Wilson Resources, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wilson Resources, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilson Resources, Inc 5905 Granite Lake Dr #120 Granite Bay, CA 95746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 753 |
| Total Mortgage Loan Application Amount | $189,910,000 |
| Average Mortgage Loan Application Amount | $244,000 |
| Highest Mortgage Loan Application Amount | $1,602,000 |
| Average Applicant Income | $132,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wilson Resources, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilson Resources, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wilson Resources, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilson Resources, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilson Resources, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilson Resources, Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 248 | $ 54,009,000 | $ 217,000 | $ 123,000 |
| Placer County California | 58 | $ 19,850,000 | $ 342,000 | $ 182,000 |
| Los Angeles County California | 54 | $ 17,945,000 | $ 332,000 | $ 147,000 |
| Washoe County Nevada | 40 | $ 10,641,000 | $ 266,000 | $ 98,000 |
| Riverside County California | 36 | $ 11,142,000 | $ 309,000 | $ 143,000 |
| San Joaquin County California | 24 | $ 7,827,000 | $ 326,000 | $ 114,000 |
| Plumas County California | 20 | $ 3,584,000 | $ 179,000 | $ 67,000 |
| Nevada County California | 19 | $ 5,418,000 | $ 285,000 | $ 99,000 |
| Solano County California | 13 | $ 4,190,000 | $ 322,000 | $ 111,000 |
| Stanislaus County California | 12 | $ 3,384,000 | $ 282,000 | $ 237,000 |
| Yolo County California | 11 | $ 2,230,000 | $ 202,000 | $ 163,000 |
| Clark County Nevada | 11 | $ 2,506,000 | $ 227,000 | $ 138,000 |
| Contra Costa County California | 10 | $ 3,232,000 | $ 323,000 | $ 100,000 |
| Morgan County Colorado | 10 | $ 599,000 | $ 59,000 | $ 48,000 |
| San Bernardino County California | 9 | $ 1,917,000 | $ 213,000 | $ 95,000 |
| Butte County California | 8 | $ 1,401,000 | $ 175,000 | $ 380,000 |
| Kern County California | 8 | $ 1,495,000 | $ 186,000 | $ 127,000 |
| El Dorado County California | 7 | $ 1,807,000 | $ 258,000 | $ 88,000 |
| Orange County California | 7 | $ 2,638,000 | $ 376,000 | $ 179,000 |
| Douglas County Nevada | 7 | $ 2,544,000 | $ 363,000 | $ 95,000 |
| Lyon County Nevada | 7 | $ 1,474,000 | $ 210,000 | $ 88,000 |
| Calaveras County California | 6 | $ 2,209,000 | $ 368,000 | $ 189,000 |
| Madera County California | 6 | $ 1,201,000 | $ 200,000 | $ 60,000 |
| San Diego County California | 6 | $ 1,997,000 | $ 332,000 | $ 112,000 |
| Tippecanoe County Indiana | 6 | $ 394,000 | $ 65,000 | $ 37,000 |
| Alameda County California | 5 | $ 1,545,000 | $ 309,000 | $ 218,000 |
| Sutter County California | 5 | $ 1,263,000 | $ 252,000 | $ 111,000 |
| Ventura County California | 5 | $ 2,375,000 | $ 475,000 | $ 137,000 |
| Santa Barbara County California | 4 | $ 517,000 | $ 129,000 | $ 118,000 |
| Santa Clara County California | 4 | $ 1,334,000 | $ 333,000 | $ 83,000 |
| Shasta County California | 4 | $ 621,000 | $ 155,000 | $ 89,000 |
| Adams County Colorado | 4 | $ 645,000 | $ 161,000 | $ 59,000 |
| Kootenai County Idaho | 4 | $ 471,000 | $ 117,000 | $ 96,000 |
| Utah County Utah | 4 | $ 704,000 | $ 176,000 | $ 188,000 |
| Fresno County California | 3 | $ 482,000 | $ 160,000 | $ 61,000 |
| Lassen County California | 3 | $ 555,000 | $ 185,000 | $ 84,000 |
| Merced County California | 3 | $ 814,000 | $ 271,000 | $ 106,000 |
| San Francisco County California | 3 | $ 1,904,000 | $ 634,000 | $ 224,000 |
| Sierra County California | 3 | $ 549,000 | $ 183,000 | $ 101,000 |
| Tehama County California | 3 | $ 470,000 | $ 156,000 | $ 104,000 |
| Arapahoe County Colorado | 3 | $ 323,000 | $ 107,000 | $ 66,000 |
| Flathead County Montana | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| Carson City County Nevada | 3 | $ 664,000 | $ 221,000 | $ 74,000 |
| Storey County Nevada | 3 | $ 802,000 | $ 267,000 | $ 99,000 |
| Imperial County California | 2 | $ 209,000 | $ 104,000 | $ 60,000 |
| Kings County California | 2 | $ 280,000 | $ 140,000 | $ 108,000 |
