Yadkin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Yadkin Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Yadkin Bank 325 East Front Street Statesville, NC 28677 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,405 |
| Total Mortgage Loan Application Amount | $507,934,000 |
| Average Mortgage Loan Application Amount | $212,666 |
| Highest Mortgage Loan Application Amount | $18,100,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $2,676,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Yadkin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Yadkin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Yadkin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Yadkin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Yadkin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Yadkin Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Beaufort County South Carolina | 154 | $ 36,064,000 | $ 234,000 | $ 103,000 |
| Wake County North Carolina | 151 | $ 41,517,000 | $ 274,000 | $ 163,000 |
| Iredell County North Carolina | 148 | $ 26,192,000 | $ 176,000 | $ 86,000 |
| Gaston County North Carolina | 144 | $ 17,532,000 | $ 121,000 | $ 60,000 |
| Guilford County North Carolina | 130 | $ 25,335,000 | $ 194,000 | $ 77,000 |
| Mecklenburg County North Carolina | 116 | $ 27,456,000 | $ 236,000 | $ 89,000 |
| Brunswick County North Carolina | 107 | $ 26,972,000 | $ 252,000 | $ 147,000 |
| Union County North Carolina | 94 | $ 16,495,000 | $ 175,000 | $ 85,000 |
| Ashe County North Carolina | 85 | $ 12,328,000 | $ 145,000 | $ 68,000 |
| Cumberland County North Carolina | 72 | $ 16,569,000 | $ 230,000 | $ 81,000 |
| Durham County North Carolina | 65 | $ 14,773,000 | $ 227,000 | $ 64,000 |
| New Hanover County North Carolina | 62 | $ 16,784,000 | $ 270,000 | $ 108,000 |
| Watauga County North Carolina | 61 | $ 13,611,000 | $ 223,000 | $ 102,000 |
| Horry County South Carolina | 58 | $ 9,982,000 | $ 172,000 | $ 92,000 |
| Moore County North Carolina | 55 | $ 12,989,000 | $ 236,000 | $ 119,000 |
| Yadkin County North Carolina | 47 | $ 4,935,000 | $ 105,000 | $ 43,000 |
| Dare County North Carolina | 46 | $ 10,494,000 | $ 228,000 | $ 178,000 |
| Wilkes County North Carolina | 36 | $ 6,022,000 | $ 167,000 | $ 83,000 |
| York County South Carolina | 35 | $ 7,557,000 | $ 215,000 | $ 108,000 |
| Orange County North Carolina | 34 | $ 11,321,000 | $ 332,000 | $ 131,000 |
| Beaufort County North Carolina | 32 | $ 5,468,000 | $ 170,000 | $ 107,000 |
| Pitt County North Carolina | 32 | $ 16,473,000 | $ 514,000 | $ 83,000 |
| Surry County North Carolina | 32 | $ 7,439,000 | $ 232,000 | $ 66,000 |
| Richland County South Carolina | 30 | $ 4,796,000 | $ 159,000 | $ 77,000 |
| Forsyth County North Carolina | 29 | $ 6,181,000 | $ 213,000 | $ 62,000 |
| Buncombe County North Carolina | 28 | $ 5,947,000 | $ 212,000 | $ 74,000 |
| Cherokee County South Carolina | 28 | $ 2,234,000 | $ 79,000 | $ 69,000 |
| Alamance County North Carolina | 27 | $ 4,064,000 | $ 150,000 | $ 68,000 |
| Rowan County North Carolina | 26 | $ 3,543,000 | $ 136,000 | $ 77,000 |
| Lexington County South Carolina | 25 | $ 3,545,000 | $ 141,000 | $ 77,000 |
| Harnett County North Carolina | 24 | $ 4,285,000 | $ 178,000 | $ 76,000 |
| Randolph County North Carolina | 19 | $ 2,485,000 | $ 130,000 | $ 64,000 |
| Johnston County North Carolina | 18 | $ 2,022,000 | $ 112,000 | $ 95,000 |
| Cleveland County North Carolina | 16 | $ 1,715,000 | $ 107,000 | $ 46,000 |
| Lincoln County North Carolina | 15 | $ 1,992,000 | $ 132,000 | $ 63,000 |
| Onslow County North Carolina | 14 | $ 2,036,000 | $ 145,000 | $ 56,000 |
| Davidson County North Carolina | 13 | $ 2,201,000 | $ 169,000 | $ 61,000 |
| Catawba County North Carolina | 12 | $ 2,370,000 | $ 197,000 | $ 113,000 |
