Xceed Financial 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $214,888,000 |
| Average Mortgage Loan Application Amount | $231,666 |
| Highest Mortgage Loan Application Amount | $3,750,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $714,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 168 | $ 19,990,000 | $ 118,000 | $ 85,000 |
| Los Angeles County California | 152 | $ 59,953,000 | $ 394,000 | $ 130,000 |
| Wayne County New York | 21 | $ 2,015,000 | $ 95,000 | $ 64,000 |
| Orange County California | 18 | $ 9,827,000 | $ 545,000 | $ 132,000 |
| Alameda County California | 13 | $ 8,175,000 | $ 628,000 | $ 163,000 |
| Riverside County California | 13 | $ 3,657,000 | $ 281,000 | $ 89,000 |
| Morris County New Jersey | 11 | $ 2,854,000 | $ 259,000 | $ 98,000 |
| Ontario County New York | 11 | $ 1,116,000 | $ 101,000 | $ 90,000 |
| Denton County Texas | 11 | $ 1,848,000 | $ 168,000 | $ 127,000 |
| San Mateo County California | 10 | $ 7,795,000 | $ 779,000 | $ 173,000 |
| Santa Clara County California | 10 | $ 7,251,000 | $ 725,000 | $ 161,000 |
| Livingston County New York | 10 | $ 934,000 | $ 93,000 | $ 89,000 |
| Wake County North Carolina | 9 | $ 1,761,000 | $ 195,000 | $ 100,000 |
| Dauphin County Pennsylvania | 9 | $ 1,120,000 | $ 124,000 | $ 64,000 |
| San Bernardino County California | 7 | $ 1,823,000 | $ 260,000 | $ 142,000 |
| Sussex County New Jersey | 7 | $ 736,000 | $ 105,000 | $ 102,000 |
| Dallas County Texas | 7 | $ 2,123,000 | $ 303,000 | $ 88,000 |
| Maricopa County Arizona | 6 | $ 1,275,000 | $ 212,000 | $ 39,000 |
| San Diego County California | 6 | $ 7,597,000 | $ 1,266,000 | $ 84,000 |
| Pinellas County Florida | 6 | $ 1,124,000 | $ 187,000 | $ 119,000 |
| Lebanon County Pennsylvania | 6 | $ 517,000 | $ 86,000 | $ 67,000 |
| Clark County Nevada | 5 | $ 922,000 | $ 184,000 | $ 107,000 |
| Erie County New York | 5 | $ 1,146,000 | $ 229,000 | $ 123,000 |
| Guilford County North Carolina | 5 | $ 782,000 | $ 156,000 | $ 85,000 |
| Tarrant County Texas | 5 | $ 1,247,000 | $ 249,000 | $ 142,000 |
| Sacramento County California | 4 | $ 631,000 | $ 157,000 | $ 70,000 |
| San Francisco County California | 4 | $ 7,124,000 | $ 1,781,000 | $ 93,000 |
| San Joaquin County California | 4 | $ 1,021,000 | $ 255,000 | $ 84,000 |
| Cook County Illinois | 4 | $ 284,000 | $ 71,000 | $ 46,000 |
| Harnett County North Carolina | 4 | $ 499,000 | $ 124,000 | $ 75,000 |
| Washington County Oregon | 4 | $ 880,000 | $ 220,000 | $ 88,000 |
| Contra Costa County California | 3 | $ 487,000 | $ 162,000 | $ 86,000 |
| Placer County California | 3 | $ 1,196,000 | $ 398,000 | $ 118,000 |
| San Luis Obispo County California | 3 | $ 245,000 | $ 81,000 | $ 56,000 |
| Ventura County California | 3 | $ 453,000 | $ 151,000 | $ 126,000 |
| Cobb County Georgia | 3 | $ 810,000 | $ 270,000 | $ 126,000 |
| Queens County New York | 3 | $ 138,000 | $ 46,000 | $ 30,000 |
| Harris County Texas | 3 | $ 734,000 | $ 244,000 | $ 80,000 |
| King County Washington | 3 | $ 1,184,000 | $ 394,000 | $ 218,000 |
| Kern County California | 2 | $ 348,000 | $ 174,000 | $ 59,000 |
| Denver County Colorado | 2 | $ 1,163,000 | $ 581,000 | $ 37,000 |
| Fairfield County Connecticut | 2 | $ 1,518,000 | $ 759,000 | $ 323,000 |
| Litchfield County Connecticut | 2 | $ 485,000 | $ 242,000 | $ 75,000 |
| Sussex County Delaware | 2 | $ 256,000 | $ 128,000 | $ 43,000 |
| Broward County Florida | 2 | $ 141,000 | $ 70,000 | $ 95,000 |
| Hillsborough County Florida | 2 | $ 157,000 | $ 78,000 | $ 68,000 |
| Lee County Florida | 2 | $ 514,000 | $ 257,000 | $ 15,000 |
| Miami-Dade County Florida | 2 | $ 580,000 | $ 290,000 | $ 114,000 |
