Tennessee 1 $ 173,000 $ 173,000 $ 65,000
Williamson County Tennessee 1 $ 580,000 $ 580,000 $ 205,000
Austin County Texas 1 $ 184,000 $ 184,000 $ 106,000
Bexar County Texas 1 $ 175,000 $ 175,000 $ 133,000
Burnet County Texas 1 $ 640,000 $ 640,000 $ 283,000
Cameron County Texas 1 $ 73,000 $ 73,000 $ 126,000
El Paso County Texas 1 $ 182,000 $ 182,000 $ 58,000
Fayette County Texas 1 $ 570,000 $ 570,000 $ 725,000
Grimes County Texas 1 $ 417,000 $ 417,000 $ 300,000
Harrison County Texas 1 $ 156,000 $ 156,000 $ 81,000
Kendall County Texas 1 $ 207,000 $ 207,000 $ 90,000
Liberty County Texas 1 $ 148,000 $ 148,000 $ 48,000
Matagorda County Texas 1 $ 200,000 $ 200,000 $ 327,000
Midland County Texas 1 $ 244,000 $ 244,000 $ 110,000
Montague County Texas 1 $ 15,000 $ 15,000 $ 36,000
San Jacinto County Texas 1 $ 360,000 $ 360,000 $ 150,000
Smith County Texas 1 $ 118,000 $ 118,000 $ 48,000
Trinity County Texas 1 $ 373,000 $ 373,000 $ 145,000
Waller County Texas 1 $ 223,000 $ 223,000 $ 81,000
Washington County Texas 1 $ 337,000 $ 337,000 $ 157,000
Wharton County Texas 1 $ 135,000 $ 135,000 $ 91,000
Windham County Vermont 1 $ 140,000 $ 140,000 $ 277,000
Cowlitz County Washington 1 $ 147,000 $ 147,000 $ 1,162,000

Mortgage Loan Application Detail Totals for Whitney National Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,772 $549,968,000 $198,000 $2,150,000 $143,000 $6,207,000
Home Purchase 2,395 $529,466,000 $221,000 $3,360,000 $135,000 $3,834,000
Home Improvement 1,291 $31,520,000 $24,000 $668,000 $51,000 $918,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,131 $937,302,000 $182,000 $3,360,000 $131,000 $4,563,000
Black or African American 670 $50,533,000 $75,000 $850,000 $49,000 $700,000
Not Provided 225 $38,005,000 $168,000 $1,950,000 $121,000 $1,325,000
Hispanic 217 $38,314,000 $176,000 $1,102,000 $138,000 $6,207,000
Not applicable 103 $19,545,000 $189,000 $2,040,000 $0 $0
Asian 95 $25,289,000 $266,000 $1,297,000 $204,000 $1,701,000
American Indian or Alaskan Native 12 $1,415,000 $117,000 $300,000 $123,000 $625,000
Native Hawaiian or Other Pacific Islander 5 $551,000 $110,000 $180,000 $60,000 $159,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,705 $989,962,000 $173,000 $3,360,000 $129,000 $6,207,000
FHA-insured (Federal Housing Administration) 568 $90,524,000 $159,000 $352,000 $65,000 $700,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 113 $16,040,000 $141,000 $235,000 $45,000 $76,000
VA-guaranteed (Veterans Administration) 72 $14,428,000 $200,000 $417,000 $75,000 $262,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,524 $816,557,000 $180,000 $2,040,000 $133,000 $6,207,000
Application Denied By Financial Institution 915 $75,711,000 $82,000 $2,000,000 $65,000 $828,000
Application Withdrawn By Applicant 645 $151,046,000 $234,000 $2,150,000 $123,000 $1,940,000
Application Approved But Not Accepted 303 $52,348,000 $172,000 $3,360,000 $117,000 $1,097,000
File Closed For Incompleteness 71 $15,292,000 $215,000 $942,000 $122,000 $1,150,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 382 $33,121,000 $86,000 $2,000,000 $51,000 $550,000
Credit History 342 $11,858,000 $34,000 $500,000 $57,000 $720,000
Collateral 85 $11,373,000 $133,000 $1,000,000 $114,000 $828,000
Other 76 $14,205,000 $186,000 $1,297,000 $110,000 $540,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,811,000 $254,000 $1,295,000 $103,000 $489,000
Credit Application Incomplete 8 $546,000 $68,000 $242,000 $45,000 $103,000
Employment History 6 $676,000 $112,000 $328,000 $48,000 $112,000
Unverifiable Information 1 $121,000 $121,000 $121,000 $240,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Whitney National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Whitney National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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