Yadkin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Yadkin Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Yadkin Bank 325 East Front Street Statesville, NC 28677 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,433 |
| Total Mortgage Loan Application Amount | $831,690,000 |
| Average Mortgage Loan Application Amount | $249,000 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $3,441,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Yadkin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Yadkin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Yadkin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Yadkin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Yadkin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Yadkin Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 275 | $ 77,189,000 | $ 280,000 | $ 127,000 |
| Guilford County North Carolina | 232 | $ 51,904,000 | $ 223,000 | $ 108,000 |
| Iredell County North Carolina | 190 | $ 44,081,000 | $ 232,000 | $ 76,000 |
| Beaufort County South Carolina | 173 | $ 45,815,000 | $ 264,000 | $ 162,000 |
| Mecklenburg County North Carolina | 163 | $ 68,061,000 | $ 417,000 | $ 147,000 |
| New Hanover County North Carolina | 153 | $ 42,639,000 | $ 278,000 | $ 145,000 |
| Forsyth County North Carolina | 149 | $ 31,656,000 | $ 212,000 | $ 100,000 |
| Pitt County North Carolina | 146 | $ 27,056,000 | $ 185,000 | $ 75,000 |
| Catawba County North Carolina | 135 | $ 20,296,000 | $ 150,000 | $ 64,000 |
| Gaston County North Carolina | 132 | $ 19,680,000 | $ 149,000 | $ 64,000 |
| Davidson County North Carolina | 107 | $ 19,287,000 | $ 180,000 | $ 78,000 |
| Watauga County North Carolina | 91 | $ 25,811,000 | $ 283,000 | $ 142,000 |
| Brunswick County North Carolina | 89 | $ 19,483,000 | $ 218,000 | $ 130,000 |
| Dare County North Carolina | 82 | $ 19,780,000 | $ 241,000 | $ 127,000 |
| Union County North Carolina | 80 | $ 16,660,000 | $ 208,000 | $ 89,000 |
| Beaufort County North Carolina | 78 | $ 12,743,000 | $ 163,000 | $ 83,000 |
| Ashe County North Carolina | 72 | $ 11,165,000 | $ 155,000 | $ 85,000 |
| Wilkes County North Carolina | 68 | $ 8,603,000 | $ 126,000 | $ 72,000 |
| Lexington County South Carolina | 56 | $ 8,512,000 | $ 152,000 | $ 69,000 |
| Richland County South Carolina | 45 | $ 8,302,000 | $ 184,000 | $ 74,000 |
| Moore County North Carolina | 41 | $ 8,037,000 | $ 196,000 | $ 94,000 |
| Buncombe County North Carolina | 39 | $ 18,335,000 | $ 470,000 | $ 93,000 |
| Durham County North Carolina | 33 | $ 8,964,000 | $ 271,000 | $ 145,000 |
| Johnston County North Carolina | 33 | $ 15,125,000 | $ 458,000 | $ 72,000 |
| Yadkin County North Carolina | 32 | $ 3,536,000 | $ 110,000 | $ 55,000 |
| Charleston County South Carolina | 32 | $ 12,789,000 | $ 399,000 | $ 155,000 |
| Rockingham County North Carolina | 30 | $ 4,078,000 | $ 135,000 | $ 64,000 |
| Caldwell County North Carolina | 29 | $ 4,232,000 | $ 145,000 | $ 89,000 |
| Henderson County North Carolina | 28 | $ 5,498,000 | $ 196,000 | $ 88,000 |
| Orange County North Carolina | 28 | $ 8,786,000 | $ 313,000 | $ 89,000 |
| Randolph County North Carolina | 26 | $ 4,413,000 | $ 169,000 | $ 79,000 |
| Surry County North Carolina | 25 | $ 2,883,000 | $ 115,000 | $ 76,000 |
| Avery County North Carolina | 23 | $ 4,579,000 | $ 199,000 | $ 211,000 |
| York County South Carolina | 23 | $ 6,817,000 | $ 296,000 | $ 75,000 |
| Cumberland County North Carolina | 22 | $ 17,805,000 | $ 809,000 | $ 76,000 |
| Rowan County North Carolina | 20 | $ 3,461,000 | $ 173,000 | $ 79,000 |
| Lincoln County North Carolina | 19 | $ 4,423,000 | $ 232,000 | $ 89,000 |
| Pender County North Carolina | 19 | $ 4,488,000 | $ 236,000 | $ 123,000 |
| Alexander County North Carolina | 18 | $ 3,038,000 | $ 168,000 | $ 65,000 |
| Burke County North Carolina | 18 | $ 2,452,000 | $ 136,000 | $ 66,000 |
| Chatham County North Carolina | 17 | $ 6,262,000 | $ 368,000 | $ 147,000 |
| Nash County North Carolina | 17 | $ 2,805,000 | $ 165,000 | $ 67,000 |
| Davie County North Carolina | 16 | $ 3,329,000 | $ 208,000 | $ 88,000 |
| Cabarrus County North Carolina | 15 | $ 15,513,000 | $ 1,034,000 | $ 78,000 |
| Stokes County North Carolina | 15 | $ 2,100,000 | $ 140,000 | $ 61,000 |
| Horry County South Carolina | 13 | $ 2,152,000 | $ 165,000 | $ 221,000 |
| Kershaw County South Carolina | 13 | $ 2,006,000 | $ 154,000 | $ 59,000 |
| Alamance County North Carolina | 12 | $ 2,000,000 | $ 166,000 | $ 92,000 |
| Carteret County North Carolina | 12 | $ 7,438,000 | $ 619,000 | $ 378,000 |
| Hyde County North Carolina | 12 | $ 2,566,000 | $ 213,000 | $ 86,000 |