| Forsyth County Georgia | 2 | $ 834,000 | $ 417,000 | $ 124,000 |
| Fulton County Georgia | 2 | $ 196,000 | $ 98,000 | $ 88,000 |
| Canyon County Idaho | 2 | $ 1,878,000 | $ 939,000 | $ 29,000 |
| Will County Illinois | 2 | $ 423,000 | $ 211,000 | $ 66,000 |
| St. Tammany County Louisiana | 2 | $ 92,000 | $ 46,000 | $ 52,000 |
| Hennepin County Minnesota | 2 | $ 655,000 | $ 327,000 | $ 152,000 |
| Essex County New Jersey | 2 | $ 766,000 | $ 383,000 | $ 197,000 |
| Monmouth County New Jersey | 2 | $ 647,000 | $ 323,000 | $ 96,000 |
| Somerset County New Jersey | 2 | $ 408,000 | $ 204,000 | $ 34,000 |
| Union County New Jersey | 2 | $ 551,000 | $ 275,000 | $ 84,000 |
| Bronx County New York | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| Seneca County New York | 2 | $ 512,000 | $ 256,000 | $ 212,000 |
| Forsyth County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 76,000 |
| Medina County Ohio | 2 | $ 72,000 | $ 36,000 | $ 55,000 |
| Clackamas County Oregon | 2 | $ 515,000 | $ 257,000 | $ 135,000 |
| Marion County Oregon | 2 | $ 257,000 | $ 128,000 | $ 78,000 |
| Monroe County Pennsylvania | 2 | $ 526,000 | $ 263,000 | $ 55,000 |
| Perry County Pennsylvania | 2 | $ 243,000 | $ 121,000 | $ 72,000 |
| Horry County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Fort Bend County Texas | 2 | $ 338,000 | $ 169,000 | $ 56,000 |
| Salt Lake County Utah | 2 | $ 1,025,000 | $ 512,000 | $ 0 |
| Prince William County Virginia | 2 | $ 38,000 | $ 19,000 | $ 36,000 |
| Stafford County Virginia | 2 | $ 574,000 | $ 287,000 | $ 92,000 |
| Baldwin County Alabama | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Yavapai County Arizona | 1 | $ 156,000 | $ 156,000 | $ 172,000 |
| Yuma County Arizona | 1 | $ 101,000 | $ 101,000 | $ 110,000 |
| Sebastian County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 200,000 |
| Amador County California | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Calaveras County California | 1 | $ 141,000 | $ 141,000 | $ 186,000 |
| Monterey County California | 1 | $ 2,300,000 | $ 2,300,000 | $ 0 |
| San Benito County California | 1 | $ 491,000 | $ 491,000 | $ 88,000 |
| Sonoma County California | 1 | $ 466,000 | $ 466,000 | $ 185,000 |
| Stanislaus County California | 1 | $ 232,000 | $ 232,000 | $ 50,000 |
| Douglas County Colorado | 1 | $ 299,000 | $ 299,000 | $ 117,000 |
| Brevard County Florida | 1 | $ 872,000 | $ 872,000 | $ 178,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Collier County Florida | 1 | $ 450,000 | $ 450,000 | $ 130,000 |
| Flagler County Florida | 1 | $ 181,000 | $ 181,000 | $ 78,000 |
| Manatee County Florida | 1 | $ 190,000 | $ 190,000 | $ 135,000 |
| Marion County Florida | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Martin County Florida | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 40,000 | $ 40,000 | $ 1,000 |
| Sarasota County Florida | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| St. Johns County Florida | 1 | $ 380,000 | $ 380,000 | $ 123,000 |
| Sumter County Florida | 1 | $ 163,000 | $ 163,000 | $ 150,000 |
| DeKalb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Gwinnett County Georgia | 1 | $ 10,000 | $ 10,000 | $ 165,000 |
| Maui County Hawaii | 1 | $ 450,000 | $ 450,000 | $ 95,000 |
| McHenry County Illinois | 1 | $ 400,000 | $ 400,000 | $ 179,000 |
