Worthington Federal Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Worthington Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Worthington Federal Bank 3301 Memorial Parkway Sw Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,513 |
| Total Mortgage Loan Application Amount | $538,327,000 |
| Average Mortgage Loan Application Amount | $143,666 |
| Highest Mortgage Loan Application Amount | $1,268,000 |
| Average Applicant Income | $74,333 |
| Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 778 | $ 121,194,000 | $ 155,000 | $ 80,000 |
| Jefferson County Alabama | 359 | $ 52,590,000 | $ 146,000 | $ 77,000 |
| Morgan County Alabama | 208 | $ 27,995,000 | $ 134,000 | $ 72,000 |
| Davidson County Tennessee | 205 | $ 32,163,000 | $ 156,000 | $ 73,000 |
| Limestone County Alabama | 192 | $ 29,166,000 | $ 151,000 | $ 70,000 |
| Shelby County Alabama | 167 | $ 28,160,000 | $ 168,000 | $ 86,000 |
| Rutherford County Tennessee | 142 | $ 21,722,000 | $ 152,000 | $ 70,000 |
| Williamson County Tennessee | 113 | $ 29,957,000 | $ 265,000 | $ 129,000 |
| Sumner County Tennessee | 100 | $ 17,311,000 | $ 173,000 | $ 79,000 |
| Marshall County Alabama | 92 | $ 14,792,000 | $ 160,000 | $ 83,000 |
| Wilson County Tennessee | 81 | $ 12,181,000 | $ 150,000 | $ 71,000 |
| St. Clair County Alabama | 79 | $ 12,746,000 | $ 161,000 | $ 80,000 |
| Cullman County Alabama | 75 | $ 11,055,000 | $ 147,000 | $ 79,000 |
| Blount County Alabama | 64 | $ 7,506,000 | $ 117,000 | $ 64,000 |
| Lawrence County Alabama | 62 | $ 8,033,000 | $ 129,000 | $ 71,000 |
| Lincoln County Tennessee | 57 | $ 7,847,000 | $ 137,000 | $ 63,000 |
| Maury County Tennessee | 55 | $ 7,625,000 | $ 138,000 | $ 70,000 |
| Cheatham County Tennessee | 42 | $ 5,745,000 | $ 136,000 | $ 68,000 |
| Robertson County Tennessee | 42 | $ 6,494,000 | $ 154,000 | $ 75,000 |
| Jackson County Alabama | 35 | $ 4,821,000 | $ 137,000 | $ 65,000 |
| Dickson County Tennessee | 30 | $ 4,144,000 | $ 138,000 | $ 74,000 |
| Talladega County Alabama | 28 | $ 3,758,000 | $ 134,000 | $ 74,000 |
| Tuscaloosa County Alabama | 27 | $ 4,060,000 | $ 150,000 | $ 79,000 |
| DeKalb County Alabama | 26 | $ 3,039,000 | $ 116,000 | $ 62,000 |
| Etowah County Alabama | 24 | $ 3,224,000 | $ 134,000 | $ 61,000 |
| Lauderdale County Alabama | 24 | $ 3,583,000 | $ 149,000 | $ 86,000 |
| Calhoun County Alabama | 23 | $ 3,025,000 | $ 131,000 | $ 67,000 |
| Giles County Tennessee | 21 | $ 2,941,000 | $ 140,000 | $ 66,000 |
| Walker County Alabama | 20 | $ 2,601,000 | $ 130,000 | $ 66,000 |
| Colbert County Alabama | 18 | $ 2,096,000 | $ 116,000 | $ 68,000 |
| Montgomery County Tennessee | 18 | $ 2,481,000 | $ 137,000 | $ 58,000 |
| Winston County Alabama | 17 | $ 2,693,000 | $ 158,000 | $ 69,000 |
| Coffee County Tennessee | 15 | $ 1,753,000 | $ 116,000 | $ 72,000 |
| Marshall County Tennessee | 14 | $ 1,620,000 | $ 115,000 | $ 67,000 |
| Chilton County Alabama | 13 | $ 1,734,000 | $ 133,000 | $ 61,000 |
| Franklin County Tennessee | 12 | $ 1,613,000 | $ 134,000 | $ 67,000 |
| Franklin County Alabama | 11 | $ 1,497,000 | $ 136,000 | $ 74,000 |
| Bedford County Tennessee | 11 | $ 1,243,000 | $ 113,000 | $ 63,000 |
| Bibb County Alabama | 10 | $ 1,202,000 | $ 120,000 | $ 62,000 |
| Pasquotank County North Carolina | 10 | $ 1,542,000 | $ 154,000 | $ 51,000 |
| Baldwin County Alabama | 9 | $ 1,691,000 | $ 187,000 | $ 139,000 |
| Hickman County Tennessee | 9 | $ 1,120,000 | $ 124,000 | $ 59,000 |
| Lawrence County Tennessee | 9 | $ 1,257,000 | $ 139,000 | $ 73,000 |
| Tallapoosa County Alabama | 7 | $ 1,059,000 | $ 151,000 | $ 80,000 |
| Camden County North Carolina | 7 | $ 1,223,000 | $ 174,000 | $ 52,000 |
| Smith County Tennessee | 7 | $ 1,079,000 | $ 154,000 | $ 49,000 |
| Marion County Alabama | 6 | $ 892,000 | $ 148,000 | $ 114,000 |
| Trousdale County Tennessee | 6 | $ 675,000 | $ 112,000 | $ 44,000 |
| Warren County Tennessee | 6 | $ 1,068,000 | $ 178,000 | $ 68,000 |
| Cleburne County Alabama | 4 | $ 527,000 | $ 131,000 | $ 125,000 |
| Bay County Florida | 4 | $ 950,000 | $ 237,000 | $ 241,000 |
| Warren County Kentucky | 4 | $ 573,000 | $ 143,000 | $ 71,000 |
| Macon County Tennessee | 4 | $ 548,000 | $ 137,000 | $ 51,000 |
