Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Zions Bancorporation, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,185 |
| Total Mortgage Loan Application Amount | $1,036,182,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $6,195,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $6,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 864 | $ 250,876,000 | $ 290,000 | $ 145,000 |
| Utah County Utah | 411 | $ 111,920,000 | $ 272,000 | $ 137,000 |
| Washington County Utah | 333 | $ 83,554,000 | $ 250,000 | $ 147,000 |
| Davis County Utah | 249 | $ 66,967,000 | $ 268,000 | $ 120,000 |
| Cache County Utah | 174 | $ 28,964,000 | $ 166,000 | $ 75,000 |
| Ada County Idaho | 125 | $ 33,084,000 | $ 264,000 | $ 134,000 |
| Summit County Utah | 119 | $ 75,199,000 | $ 631,000 | $ 292,000 |
| Weber County Utah | 119 | $ 28,670,000 | $ 240,000 | $ 123,000 |
| Latah County Idaho | 96 | $ 19,809,000 | $ 206,000 | $ 96,000 |
| Iron County Utah | 95 | $ 14,964,000 | $ 157,000 | $ 97,000 |
| Bonneville County Idaho | 84 | $ 16,252,000 | $ 193,000 | $ 141,000 |
| Wasatch County Utah | 82 | $ 31,638,000 | $ 385,000 | $ 175,000 |
| Canyon County Idaho | 78 | $ 11,172,000 | $ 143,000 | $ 75,000 |
| Sevier County Utah | 69 | $ 9,037,000 | $ 130,000 | $ 75,000 |
| Millard County Utah | 68 | $ 7,263,000 | $ 106,000 | $ 77,000 |
| Box Elder County Utah | 67 | $ 13,500,000 | $ 201,000 | $ 104,000 |
| Bingham County Idaho | 57 | $ 10,954,000 | $ 192,000 | $ 93,000 |
| Uintah County Utah | 50 | $ 9,279,000 | $ 185,000 | $ 137,000 |
| Duchesne County Utah | 46 | $ 6,103,000 | $ 132,000 | $ 74,000 |
| Sanpete County Utah | 45 | $ 5,825,000 | $ 129,000 | $ 69,000 |
| Grand County Utah | 44 | $ 9,835,000 | $ 223,000 | $ 121,000 |
| Tooele County Utah | 42 | $ 10,188,000 | $ 242,000 | $ 87,000 |
| Jefferson County Idaho | 38 | $ 7,600,000 | $ 200,000 | $ 78,000 |
| Kane County Utah | 37 | $ 6,207,000 | $ 167,000 | $ 102,000 |
| Bannock County Idaho | 36 | $ 5,460,000 | $ 151,000 | $ 125,000 |
| Clark County Nevada | 35 | $ 6,830,000 | $ 195,000 | $ 128,000 |
| Garfield County Utah | 30 | $ 3,809,000 | $ 126,000 | $ 97,000 |
| Bear Lake County Idaho | 29 | $ 3,799,000 | $ 131,000 | $ 99,000 |
| Blaine County Idaho | 28 | $ 11,068,000 | $ 395,000 | $ 158,000 |
| Madison County Idaho | 25 | $ 5,816,000 | $ 232,000 | $ 91,000 |
| Emery County Utah | 25 | $ 2,929,000 | $ 117,000 | $ 62,000 |
| San Juan County Utah | 25 | $ 3,820,000 | $ 152,000 | $ 69,000 |
| Payette County Idaho | 23 | $ 2,336,000 | $ 101,000 | $ 66,000 |
| Carbon County Utah | 22 | $ 3,637,000 | $ 165,000 | $ 61,000 |
| Nez Perce County Idaho | 21 | $ 2,906,000 | $ 138,000 | $ 405,000 |
| Whitman County Washington | 21 | $ 4,591,000 | $ 218,000 | $ 117,000 |
| Maricopa County Arizona | 20 | $ 6,745,000 | $ 337,000 | $ 292,000 |
| Franklin County Idaho | 19 | $ 3,442,000 | $ 181,000 | $ 82,000 |
| Cassia County Idaho | 16 | $ 2,516,000 | $ 157,000 | $ 84,000 |
| Washington County Idaho | 16 | $ 1,316,000 | $ 82,000 | $ 57,000 |
| Rich County Utah | 15 | $ 2,699,000 | $ 179,000 | $ 89,000 |