| Peoria County Illinois | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Lake County Indiana | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Leavenworth County Kansas | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Mercer County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Jefferson County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Kennebec County Maine | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Montgomery County Maryland | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Prince George's County Maryland | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 243,000 |
| Washtenaw County Michigan | 1 | $ 256,000 | $ 256,000 | $ 97,000 |
| Wayne County Michigan | 1 | $ 270,000 | $ 270,000 | $ 156,000 |
| Cole County Missouri | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Cooper County Missouri | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| St. Charles County Missouri | 1 | $ 660,000 | $ 660,000 | $ 219,000 |
| Washoe County Nevada | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Hillsborough County New Hampshire | 1 | $ 304,000 | $ 304,000 | $ 200,000 |
| Bergen County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 312,000 |
| Camden County New Jersey | 1 | $ 1,000 | $ 1,000 | $ 1,000 |
| Middlesex County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 99,000 |
| Ocean County New Jersey | 1 | $ 166,000 | $ 166,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Albany County New York | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Onondaga County New York | 1 | $ 364,000 | $ 364,000 | $ 140,000 |
| Orange County New York | 1 | $ 250,000 | $ 250,000 | $ 134,000 |
| Orleans County New York | 1 | $ 103,000 | $ 103,000 | $ 85,000 |
| Oswego County New York | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Rockland County New York | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| St. Lawrence County New York | 1 | $ 280,000 | $ 280,000 | $ 309,000 |
| Steuben County New York | 1 | $ 39,000 | $ 39,000 | $ 51,000 |
| Suffolk County New York | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Tompkins County New York | 1 | $ 211,000 | $ 211,000 | $ 117,000 |
| Washington County New York | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Westchester County New York | 1 | $ 100,000 | $ 100,000 | $ 263,000 |
| Carteret County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 77,000 |
| Craven County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 96,000 |
| Henderson County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 63,000 |
| Johnston County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 1,000 |
| Mecklenburg County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 135,000 |
| Orange County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 172,000 |
| Fairfield County Ohio | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Harrison County Ohio | 1 | $ 230,000 | $ 230,000 | $ 224,000 |
| Lucas County Ohio | 1 | $ 349,000 | $ 349,000 | $ 1,000 |
| Trumbull County Ohio | 1 | $ 128,000 | $ 128,000 | $ 29,000 |
| Tulsa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Deschutes County Oregon | 1 | $ 90,000 | $ 90,000 | $ 415,000 |
| Yamhill County Oregon | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 159,000 |
| Chester County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 135,000 |
| Cumberland County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 1,000 |
| Luzerne County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Pike County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 23,000 |
| York County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Berkeley County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 47,000 |
| Anderson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 91,000 |
| Coffee County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Bexar County Texas | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Brazoria County Texas | 1 | $ 198,000 | $ 198,000 | $ 105,000 |
