Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Xceed Financial 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,202 |
| Total Mortgage Loan Application Amount | $350,630,000 |
| Average Mortgage Loan Application Amount | $222,600 |
| Highest Mortgage Loan Application Amount | $2,275,000 |
| Average Applicant Income | $116,600 |
| Highest Applicant Income | $940,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 188 | $ 27,080,000 | $ 144,000 | $ 93,000 |
| Los Angeles County California | 171 | $ 74,995,000 | $ 438,000 | $ 131,000 |
| Wayne County New York | 32 | $ 4,880,000 | $ 152,000 | $ 81,000 |
| Orange County California | 28 | $ 14,130,000 | $ 504,000 | $ 189,000 |
| Morris County New Jersey | 24 | $ 6,400,000 | $ 266,000 | $ 118,000 |
| Alameda County California | 20 | $ 11,610,000 | $ 580,000 | $ 170,000 |
| San Diego County California | 15 | $ 9,285,000 | $ 619,000 | $ 251,000 |
| Riverside County California | 13 | $ 4,385,000 | $ 337,000 | $ 112,000 |
| Ontario County New York | 13 | $ 1,885,000 | $ 145,000 | $ 101,000 |
| Denton County Texas | 13 | $ 2,845,000 | $ 218,000 | $ 101,000 |
| Tarrant County Texas | 11 | $ 1,955,000 | $ 177,000 | $ 107,000 |
| San Mateo County California | 10 | $ 4,950,000 | $ 495,000 | $ 159,000 |
| Broward County Florida | 10 | $ 2,480,000 | $ 248,000 | $ 185,000 |
| Cook County Illinois | 9 | $ 1,735,000 | $ 192,000 | $ 137,000 |
| San Bernardino County California | 8 | $ 2,070,000 | $ 258,000 | $ 71,000 |
| Santa Clara County California | 8 | $ 3,310,000 | $ 413,000 | $ 134,000 |
| Collin County Texas | 8 | $ 1,720,000 | $ 215,000 | $ 120,000 |
| Palm Beach County Florida | 7 | $ 2,065,000 | $ 295,000 | $ 142,000 |
| Mecklenburg County North Carolina | 7 | $ 1,115,000 | $ 159,000 | $ 98,000 |
| Contra Costa County California | 6 | $ 2,840,000 | $ 473,000 | $ 245,000 |
| Ventura County California | 6 | $ 2,270,000 | $ 378,000 | $ 124,000 |
| Fairfield County Connecticut | 6 | $ 4,350,000 | $ 725,000 | $ 282,000 |
| Bergen County New Jersey | 6 | $ 2,170,000 | $ 361,000 | $ 108,000 |
| Burlington County New Jersey | 6 | $ 1,900,000 | $ 316,000 | $ 255,000 |
| Passaic County New Jersey | 6 | $ 2,200,000 | $ 366,000 | $ 177,000 |
| Pinellas County Florida | 5 | $ 925,000 | $ 185,000 | $ 179,000 |
| Essex County New Jersey | 5 | $ 895,000 | $ 179,000 | $ 82,000 |
| Sussex County New Jersey | 5 | $ 1,205,000 | $ 241,000 | $ 180,000 |
| Union County New Jersey | 5 | $ 965,000 | $ 193,000 | $ 193,000 |
| Erie County New York | 5 | $ 575,000 | $ 115,000 | $ 81,000 |
| Suffolk County New York | 5 | $ 2,145,000 | $ 429,000 | $ 237,000 |
| Westchester County New York | 5 | $ 1,295,000 | $ 259,000 | $ 156,000 |
| Dallas County Texas | 5 | $ 1,755,000 | $ 351,000 | $ 143,000 |
| King County Washington | 5 | $ 2,205,000 | $ 441,000 | $ 316,000 |
| San Joaquin County California | 4 | $ 1,300,000 | $ 325,000 | $ 93,000 |
| Indian River County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 159,000 |
| Lake County Florida | 4 | $ 1,980,000 | $ 495,000 | $ 150,000 |
| Monmouth County New Jersey | 4 | $ 1,990,000 | $ 497,000 | $ 138,000 |
| Orange County New York | 4 | $ 1,610,000 | $ 402,000 | $ 181,000 |
| Orleans County New York | 4 | $ 470,000 | $ 117,000 | $ 130,000 |
| Harnett County North Carolina | 4 | $ 460,000 | $ 115,000 | $ 65,000 |
| Wake County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 73,000 |
| Horry County South Carolina | 4 | $ 530,000 | $ 132,000 | $ 64,000 |
| Harris County Texas | 4 | $ 890,000 | $ 222,000 | $ 108,000 |
| Monterey County California | 3 | $ 2,425,000 | $ 808,000 | $ 496,000 |
| Placer County California | 3 | $ 1,415,000 | $ 471,000 | $ 95,000 |
| Sacramento County California | 3 | $ 1,035,000 | $ 345,000 | $ 155,000 |
| Hillsborough County Florida | 3 | $ 905,000 | $ 301,000 | $ 102,000 |
| Manatee County Florida | 3 | $ 725,000 | $ 241,000 | $ 144,000 |
| Pasco County Florida | 3 | $ 335,000 | $ 111,000 | $ 87,000 |
| Forsyth County Georgia | 3 | $ 785,000 | $ 261,000 | $ 156,000 |
| Fulton County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 170,000 |
| York County Maine | 3 | $ 345,000 | $ 115,000 | $ 22,000 |
| Hennepin County Minnesota | 3 | $ 835,000 | $ 278,000 | $ 105,000 |
| Warren County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 114,000 |
| Kings County New York | 3 | $ 1,075,000 | $ 358,000 | $ 180,000 |
| Livingston County New York | 3 | $ 495,000 | $ 165,000 | $ 49,000 |
| Durham County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 109,000 |
| Franklin County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 56,000 |
| Clackamas County Oregon | 3 | $ 1,075,000 | $ 358,000 | $ 382,000 |
| Marion County Oregon | 3 | $ 835,000 | $ 278,000 | $ 112,000 |
| Allegheny County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 139,000 |
| Montgomery County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 116,000 |
| Fort Bend County Texas | 3 | $ 605,000 | $ 201,000 | $ 83,000 |
| Salt Lake County Utah | 3 | $ 3,975,000 | $ 1,325,000 | $ 273,000 |
| Powhatan County Virginia | 3 | $ 275,000 | $ 91,000 | $ 18,000 |
| Maricopa County Arizona | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Pima County Arizona | 2 | $ 410,000 | $ 205,000 | $ 269,000 |
| Kern County California | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Mendocino County California | 2 | $ 1,210,000 | $ 605,000 | $ 213,000 |
| Napa County California | 2 | $ 2,770,000 | $ 1,385,000 | $ 265,000 |
| San Francisco County California | 2 | $ 1,110,000 | $ 555,000 | $ 177,000 |
| Santa Cruz County California | 2 | $ 1,300,000 | $ 650,000 | $ 229,000 |
| Tulare County California | 2 | $ 350,000 | $ 175,000 | $ 231,000 |