| Coconino County Arizona | 14 | $ 4,393,000 | $ 313,000 | $ 180,000 |
| Fremont County Idaho | 14 | $ 2,503,000 | $ 178,000 | $ 135,000 |
| Morgan County Utah | 14 | $ 6,627,000 | $ 473,000 | $ 296,000 |
| Teton County Idaho | 13 | $ 4,073,000 | $ 313,000 | $ 117,000 |
| Yavapai County Arizona | 12 | $ 2,491,000 | $ 207,000 | $ 105,000 |
| Valley County Idaho | 12 | $ 4,811,000 | $ 400,000 | $ 268,000 |
| Juab County Utah | 11 | $ 1,815,000 | $ 165,000 | $ 89,000 |
| Lincoln County Wyoming | 11 | $ 1,767,000 | $ 160,000 | $ 183,000 |
| Teton County Wyoming | 11 | $ 6,422,000 | $ 583,000 | $ 425,000 |
| Minidoka County Idaho | 10 | $ 768,000 | $ 76,000 | $ 50,000 |
| Twin Falls County Idaho | 10 | $ 1,066,000 | $ 106,000 | $ 63,000 |
| Mohave County Arizona | 9 | $ 1,507,000 | $ 167,000 | $ 91,000 |
| Gem County Idaho | 9 | $ 2,152,000 | $ 239,000 | $ 44,000 |
| Kootenai County Idaho | 9 | $ 1,670,000 | $ 185,000 | $ 70,000 |
| Owyhee County Idaho | 9 | $ 861,000 | $ 95,000 | $ 63,000 |
| Malheur County Oregon | 9 | $ 1,165,000 | $ 129,000 | $ 35,000 |
| San Diego County California | 8 | $ 2,605,000 | $ 325,000 | $ 101,000 |
| Gooding County Idaho | 8 | $ 909,000 | $ 113,000 | $ 80,000 |
| Beaver County Utah | 8 | $ 1,266,000 | $ 158,000 | $ 66,000 |
| Asotin County Washington | 8 | $ 1,346,000 | $ 168,000 | $ 109,000 |
| Sweetwater County Wyoming | 8 | $ 2,072,000 | $ 259,000 | $ 130,000 |
| Pima County Arizona | 7 | $ 1,560,000 | $ 222,000 | $ 118,000 |
| Los Angeles County California | 7 | $ 2,195,000 | $ 313,000 | $ 212,000 |
| Oneida County Idaho | 7 | $ 1,052,000 | $ 150,000 | $ 83,000 |
| Uinta County Wyoming | 7 | $ 1,358,000 | $ 194,000 | $ 93,000 |
| Orange County California | 5 | $ 3,400,000 | $ 680,000 | $ 182,000 |
| Boise County Idaho | 5 | $ 1,439,000 | $ 287,000 | $ 197,000 |
| Bonner County Idaho | 5 | $ 959,000 | $ 191,000 | $ 114,000 |
| Yuma County Arizona | 4 | $ 339,000 | $ 84,000 | $ 123,000 |
| Denver County Colorado | 4 | $ 1,963,000 | $ 490,000 | $ 133,000 |
| Benewah County Idaho | 4 | $ 582,000 | $ 145,000 | $ 64,000 |
| Caribou County Idaho | 4 | $ 443,000 | $ 110,000 | $ 53,000 |
| Clearwater County Idaho | 4 | $ 463,000 | $ 115,000 | $ 45,000 |
| Power County Idaho | 4 | $ 1,038,000 | $ 259,000 | $ 147,000 |
| Elko County Nevada | 4 | $ 781,000 | $ 195,000 | $ 85,000 |
| Cochise County Arizona | 3 | $ 309,000 | $ 103,000 | $ 36,000 |
| Riverside County California | 3 | $ 2,967,000 | $ 989,000 | $ 826,000 |
| Arapahoe County Colorado | 3 | $ 635,000 | $ 211,000 | $ 94,000 |
| Jefferson County Colorado | 3 | $ 678,000 | $ 226,000 | $ 0 |
| Custer County Idaho | 3 | $ 462,000 | $ 154,000 | $ 86,000 |
| Elmore County Idaho | 3 | $ 470,000 | $ 156,000 | $ 118,000 |
| Lincoln County Idaho | 3 | $ 441,000 | $ 147,000 | $ 51,000 |
| Washoe County Nevada | 3 | $ 496,000 | $ 165,000 | $ 55,000 |
| Wayne County Utah | 3 | $ 646,000 | $ 215,000 | $ 175,000 |
| King County Washington | 3 | $ 1,040,000 | $ 346,000 | $ 295,000 |
| Whatcom County Washington | 3 | $ 1,095,000 | $ 365,000 | $ 133,000 |
| Navajo County Arizona | 2 | $ 94,000 | $ 47,000 | $ 58,000 |
