Yadkin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Yadkin Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Yadkin Bank 325 East Front Street Statesville, NC 28677 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,625 |
| Total Mortgage Loan Application Amount | $550,725,000 |
| Average Mortgage Loan Application Amount | $246,333 |
| Highest Mortgage Loan Application Amount | $14,050,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $1,994,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Yadkin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Yadkin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Yadkin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Yadkin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Yadkin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Yadkin Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Iredell County North Carolina | 205 | $ 36,591,000 | $ 178,000 | $ 73,000 |
| Mecklenburg County North Carolina | 161 | $ 38,001,000 | $ 236,000 | $ 102,000 |
| Guilford County North Carolina | 156 | $ 30,075,000 | $ 192,000 | $ 84,000 |
| Beaufort County South Carolina | 155 | $ 39,928,000 | $ 257,000 | $ 126,000 |
| Gaston County North Carolina | 135 | $ 19,154,000 | $ 141,000 | $ 71,000 |
| Wake County North Carolina | 127 | $ 45,260,000 | $ 356,000 | $ 125,000 |
| Catawba County North Carolina | 123 | $ 19,343,000 | $ 157,000 | $ 66,000 |
| Union County North Carolina | 115 | $ 22,727,000 | $ 197,000 | $ 79,000 |
| Watauga County North Carolina | 98 | $ 26,589,000 | $ 271,000 | $ 96,000 |
| Ashe County North Carolina | 87 | $ 15,284,000 | $ 175,000 | $ 80,000 |
| Dare County North Carolina | 73 | $ 19,911,000 | $ 272,000 | $ 122,000 |
| Pitt County North Carolina | 67 | $ 14,763,000 | $ 220,000 | $ 66,000 |
| Wilkes County North Carolina | 66 | $ 8,214,000 | $ 124,000 | $ 72,000 |
| Moore County North Carolina | 54 | $ 11,341,000 | $ 210,000 | $ 108,000 |
| Richland County South Carolina | 47 | $ 8,640,000 | $ 183,000 | $ 85,000 |
| Buncombe County North Carolina | 44 | $ 9,786,000 | $ 222,000 | $ 92,000 |
| Forsyth County North Carolina | 42 | $ 6,103,000 | $ 145,000 | $ 64,000 |
| Caldwell County North Carolina | 40 | $ 5,894,000 | $ 147,000 | $ 65,000 |
| Beaufort County North Carolina | 37 | $ 6,515,000 | $ 176,000 | $ 96,000 |
| Yadkin County North Carolina | 36 | $ 4,289,000 | $ 119,000 | $ 62,000 |
| Durham County North Carolina | 34 | $ 7,105,000 | $ 208,000 | $ 75,000 |
| Rowan County North Carolina | 33 | $ 7,499,000 | $ 227,000 | $ 68,000 |
| Surry County North Carolina | 33 | $ 4,412,000 | $ 133,000 | $ 78,000 |
| Cumberland County North Carolina | 31 | $ 8,951,000 | $ 288,000 | $ 77,000 |
| Lexington County South Carolina | 31 | $ 4,601,000 | $ 148,000 | $ 65,000 |
| New Hanover County North Carolina | 30 | $ 9,136,000 | $ 304,000 | $ 83,000 |
| Brunswick County North Carolina | 26 | $ 9,444,000 | $ 363,000 | $ 93,000 |
| Currituck County North Carolina | 25 | $ 6,546,000 | $ 261,000 | $ 159,000 |
| York County South Carolina | 24 | $ 7,130,000 | $ 297,000 | $ 74,000 |
| Alexander County North Carolina | 23 | $ 2,823,000 | $ 122,000 | $ 51,000 |
| Cherokee County South Carolina | 23 | $ 2,827,000 | $ 122,000 | $ 61,000 |
| Horry County South Carolina | 22 | $ 4,711,000 | $ 214,000 | $ 69,000 |
| Johnston County North Carolina | 21 | $ 2,638,000 | $ 125,000 | $ 112,000 |
| Avery County North Carolina | 19 | $ 3,546,000 | $ 186,000 | $ 111,000 |
| Henderson County North Carolina | 19 | $ 4,031,000 | $ 212,000 | $ 67,000 |
| Orange County North Carolina | 19 | $ 3,419,000 | $ 179,000 | $ 56,000 |
| Burke County North Carolina | 18 | $ 2,498,000 | $ 138,000 | $ 69,000 |
| Alamance County North Carolina | 17 | $ 2,517,000 | $ 148,000 | $ 84,000 |
| Cleveland County North Carolina | 13 | $ 1,654,000 | $ 127,000 | $ 48,000 |
| Randolph County North Carolina | 13 | $ 5,636,000 | $ 433,000 | $ 49,000 |
| Perquimans County North Carolina | 12 | $ 1,621,000 | $ 135,000 | $ 62,000 |
| Cabarrus County North Carolina | 11 | $ 3,829,000 | $ 348,000 | $ 107,000 |
| Carteret County North Carolina | 11 | $ 4,919,000 | $ 447,000 | $ 330,000 |
