Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wings Financial Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 499 |
| Total Mortgage Loan Application Amount | $105,191,000 |
| Average Mortgage Loan Application Amount | $233,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 111 | $ 22,092,000 | $ 199,000 | $ 67,000 |
| Hennepin County Minnesota | 70 | $ 15,680,000 | $ 224,000 | $ 79,000 |
| Wayne County Michigan | 14 | $ 1,852,000 | $ 132,000 | $ 63,000 |
| Ramsey County Minnesota | 14 | $ 3,080,000 | $ 220,000 | $ 76,000 |
| Scott County Minnesota | 12 | $ 2,906,000 | $ 242,000 | $ 90,000 |
| Washington County Minnesota | 11 | $ 2,535,000 | $ 230,000 | $ 88,000 |
| King County Washington | 11 | $ 3,278,000 | $ 298,000 | $ 91,000 |
| Shelby County Tennessee | 8 | $ 967,000 | $ 120,000 | $ 51,000 |
| St. Croix County Wisconsin | 8 | $ 1,640,000 | $ 205,000 | $ 53,000 |
| Hillsborough County Florida | 7 | $ 1,653,000 | $ 236,000 | $ 86,000 |
| Rice County Minnesota | 6 | $ 1,165,000 | $ 194,000 | $ 93,000 |
| Wright County Minnesota | 6 | $ 1,443,000 | $ 240,000 | $ 72,000 |
| Carver County Minnesota | 5 | $ 1,459,000 | $ 291,000 | $ 135,000 |
| DeSoto County Mississippi | 5 | $ 792,000 | $ 158,000 | $ 75,000 |
| Pierce County Washington | 5 | $ 828,000 | $ 165,000 | $ 46,000 |
| Maricopa County Arizona | 4 | $ 1,092,000 | $ 273,000 | $ 86,000 |
| Anoka County Minnesota | 4 | $ 1,084,000 | $ 271,000 | $ 91,000 |
| Goodhue County Minnesota | 4 | $ 1,077,000 | $ 269,000 | $ 53,000 |
| Tulsa County Oklahoma | 4 | $ 461,000 | $ 115,000 | $ 67,000 |
| Minnehaha County South Dakota | 4 | $ 644,000 | $ 161,000 | $ 70,000 |
| Anchorage County Alaska | 3 | $ 807,000 | $ 269,000 | $ 92,000 |
| Pinellas County Florida | 3 | $ 806,000 | $ 268,000 | $ 69,000 |
| Polk County Florida | 3 | $ 935,000 | $ 311,000 | $ 96,000 |
| Cook County Illinois | 3 | $ 321,000 | $ 107,000 | $ 66,000 |
| Washtenaw County Michigan | 3 | $ 858,000 | $ 286,000 | $ 103,000 |
| Sherburne County Minnesota | 3 | $ 882,000 | $ 294,000 | $ 113,000 |
| Blount County Tennessee | 3 | $ 408,000 | $ 136,000 | $ 92,000 |
| Orange County California | 2 | $ 667,000 | $ 333,000 | $ 121,000 |
| Arapahoe County Colorado | 2 | $ 305,000 | $ 152,000 | $ 36,000 |
| Broward County Florida | 2 | $ 356,000 | $ 178,000 | $ 70,000 |
| Lee County Florida | 2 | $ 395,000 | $ 197,000 | $ 78,000 |
| Seminole County Florida | 2 | $ 720,000 | $ 360,000 | $ 125,000 |
| Volusia County Florida | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Cobb County Georgia | 2 | $ 465,000 | $ 232,000 | $ 67,000 |
| Honolulu County Hawaii | 2 | $ 554,000 | $ 277,000 | $ 221,000 |
| DuPage County Illinois | 2 | $ 780,000 | $ 390,000 | $ 131,000 |
| Oakland County Michigan | 2 | $ 308,000 | $ 154,000 | $ 59,000 |
| Saginaw County Michigan | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Itasca County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Le Sueur County Minnesota | 2 | $ 437,000 | $ 218,000 | $ 69,000 |
| Pine County Minnesota | 2 | $ 435,000 | $ 217,000 | $ 79,000 |
| St. Louis County Minnesota | 2 | $ 389,000 | $ 194,000 | $ 140,000 |
| Jackson County Missouri | 2 | $ 303,000 | $ 151,000 | $ 60,000 |
| Sumner County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 145,000 |
| Harris County Texas | 2 | $ 257,000 | $ 128,000 | $ 45,000 |
| Montgomery County Texas | 2 | $ 532,000 | $ 266,000 | $ 54,000 |
| Baldwin County Alabama | 1 | $ 610,000 | $ 610,000 | $ 138,000 |
| Crenshaw County Alabama | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Pima County Arizona | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Pinal County Arizona | 1 | $ 233,000 | $ 233,000 | $ 165,000 |
| Yuma County Arizona | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Alameda County California | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Los Angeles County California | 1 | $ 345,000 | $ 345,000 | $ 99,000 |
| Riverside County California | 1 | $ 450,000 | $ 450,000 | $ 91,000 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Pitkin County Colorado | 1 | $ 306,000 | $ 306,000 | $ 83,000 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Indian River County Florida | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Miami-Dade County Florida | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Okaloosa County Florida | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Palm Beach County Florida | 1 | $ 239,000 | $ 239,000 | $ 65,000 |
| Walton County Florida | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Chatham County Georgia | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Cherokee County Georgia | 1 | $ 328,000 | $ 328,000 | $ 159,000 |
| Douglas County Georgia | 1 | $ 138,000 | $ 138,000 | $ 37,000 |
| Fulton County Georgia | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Hall County Georgia | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Richmond County Georgia | 1 | $ 79,000 | $ 79,000 | $ 159,000 |
| Ada County Idaho | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Kane County Illinois | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| Bartholomew County Indiana | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Elkhart County Indiana | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Hamilton County Indiana | 1 | $ 94,000 | $ 94,000 | $ 99,000 |
| Marion County Indiana | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Black Hawk County Iowa | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Calhoun County Iowa | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Jasper County Iowa | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Polk County Iowa | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Leavenworth County Kansas | 1 | $ 193,000 | $ 193,000 | $ 104,000 |
| Jefferson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Orleans County Louisiana | 1 | $ 362,000 | $ 362,000 | $ 110,000 |
| Oxford County Maine | 1 | $ 250,000 | $ 250,000 | $ 153,000 |
| Baltimore City County Maryland | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Charles County Maryland | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Howard County Maryland | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| St. Mary's County Maryland | 1 | $ 400,000 | $ 400,000 | $ 116,000 |
| Hampden County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 99,000 |