| Sacramento County California | 2 | $ 517,000 | $ 258,000 | $ 133,000 |
| San Bernardino County California | 2 | $ 217,000 | $ 108,000 | $ 109,000 |
| Douglas County Colorado | 2 | $ 849,000 | $ 424,000 | $ 0 |
| Garfield County Colorado | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Adams County Idaho | 2 | $ 245,000 | $ 122,000 | $ 142,000 |
| Idaho County Idaho | 2 | $ 505,000 | $ 252,000 | $ 99,000 |
| Polk County Oregon | 2 | $ 345,000 | $ 172,000 | $ 107,000 |
| Daggett County Utah | 2 | $ 253,000 | $ 126,000 | $ 66,000 |
| Piute County Utah | 2 | $ 434,000 | $ 217,000 | $ 165,000 |
| Grant County Washington | 2 | $ 436,000 | $ 218,000 | $ 110,000 |
| Island County Washington | 2 | $ 434,000 | $ 217,000 | $ 25,000 |
| Snohomish County Washington | 2 | $ 519,000 | $ 259,000 | $ 77,000 |
| Gila County Arizona | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| La Paz County Arizona | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Pinal County Arizona | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Santa Cruz County Arizona | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Monterey County California | 1 | $ 1,485,000 | $ 1,485,000 | $ 706,000 |
| Santa Clara County California | 1 | $ 102,000 | $ 102,000 | $ 82,000 |
| Delta County Colorado | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Eagle County Colorado | 1 | $ 320,000 | $ 320,000 | $ 56,000 |
| Larimer County Colorado | 1 | $ 623,000 | $ 623,000 | $ 236,000 |
| Moffat County Colorado | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
| San Miguel County Colorado | 1 | $ 625,000 | $ 625,000 | $ 285,000 |
| Palm Beach County Florida | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Boundary County Idaho | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Jerome County Idaho | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Lewis County Idaho | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Shoshone County Idaho | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Missoula County Montana | 1 | $ 623,000 | $ 623,000 | $ 246,000 |
| Powell County Montana | 1 | $ 330,000 | $ 330,000 | $ 444,000 |
| Carson City County Nevada | 1 | $ 88,000 | $ 88,000 | $ 149,000 |
| Churchill County Nevada | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Eureka County Nevada | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Lyon County Nevada | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Nye County Nevada | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Chaves County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Baker County Oregon | 1 | $ 344,000 | $ 344,000 | $ 96,000 |
| Lincoln County Oregon | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Union County Oregon | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Washington County Oregon | 1 | $ 385,000 | $ 385,000 | $ 660,000 |
| Yamhill County Oregon | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Collin County Texas | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 381,000 | $ 381,000 | $ 1,746,000 |
| Jefferson County Texas | 1 | $ 1,000 | $ 1,000 | $ 74,000 |
| Norfolk County Virginia | 1 | $ 34,000 | $ 34,000 | $ 17,000 |