| Chatham County North Carolina | 12 | $ 4,845,000 | $ 403,000 | $ 194,000 |
| Currituck County North Carolina | 12 | $ 3,103,000 | $ 258,000 | $ 196,000 |
| Pender County North Carolina | 12 | $ 2,455,000 | $ 204,000 | $ 131,000 |
| Avery County North Carolina | 11 | $ 2,026,000 | $ 184,000 | $ 96,000 |
| Cabarrus County North Carolina | 11 | $ 2,030,000 | $ 184,000 | $ 55,000 |
| Lee County North Carolina | 10 | $ 1,431,000 | $ 143,000 | $ 88,000 |
| Jasper County South Carolina | 10 | $ 1,756,000 | $ 175,000 | $ 88,000 |
| Kershaw County South Carolina | 10 | $ 1,495,000 | $ 149,000 | $ 74,000 |
| Carteret County North Carolina | 9 | $ 1,602,000 | $ 178,000 | $ 81,000 |
| Davie County North Carolina | 9 | $ 20,426,000 | $ 2,269,000 | $ 38,000 |
| Nash County North Carolina | 9 | $ 1,461,000 | $ 162,000 | $ 83,000 |
| Perquimans County North Carolina | 8 | $ 1,676,000 | $ 209,000 | $ 82,000 |
| Wayne County North Carolina | 8 | $ 1,281,000 | $ 160,000 | $ 53,000 |
| Henderson County North Carolina | 7 | $ 1,284,000 | $ 183,000 | $ 71,000 |
| Tyrrell County North Carolina | 7 | $ 357,000 | $ 51,000 | $ 46,000 |
| Craven County North Carolina | 6 | $ 926,000 | $ 154,000 | $ 112,000 |
| Hyde County North Carolina | 6 | $ 559,000 | $ 93,000 | $ 46,000 |
| Stanly County North Carolina | 6 | $ 1,187,000 | $ 197,000 | $ 206,000 |
| Washington County North Carolina | 6 | $ 734,000 | $ 122,000 | $ 88,000 |
| Spartanburg County South Carolina | 6 | $ 2,056,000 | $ 342,000 | $ 114,000 |
| Anson County North Carolina | 5 | $ 1,037,000 | $ 207,000 | $ 70,000 |
| Caldwell County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 104,000 |
| Franklin County North Carolina | 5 | $ 662,000 | $ 132,000 | $ 34,000 |
| Granville County North Carolina | 5 | $ 901,000 | $ 180,000 | $ 75,000 |
| Hoke County North Carolina | 5 | $ 513,000 | $ 102,000 | $ 38,000 |
| Pasquotank County North Carolina | 4 | $ 219,000 | $ 54,000 | $ 66,000 |
| Stokes County North Carolina | 4 | $ 676,000 | $ 169,000 | $ 119,000 |
| Lancaster County South Carolina | 4 | $ 399,000 | $ 99,000 | $ 35,000 |
| Johnson County Tennessee | 4 | $ 1,871,000 | $ 467,000 | $ 740,000 |
| Burke County North Carolina | 3 | $ 552,000 | $ 184,000 | $ 32,000 |
| Chowan County North Carolina | 3 | $ 376,000 | $ 125,000 | $ 95,000 |
| Martin County North Carolina | 3 | $ 438,000 | $ 146,000 | $ 103,000 |
| Georgetown County South Carolina | 3 | $ 2,857,000 | $ 952,000 | $ 498,000 |
| Alleghany County North Carolina | 2 | $ 255,000 | $ 127,000 | $ 62,000 |
| Bertie County North Carolina | 2 | $ 154,000 | $ 77,000 | $ 39,000 |
| Edgecombe County North Carolina | 2 | $ 84,000 | $ 42,000 | $ 84,000 |
| Haywood County North Carolina | 2 | $ 339,000 | $ 169,000 | $ 90,000 |
| Mitchell County North Carolina | 2 | $ 151,000 | $ 75,000 | $ 47,000 |
| Robeson County North Carolina | 2 | $ 78,000 | $ 39,000 | $ 9,000 |
| Rockingham County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 44,000 |
| Rutherford County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 32,000 |
| Transylvania County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 366,000 |
| Warren County North Carolina | 2 | $ 627,000 | $ 313,000 | $ 133,000 |
| Allendale County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Anderson County South Carolina | 2 | $ 251,000 | $ 125,000 | $ 74,000 |
| Berkeley County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 58,000 |
| Charleston County South Carolina | 2 | $ 438,000 | $ 219,000 | $ 55,000 |
| Sumter County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 31,000 |
| Richmond City County Virginia | 2 | $ 700,000 | $ 350,000 | $ 204,000 |
| Virginia Beach County Virginia | 2 | $ 465,000 | $ 232,000 | $ 58,000 |