| Yuba County California | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| El Paso County Colorado | 2 | $ 135,000 | $ 67,000 | $ 52,000 |
| Lake County Indiana | 2 | $ 133,000 | $ 66,000 | $ 78,000 |
| Nye County Nevada | 2 | $ 360,000 | $ 180,000 | $ 132,000 |
| Clackamas County Oregon | 2 | $ 560,000 | $ 280,000 | $ 80,000 |
| Dallas County Texas | 2 | $ 102,000 | $ 51,000 | $ 324,000 |
| Denton County Texas | 2 | $ 131,000 | $ 65,000 | $ 67,000 |
| El Paso County Texas | 2 | $ 108,000 | $ 54,000 | $ 82,000 |
| Colusa County California | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Mendocino County California | 1 | $ 321,000 | $ 321,000 | $ 108,000 |
| San Benito County California | 1 | $ 576,000 | $ 576,000 | $ 140,000 |
| San Luis Obispo County California | 1 | $ 900,000 | $ 900,000 | $ 664,000 |
| San Mateo County California | 1 | $ 660,000 | $ 660,000 | $ 198,000 |
| Siskiyou County California | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Sonoma County California | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Trinity County California | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Tulare County California | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Denver County Colorado | 1 | $ 153,000 | $ 153,000 | $ 40,000 |
| Kauai County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Ada County Idaho | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Canyon County Idaho | 1 | $ 24,000 | $ 24,000 | $ 122,000 |
| Ravalli County Montana | 1 | $ 340,000 | $ 340,000 | $ 108,000 |
| Bernalillo County New Mexico | 1 | $ 203,000 | $ 203,000 | $ 61,000 |
| San Juan County New Mexico | 1 | $ 127,000 | $ 127,000 | $ 82,000 |
| Coos County Oregon | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Deschutes County Oregon | 1 | $ 328,000 | $ 328,000 | $ 50,000 |
| Douglas County Oregon | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Sumner County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Aransas County Texas | 1 | $ 175,000 | $ 175,000 | $ 1,080,000 |
Mortgage Loan Application Detail Totals for Wilson Resources, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 481 | $130,634,000 | $271,000 | $1,602,000 | $119,000 | $1,200,000 |
| Home Purchase | 272 | $59,276,000 | $217,000 | $968,000 | $145,000 | $1,080,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439 | $111,229,000 | $253,000 | $1,602,000 | $132,000 | $1,200,000 |
| Hispanic | 113 | $28,199,000 | $249,000 | $765,000 | $108,000 | $324,000 |
| Not Provided | 102 | $22,932,000 | $224,000 | $649,000 | $122,000 | $812,000 |
| Black or African American | 57 | $15,702,000 | $275,000 | $968,000 | $134,000 | $366,000 |
| Asian | 30 | $9,265,000 | $308,000 | $760,000 | $159,000 | $1,020,000 |
| American Indian or Alaskan Native | 6 | $1,176,000 | $196,000 | $430,000 | $194,000 | $444,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,407,000 | $234,000 | $428,000 | $109,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 753 | $189,910,000 | $252,000 | $1,602,000 | $128,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 418 | $102,094,000 | $244,000 | $1,315,000 | $123,000 | $1,200,000 |
| Application Denied By Financial Institution | 155 | $39,321,000 | $253,000 | $1,602,000 | $138,000 | $1,020,000 |
| Application Approved But Not Accepted | 85 | $23,703,000 | $278,000 | $960,000 | $117,000 | $360,000 |
| File Closed For Incompleteness | 67 | $18,353,000 | $273,000 | $900,000 | $142,000 | $664,000 |
| Application Withdrawn By Applicant | 28 | $6,439,000 | $229,000 | $743,000 | $165,000 | $660,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $12,274,000 | $266,000 | $660,000 | $175,000 | $1,020,000 |
| Unverifiable Information | 43 | $12,008,000 | $279,000 | $875,000 | $132,000 | $576,000 |
| Debt-To-Income Ratio | 14 | $2,534,000 | $181,000 | $448,000 | $76,000 | $142,000 |
| Collateral | 11 | $2,674,000 | $243,000 | $520,000 | $152,000 | $366,000 |
| Other | 9 | $4,411,000 | $490,000 | $1,602,000 | $159,000 | $344,000 |
| Employment History | 2 | $339,000 | $169,000 | $271,000 | $144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilson Resources, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilson Resources, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.