Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Xceed Financial 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 788 |
| Total Mortgage Loan Application Amount | $179,034,000 |
| Average Mortgage Loan Application Amount | $215,666 |
| Highest Mortgage Loan Application Amount | $2,240,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $1,851,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 227 | $ 29,937,000 | $ 131,000 | $ 94,000 |
| Los Angeles County California | 118 | $ 50,203,000 | $ 425,000 | $ 116,000 |
| Wayne County New York | 48 | $ 4,969,000 | $ 103,000 | $ 88,000 |
| Orange County California | 40 | $ 20,773,000 | $ 519,000 | $ 227,000 |
| Denton County Texas | 39 | $ 4,918,000 | $ 126,000 | $ 97,000 |
| Dallas County Texas | 21 | $ 2,828,000 | $ 134,000 | $ 113,000 |
| Santa Clara County California | 19 | $ 7,443,000 | $ 391,000 | $ 135,000 |
| Morris County New Jersey | 16 | $ 4,133,000 | $ 258,000 | $ 137,000 |
| Tarrant County Texas | 12 | $ 1,734,000 | $ 144,000 | $ 93,000 |
| Ontario County New York | 10 | $ 1,463,000 | $ 146,000 | $ 94,000 |
| Riverside County California | 9 | $ 2,362,000 | $ 262,000 | $ 192,000 |
| Cook County Illinois | 9 | $ 2,281,000 | $ 253,000 | $ 155,000 |
| Fairfield County Connecticut | 8 | $ 2,033,000 | $ 254,000 | $ 92,000 |
| Bexar County Texas | 8 | $ 2,030,000 | $ 253,000 | $ 257,000 |
| Collin County Texas | 7 | $ 1,235,000 | $ 176,000 | $ 121,000 |
| Erie County New York | 5 | $ 437,000 | $ 87,000 | $ 32,000 |
| Maricopa County Arizona | 4 | $ 911,000 | $ 227,000 | $ 68,000 |
| Alameda County California | 4 | $ 2,061,000 | $ 515,000 | $ 121,000 |
| Will County Illinois | 4 | $ 1,055,000 | $ 263,000 | $ 150,000 |
| Jefferson County Louisiana | 4 | $ 433,000 | $ 108,000 | $ 61,000 |
| Bergen County New Jersey | 4 | $ 836,000 | $ 209,000 | $ 99,000 |
| Livingston County New York | 4 | $ 364,000 | $ 91,000 | $ 88,000 |
| Contra Costa County California | 3 | $ 656,000 | $ 218,000 | $ 106,000 |
| Ventura County California | 3 | $ 1,811,000 | $ 603,000 | $ 241,000 |
| Hunterdon County New Jersey | 3 | $ 536,000 | $ 178,000 | $ 207,000 |
| Monmouth County New Jersey | 3 | $ 590,000 | $ 196,000 | $ 65,000 |
| Somerset County New Jersey | 3 | $ 453,000 | $ 151,000 | $ 146,000 |
| Sussex County New Jersey | 3 | $ 470,000 | $ 156,000 | $ 76,000 |
| Clackamas County Oregon | 3 | $ 467,000 | $ 155,000 | $ 199,000 |
| Multnomah County Oregon | 3 | $ 367,000 | $ 122,000 | $ 179,000 |
| Fort Bend County Texas | 3 | $ 827,000 | $ 275,000 | $ 155,000 |
| King County Washington | 3 | $ 831,000 | $ 277,000 | $ 130,000 |
| Mohave County Arizona | 2 | $ 152,000 | $ 76,000 | $ 66,000 |
| Pima County Arizona | 2 | $ 225,000 | $ 112,000 | $ 64,000 |
| Calaveras County California | 2 | $ 446,000 | $ 223,000 | $ 98,000 |
| Mono County California | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| San Diego County California | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| San Mateo County California | 2 | $ 835,000 | $ 417,000 | $ 101,000 |
| Lee County Florida | 2 | $ 208,000 | $ 104,000 | $ 197,000 |
| Osceola County Florida | 2 | $ 30,000 | $ 15,000 | $ 27,000 |
| Palm Beach County Florida | 2 | $ 437,000 | $ 218,000 | $ 126,000 |
| Cherokee County Georgia | 2 | $ 169,000 | $ 84,000 | $ 68,000 |
| Fulton County Georgia | 2 | $ 345,000 | $ 172,000 | $ 168,000 |
| DuPage County Illinois | 2 | $ 195,000 | $ 97,000 | $ 85,000 |
| Hennepin County Minnesota | 2 | $ 326,000 | $ 163,000 | $ 96,000 |
| Hinds County Mississippi | 2 | $ 99,000 | $ 49,000 | $ 82,000 |
| St. Louis County Missouri | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| Ocean County New Jersey | 2 | $ 141,000 | $ 70,000 | $ 44,000 |
| Union County New Jersey | 2 | $ 248,000 | $ 124,000 | $ 90,000 |
| Niagara County New York | 2 | $ 140,000 | $ 70,000 | $ 111,000 |
| Mecklenburg County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 2 | $ 689,000 | $ 344,000 | $ 221,000 |
| Harris County Texas | 2 | $ 1,014,000 | $ 507,000 | $ 403,000 |
| Travis County Texas | 2 | $ 460,000 | $ 230,000 | $ 216,000 |
| Wise County Texas | 2 | $ 301,000 | $ 150,000 | $ 90,000 |
| Coconino County Arizona | 1 | $ 224,000 | $ 224,000 | $ 48,000 |
| Pinal County Arizona | 1 | $ 94,000 | $ 94,000 | $ 201,000 |