| Davidson County North Carolina | 11 | $ 1,761,000 | $ 160,000 | $ 70,000 |
| Jasper County South Carolina | 11 | $ 2,586,000 | $ 235,000 | $ 89,000 |
| Lincoln County North Carolina | 10 | $ 1,944,000 | $ 194,000 | $ 67,000 |
| Nash County North Carolina | 10 | $ 1,433,000 | $ 143,000 | $ 76,000 |
| Haywood County North Carolina | 9 | $ 2,770,000 | $ 307,000 | $ 74,000 |
| Rockingham County North Carolina | 9 | $ 1,479,000 | $ 164,000 | $ 104,000 |
| Lee County North Carolina | 8 | $ 1,135,000 | $ 141,000 | $ 61,000 |
| Martin County North Carolina | 8 | $ 889,000 | $ 111,000 | $ 87,000 |
| Stanly County North Carolina | 8 | $ 1,243,000 | $ 155,000 | $ 142,000 |
| Kershaw County South Carolina | 8 | $ 1,245,000 | $ 155,000 | $ 65,000 |
| Chatham County North Carolina | 7 | $ 1,636,000 | $ 233,000 | $ 107,000 |
| Davie County North Carolina | 7 | $ 966,000 | $ 138,000 | $ 69,000 |
| Onslow County North Carolina | 7 | $ 719,000 | $ 102,000 | $ 148,000 |
| Lancaster County South Carolina | 7 | $ 851,000 | $ 121,000 | $ 110,000 |
| Washington County North Carolina | 6 | $ 362,000 | $ 60,000 | $ 85,000 |
| Hyde County North Carolina | 5 | $ 767,000 | $ 153,000 | $ 104,000 |
| Pasquotank County North Carolina | 5 | $ 602,000 | $ 120,000 | $ 86,000 |
| Pender County North Carolina | 5 | $ 1,343,000 | $ 268,000 | $ 149,000 |
| Charleston County South Carolina | 5 | $ 1,100,000 | $ 220,000 | $ 121,000 |
| Alleghany County North Carolina | 4 | $ 528,000 | $ 132,000 | $ 145,000 |
| Craven County North Carolina | 4 | $ 410,000 | $ 102,000 | $ 75,000 |
| Granville County North Carolina | 4 | $ 1,877,000 | $ 469,000 | $ 122,000 |
| Tyrrell County North Carolina | 4 | $ 566,000 | $ 141,000 | $ 75,000 |
| Wayne County North Carolina | 4 | $ 881,000 | $ 220,000 | $ 77,000 |
| Izard County Arkansas | 3 | $ 857,000 | $ 285,000 | $ 58,000 |
| Harnett County North Carolina | 3 | $ 539,000 | $ 179,000 | $ 62,000 |
| Lenoir County North Carolina | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| Montgomery County North Carolina | 3 | $ 1,107,000 | $ 369,000 | $ 332,000 |
| Yancey County North Carolina | 3 | $ 341,000 | $ 113,000 | $ 56,000 |
| Spartanburg County South Carolina | 3 | $ 1,007,000 | $ 335,000 | $ 147,000 |
| Carroll County Virginia | 3 | $ 422,000 | $ 140,000 | $ 129,000 |
| Gwinnett County Georgia | 2 | $ 369,000 | $ 184,000 | $ 60,000 |
| Anson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 211,000 |
| Bertie County North Carolina | 2 | $ 109,000 | $ 54,000 | $ 62,000 |
| Duplin County North Carolina | 2 | $ 436,000 | $ 218,000 | $ 149,000 |
| Hoke County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 77,000 |
| McDowell County North Carolina | 2 | $ 4,191,000 | $ 2,095,000 | $ 27,000 |
| Person County North Carolina | 2 | $ 373,000 | $ 186,000 | $ 55,000 |
| Rutherford County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 42,000 |
| Transylvania County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 55,000 |
| Fairfield County South Carolina | 2 | $ 319,000 | $ 159,000 | $ 94,000 |
| Georgetown County South Carolina | 2 | $ 596,000 | $ 298,000 | $ 319,000 |
| Greenville County South Carolina | 2 | $ 741,000 | $ 370,000 | $ 161,000 |
| Johnson County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 69,000 |
| Grayson County Virginia | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Mecklenburg County Virginia | 2 | $ 896,000 | $ 448,000 | $ 333,000 |
| Collier County Florida | 1 | $ 485,000 | $ 485,000 | $ 622,000 |
| Monroe County Florida | 1 | $ 500,000 | $ 500,000 | $ 744,000 |
| Bulloch County Georgia | 1 | $ 93,000 | $ 93,000 | $ 87,000 |
| Chatham County Georgia | 1 | $ 240,000 | $ 240,000 | $ 174,000 |
| Camden County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 172,000 |
| Caswell County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Edgecombe County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Franklin County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Madison County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 67,000 |
| Pamlico County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 70,000 |
