Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Xceed Financial 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,131 |
| Total Mortgage Loan Application Amount | $163,459,000 |
| Average Mortgage Loan Application Amount | $159,907 |
| Highest Mortgage Loan Application Amount | $880,000 |
| Average Applicant Income | $89,584 |
| Highest Applicant Income | $661,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 458 | $ 53,552,000 | $ 116,000 | $ 80,000 |
| Los Angeles County California | 111 | $ 24,527,000 | $ 220,000 | $ 112,000 |
| Wayne County New York | 103 | $ 10,495,000 | $ 101,000 | $ 74,000 |
| Ontario County New York | 26 | $ 4,028,000 | $ 154,000 | $ 122,000 |
| Orange County California | 20 | $ 4,511,000 | $ 225,000 | $ 79,000 |
| Morris County New Jersey | 19 | $ 3,099,000 | $ 163,000 | $ 101,000 |
| Santa Clara County California | 17 | $ 3,842,000 | $ 226,000 | $ 157,000 |
| Fairfield County Connecticut | 15 | $ 4,310,000 | $ 287,000 | $ 118,000 |
| Livingston County New York | 12 | $ 965,000 | $ 80,000 | $ 73,000 |
| Pinellas County Florida | 11 | $ 900,000 | $ 81,000 | $ 57,000 |
| Denton County Texas | 11 | $ 1,396,000 | $ 126,000 | $ 67,000 |
| Sussex County New Jersey | 10 | $ 1,266,000 | $ 126,000 | $ 158,000 |
| Tarrant County Texas | 9 | $ 1,171,000 | $ 130,000 | $ 72,000 |
| Alameda County California | 8 | $ 2,797,000 | $ 349,000 | $ 120,000 |
| San Mateo County California | 8 | $ 2,008,000 | $ 251,000 | $ 128,000 |
| Cook County Illinois | 8 | $ 802,000 | $ 100,000 | $ 50,000 |
| Maricopa County Arizona | 6 | $ 1,315,000 | $ 219,000 | $ 100,000 |
| San Bernardino County California | 6 | $ 805,000 | $ 134,000 | $ 95,000 |
| Union County New Jersey | 6 | $ 1,032,000 | $ 172,000 | $ 94,000 |
| Cuyahoga County Ohio | 6 | $ 655,000 | $ 109,000 | $ 83,000 |
| Ventura County California | 5 | $ 1,369,000 | $ 273,000 | $ 81,000 |
| Broward County Florida | 5 | $ 512,000 | $ 102,000 | $ 69,000 |
| Bergen County New Jersey | 5 | $ 909,000 | $ 181,000 | $ 125,000 |
| Hunterdon County New Jersey | 5 | $ 958,000 | $ 191,000 | $ 159,000 |
| Erie County New York | 5 | $ 621,000 | $ 124,000 | $ 67,000 |
| Contra Costa County California | 4 | $ 886,000 | $ 221,000 | $ 105,000 |
| Riverside County California | 4 | $ 536,000 | $ 134,000 | $ 60,000 |
| New Castle County Delaware | 4 | $ 443,000 | $ 110,000 | $ 69,000 |
| Orange County Florida | 4 | $ 468,000 | $ 117,000 | $ 72,000 |
| Middlesex County Massachusetts | 4 | $ 948,000 | $ 237,000 | $ 91,000 |
| Clark County Nevada | 4 | $ 484,000 | $ 121,000 | $ 52,000 |
| Passaic County New Jersey | 4 | $ 921,000 | $ 230,000 | $ 80,000 |
| Somerset County New Jersey | 4 | $ 607,000 | $ 151,000 | $ 49,000 |
| Warren County New Jersey | 4 | $ 549,000 | $ 137,000 | $ 84,000 |
| Genesee County New York | 4 | $ 255,000 | $ 63,000 | $ 54,000 |
| Wake County North Carolina | 4 | $ 648,000 | $ 162,000 | $ 91,000 |
| Lake County Ohio | 4 | $ 527,000 | $ 131,000 | $ 95,000 |
| Clackamas County Oregon | 4 | $ 822,000 | $ 205,000 | $ 112,000 |
| Bexar County Texas | 4 | $ 530,000 | $ 132,000 | $ 186,000 |
| Collin County Texas | 4 | $ 377,000 | $ 94,000 | $ 86,000 |
| Dallas County Texas | 4 | $ 361,000 | $ 90,000 | $ 71,000 |
| Harris County Texas | 4 | $ 751,000 | $ 187,000 | $ 88,000 |
| Brevard County Florida | 3 | $ 267,000 | $ 89,000 | $ 57,000 |
| Hillsborough County Florida | 3 | $ 483,000 | $ 161,000 | $ 102,000 |
| Prince George's County Maryland | 3 | $ 656,000 | $ 218,000 | $ 99,000 |
| Worcester County Massachusetts | 3 | $ 589,000 | $ 196,000 | $ 86,000 |
| Cayuga County New York | 3 | $ 221,000 | $ 73,000 | $ 52,000 |
| Onondaga County New York | 3 | $ 271,000 | $ 90,000 | $ 91,000 |
| Westchester County New York | 3 | $ 510,000 | $ 170,000 | $ 131,000 |
| Mecklenburg County North Carolina | 3 | $ 347,000 | $ 115,000 | $ 103,000 |
| Multnomah County Oregon | 3 | $ 450,000 | $ 150,000 | $ 116,000 |
| Fairfax County Virginia | 3 | $ 711,000 | $ 237,000 | $ 75,000 |
| San Diego County California | 2 | $ 786,000 | $ 393,000 | $ 51,000 |
| Sonoma County California | 2 | $ 394,000 | $ 197,000 | $ 77,000 |
| New Haven County Connecticut | 2 | $ 152,000 | $ 76,000 | $ 58,000 |
| Lee County Florida | 2 | $ 192,000 | $ 96,000 | $ 92,000 |
| Cobb County Georgia | 2 | $ 394,000 | $ 197,000 | $ 97,000 |
| DuPage County Illinois | 2 | $ 368,000 | $ 184,000 | $ 100,000 |
| Polk County Iowa | 2 | $ 196,000 | $ 98,000 | $ 68,000 |
| Scott County Iowa | 2 | $ 408,000 | $ 204,000 | $ 84,000 |
| Bristol County Massachusetts | 2 | $ 86,000 | $ 43,000 | $ 99,000 |