| El Dorado County California | 1 | $ 200,000 | $ 200,000 | $ 121,000 |
| Kern County California | 1 | $ 70,000 | $ 70,000 | $ 102,000 |
| Merced County California | 1 | $ 120,000 | $ 120,000 | $ 154,000 |
| Monterey County California | 1 | $ 1,920,000 | $ 1,920,000 | $ 0 |
| Sacramento County California | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| San Francisco County California | 1 | $ 1,295,000 | $ 1,295,000 | $ 1,784,000 |
| San Joaquin County California | 1 | $ 160,000 | $ 160,000 | $ 104,000 |
| Shasta County California | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Tulare County California | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Adams County Colorado | 1 | $ 262,000 | $ 262,000 | $ 113,000 |
| Denver County Colorado | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Douglas County Colorado | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Garfield County Colorado | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| La Plata County Colorado | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Larimer County Colorado | 1 | $ 348,000 | $ 348,000 | $ 155,000 |
| Pitkin County Colorado | 1 | $ 653,000 | $ 653,000 | $ 145,000 |
| Summit County Colorado | 1 | $ 77,000 | $ 77,000 | $ 305,000 |
| Sussex County Delaware | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 70,000 | $ 70,000 | $ 121,000 |
| Collier County Florida | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Hillsborough County Florida | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Lake County Florida | 1 | $ 1,040,000 | $ 1,040,000 | $ 229,000 |
| Marion County Florida | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Miami-Dade County Florida | 1 | $ 34,000 | $ 34,000 | $ 65,000 |
| Pinellas County Florida | 1 | $ 29,000 | $ 29,000 | $ 18,000 |
| Sarasota County Florida | 1 | $ 152,000 | $ 152,000 | $ 165,000 |
| Volusia County Florida | 1 | $ 230,000 | $ 230,000 | $ 76,000 |
| Gwinnett County Georgia | 1 | $ 31,000 | $ 31,000 | $ 74,000 |
| Paulding County Georgia | 1 | $ 162,000 | $ 162,000 | $ 43,000 |
| Kane County Illinois | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
| Lake County Illinois | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| LaSalle County Illinois | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Scott County Iowa | 1 | $ 284,000 | $ 284,000 | $ 150,000 |
| Johnson County Kansas | 1 | $ 352,000 | $ 352,000 | $ 120,000 |
| Ascension County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| York County Maine | 1 | $ 233,000 | $ 233,000 | $ 92,000 |
| Montgomery County Maryland | 1 | $ 283,000 | $ 283,000 | $ 99,000 |
| Prince George's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Jackson County Missouri | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Carson City County Nevada | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Douglas County Nevada | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Washoe County Nevada | 1 | $ 92,000 | $ 92,000 | $ 70,000 |
| Belknap County New Hampshire | 1 | $ 196,000 | $ 196,000 | $ 132,000 |
| Merrimack County New Hampshire | 1 | $ 206,000 | $ 206,000 | $ 140,000 |
| Atlantic County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 314,000 |
| Burlington County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 138,000 |
| Essex County New Jersey | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Warren County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 178,000 |
| Bernalillo County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 76,000 |
| Chemung County New York | 1 | $ 142,000 | $ 142,000 | $ 97,000 |
| Richmond County New York | 1 | $ 379,000 | $ 379,000 | $ 212,000 |
| Seneca County New York | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
| Steuben County New York | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Suffolk County New York | 1 | $ 300,000 | $ 300,000 | $ 83,000 |
| Guilford County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 99,000 |
| Wake County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Rolette County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Butler County Ohio | 1 | $ 132,000 | $ 132,000 | $ 128,000 |
| Clermont County Ohio | 1 | $ 80,000 | $ 80,000 | $ 87,000 |
