Penrith Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Penrith Home Loans Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Penrith Home Loans Llc 601 Union Street, Suite 2100 Wilmington, DE 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,729 |
| Total Mortgage Loan Application Amount | $846,834,000 |
| Average Mortgage Loan Application Amount | $308,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $1,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Penrith Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Penrith Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Penrith Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Penrith Home Loans Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Penrith Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Penrith Home Loans Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 846 | $ 340,401,000 | $ 402,000 | $ 136,000 |
| Snohomish County Washington | 435 | $ 143,752,000 | $ 330,000 | $ 111,000 |
| Pierce County Washington | 246 | $ 66,006,000 | $ 268,000 | $ 106,000 |
| Kitsap County Washington | 213 | $ 58,983,000 | $ 276,000 | $ 97,000 |
| Spokane County Washington | 210 | $ 39,779,000 | $ 189,000 | $ 85,000 |
| Clark County Washington | 142 | $ 35,472,000 | $ 249,000 | $ 86,000 |
| Multnomah County Oregon | 114 | $ 35,090,000 | $ 307,000 | $ 120,000 |
| Whatcom County Washington | 71 | $ 19,030,000 | $ 268,000 | $ 88,000 |
| Skagit County Washington | 67 | $ 17,515,000 | $ 261,000 | $ 97,000 |
| Clackamas County Oregon | 57 | $ 19,153,000 | $ 336,000 | $ 139,000 |
| Washington County Oregon | 53 | $ 14,059,000 | $ 265,000 | $ 90,000 |
| Marion County Oregon | 51 | $ 10,118,000 | $ 198,000 | $ 74,000 |
| Walla Walla County Washington | 43 | $ 7,959,000 | $ 185,000 | $ 68,000 |
| Island County Washington | 40 | $ 9,816,000 | $ 245,000 | $ 91,000 |
| Mason County Washington | 17 | $ 3,149,000 | $ 185,000 | $ 81,000 |
| Thurston County Washington | 17 | $ 2,783,000 | $ 163,000 | $ 64,000 |
| Stevens County Washington | 13 | $ 2,124,000 | $ 163,000 | $ 62,000 |
| Polk County Oregon | 12 | $ 2,354,000 | $ 196,000 | $ 74,000 |
| Linn County Oregon | 10 | $ 1,717,000 | $ 171,000 | $ 67,000 |
| Jefferson County Washington | 10 | $ 2,601,000 | $ 260,000 | $ 145,000 |
| Cowlitz County Washington | 8 | $ 2,653,000 | $ 331,000 | $ 112,000 |
| Clatsop County Oregon | 7 | $ 2,179,000 | $ 311,000 | $ 100,000 |
| Chelan County Washington | 5 | $ 1,515,000 | $ 303,000 | $ 121,000 |
| Kittitas County Washington | 5 | $ 1,797,000 | $ 359,000 | $ 197,000 |
| Umatilla County Oregon | 4 | $ 971,000 | $ 242,000 | $ 78,000 |
| Yamhill County Oregon | 3 | $ 577,000 | $ 192,000 | $ 48,000 |
| Franklin County Washington | 3 | $ 572,000 | $ 190,000 | $ 57,000 |
| Grant County Washington | 3 | $ 381,000 | $ 127,000 | $ 55,000 |
| Grays Harbor County Washington | 3 | $ 395,000 | $ 131,000 | $ 87,000 |
| Whitman County Washington | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Benton County Oregon | 2 | $ 476,000 | $ 238,000 | $ 206,000 |
| Deschutes County Oregon | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Lincoln County Oregon | 2 | $ 382,000 | $ 191,000 | $ 51,000 |
| Benton County Washington | 2 | $ 297,000 | $ 148,000 | $ 56,000 |
| Pacific County Washington | 2 | $ 290,000 | $ 145,000 | $ 32,000 |
| San Juan County Washington | 2 | $ 425,000 | $ 212,000 | $ 45,000 |
| Columbia County Oregon | 1 | $ 110,000 | $ 110,000 | $ 199,000 |
| Jackson County Oregon | 1 | $ 370,000 | $ 370,000 | $ 94,000 |
| Lane County Oregon | 1 | $ 66,000 | $ 66,000 | $ 17,000 |
| Columbia County Washington | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Pend Oreille County Washington | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Skamania County Washington | 1 | $ 258,000 | $ 258,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Penrith Home Loans Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,986 | $611,844,000 | $308,000 | $2,000,000 | $109,000 | $1,132,000 |
| Refinancing | 671 | $213,386,000 | $318,000 | $1,872,000 | $116,000 | $1,137,000 |
| Home Improvement | 72 | $21,604,000 | $300,000 | $1,000,000 | $97,000 | $311,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,029 | $635,702,000 | $313,000 | $2,000,000 | $112,000 | $1,137,000 |
| Not Provided | 470 | $142,730,000 | $303,000 | $1,100,000 | $106,000 | $723,000 |
| Asian | 94 | $31,093,000 | $330,000 | $780,000 | $114,000 | $377,000 |
| Hispanic | 72 | $20,367,000 | $282,000 | $1,525,000 | $89,000 | $569,000 |
| Black or African American | 30 | $8,684,000 | $289,000 | $566,000 | $142,000 | $1,132,000 |
| American Indian or Alaskan Native | 18 | $4,181,000 | $232,000 | $356,000 | $88,000 | $261,000 |
| Native Hawaiin or Other Pacific Islander | 16 | $4,077,000 | $254,000 | $394,000 | $82,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,060 | $658,777,000 | $319,000 | $2,000,000 | $119,000 | $1,137,000 |
| FHA-insured (Federal Housing Administration) | 354 | $92,550,000 | $261,000 | $550,000 | $81,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 288 | $89,162,000 | $309,000 | $765,000 | $93,000 | $311,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $6,345,000 | $235,000 | $344,000 | $59,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,083 | $652,216,000 | $313,000 | $2,000,000 | $112,000 | $1,057,000 |
| Application Withdrawn By Applicant | 385 | $117,889,000 | $306,000 | $1,872,000 | $108,000 | $1,001,000 |
| Application Denied By Financial Institution | 149 | $41,037,000 | $275,000 | $1,358,000 | $87,000 | $377,000 |
| Application Approved But Not Accepted | 82 | $26,344,000 | $321,000 | $1,069,000 | $128,000 | $1,132,000 |
| File Closed For Incompleteness | 30 | $9,348,000 | $311,000 | $1,068,000 | $131,000 | $1,137,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 49 | $13,076,000 | $266,000 | $650,000 | $77,000 | $263,000 |
| Other | 45 | $13,846,000 | $307,000 | $1,358,000 | $118,000 | $377,000 |
| Debt-To-Income Ratio | 31 | $8,333,000 | $268,000 | $554,000 | $53,000 | $100,000 |
| Collateral | 13 | $3,212,000 | $247,000 | $468,000 | $101,000 | $207,000 |
| Employment History | 6 | $870,000 | $145,000 | $336,000 | $40,000 | $83,000 |
| Credit Application Incomplete | 2 | $824,000 | $412,000 | $412,000 | $204,000 | $290,000 |
| Unverifiable Information | 2 | $789,000 | $394,000 | $511,000 | $141,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $87,000 | $87,000 | $87,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Penrith Home Loans Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Penrith Home Loans Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.