Zino Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Zino Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Zino Financial, Inc. 4071 Port Chicago Hwy #120 Concord, CA 94520 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 567 |
| Total Mortgage Loan Application Amount | $135,907,000 |
| Average Mortgage Loan Application Amount | $169,625 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $82,937 |
| Highest Applicant Income | $722,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 113 | $ 36,877,000 | $ 326,000 | $ 103,000 |
| Marion County Indiana | 71 | $ 7,164,000 | $ 100,000 | $ 58,000 |
| Alameda County California | 38 | $ 11,455,000 | $ 301,000 | $ 132,000 |
| Fresno County California | 21 | $ 4,390,000 | $ 209,000 | $ 77,000 |
| Sacramento County California | 21 | $ 5,839,000 | $ 278,000 | $ 118,000 |
| Santa Clara County California | 19 | $ 7,691,000 | $ 404,000 | $ 151,000 |
| Solano County California | 18 | $ 4,891,000 | $ 271,000 | $ 98,000 |
| St. Louis County Missouri | 18 | $ 1,717,000 | $ 95,000 | $ 61,000 |
| San Joaquin County California | 15 | $ 3,795,000 | $ 253,000 | $ 98,000 |
| Stanislaus County California | 14 | $ 3,534,000 | $ 252,000 | $ 83,000 |
| St. Louis City County Missouri | 14 | $ 1,473,000 | $ 105,000 | $ 62,000 |
| Allen County Indiana | 11 | $ 1,035,000 | $ 94,000 | $ 48,000 |
| San Mateo County California | 10 | $ 5,012,000 | $ 501,000 | $ 164,000 |
| Merced County California | 8 | $ 2,138,000 | $ 267,000 | $ 100,000 |
| Los Angeles County California | 7 | $ 2,027,000 | $ 289,000 | $ 70,000 |
| Placer County California | 7 | $ 3,058,000 | $ 436,000 | $ 223,000 |
| Calaveras County California | 6 | $ 1,430,000 | $ 238,000 | $ 98,000 |
| Santa Cruz County California | 6 | $ 2,730,000 | $ 455,000 | $ 134,000 |
| Sutter County California | 6 | $ 727,000 | $ 121,000 | $ 77,000 |
| Hamilton County Indiana | 6 | $ 803,000 | $ 133,000 | $ 82,000 |
| Charleston County South Carolina | 6 | $ 715,000 | $ 119,000 | $ 113,000 |
| San Diego County California | 5 | $ 1,178,000 | $ 235,000 | $ 121,000 |
| Sonoma County California | 5 | $ 1,812,000 | $ 362,000 | $ 70,000 |
| Johnson County Indiana | 5 | $ 507,000 | $ 101,000 | $ 62,000 |
| Marin County California | 4 | $ 2,333,000 | $ 583,000 | $ 166,000 |
| Riverside County California | 4 | $ 1,987,000 | $ 496,000 | $ 222,000 |
| San Bernardino County California | 4 | $ 779,000 | $ 194,000 | $ 94,000 |
| Madera County California | 3 | $ 430,000 | $ 143,000 | $ 41,000 |
| Orange County California | 3 | $ 1,378,000 | $ 459,000 | $ 126,000 |
| Santa Barbara County California | 3 | $ 660,000 | $ 220,000 | $ 93,000 |
| Yuba County California | 3 | $ 181,000 | $ 60,000 | $ 82,000 |
| Decatur County Indiana | 3 | $ 311,000 | $ 103,000 | $ 87,000 |
| DeKalb County Indiana | 3 | $ 269,000 | $ 89,000 | $ 33,000 |
| Morgan County Indiana | 3 | $ 277,000 | $ 92,000 | $ 35,000 |
| Noble County Indiana | 3 | $ 305,000 | $ 101,000 | $ 40,000 |
| Jefferson County Missouri | 3 | $ 230,000 | $ 76,000 | $ 655,000 |
| El Dorado County California | 2 | $ 668,000 | $ 334,000 | $ 125,000 |
| Kings County California | 2 | $ 309,000 | $ 154,000 | $ 58,000 |
| Nevada County California | 2 | $ 1,563,000 | $ 781,000 | $ 434,000 |
| San Benito County California | 2 | $ 709,000 | $ 354,000 | $ 80,000 |
| San Luis Obispo County California | 2 | $ 826,000 | $ 413,000 | $ 385,000 |
| Tulare County California | 2 | $ 309,000 | $ 154,000 | $ 79,000 |
| Tuolumne County California | 2 | $ 430,000 | $ 215,000 | $ 116,000 |
| Miami-Dade County Florida | 2 | $ 205,000 | $ 102,000 | $ 102,000 |
| Pinellas County Florida | 2 | $ 138,000 | $ 69,000 | $ 124,000 |
| Cascade County Montana | 2 | $ 131,000 | $ 65,000 | $ 48,000 |
| Berkeley County South Carolina | 2 | $ 292,000 | $ 146,000 | $ 70,000 |
| Dorchester County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Colusa County California | 1 | $ 388,000 | $ 388,000 | $ 77,000 |
| Kern County California | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Lake County California | 1 | $ 360,000 | $ 360,000 | $ 55,000 |
| Yolo County California | 1 | $ 360,000 | $ 360,000 | $ 86,000 |