| Harrison County Ohio | 1 | $ 255,000 | $ 255,000 | $ 284,000 |
| Mahoning County Ohio | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 218,000 | $ 218,000 | $ 117,000 |
| Murray County Oklahoma | 1 | $ 340,000 | $ 340,000 | $ 71,000 |
| Lincoln County Oregon | 1 | $ 273,000 | $ 273,000 | $ 70,000 |
| Centre County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Columbia County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Delaware County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Washington County Rhode Island | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Greenville County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Maury County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| Shelby County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 140,000 |
| Comal County Texas | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Ellis County Texas | 1 | $ 56,000 | $ 56,000 | $ 68,000 |
| Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Henderson County Texas | 1 | $ 300,000 | $ 300,000 | $ 89,000 |
| Hidalgo County Texas | 1 | $ 918,000 | $ 918,000 | $ 0 |
| Nueces County Texas | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Smith County Texas | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Williamson County Texas | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Wood County Texas | 1 | $ 156,000 | $ 156,000 | $ 182,000 |
| Wasatch County Utah | 1 | $ 253,000 | $ 253,000 | $ 85,000 |
| Accomack County Virginia | 1 | $ 94,000 | $ 94,000 | $ 155,000 |
| Bedford County Virginia | 1 | $ 208,000 | $ 208,000 | $ 58,000 |
| Botetourt County Virginia | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Fairfax County Virginia | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Richmond City County Virginia | 1 | $ 337,000 | $ 337,000 | $ 263,000 |
| Warren County Virginia | 1 | $ 131,000 | $ 131,000 | $ 71,000 |
| Berkeley County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 134,000 |
| Rusk County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Xceed Financial in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 601 | $133,085,000 | $221,000 | $2,115,000 | $112,000 | $1,851,000 |
| Home Purchase | 141 | $39,032,000 | $276,000 | $2,240,000 | $135,000 | $1,784,000 |
| Home Improvement | 46 | $6,917,000 | $150,000 | $520,000 | $92,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 435 | $90,242,000 | $207,000 | $2,240,000 | $114,000 | $1,851,000 |
| Not Provided | 233 | $54,763,000 | $235,000 | $1,470,000 | $116,000 | $582,000 |
| Asian | 40 | $11,537,000 | $288,000 | $1,295,000 | $157,000 | $1,784,000 |
| Black or African American | 34 | $7,381,000 | $217,000 | $1,400,000 | $138,000 | $470,000 |
| Hispanic | 26 | $5,983,000 | $230,000 | $525,000 | $95,000 | $215,000 |
| Not applicable | 13 | $7,450,000 | $573,000 | $1,920,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $569,000 | $142,000 | $331,000 | $88,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,109,000 | $369,000 | $655,000 | $110,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 788 | $179,034,000 | $227,000 | $2,240,000 | $115,000 | $1,851,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 466 | $113,737,000 | $244,000 | $2,240,000 | $121,000 | $1,851,000 |
| File Closed For Incompleteness | 134 | $28,771,000 | $214,000 | $1,500,000 | $116,000 | $952,000 |
| Application Withdrawn By Applicant | 112 | $21,463,000 | $191,000 | $1,040,000 | $105,000 | $682,000 |
| Application Denied By Financial Institution | 71 | $14,047,000 | $197,000 | $1,470,000 | $88,000 | $582,000 |
| Application Approved But Not Accepted | 5 | $1,016,000 | $203,000 | $405,000 | $108,000 | $198,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 29 | $3,771,000 | $130,000 | $408,000 | $73,000 | $155,000 |
| Debt-To-Income Ratio | 17 | $4,051,000 | $238,000 | $1,470,000 | $49,000 | $157,000 |
| Collateral | 3 | $562,000 | $187,000 | $310,000 | $71,000 | $104,000 |
| Credit Application Incomplete | 2 | $411,000 | $205,000 | $318,000 | $122,000 | $154,000 |
| Mortgage Insurance Denied | 1 | $234,000 | $234,000 | $234,000 | $107,000 | $107,000 |
| Employment History | 1 | $177,000 | $177,000 | $177,000 | $125,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.