| Carson County Texas | 1 | $ 40,000 | $ 40,000 | $ 1,000 |
| Collin County Texas | 1 | $ 452,000 | $ 452,000 | $ 186,000 |
| Ellis County Texas | 1 | $ 258,000 | $ 258,000 | $ 88,000 |
| Galveston County Texas | 1 | $ 177,000 | $ 177,000 | $ 1,000 |
| Hidalgo County Texas | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Hopkins County Texas | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Smith County Texas | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Travis County Texas | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Wood County Texas | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Weber County Utah | 1 | $ 2,522,000 | $ 2,522,000 | $ 0 |
| Franklin County Virginia | 1 | $ 367,000 | $ 367,000 | $ 305,000 |
| James City County Virginia | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Manassas County Virginia | 1 | $ 259,000 | $ 259,000 | $ 96,000 |
| Orange County Virginia | 1 | $ 212,000 | $ 212,000 | $ 166,000 |
| Suffolk County Virginia | 1 | $ 28,000 | $ 28,000 | $ 115,000 |
| Clark County Washington | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Pierce County Washington | 1 | $ 169,000 | $ 169,000 | $ 169,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 476 | $140,589,000 | $295,000 | $3,750,000 | $97,000 | $714,000 |
| Home Purchase | 228 | $64,683,000 | $283,000 | $1,950,000 | $113,000 | $405,000 |
| Home Improvement | 82 | $9,616,000 | $117,000 | $515,000 | $109,000 | $557,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 327 | $72,821,000 | $222,000 | $3,146,000 | $102,000 | $714,000 |
| Not Provided | 284 | $94,723,000 | $333,000 | $3,750,000 | $104,000 | $557,000 |
| Hispanic | 69 | $19,991,000 | $289,000 | $1,950,000 | $94,000 | $198,000 |
| Black or African American | 60 | $10,794,000 | $179,000 | $785,000 | $89,000 | $301,000 |
| Asian | 41 | $15,670,000 | $382,000 | $1,813,000 | $139,000 | $408,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $296,000 | $98,000 | $128,000 | $96,000 | $130,000 |
| American Indian or Alaskan Native | 2 | $593,000 | $296,000 | $491,000 | $136,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 786 | $214,888,000 | $273,000 | $3,750,000 | $103,000 | $714,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 396 | $124,192,000 | $313,000 | $3,750,000 | $112,000 | $426,000 |
| Application Denied By Financial Institution | 179 | $37,454,000 | $209,000 | $2,320,000 | $88,000 | $557,000 |
| Application Withdrawn By Applicant | 149 | $39,375,000 | $264,000 | $2,455,000 | $103,000 | $557,000 |
| File Closed For Incompleteness | 35 | $6,992,000 | $199,000 | $741,000 | $68,000 | $220,000 |
| Application Approved But Not Accepted | 20 | $5,496,000 | $274,000 | $1,866,000 | $136,000 | $714,000 |
| Preapproval Approved but not Accepted | 7 | $1,379,000 | $197,000 | $315,000 | $94,000 | $150,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 69 | $18,215,000 | $263,000 | $2,320,000 | $69,000 | $252,000 |
| Credit History | 54 | $9,892,000 | $183,000 | $808,000 | $97,000 | $269,000 |
| Other | 27 | $5,079,000 | $188,000 | $847,000 | $101,000 | $444,000 |
| Collateral | 18 | $2,014,000 | $111,000 | $540,000 | $111,000 | $415,000 |
| Credit Application Incomplete | 3 | $475,000 | $158,000 | $395,000 | $217,000 | $557,000 |
| Employment History | 3 | $774,000 | $258,000 | $491,000 | $62,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $301,000 | $100,000 | $155,000 | $47,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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