| Arapahoe County Colorado | 2 | $ 590,000 | $ 295,000 | $ 191,000 |
| Jefferson County Colorado | 2 | $ 940,000 | $ 470,000 | $ 172,000 |
| Orange County Florida | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Seminole County Florida | 2 | $ 410,000 | $ 205,000 | $ 69,000 |
| Sumter County Florida | 2 | $ 470,000 | $ 235,000 | $ 114,000 |
| Cobb County Georgia | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Newton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Ada County Idaho | 2 | $ 780,000 | $ 390,000 | $ 175,000 |
| Wicomico County Maryland | 2 | $ 370,000 | $ 185,000 | $ 176,000 |
| Middlesex County Massachusetts | 2 | $ 1,700,000 | $ 850,000 | $ 369,000 |
| Ocean County New Jersey | 2 | $ 890,000 | $ 445,000 | $ 295,000 |
| Somerset County New Jersey | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
| Santa Fe County New Mexico | 2 | $ 950,000 | $ 475,000 | $ 80,000 |
| Genesee County New York | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Cabarrus County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 72,000 |
| Guilford County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Tulsa County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Lincoln County Oregon | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Dauphin County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 96,000 |
| Monroe County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 134,000 |
| Northampton County Pennsylvania | 2 | $ 880,000 | $ 440,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Dorchester County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Bell County Texas | 2 | $ 270,000 | $ 135,000 | $ 231,000 |
| Montgomery County Texas | 2 | $ 840,000 | $ 420,000 | $ 160,000 |
| Summit County Utah | 2 | $ 2,040,000 | $ 1,020,000 | $ 258,000 |
| Henrico County Virginia | 2 | $ 690,000 | $ 345,000 | $ 262,000 |
| Prince William County Virginia | 2 | $ 470,000 | $ 235,000 | $ 17,000 |
| Pinal County Arizona | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Yavapai County Arizona | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Montgomery County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Amador County California | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Calaveras County California | 1 | $ 285,000 | $ 285,000 | $ 298,000 |
| El Dorado County California | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Madera County California | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Merced County California | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Mono County California | 1 | $ 805,000 | $ 805,000 | $ 82,000 |
| Santa Barbara County California | 1 | $ 465,000 | $ 465,000 | $ 158,000 |
| Solano County California | 1 | $ 455,000 | $ 455,000 | $ 111,000 |
| Stanislaus County California | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Tuolumne County California | 1 | $ 535,000 | $ 535,000 | $ 194,000 |
| Denver County Colorado | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Douglas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 194,000 |
| El Paso County Colorado | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Moffat County Colorado | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Ouray County Colorado | 1 | $ 405,000 | $ 405,000 | $ 185,000 |
| Hartford County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 465,000 | $ 465,000 | $ 100,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| St. Lucie County Florida | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Henry County Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Richmond County Georgia | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| DuPage County Illinois | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Henry County Illinois | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Kane County Illinois | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Kendall County Illinois | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| McHenry County Illinois | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Lincoln County Maine | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Charles County Maryland | 1 | $ 315,000 | $ 315,000 | $ 230,000 |
| Howard County Maryland | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Montgomery County Maryland | 1 | $ 775,000 | $ 775,000 | $ 492,000 |
| Prince George's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Bristol County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Kandiyohi County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| St. Louis City County Missouri | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Missoula County Montana | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Sarpy County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Clark County Nevada | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Washoe County Nevada | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Rockingham County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Atlantic County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 354,000 |
| Hudson County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Middlesex County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 342,000 |
| Jefferson County New York | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Niagara County New York | 1 | $ 425,000 | $ 425,000 | $ 271,000 |