| Suffolk County Massachusetts | 2 | $ 607,000 | $ 303,000 | $ 66,000 |
| Hennepin County Minnesota | 2 | $ 427,000 | $ 213,000 | $ 84,000 |
| Wabasha County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 53,000 |
| Shelby County Missouri | 2 | $ 68,000 | $ 34,000 | $ 61,000 |
| Middlesex County New Jersey | 2 | $ 386,000 | $ 193,000 | $ 85,000 |
| Orleans County New York | 2 | $ 214,000 | $ 107,000 | $ 67,000 |
| Queens County New York | 2 | $ 267,000 | $ 133,000 | $ 90,000 |
| Suffolk County New York | 2 | $ 367,000 | $ 183,000 | $ 77,000 |
| Geauga County Ohio | 2 | $ 177,000 | $ 88,000 | $ 87,000 |
| Washington County Oregon | 2 | $ 366,000 | $ 183,000 | $ 122,000 |
| Bucks County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 53,000 |
| Chester County Pennsylvania | 2 | $ 446,000 | $ 223,000 | $ 108,000 |
| Pike County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 60,000 |
| Greenville County South Carolina | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Shelby County Tennessee | 2 | $ 376,000 | $ 188,000 | $ 94,000 |
| Parker County Texas | 2 | $ 238,000 | $ 119,000 | $ 31,000 |
| Prince William County Virginia | 2 | $ 416,000 | $ 208,000 | $ 123,000 |
| Mobile County Alabama | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Pima County Arizona | 1 | $ 99,000 | $ 99,000 | $ 73,000 |
| Garland County Arkansas | 1 | $ 197,000 | $ 197,000 | $ 109,000 |
| Calaveras County California | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
| Sacramento County California | 1 | $ 157,000 | $ 157,000 | $ 51,000 |
| Santa Barbara County California | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Tuolumne County California | 1 | $ 300,000 | $ 300,000 | $ 230,000 |
| Arapahoe County Colorado | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Hartford County Connecticut | 1 | $ 246,000 | $ 246,000 | $ 120,000 |
| Middlesex County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Manatee County Florida | 1 | $ 252,000 | $ 252,000 | $ 74,000 |
| Martin County Florida | 1 | $ 167,000 | $ 167,000 | $ 94,000 |
| Miami-Dade County Florida | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Pasco County Florida | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Sarasota County Florida | 1 | $ 130,000 | $ 130,000 | $ 124,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| DeKalb County Georgia | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Fayette County Georgia | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Fulton County Georgia | 1 | $ 430,000 | $ 430,000 | $ 174,000 |
| Gwinnett County Georgia | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Honolulu County Hawaii | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Maui County Hawaii | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Kendall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Peoria County Illinois | 1 | $ 82,000 | $ 82,000 | $ 83,000 |
| Marion County Indiana | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Webster County Iowa | 1 | $ 48,000 | $ 48,000 | $ 64,000 |
| Sedgwick County Kansas | 1 | $ 24,000 | $ 24,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Bossier County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Jefferson County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Cumberland County Maine | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Worcester County Maryland | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Genesee County Michigan | 1 | $ 97,000 | $ 97,000 | $ 100,000 |
| Ingham County Michigan | 1 | $ 63,000 | $ 63,000 | $ 99,000 |
| Brown County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Washoe County Nevada | 1 | $ 178,000 | $ 178,000 | $ 76,000 |
| Hillsborough County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Atlantic County New Jersey | 1 | $ 128,000 | $ 128,000 | $ 147,000 |
| Burlington County New Jersey | 1 | $ 187,000 | $ 187,000 | $ 165,000 |
| Essex County New Jersey | 1 | $ 154,000 | $ 154,000 | $ 36,000 |
| Hudson County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Mercer County New Jersey | 1 | $ 214,000 | $ 214,000 | $ 119,000 |
| Monmouth County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Santa Fe County New Mexico | 1 | $ 301,000 | $ 301,000 | $ 643,000 |
| Albany County New York | 1 | $ 285,000 | $ 285,000 | $ 24,000 |
| Allegany County New York | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Essex County New York | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Nassau County New York | 1 | $ 204,000 | $ 204,000 | $ 59,000 |
| Rockland County New York | 1 | $ 57,000 | $ 57,000 | $ 39,000 |