| Alexander County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Caswell County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Greene County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Jones County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 140,000 |
| Madison County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 111,000 |
| Northampton County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 563,000 |
| Richmond County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 107,000 |
| Sampson County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 140,000 |
| Scotland County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Vance County North Carolina | 1 | $ 1,613,000 | $ 1,613,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Yancey County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Chesterfield County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Greenville County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 94,000 |
| Lee County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 116,000 |
| Union County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Carter County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Sullivan County Tennessee | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Washington County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 159,000 |
| Grayson County Virginia | 1 | $ 180,000 | $ 180,000 | $ 25,000 |
| Mecklenburg County Virginia | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Montgomery County Virginia | 1 | $ 434,000 | $ 434,000 | $ 235,000 |
Mortgage Loan Application Detail Totals for Yadkin Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,638 | $352,308,000 | $215,000 | $18,100,000 | $90,000 | $1,447,000 |
| Refinancing | 727 | $146,732,000 | $201,000 | $3,375,000 | $108,000 | $2,676,000 |
| Home Improvement | 40 | $8,894,000 | $222,000 | $3,645,000 | $69,000 | $443,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,830 | $347,019,000 | $189,000 | $1,660,000 | $103,000 | $2,676,000 |
| Not Provided | 185 | $36,556,000 | $197,000 | $935,000 | $107,000 | $875,000 |
| Black or African American | 146 | $23,311,000 | $159,000 | $723,000 | $80,000 | $1,752,000 |
| Not applicable | 127 | $80,936,000 | $637,000 | $18,100,000 | $0 | $51,000 |
| Hispanic | 77 | $13,148,000 | $170,000 | $999,000 | $78,000 | $530,000 |
| Asian | 37 | $6,619,000 | $178,000 | $417,000 | $100,000 | $486,000 |
| American Indian or Alaskan Native | 2 | $119,000 | $59,000 | $80,000 | $26,000 | $28,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $226,000 | $226,000 | $226,000 | $82,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,742 | $405,617,000 | $232,000 | $18,100,000 | $110,000 | $2,676,000 |
| FHA-insured (Federal Housing Administration) | 276 | $37,173,000 | $134,000 | $303,000 | $53,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 204 | $26,367,000 | $129,000 | $286,000 | $43,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 183 | $38,777,000 | $211,000 | $457,000 | $78,000 | $227,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,760 | $383,935,000 | $218,000 | $18,100,000 | $96,000 | $2,676,000 |
| Application Denied By Financial Institution | 486 | $88,013,000 | $181,000 | $936,000 | $86,000 | $1,752,000 |
| Application Withdrawn By Applicant | 127 | $28,424,000 | $223,000 | $1,296,000 | $119,000 | $611,000 |
| Application Approved But Not Accepted | 23 | $4,943,000 | $214,000 | $1,262,000 | $92,000 | $359,000 |
| File Closed For Incompleteness | 9 | $2,619,000 | $291,000 | $584,000 | $146,000 | $279,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Yadkin Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Yadkin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.