| Perquimans County North Carolina | 11 | $ 2,925,000 | $ 265,000 | $ 166,000 |
| Lancaster County South Carolina | 11 | $ 2,149,000 | $ 195,000 | $ 104,000 |
| Currituck County North Carolina | 10 | $ 4,011,000 | $ 401,000 | $ 181,000 |
| Martin County North Carolina | 8 | $ 608,000 | $ 76,000 | $ 44,000 |
| Wayne County North Carolina | 8 | $ 2,530,000 | $ 316,000 | $ 45,000 |
| Jasper County South Carolina | 8 | $ 1,512,000 | $ 189,000 | $ 55,000 |
| Alleghany County North Carolina | 7 | $ 714,000 | $ 102,000 | $ 53,000 |
| Harnett County North Carolina | 7 | $ 1,197,000 | $ 171,000 | $ 58,000 |
| Lenoir County North Carolina | 7 | $ 732,000 | $ 104,000 | $ 56,000 |
| Onslow County North Carolina | 7 | $ 496,000 | $ 70,000 | $ 46,000 |
| Cleveland County North Carolina | 6 | $ 1,004,000 | $ 167,000 | $ 62,000 |
| Lee County North Carolina | 6 | $ 774,000 | $ 129,000 | $ 92,000 |
| Berkeley County South Carolina | 6 | $ 10,042,000 | $ 1,673,000 | $ 64,000 |
| Cherokee County South Carolina | 6 | $ 534,000 | $ 89,000 | $ 45,000 |
| Granville County North Carolina | 5 | $ 1,980,000 | $ 396,000 | $ 105,000 |
| Pasquotank County North Carolina | 5 | $ 922,000 | $ 184,000 | $ 75,000 |
| Anson County North Carolina | 4 | $ 460,000 | $ 115,000 | $ 84,000 |
| Tyrrell County North Carolina | 4 | $ 315,000 | $ 78,000 | $ 43,000 |
| Washington County North Carolina | 4 | $ 436,000 | $ 109,000 | $ 74,000 |
| Wilson County North Carolina | 4 | $ 604,000 | $ 151,000 | $ 55,000 |
| Dorchester County South Carolina | 4 | $ 844,000 | $ 211,000 | $ 75,000 |
| Newberry County South Carolina | 4 | $ 928,000 | $ 232,000 | $ 92,000 |
| Caswell County North Carolina | 3 | $ 524,000 | $ 174,000 | $ 386,000 |
| Craven County North Carolina | 3 | $ 608,000 | $ 202,000 | $ 91,000 |
| Franklin County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 105,000 |
| Hoke County North Carolina | 3 | $ 554,000 | $ 184,000 | $ 68,000 |
| Sampson County North Carolina | 3 | $ 373,000 | $ 124,000 | $ 103,000 |
| Stanly County North Carolina | 3 | $ 743,000 | $ 247,000 | $ 16,000 |
| Swain County North Carolina | 3 | $ 482,000 | $ 160,000 | $ 76,000 |
| Spartanburg County South Carolina | 3 | $ 433,000 | $ 144,000 | $ 106,000 |
| Carroll County Virginia | 3 | $ 348,000 | $ 116,000 | $ 56,000 |
| Chowan County North Carolina | 2 | $ 97,000 | $ 48,000 | $ 50,000 |
| Columbus County North Carolina | 2 | $ 329,000 | $ 164,000 | $ 53,000 |
| Greene County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 42,000 |
| McDowell County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 24,000 |
| Aiken County South Carolina | 2 | $ 431,000 | $ 215,000 | $ 127,000 |
| Anderson County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 43,000 |
| Chesterfield County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 61,000 |
| Fairfield County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Georgetown County South Carolina | 2 | $ 1,483,000 | $ 741,000 | $ 378,000 |
| Orangeburg County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
| Saluda County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 83,000 |
| Carter County Tennessee | 2 | $ 157,000 | $ 78,000 | $ 17,000 |
| Fairfax County Virginia | 2 | $ 929,000 | $ 464,000 | $ 209,000 |
| Virginia Beach County Virginia | 2 | $ 367,000 | $ 183,000 | $ 54,000 |
| Collier County Florida | 1 | $ 485,000 | $ 485,000 | $ 1,161,000 |
| Flagler County Florida | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Lee County Florida | 1 | $ 112,000 | $ 112,000 | $ 1,320,000 |
| Miami-Dade County Florida | 1 | $ 240,000 | $ 240,000 | $ 143,000 |
| Chatham County Georgia | 1 | $ 124,000 | $ 124,000 | $ 147,000 |
| Fayette County Georgia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Fulton County Georgia | 1 | $ 357,000 | $ 357,000 | $ 170,000 |
| Harris County Georgia | 1 | $ 410,000 | $ 410,000 | $ 105,000 |
| Whitfield County Georgia | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Bertie County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Jackson County North Carolina | 1 | $ 4,320,000 | $ 4,320,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Pamlico County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 204,000 |
| Scotland County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Vance County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
| Warren County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 1,526,000 |
| Yancey County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 226,000 |
| Chester County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 110,000 |