| Moore County Tennessee | 4 | $ 581,000 | $ 145,000 | $ 57,000 |
| Lee County Alabama | 3 | $ 274,000 | $ 91,000 | $ 66,000 |
| Montgomery County Alabama | 3 | $ 613,000 | $ 204,000 | $ 82,000 |
| Randolph County Alabama | 3 | $ 420,000 | $ 140,000 | $ 91,000 |
| Cannon County Tennessee | 3 | $ 641,000 | $ 213,000 | $ 64,000 |
| Grundy County Tennessee | 3 | $ 359,000 | $ 119,000 | $ 63,000 |
| Humphreys County Tennessee | 3 | $ 418,000 | $ 139,000 | $ 54,000 |
| Lewis County Tennessee | 3 | $ 212,000 | $ 70,000 | $ 45,000 |
| Sevier County Tennessee | 3 | $ 662,000 | $ 220,000 | $ 114,000 |
| Chambers County Alabama | 2 | $ 180,000 | $ 90,000 | $ 67,000 |
| Fayette County Alabama | 2 | $ 154,000 | $ 77,000 | $ 52,000 |
| Okaloosa County Florida | 2 | $ 569,000 | $ 284,000 | $ 119,000 |
| Muscogee County Georgia | 2 | $ 266,000 | $ 133,000 | $ 81,000 |
| Simpson County Kentucky | 2 | $ 396,000 | $ 198,000 | $ 55,000 |
| Lowndes County Mississippi | 2 | $ 321,000 | $ 160,000 | $ 114,000 |
| Chowan County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 19,000 |
| DeKalb County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Hamilton County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Houston County Tennessee | 2 | $ 345,000 | $ 172,000 | $ 61,000 |
| Perry County Tennessee | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
| Washington County Tennessee | 2 | $ 523,000 | $ 261,000 | $ 237,000 |
| Autauga County Alabama | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Clay County Alabama | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Covington County Alabama | 1 | $ 124,000 | $ 124,000 | $ 71,000 |
| Escambia County Alabama | 1 | $ 76,000 | $ 76,000 | $ 142,000 |
| Hale County Alabama | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Macon County Alabama | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Pickens County Alabama | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Matanuska-Susitna County Alaska | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Yavapai County Arizona | 1 | $ 254,000 | $ 254,000 | $ 140,000 |
| Garland County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 126,000 |
| Sacramento County California | 1 | $ 324,000 | $ 324,000 | $ 136,000 |
| Middlesex County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 25,000 |
| District of Columbia County District Of Columbia | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Miami-Dade County Florida | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Orange County Florida | 1 | $ 44,000 | $ 44,000 | $ 141,000 |
| Palm Beach County Florida | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 1,000 | $ 1,000 | $ 38,000 |
| Brantley County Georgia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Crawford County Georgia | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Heard County Georgia | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Marion County Georgia | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Monroe County Georgia | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Paulding County Georgia | 1 | $ 218,000 | $ 218,000 | $ 58,000 |
| Randolph County Georgia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Wilkinson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Allen County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 89,000 |
| Christian County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 99,000 |
| Crittenden County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Edmonson County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 85,000 |
| Logan County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 134,000 |
| Trigg County Kentucky | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Kent County Michigan | 1 | $ 229,000 | $ 229,000 | $ 109,000 |
| Livingston County Michigan | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 216,000 |
| Winona County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Oktibbeha County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 13,000 |
| Taney County Missouri | 1 | $ 23,000 | $ 23,000 | $ 141,000 |
| Dona Ana County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 186,000 |