| Robeson County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Stokes County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 81,000 |
| Aiken County South Carolina | 1 | $ 329,000 | $ 329,000 | $ 170,000 |
| Chester County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Dorchester County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Lee County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 46,000 |
| Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Unicoi County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 78,000 |
| Arlington County Virginia | 1 | $ 242,000 | $ 242,000 | $ 89,000 |
| Bedford County Virginia | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Danville County Virginia | 1 | $ 70,000 | $ 70,000 | $ 78,000 |
| Franklin County Virginia | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Galax County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Henrico County Virginia | 1 | $ 305,000 | $ 305,000 | $ 383,000 |
| Lancaster County Virginia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 411,000 | $ 411,000 | $ 69,000 |
| Norfolk County Virginia | 1 | $ 86,000 | $ 86,000 | $ 130,000 |
| Portsmouth County Virginia | 1 | $ 159,000 | $ 159,000 | $ 228,000 |
| Prince William County Virginia | 1 | $ 247,000 | $ 247,000 | $ 78,000 |
| Virginia Beach County Virginia | 1 | $ 1,400,000 | $ 1,400,000 | $ 257,000 |
| Wythe County Virginia | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Yadkin Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,608 | $320,015,000 | $199,000 | $4,471,000 | $87,000 | $1,994,000 |
| Refinancing | 981 | $219,280,000 | $223,000 | $14,050,000 | $94,000 | $1,218,000 |
| Home Improvement | 36 | $11,430,000 | $317,000 | $2,065,000 | $88,000 | $358,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,192 | $422,567,000 | $192,000 | $3,700,000 | $97,000 | $1,994,000 |
| Not applicable | 154 | $84,928,000 | $551,000 | $14,050,000 | $2,000 | $172,000 |
| Black or African American | 102 | $14,582,000 | $142,000 | $418,000 | $69,000 | $344,000 |
| Hispanic | 85 | $12,822,000 | $150,000 | $678,000 | $65,000 | $293,000 |
| Asian | 50 | $8,406,000 | $168,000 | $585,000 | $88,000 | $560,000 |
| Not Provided | 37 | $5,582,000 | $150,000 | $600,000 | $102,000 | $339,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,391,000 | $463,000 | $1,220,000 | $422,000 | $1,142,000 |
| American Indian or Alaskan Native | 2 | $447,000 | $223,000 | $257,000 | $105,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,941 | $449,831,000 | $231,000 | $14,050,000 | $103,000 | $1,994,000 |
| FHA-insured (Federal Housing Administration) | 344 | $49,681,000 | $144,000 | $320,000 | $50,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 223 | $28,546,000 | $128,000 | $291,000 | $42,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 117 | $22,667,000 | $193,000 | $585,000 | $70,000 | $316,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,935 | $415,865,000 | $214,000 | $14,050,000 | $87,000 | $1,994,000 |
| Application Denied By Financial Institution | 474 | $92,594,000 | $195,000 | $1,477,000 | $87,000 | $780,000 |
| Application Withdrawn By Applicant | 181 | $34,859,000 | $192,000 | $1,400,000 | $122,000 | $1,218,000 |
| File Closed For Incompleteness | 19 | $5,249,000 | $276,000 | $965,000 | $106,000 | $365,000 |
| Application Approved But Not Accepted | 16 | $2,158,000 | $134,000 | $260,000 | $72,000 | $339,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 81 | $17,944,000 | $221,000 | $1,477,000 | $93,000 | $657,000 |
| Debt-To-Income Ratio | 11 | $1,831,000 | $166,000 | $600,000 | $53,000 | $86,000 |
| Credit History | 9 | $1,391,000 | $154,000 | $750,000 | $67,000 | $175,000 |
| Collateral | 6 | $725,000 | $120,000 | $176,000 | $65,000 | $152,000 |
| Credit Application Incomplete | 5 | $671,000 | $134,000 | $196,000 | $61,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $807,000 | $403,000 | $500,000 | $154,000 | $246,000 |
| Unverifiable Information | 1 | $180,000 | $180,000 | $180,000 | $294,000 | $294,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Yadkin Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Yadkin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.