| Clarendon County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Darlington County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Greenville County South Carolina | 1 | $ 440,000 | $ 440,000 | $ 165,000 |
| Laurens County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Pickens County South Carolina | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Johnson County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Sevier County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 139,000 |
| Unicoi County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Washington County Tennessee | 1 | $ 258,000 | $ 258,000 | $ 178,000 |
| Williamson County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 224,000 |
| Arlington County Virginia | 1 | $ 822,000 | $ 822,000 | $ 315,000 |
| Bedford County Virginia | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Chesapeake County Virginia | 1 | $ 172,000 | $ 172,000 | $ 224,000 |
| Colonial Heights County Virginia | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
| Danville County Virginia | 1 | $ 64,000 | $ 64,000 | $ 73,000 |
| Fluvanna County Virginia | 1 | $ 89,000 | $ 89,000 | $ 64,000 |
| Grayson County Virginia | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Hampton County Virginia | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
| King William County Virginia | 1 | $ 340,000 | $ 340,000 | $ 153,000 |
| Nottoway County Virginia | 1 | $ 340,000 | $ 340,000 | $ 68,000 |
| Richmond City County Virginia | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| Rockingham County Virginia | 1 | $ 268,000 | $ 268,000 | $ 248,000 |
Mortgage Loan Application Detail Totals for Yadkin Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,341 | $574,968,000 | $245,000 | $12,000,000 | $101,000 | $3,441,000 |
| Refinancing | 1,076 | $252,420,000 | $234,000 | $14,000,000 | $114,000 | $2,400,000 |
| Home Improvement | 16 | $4,302,000 | $268,000 | $1,070,000 | $39,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,920 | $616,182,000 | $211,000 | $1,856,000 | $112,000 | $3,441,000 |
| Not applicable | 162 | $149,590,000 | $923,000 | $14,000,000 | $3,000 | $638,000 |
| Black or African American | 128 | $22,234,000 | $173,000 | $950,000 | $75,000 | $368,000 |
| Hispanic | 100 | $17,287,000 | $172,000 | $1,387,000 | $79,000 | $1,134,000 |
| Asian | 71 | $14,445,000 | $203,000 | $1,470,000 | $109,000 | $888,000 |
| Not Provided | 35 | $8,440,000 | $241,000 | $567,000 | $154,000 | $1,590,000 |
| American Indian or Alaskan Native | 10 | $1,926,000 | $192,000 | $509,000 | $85,000 | $173,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,586,000 | $226,000 | $400,000 | $311,000 | $1,393,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,647 | $708,269,000 | $267,000 | $14,000,000 | $119,000 | $3,441,000 |
| FHA-insured (Federal Housing Administration) | 369 | $54,934,000 | $148,000 | $364,000 | $57,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 242 | $31,981,000 | $132,000 | $300,000 | $45,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 175 | $36,506,000 | $208,000 | $451,000 | $73,000 | $246,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,585 | $635,310,000 | $245,000 | $14,000,000 | $105,000 | $3,441,000 |
| Application Denied By Financial Institution | 370 | $87,795,000 | $237,000 | $12,000,000 | $90,000 | $1,320,000 |
| Application Withdrawn By Applicant | 364 | $81,385,000 | $223,000 | $1,520,000 | $110,000 | $2,400,000 |
| File Closed For Incompleteness | 67 | $18,303,000 | $273,000 | $1,500,000 | $157,000 | $2,001,000 |
| Application Approved But Not Accepted | 47 | $8,897,000 | $189,000 | $975,000 | $90,000 | $926,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 116 | $20,731,000 | $178,000 | $680,000 | $87,000 | $851,000 |
| Collateral | 74 | $15,603,000 | $210,000 | $1,470,000 | $126,000 | $1,320,000 |
| Debt-To-Income Ratio | 73 | $18,341,000 | $251,000 | $1,313,000 | $64,000 | $430,000 |
| Credit History | 42 | $7,357,000 | $175,000 | $417,000 | $79,000 | $372,000 |
| Unverifiable Information | 40 | $8,466,000 | $211,000 | $580,000 | $96,000 | $467,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,030,000 | $169,000 | $400,000 | $60,000 | $151,000 |
| Credit Application Incomplete | 6 | $2,023,000 | $337,000 | $634,000 | $109,000 | $171,000 |
| Employment History | 3 | $865,000 | $288,000 | $541,000 | $150,000 | $318,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Yadkin Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Yadkin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.