| Norfolk County Massachusetts | 1 | $ 259,000 | $ 259,000 | $ 41,000 |
| Suffolk County Massachusetts | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Monroe County Michigan | 1 | $ 79,000 | $ 79,000 | $ 138,000 |
| Ontonagon County Michigan | 1 | $ 119,000 | $ 119,000 | $ 119,000 |
| Blue Earth County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Cass County Minnesota | 1 | $ 525,000 | $ 525,000 | $ 179,000 |
| Kanabec County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 40,000 |
| Koochiching County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 96,000 |
| Marshall County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Olmsted County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 115,000 |
| Todd County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Christian County Missouri | 1 | $ 49,000 | $ 49,000 | $ 53,000 |
| Clay County Missouri | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Douglas County Nebraska | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Carroll County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Kings County New York | 1 | $ 315,000 | $ 315,000 | $ 28,000 |
| Ontario County New York | 1 | $ 221,000 | $ 221,000 | $ 97,000 |
| Tompkins County New York | 1 | $ 154,000 | $ 154,000 | $ 59,000 |
| Avery County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 130,000 |
| Burke County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Cabarrus County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 56,000 |
| Henderson County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 300,000 |
| Rowan County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Wayne County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Burleigh County North Dakota | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Carroll County Ohio | 1 | $ 51,000 | $ 51,000 | $ 16,000 |
| Oklahoma County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Deschutes County Oregon | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Lincoln County Oregon | 1 | $ 350,000 | $ 350,000 | $ 63,000 |
| Multnomah County Oregon | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Beaver County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 117,000 |
| Chester County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Erie County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Lancaster County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 58,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Mercer County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Montgomery County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 88,000 |
| Greenville County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 120,000 |
| Lexington County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| York County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| Lincoln County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Coffee County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Davidson County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 124,000 |
| Rutherford County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 58,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Freestone County Texas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Palo Pinto County Texas | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Tarrant County Texas | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Chittenden County Vermont | 1 | $ 371,000 | $ 371,000 | $ 121,000 |
| Arlington County Virginia | 1 | $ 770,000 | $ 770,000 | $ 336,000 |
| Henrico County Virginia | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Norfolk County Virginia | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Prince William County Virginia | 1 | $ 237,000 | $ 237,000 | $ 36,000 |
| Spotsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Wythe County Virginia | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Kitsap County Washington | 1 | $ 1,200,000 | $ 1,200,000 | $ 195,000 |
| Kittitas County Washington | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Snohomish County Washington | 1 | $ 383,000 | $ 383,000 | $ 105,000 |
| Chippewa County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| Columbia County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Dane County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Dunn County Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 200,000 |
| Eau Claire County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Kenosha County Wisconsin | 1 | $ 347,000 | $ 347,000 | $ 95,000 |
| Pierce County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 63,000 |
| Natrona County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 262 | $56,249,000 | $214,000 | $1,200,000 | $75,000 | $282,000 |
| Home Purchase | 231 | $47,255,000 | $204,000 | $770,000 | $80,000 | $392,000 |
| Home Improvement | 6 | $1,687,000 | $281,000 | $521,000 | $91,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 379 | $80,269,000 | $211,000 | $1,200,000 | $78,000 | $392,000 |
| Not Provided | 86 | $18,274,000 | $212,000 | $505,000 | $77,000 | $190,000 |
| Black or African American | 22 | $3,936,000 | $178,000 | $383,000 | $56,000 | $123,000 |
| Hispanic | 8 | $1,678,000 | $209,000 | $291,000 | $85,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $325,000 | $162,000 | $190,000 | $84,000 | $109,000 |
| Asian | 2 | $709,000 | $354,000 | $465,000 | $97,000 | $128,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 499 | $105,191,000 | $210,000 | $1,200,000 | $77,000 | $392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 396 | $82,014,000 | $207,000 | $770,000 | $80,000 | $392,000 |
| Application Denied By Financial Institution | 48 | $11,996,000 | $249,000 | $1,200,000 | $65,000 | $195,000 |
| Application Approved But Not Accepted | 38 | $7,446,000 | $195,000 | $401,000 | $76,000 | $240,000 |
| Preapproval Denied by Financial Institution | 17 | $3,735,000 | $219,000 | $400,000 | $60,000 | $123,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $7,972,000 | $215,000 | $405,000 | $64,000 | $123,000 |
| Debt-To-Income Ratio | 19 | $5,666,000 | $298,000 | $1,200,000 | $64,000 | $195,000 |
| Collateral | 4 | $838,000 | $209,000 | $230,000 | $62,000 | $87,000 |
| Other | 3 | $786,000 | $262,000 | $311,000 | $55,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $100,000 | $100,000 | $100,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.