Wilmington Trust Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Wilmington Trust Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Trust Fsb 1100 North Market Street Wilmington, DE 19890 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $125,634,000 |
| Average Mortgage Loan Application Amount | $254,333 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $189,000 |
| Highest Applicant Income | $4,437,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Wilmington Trust Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Trust Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Wilmington Trust Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Trust Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Trust Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Trust Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Pennsylvania | 106 | $ 32,092,000 | $ 302,000 | $ 195,000 |
| Cecil County Maryland | 45 | $ 9,122,000 | $ 202,000 | $ 138,000 |
| Delaware County Pennsylvania | 39 | $ 11,788,000 | $ 302,000 | $ 202,000 |
| New Castle County Delaware | 21 | $ 4,430,000 | $ 210,000 | $ 95,000 |
| Baltimore County Maryland | 17 | $ 3,871,000 | $ 227,000 | $ 119,000 |
| Philadelphia County Pennsylvania | 16 | $ 3,445,000 | $ 215,000 | $ 134,000 |
| Montgomery County Pennsylvania | 13 | $ 4,659,000 | $ 358,000 | $ 215,000 |
| Cape May County New Jersey | 10 | $ 3,034,000 | $ 303,000 | $ 166,000 |
| Bucks County Pennsylvania | 10 | $ 3,702,000 | $ 370,000 | $ 530,000 |
| Lehigh County Pennsylvania | 10 | $ 1,453,000 | $ 145,000 | $ 89,000 |
| Palm Beach County Florida | 9 | $ 1,763,000 | $ 195,000 | $ 240,000 |
| Worcester County Maryland | 9 | $ 3,413,000 | $ 379,000 | $ 149,000 |
| Anne Arundel County Maryland | 8 | $ 1,738,000 | $ 217,000 | $ 68,000 |
| Harford County Maryland | 8 | $ 1,819,000 | $ 227,000 | $ 78,000 |
| Gloucester County New Jersey | 8 | $ 1,514,000 | $ 189,000 | $ 138,000 |
| Kent County Maryland | 6 | $ 1,690,000 | $ 281,000 | $ 239,000 |
| Wicomico County Maryland | 6 | $ 1,167,000 | $ 194,000 | $ 85,000 |
| Salem County New Jersey | 6 | $ 961,000 | $ 160,000 | $ 86,000 |
| Northampton County Pennsylvania | 5 | $ 517,000 | $ 103,000 | $ 8,000 |
| Maricopa County Arizona | 4 | $ 1,300,000 | $ 325,000 | $ 153,000 |
| Los Angeles County California | 4 | $ 1,776,000 | $ 444,000 | $ 156,000 |
| Sussex County Delaware | 4 | $ 1,547,000 | $ 386,000 | $ 208,000 |
| DeKalb County Georgia | 4 | $ 679,000 | $ 169,000 | $ 103,000 |
| Baltimore City County Maryland | 4 | $ 1,010,000 | $ 252,000 | $ 102,000 |
| Howard County Maryland | 4 | $ 1,170,000 | $ 292,000 | $ 98,000 |
| Fairfield County Connecticut | 3 | $ 1,271,000 | $ 423,000 | $ 140,000 |
| Kent County Delaware | 3 | $ 592,000 | $ 197,000 | $ 71,000 |
| Broward County Florida | 3 | $ 740,000 | $ 246,000 | $ 138,000 |
| Caroline County Maryland | 3 | $ 464,000 | $ 154,000 | $ 43,000 |
| Montgomery County Maryland | 3 | $ 981,000 | $ 327,000 | $ 98,000 |
| Camden County New Jersey | 3 | $ 1,255,000 | $ 418,000 | $ 328,000 |
| Collier County Florida | 2 | $ 440,000 | $ 220,000 | $ 264,000 |
| Lee County Florida | 2 | $ 829,000 | $ 414,000 | $ 213,000 |
| Miami-Dade County Florida | 2 | $ 814,000 | $ 407,000 | $ 407,000 |
| Sarasota County Florida | 2 | $ 335,000 | $ 167,000 | $ 72,000 |
| Cobb County Georgia | 2 | $ 554,000 | $ 277,000 | $ 159,000 |
| Middlesex County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 150,000 |
| Suffolk County Massachusetts | 2 | $ 715,000 | $ 357,000 | $ 347,000 |
| Atlantic County New Jersey | 2 | $ 592,000 | $ 296,000 | $ 133,000 |
| Burlington County New Jersey | 2 | $ 471,000 | $ 235,000 | $ 149,000 |
| Hunterdon County New Jersey | 2 | $ 443,000 | $ 221,000 | $ 142,000 |
| Mercer County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 203,000 |
| Nassau County New York | 2 | $ 725,000 | $ 362,000 | $ 181,000 |
| Suffolk County New York | 2 | $ 371,000 | $ 185,000 | $ 164,000 |
| Dare County North Carolina | 2 | $ 793,000 | $ 396,000 | $ 387,000 |
| Allegheny County Pennsylvania | 2 | $ 466,000 | $ 233,000 | $ 232,000 |
| Lancaster County Pennsylvania | 2 | $ 223,000 | $ 111,000 | $ 70,000 |
| Monroe County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 119,000 |
| Sullivan County Pennsylvania | 2 | $ 801,000 | $ 400,000 | $ 130,000 |
| York County Pennsylvania | 2 | $ 401,000 | $ 200,000 | $ 89,000 |
| Coconino County Arizona | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Riverside County California | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Sonoma County California | 1 | $ 328,000 | $ 328,000 | $ 1,020,000 |