| Carteret County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 99,000 |
| Currituck County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Dare County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Hamilton County Ohio | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Licking County Ohio | 1 | $ 147,000 | $ 147,000 | $ 140,000 |
| Montgomery County Ohio | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| Jasper County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Blount County Tennessee | 1 | $ 298,000 | $ 298,000 | $ 78,000 |
| Carroll County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 9,000 |
| Clay County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Decatur County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Hardeman County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Jefferson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Marion County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Shelby County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Wayne County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Weakley County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| Medina County Texas | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Newport News County Virginia | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Prince George County Virginia | 1 | $ 120,000 | $ 120,000 | $ 104,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Worthington Federal Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,856 | $443,982,000 | $155,000 | $1,268,000 | $78,000 | $1,000,000 |
| Home Purchase | 501 | $74,285,000 | $148,000 | $1,200,000 | $70,000 | $822,000 |
| Home Improvement | 156 | $20,060,000 | $128,000 | $417,000 | $75,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,256 | $504,523,000 | $154,000 | $1,268,000 | $78,000 | $1,000,000 |
| Black or African American | 128 | $15,474,000 | $120,000 | $377,000 | $51,000 | $326,000 |
| Not Provided | 62 | $9,217,000 | $148,000 | $738,000 | $84,000 | $360,000 |
| Not applicable | 26 | $2,250,000 | $86,000 | $284,000 | $19,000 | $247,000 |
| Hispanic | 15 | $2,324,000 | $154,000 | $285,000 | $62,000 | $150,000 |
| Asian | 13 | $2,770,000 | $213,000 | $422,000 | $110,000 | $184,000 |
| American Indian or Alaskan Native | 11 | $1,495,000 | $135,000 | $308,000 | $60,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $274,000 | $137,000 | $181,000 | $58,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,614 | $403,789,000 | $154,000 | $1,268,000 | $80,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 833 | $124,319,000 | $149,000 | $360,000 | $69,000 | $780,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $4,151,000 | $118,000 | $190,000 | $41,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 31 | $6,068,000 | $195,000 | $326,000 | $85,000 | $163,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,177 | $180,939,000 | $153,000 | $417,000 | $79,000 | $822,000 |
| Application Denied By Financial Institution | 1,147 | $166,862,000 | $145,000 | $1,268,000 | $65,000 | $600,000 |
| Application Approved But Not Accepted | 877 | $138,356,000 | $157,000 | $722,000 | $87,000 | $1,000,000 |
| Application Withdrawn By Applicant | 249 | $41,573,000 | $166,000 | $1,200,000 | $87,000 | $400,000 |
| File Closed For Incompleteness | 63 | $10,597,000 | $168,000 | $417,000 | $81,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 445 | $51,159,000 | $114,000 | $364,000 | $52,000 | $326,000 |
| Collateral | 300 | $48,096,000 | $160,000 | $500,000 | $85,000 | $600,000 |
| Debt-To-Income Ratio | 164 | $26,847,000 | $163,000 | $1,268,000 | $48,000 | $264,000 |
| Credit Application Incomplete | 125 | $20,811,000 | $166,000 | $417,000 | $74,000 | $240,000 |
| Other | 72 | $12,877,000 | $178,000 | $738,000 | $80,000 | $355,000 |
| Employment History | 21 | $3,719,000 | $177,000 | $400,000 | $70,000 | $252,000 |
| Unverifiable Information | 11 | $1,914,000 | $174,000 | $360,000 | $67,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,156,000 | $144,000 | $288,000 | $69,000 | $148,000 |
| Mortgage Insurance Denied | 1 | $283,000 | $283,000 | $283,000 | $56,000 | $56,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.