| Onondaga County New York | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Schuyler County New York | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Seneca County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Steuben County New York | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Tompkins County New York | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Ulster County New York | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Buncombe County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Carteret County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Chatham County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Davidson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Johnston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 59,000 |
| Warren County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 248,000 |
| Cass County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Delaware County Ohio | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Franklin County Ohio | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Geauga County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Hancock County Ohio | 1 | $ 245,000 | $ 245,000 | $ 187,000 |
| Lorain County Ohio | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Lucas County Ohio | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Benton County Oregon | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Deschutes County Oregon | 1 | $ 315,000 | $ 315,000 | $ 275,000 |
| Multnomah County Oregon | 1 | $ 705,000 | $ 705,000 | $ 711,000 |
| Washington County Oregon | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Yamhill County Oregon | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Carbon County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 223,000 |
| Cumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Lehigh County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Kent County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 179,000 |
| Providence County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Beaufort County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Charleston County South Carolina | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Spartanburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Day County South Dakota | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Greene County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Rutherford County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Washington County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 22,000 |
| Maverick County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Montague County Texas | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Smith County Texas | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Travis County Texas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Williamson County Texas | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Utah County Utah | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| Fairfax County Virginia | 1 | $ 675,000 | $ 675,000 | $ 250,000 |
| Clark County Washington | 1 | $ 155,000 | $ 155,000 | $ 250,000 |
| Kitsap County Washington | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Snohomish County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
Mortgage Loan Application Detail Totals for Xceed Financial in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 400 | $119,890,000 | $299,000 | $1,895,000 | $121,000 | $940,000 |
| Refinancing | 390 | $126,220,000 | $323,000 | $2,275,000 | $137,000 | $839,000 |
| Cash-out Refinancing | 341 | $97,375,000 | $285,000 | $1,875,000 | $114,000 | $521,000 |
| Home Improvement | 64 | $6,390,000 | $99,000 | $805,000 | $95,000 | $442,000 |
| Other Purpose | 7 | $755,000 | $107,000 | $225,000 | $116,000 | $210,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 630 | $178,320,000 | $283,000 | $2,275,000 | $134,000 | $940,000 |
| Not Provided | 268 | $84,160,000 | $314,000 | $1,975,000 | $106,000 | $659,000 |
| Black or African American | 122 | $23,830,000 | $195,000 | $1,315,000 | $94,000 | $403,000 |
| Hispanic | 85 | $24,885,000 | $292,000 | $985,000 | $114,000 | $503,000 |
| Asian | 77 | $32,185,000 | $417,000 | $1,095,000 | $145,000 | $558,000 |
| American Indian or Alaskan Native | 5 | $1,225,000 | $245,000 | $435,000 | $96,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,120,000 | $280,000 | $455,000 | $68,000 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,202 | $350,630,000 | $291,000 | $2,275,000 | $123,000 | $940,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 488 | $163,500,000 | $335,000 | $1,975,000 | $149,000 | $940,000 |
| Application Withdrawn By Applicant | 208 | $58,310,000 | $280,000 | $1,405,000 | $121,000 | $839,000 |
| Preapproval Approved but not Accepted | 186 | $53,530,000 | $287,000 | $1,305,000 | $114,000 | $446,000 |
| File Closed For Incompleteness | 162 | $39,680,000 | $244,000 | $1,705,000 | $114,000 | $647,000 |
| Application Denied By Financial Institution | 89 | $23,125,000 | $259,000 | $2,275,000 | $68,000 | $207,000 |
| Preapproval Denied by Financial Institution | 64 | $11,070,000 | $172,000 | $455,000 | $61,000 | $161,000 |
| Application Approved But Not Accepted | 5 | $1,415,000 | $283,000 | $805,000 | $112,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,049 | $316,435,000 | $301,000 | $1,975,000 | $131,000 | $940,000 |
| Debt-To-Income Ratio | 67 | $19,525,000 | $291,000 | $2,275,000 | $67,000 | $138,000 |
| Credit History | 60 | $10,010,000 | $166,000 | $1,085,000 | $55,000 | $161,000 |
| Collateral | 12 | $1,740,000 | $145,000 | $305,000 | $79,000 | $160,000 |
| Other | 6 | $910,000 | $151,000 | $315,000 | $81,000 | $207,000 |
| Unverifiable Information | 5 | $1,265,000 | $253,000 | $515,000 | $83,000 | $145,000 |
| Credit Application Incomplete | 2 | $500,000 | $250,000 | $405,000 | $116,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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