| Hartford County Connecticut | 1 | $ 156,000 | $ 156,000 | $ 347,000 |
| District of Columbia County District Of Columbia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Citrus County Florida | 1 | $ 82,000 | $ 82,000 | $ 88,000 |
| Lake County Florida | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| St. Johns County Florida | 1 | $ 100,000 | $ 100,000 | $ 138,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 257,000 |
| Kennebec County Maine | 1 | $ 220,000 | $ 220,000 | $ 380,000 |
| Knox County Maine | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Carroll County Maryland | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
| Dorchester County Maryland | 1 | $ 350,000 | $ 350,000 | $ 138,000 |
| Talbot County Maryland | 1 | $ 417,000 | $ 417,000 | $ 461,000 |
| Barnstable County Massachusetts | 1 | $ 361,000 | $ 361,000 | $ 416,000 |
| Norfolk County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Plymouth County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 216,000 |
| Dakota County Minnesota | 1 | $ 241,000 | $ 241,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 233,000 |
| Washington County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Bergen County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 429,000 |
| Monmouth County New Jersey | 1 | $ 336,000 | $ 336,000 | $ 86,000 |
| Ocean County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 61,000 |
| Somerset County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Greene County New York | 1 | $ 370,000 | $ 370,000 | $ 136,000 |
| Richmond County New York | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Saratoga County New York | 1 | $ 417,000 | $ 417,000 | $ 460,000 |
| Brunswick County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 134,000 |
| Buncombe County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Delaware County Ohio | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Lorain County Ohio | 1 | $ 84,000 | $ 84,000 | $ 66,000 |
| Carbon County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Cumberland County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 87,000 |
| Susquehanna County Pennsylvania | 1 | $ 404,000 | $ 404,000 | $ 463,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Salt Lake County Utah | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| Chittenden County Vermont | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Fluvanna County Virginia | 1 | $ 272,000 | $ 272,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Wilmington Trust Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 374 | $98,771,000 | $264,000 | $1,875,000 | $177,000 | $4,437,000 |
| Home Purchase | 95 | $26,420,000 | $278,000 | $1,315,000 | $147,000 | $614,000 |
| Home Improvement | 2 | $443,000 | $221,000 | $225,000 | $243,000 | $427,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 408 | $112,458,000 | $275,000 | $1,875,000 | $183,000 | $4,437,000 |
| Not applicable | 19 | $3,567,000 | $187,000 | $1,315,000 | $0 | $0 |
| Not Provided | 18 | $3,684,000 | $204,000 | $343,000 | $143,000 | $463,000 |
| Black or African American | 12 | $1,910,000 | $159,000 | $332,000 | $72,000 | $120,000 |
| Hispanic | 7 | $2,081,000 | $297,000 | $417,000 | $203,000 | $614,000 |
| Asian | 7 | $1,934,000 | $276,000 | $742,000 | $181,000 | $500,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 471 | $125,634,000 | $266,000 | $1,875,000 | $172,000 | $4,437,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 385 | $104,106,000 | $270,000 | $1,500,000 | $188,000 | $4,437,000 |
| Loan Purchased By The Institution | 35 | $5,465,000 | $156,000 | $331,000 | $53,000 | $100,000 |
| Application Denied By Financial Institution | 25 | $9,106,000 | $364,000 | $1,875,000 | $137,000 | $462,000 |
| Application Approved But Not Accepted | 15 | $3,503,000 | $233,000 | $487,000 | $128,000 | $579,000 |
| Application Withdrawn By Applicant | 11 | $3,454,000 | $314,000 | $618,000 | $126,000 | $229,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 15 | $4,698,000 | $313,000 | $417,000 | $166,000 | $462,000 |
| Other | 3 | $518,000 | $172,000 | $250,000 | $50,000 | $91,000 |
| Debt-To-Income Ratio | 3 | $2,627,000 | $875,000 | $1,875,000 | $144,000 | $252,000 |
| Credit History | 2 | $441,000 | $220,000 | $300,000 | $40,000 | $43,000 |
| Employment History | 1 | $80,000 | $80,000 | $80,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $742,000 | $742,000 | $742,000 | $275,000 | $275,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Trust Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Trust Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.