| Garfield County Washington | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Kittitas County Washington | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Thurston County Washington | 1 | $ 159,000 | $ 159,000 | $ 68,000 |
| Albany County Wyoming | 1 | $ 5,000 | $ 5,000 | $ 102,000 |
| Carbon County Wyoming | 1 | $ 220,000 | $ 220,000 | $ 126,000 |
| Laramie County Wyoming | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Platte County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,967 | $574,416,000 | $292,000 | $2,723,000 | $139,000 | $6,864,000 |
| Refinancing | 1,879 | $448,330,000 | $238,000 | $6,195,000 | $129,000 | $5,382,000 |
| Home Improvement | 339 | $13,436,000 | $39,000 | $600,000 | $80,000 | $888,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,471 | $851,150,000 | $245,000 | $6,195,000 | $132,000 | $6,864,000 |
| Not Provided | 363 | $121,500,000 | $334,000 | $2,450,000 | $167,000 | $2,032,000 |
| Hispanic | 200 | $30,320,000 | $151,000 | $840,000 | $65,000 | $888,000 |
| Asian | 72 | $14,421,000 | $200,000 | $638,000 | $108,000 | $650,000 |
| Not applicable | 35 | $12,268,000 | $350,000 | $1,235,000 | $0 | $0 |
| Black or African American | 16 | $3,065,000 | $191,000 | $788,000 | $99,000 | $238,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,736,000 | $115,000 | $325,000 | $65,000 | $190,000 |
| American Indian or Alaskan Native | 13 | $1,722,000 | $132,000 | $369,000 | $71,000 | $127,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,872 | $974,520,000 | $251,000 | $6,195,000 | $136,000 | $6,864,000 |
| FHA-insured (Federal Housing Administration) | 184 | $33,766,000 | $183,000 | $393,000 | $47,000 | $248,000 |
| VA-guaranteed (Veterans Administration) | 70 | $18,077,000 | $258,000 | $623,000 | $80,000 | $346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $9,819,000 | $166,000 | $265,000 | $45,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,319 | $634,575,000 | $273,000 | $6,195,000 | $140,000 | $5,382,000 |
| Application Approved But Not Accepted | 1,004 | $248,045,000 | $247,000 | $2,080,000 | $132,000 | $1,700,000 |
| Application Denied By Financial Institution | 732 | $126,322,000 | $172,000 | $2,260,000 | $103,000 | $6,864,000 |
| Loan Purchased By The Institution | 79 | $15,222,000 | $192,000 | $638,000 | $94,000 | $494,000 |
| Application Withdrawn By Applicant | 50 | $11,698,000 | $233,000 | $1,500,000 | $102,000 | $944,000 |
| File Closed For Incompleteness | 1 | $320,000 | $320,000 | $320,000 | $93,000 | $93,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 286 | $38,078,000 | $133,000 | $1,200,000 | $95,000 | $960,000 |
| Debt-To-Income Ratio | 286 | $52,025,000 | $181,000 | $1,763,000 | $55,000 | $621,000 |
| Collateral | 123 | $28,785,000 | $234,000 | $2,260,000 | $157,000 | $850,000 |
| Other | 23 | $3,848,000 | $167,000 | $409,000 | $204,000 | $1,746,000 |
| Unverifiable Information | 6 | $1,680,000 | $280,000 | $612,000 | $1,270,000 | $6,864,000 |
| Employment History | 5 | $1,501,000 | $300,000 | $525,000 | $109,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.