| Durham County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 70,000 |
| Delaware County Ohio | 1 | $ 288,000 | $ 288,000 | $ 113,000 |
| Franklin County Ohio | 1 | $ 358,000 | $ 358,000 | $ 144,000 |
| Hamilton County Ohio | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Summit County Ohio | 1 | $ 199,000 | $ 199,000 | $ 83,000 |
| Canadian County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Oklahoma County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Wagoner County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Lincoln County Oregon | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Marion County Oregon | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| Yamhill County Oregon | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
| Huntingdon County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Montgomery County Pennsylvania | 1 | $ 323,000 | $ 323,000 | $ 195,000 |
| Philadelphia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Union County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Providence County Rhode Island | 1 | $ 160,000 | $ 160,000 | $ 141,000 |
| Lancaster County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Bell County Texas | 1 | $ 69,000 | $ 69,000 | $ 122,000 |
| Comal County Texas | 1 | $ 76,000 | $ 76,000 | $ 109,000 |
| Ellis County Texas | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Guadalupe County Texas | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Johnson County Texas | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Montgomery County Texas | 1 | $ 262,000 | $ 262,000 | $ 174,000 |
| Rockwall County Texas | 1 | $ 94,000 | $ 94,000 | $ 85,000 |
| Travis County Texas | 1 | $ 102,000 | $ 102,000 | $ 134,000 |
| Williamson County Texas | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Summit County Utah | 1 | $ 500,000 | $ 500,000 | $ 235,000 |
| Windham County Vermont | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Falls Church County Virginia | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Loudoun County Virginia | 1 | $ 229,000 | $ 229,000 | $ 94,000 |
| Manassas Park County Virginia | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Clark County Washington | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| King County Washington | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Kitsap County Washington | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Trempealeau County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Xceed Financial in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 977 | $139,704,000 | $154,175 | $880,000 | $93,850 | $661,000 |
| Home Purchase (one-to-four family) | 150 | $23,443,000 | $179,863 | $865,000 | $85,772 | $241,000 |
| Home Improvement (one-to-four family) | 4 | $312,000 | $90,000 | $181,000 | $60,666 | $83,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 848 | $117,877,000 | $154,971 | $865,000 | $97,628 | $661,000 |
| Information not provided by applicant in mail or telephone application | 123 | $18,607,000 | $139,210 | $562,000 | $76,473 | $267,000 |
| Hispanic | 56 | $9,014,000 | $162,461 | $323,000 | $78,846 | $200,000 |
| Asian or Pacific Islander | 51 | $9,873,000 | $238,000 | $880,000 | $102,375 | $309,000 |
| Black | 45 | $6,954,000 | $146,642 | $620,000 | $81,642 | $370,000 |
| American Indian or Alaskan Native | 5 | $505,000 | $87,000 | $217,000 | $69,000 | $104,000 |
| Other | 3 | $629,000 | $209,666 | $303,000 | $76,333 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,131 | $163,459,000 | $153,463 | $880,000 | $93,609 | $661,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 919 | $129,219,000 | $166,555 | $880,000 | $94,277 | $643,000 |
| Application Withdrawn By Applicant | 122 | $19,529,000 | $144,857 | $450,000 | $88,761 | $661,000 |
| Application Denied By Financial Institution | 49 | $7,419,000 | $183,411 | $470,000 | $77,705 | $262,000 |
| Application Approved But Not Accepted | 23 | $3,998,000 | $175,416 | $631,000 | $96,083 | $408,000 |
| File Closed For Incompleteness | 18 | $3,294,000 | $129,555 | $779,000 | $100,000 | $550,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $3,120,000 | $216,800 | $466,000 | $84,600 | $171,000 |
| Credit History | 9 | $973,000 | $110,000 | $200,000 | $57,250 | $115,000 |
| Collateral | 4 | $426,000 | $120,500 | $150,000 | $64,000 | $89,000 |
| Unverifiable Information | 2 | $277,000 | $138,500 | $205,000 | $89,000 | $128,000 |
| Credit Application Incomplete | 1 | $420,000 | $420,000 | $420,000 | $110,000 | $110,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.