| Collier County Florida | 1 | $ 880,000 | $ 880,000 | $ 360,000 |
| Bartholomew County Indiana | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Boone County Indiana | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| Brown County Indiana | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Grant County Indiana | 1 | $ 77,000 | $ 77,000 | $ 51,000 |
| Hancock County Indiana | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Hendricks County Indiana | 1 | $ 83,000 | $ 83,000 | $ 26,000 |
| Huntington County Indiana | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Jackson County Indiana | 1 | $ 243,000 | $ 243,000 | $ 79,000 |
| Madison County Indiana | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Marshall County Indiana | 1 | $ 106,000 | $ 106,000 | $ 27,000 |
| Montgomery County Indiana | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Putnam County Indiana | 1 | $ 204,000 | $ 204,000 | $ 66,000 |
| Rush County Indiana | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Tipton County Indiana | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Whitley County Indiana | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Camden County Missouri | 1 | $ 69,000 | $ 69,000 | $ 36,000 |
| Jackson County Missouri | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Phelps County Missouri | 1 | $ 73,000 | $ 73,000 | $ 35,000 |
| Scott County Missouri | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| St. Charles County Missouri | 1 | $ 466,000 | $ 466,000 | $ 139,000 |
| Ravalli County Montana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Jackson County Oregon | 1 | $ 252,000 | $ 252,000 | $ 107,000 |
| Marlboro County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 93,000 |
| Pickens County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 144,000 |
| Spartanburg County South Carolina | 1 | $ 280,000 | $ 280,000 | $ 99,000 |
| Brazos County Texas | 1 | $ 91,000 | $ 91,000 | $ 63,000 |
| Ector County Texas | 1 | $ 62,000 | $ 62,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Zino Financial, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 298 | $85,405,000 | $216,125 | $1,275,000 | $103,250 | $722,000 |
| Home Purchase | 269 | $50,502,000 | $123,125 | $1,200,000 | $62,625 | $540,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 304 | $79,027,000 | $199,571 | $1,275,000 | $113,000 | $722,000 |
| Hispanic | 88 | $20,019,000 | $139,250 | $600,000 | $66,750 | $242,000 |
| Black or African American | 87 | $14,838,000 | $153,500 | $693,000 | $76,750 | $283,000 |
| Not Provided | 51 | $8,761,000 | $159,500 | $570,000 | $52,500 | $540,000 |
| Asian | 24 | $8,147,000 | $339,000 | $1,000,000 | $140,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,379,000 | $265,000 | $1,200,000 | $92,000 | $400,000 |
| American Indian or Alaskan Native | 2 | $736,000 | $368,000 | $387,000 | $128,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 567 | $135,907,000 | $163,111 | $1,275,000 | $79,333 | $722,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 359 | $102,308,000 | $164,833 | $1,275,000 | $83,333 | $541,000 |
| Application Denied By Financial Institution | 166 | $26,839,000 | $205,857 | $1,200,000 | $97,428 | $722,000 |
| Application Withdrawn By Applicant | 23 | $3,832,000 | $141,833 | $693,000 | $54,166 | $162,000 |
| Application Approved But Not Accepted | 19 | $2,928,000 | $180,333 | $562,000 | $111,000 | $158,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $9,115,000 | $263,250 | $1,200,000 | $106,000 | $400,000 |
| Debt-To-Income Ratio | 32 | $4,749,000 | $179,600 | $696,000 | $73,400 | $288,000 |
| Unverifiable Information | 18 | $2,443,000 | $365,500 | $624,000 | $214,500 | $540,000 |
| Collateral | 11 | $1,195,000 | $141,250 | $243,000 | $155,250 | $722,000 |
| Other | 5 | $1,095,000 | $202,333 | $460,000 | $65,333 | $163,000 |
| Employment History | 5 | $551,000 | $110,000 | $221,000 | $58,000 | $128,000 |
| Credit Application Incomplete | 3 | $566,000 | $188,666 | $336,000 | $84,333 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $110,000 | $110,000 | $110,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.