Lenoir County NC
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Lenoir County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lenoir County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,958
Total Mortgage Loan Application Amount $214,008,000
Average Mortgage Loan Application Amount $109,000
Highest Mortgage Loan Application Amount $614,000
Average Applicant Income $59,000
Highest Applicant Income $1,660,000

Mortgage Company List for Lending in Lenoir County NC for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 184 $ 21,462,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 170 $ 17,467,000
STATE EMPLOYEES' CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 16,639,856,000 164 $ 16,000,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 140 $ 15,462,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 125 $ 14,973,000
FIRST SOUTH BANK
1311 CAROLINA AVE
WASHINGTON, NC 27889
* $ 873,303,000 88 $ 8,632,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 82 $ 7,822,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 62 $ 7,529,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 54 $ 3,267,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 51 $ 8,152,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 13,862,840,000 48 $ 4,930,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 43 $ 2,382,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 42 $ 4,934,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 42 $ 4,742,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 30,436,225,000 35 $ 4,208,000
CAROLINA BANK
PO BOX 10209
GREENSBORO, NC 27404
* $ 616,230,000 33 $ 5,749,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 31 $ 4,619,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 28 $ 4,713,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 27 $ 2,925,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 26 $ 3,226,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 843,658,000 24 $ 2,323,000
SOUTHERN BANK AND TRUST COMPANY
PO BOX 729
MOUNT OLIVE, NC 28365
* $ 1,219,917,000 22 $ 1,948,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 460,726,000 20 $ 2,875,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 16 $ 2,026,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 16 $ 1,831,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 16 $ 1,961,000
FIRST FLIGHT FEDERAL CREDIT UNION
1815 KILDAIRE FARM RD STE A
CARY, NC 27518
* $ 155,527,000 14 $ 1,046,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 14 $ 1,482,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 14 $ 2,035,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,009,111,000 13 $ 677,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 13 $ 506,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 13 $ 794,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 10 $ 140,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 10 $ 851,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 9 $ 1,522,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 9 $ 1,131,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 883,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 8 $ 127,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 8 $ 1,043,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 7 $ 451,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 7 $ 1,215,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 7 $ 321,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 7 $ 800,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 6 $ 881,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 5 $ 323,000
CUNNINGHAM & COMPANY
804 GREEN VALLEY ROAD, SUITE 106
GREENSBORO, NC 27408
* $ 10,000,000 5 $ 640,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 550,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 457,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 607,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 4 $ 656,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 561,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 4 $ 64,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 540,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 4 $ 425,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 4 $ 215,000
UNION BANK
1011 RED BANKS RD
GREENVILLE, NC 27858
* $ 315,755,000 4 $ 267,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 3 $ 145,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 3 $ 3,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 3 $ 380,000
SELECT BANK & TRUST COMPANY
3600 CHARLES BOULEVARD
GREENVILLE, NC 27858
* $ 135,952,000 3 $ 192,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 257,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 298,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 3 $ 262,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 335,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 3 $ 489,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 487,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 422,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 333,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 2 $ 283,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 300,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 374,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 207,000
SKYLA FEDERAL CREDIT UNION
718 CENTRAL AVENUE
CHARLOTTE, NC 28204
* $ 182,572,000 2 $ 117,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 331,911,000 2 $ 202,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 2 $ 142,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 2 $ 220,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,629,217,000 2 $ 429,000
WOODLANDS BANK
27 TOWNE DRIVE
BLUFFTON, SC 29910
* $ 353,925,000 2 $ 50,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 2 $ 205,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 2 $ 320,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 2 $ 112,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 2 $ 181,000
TRUSTATLANTIC BANK
4801 GLENWOOD AVENUE, SUITE 500
RALEIGH, NC 27612
* $ 300,920,000 2 $ 45,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 2 $ 147,000
LENDMARK MORTGAGE AND FINANCE
223 W NASH STREET
WILSON, NC 27893
* $ 344,674,148,000 2 $ 76,000
AMERA MORTGAGE CORPORATION
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 2 $ 355,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 2 $ 218,000
COMMUNITYONE BANK, N.A.
