Wolverine Bank Fsb
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Wolverine Bank Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Wolverine Bank Fsb
5710 Eastman Ave
Midland, MI 48640
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 713
Total Mortgage Loan Application Amount $98,637,000
Average Mortgage Loan Application Amount $199,833
Highest Mortgage Loan Application Amount $1,256,000
Average Applicant Income $50,000
Highest Applicant Income $1,272,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Wolverine Bank Fsb by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Midland County Michigan 306 $ 37,621,000 $ 122,000 $ 67,000
Saginaw County Michigan 82 $ 10,395,000 $ 126,000 $ 51,000
Bay County Michigan 53 $ 6,660,000 $ 125,000 $ 77,000
Gladwin County Michigan 36 $ 4,364,000 $ 121,000 $ 50,000
Clare County Michigan 16 $ 1,527,000 $ 95,000 $ 46,000
Calhoun County Michigan 13 $ 1,799,000 $ 138,000 $ 27,000
Kalamazoo County Michigan 12 $ 3,631,000 $ 302,000 $ 120,000
Tuscola County Michigan 11 $ 2,005,000 $ 182,000 $ 36,000
Roscommon County Michigan 9 $ 1,013,000 $ 112,000 $ 80,000
Crawford County Michigan 7 $ 1,394,000 $ 199,000 $ 108,000
Grand Traverse County Michigan 7 $ 1,692,000 $ 241,000 $ 65,000
Antrim County Michigan 6 $ 2,053,000 $ 342,000 $ 110,000
Charlevoix County Michigan 6 $ 2,296,000 $ 382,000 $ 181,000
Iosco County Michigan 6 $ 1,206,000 $ 201,000 $ 106,000
Wayne County Michigan 6 $ 1,321,000 $ 220,000 $ 70,000
Isabella County Michigan 5 $ 516,000 $ 103,000 $ 69,000
Benzie County Michigan 4 $ 587,000 $ 146,000 $ 101,000
Gratiot County Michigan 4 $ 250,000 $ 62,000 $ 36,000
Arenac County Michigan 3 $ 407,000 $ 135,000 $ 61,000
Cheboygan County Michigan 3 $ 418,000 $ 139,000 $ 74,000
Ingham County Michigan 3 $ 949,000 $ 316,000 $ 13,000
Leelanau County Michigan 3 $ 798,000 $ 266,000 $ 201,000
Alcona County Michigan 2 $ 343,000 $ 171,000 $ 109,000
Emmet County Michigan 2 $ 458,000 $ 229,000 $ 152,000
Jackson County Michigan 2 $ 210,000 $ 105,000 $ 121,000
Kent County Michigan 2 $ 694,000 $ 347,000 $ 47,000
Livingston County Michigan 2 $ 745,000 $ 372,000 $ 0
Macomb County Michigan 2 $ 276,000 $ 138,000 $ 55,000
Manistee County Michigan 2 $ 1,000,000 $ 500,000 $ 261,000
Oakland County Michigan 2 $ 240,000 $ 120,000 $ 55,000
Oscoda County Michigan 2 $ 119,000 $ 59,000 $ 95,000
Shiawassee County Michigan 2 $ 319,000 $ 159,000 $ 22,000
Lee County Florida 1 $ 700,000 $ 700,000 $ 0
Berrien County Michigan 1 $ 288,000 $ 288,000 $ 0
Genesee County Michigan 1 $ 150,000 $ 150,000 $ 78,000
Marquette County Michigan 1 $ 26,000 $ 26,000 $ 113,000
Missaukee County Michigan 1 $ 215,000 $ 215,000 $ 131,000
Ogemaw County Michigan 1 $ 68,000 $ 68,000 $ 135,000
Osceola County Michigan 1 $ 199,000 $ 199,000 $ 308,000
St. Joseph County Michigan 1 $ 32,000 $ 32,000 $ 90,000
Wexford County Michigan 1 $ 60,000 $ 60,000 $ 61,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Wolverine Bank Fsb in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 363 $55,184,000 $138,500 $1,256,000 $62,000 $423,000
Refinancing 347 $43,424,000 $304,333 $900,000 $33,666 $1,272,000
Home Improvement 3 $29,000 $9,000 $10,000 $75,000 $161,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 610 $82,140,000 $317,000 $1,256,000 $40,333 $1,272,000
Not Provided 58 $7,672,000 $107,500 $535,000 $52,000 $493,000
Not applicable 17 $4,171,000 $245,000 $770,000 $2,000 $66,000
Hispanic 15 $2,069,000 $189,500 $250,000 $92,000 $205,000
Asian 6 $1,520,000 $236,000 $546,000 $125,000 $216,000
Black or African American 4 $452,000 $105,000 $195,000 $50,000 $114,000
American Indian or Alaskan Native 3 $613,000 $204,000 $293,000 $84,000 $153,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 710 $98,497,000 $318,333 $1,256,000 $40,666 $1,272,000
FHA-insured (Federal Housing Administration) 3 $140,000 $46,000 $75,000 $88,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 445 $67,238,000 $424,500 $1,256,000 $43,500 $1,272,000
Application Withdrawn By Applicant 115 $16,161,000 $138,000 $806,000 $62,000 $331,000
Application Denied By Financial Institution 76 $6,438,000 $87,000 $340,000 $35,000 $145,000
Preapproval Approved but not Accepted 55 $7,116,000 $129,000 $450,000 $78,000 $187,000
Preapproval Denied by Financial Institution 21 $1,571,000 $74,000 $150,000 $30,000 $93,000
Application Approved But Not Accepted 1 $113,000 $113,000 $113,000 $49,000 $49,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 65 $5,146,000 $73,500 $340,000 $41,000 $145,000
Debt-To-Income Ratio 22 $2,019,000 $95,000 $150,000 $29,500 $93,000
Collateral 8 $750,000 $93,000 $158,000 $57,000 $100,000
Employment History 2 $94,000 $47,000 $50,000 $66,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List