333 FAYETTEVILLE ST
RALEIGH, NC 27601
* $ 2,042,043,000 2 $ 340,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 2 $ 267,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,033,806,000 2 $ 233,000
DOVER MORTGAGE COMPANY
711 E. MOREHEAD ST
CHARLOTTE, NC 28202
* $ 1,817,511,000 2 $ 416,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 171,486,000 1 $ 261,000
THE EAST CAROLINA BANK
1816 PROGRESS ROAD
GREENVILLE, NC 27834
* $ 842,013,000 1 $ 180,000
FARMERS AND MERCHANTS BANK
138 SALISBURY AVENUE
GRANITE QUARRY, NC 28072
* $ 680,721,000 1 $ 225,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 10,210,879,000 1 $ 53,000
FIRST BANK
PO BOX 508
TROY, NC 27371
* $ 2,753,725,000 1 $ 65,000
BEACH FIRST NATIONAL BANK
3751 GRISSOM PARKWAY, SUITE 100
MYRTLE BEACH, SC 29577
* $ 657,891,000 1 $ 82,000
FIRST NATIONAL BANK OF CC
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 1 $ 141,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 1 $ 49,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 1 $ 78,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 167,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,196,580,000 1 $ 60,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 105,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 274,379,000 1 $ 145,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 62,318,000 1 $ 72,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 1 $ 127,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 56,000
SHELTER MORTGAGE COMPANY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 262,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 167,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 633,140,000 1 $ 137,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 459,189,000 1 $ 85,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 1,195,687,000 1 $ 55,000
GUARANTEED HOME MORTGAGE COMPA
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 276,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 215,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 253,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 259,000
NC COMMUNITY FEDERAL CU
2401 E. ASH STREET
GOLDSBORO, NC 27534
* $ 47,430,000 1 $ 104,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 953,544,000 1 $ 82,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 140,000
VANGUARD FUNDING LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 182,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 31,000,000 1 $ 110,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ 10,000,000 1 $ 143,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 38,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 167,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 88,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 66,000
AMERICAN MORTGAGE SPECIALISTS
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 1 $ 106,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 117,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 100,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 80,000
ALLEN TATE MORTGAGE SERVICES,
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ 10,000,000 1 $ 107,000
MYERS PARK MORTGAGE
141 PROVIDENCE RD
CHARLOTTE, NC 28207
* $ 10,000,000 1 $ 155,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lenoir County NC in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,271 $147,633,000 $116,000 $614,000 $63,000 $1,660,000
Home Purchase 582 $62,545,000 $107,000 $417,000 $53,000 $519,000
Home Improvement 105 $3,830,000 $36,000 $205,000 $48,000 $136,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,173 $137,373,000 $117,000 $546,000 $69,000 $1,660,000
Black or African American 383 $34,842,000 $90,000 $614,000 $47,000 $433,000
Not applicable 178 $19,433,000 $109,000 $506,000 $23,000 $246,000
Not Provided 172 $17,225,000 $100,000 $417,000 $57,000 $500,000
Hispanic 28 $2,269,000 $81,000 $232,000 $51,000 $519,000
Asian 11 $1,320,000 $120,000 $188,000 $85,000 $190,000
American Indian or Alaskan Native 9 $994,000 $110,000 $209,000 $95,000 $432,000
Native Hawaiian or Other Pacific Islander 4 $552,000 $138,000 $249,000 $82,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,220 $128,803,000 $105,000 $614,000 $70,000 $1,660,000
FHA-insured (Federal Housing Administration) 555 $60,664,000 $109,000 $276,000 $42,000 $150,000
VA-guaranteed (Veterans Administration) 143 $19,545,000 $136,000 $336,000 $37,000 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $4,996,000 $124,000 $217,000 $41,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 855 $95,558,000 $111,000 $546,000 $67,000 $1,660,000
Application Denied By Financial Institution 413 $38,153,000 $92,000 $614,000 $55,000 $500,000
Loan Purchased By The Institution 325 $39,900,000 $122,000 $405,000 $42,000 $392,000
Application Withdrawn By Applicant 235 $27,172,000 $115,000 $403,000 $61,000 $432,000
Application Approved But Not Accepted 71 $6,270,000 $88,000 $350,000 $58,000 $275,000
File Closed For Incompleteness 59 $6,955,000 $117,000 $360,000 $68,000 $436,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 85 $5,306,000 $62,000 $341,000 $50,000 $320,000
Collateral 69 $7,459,000 $108,000 $417,000 $66,000 $268,000
Debt-To-Income Ratio 47 $4,482,000 $95,000 $250,000 $46,000 $177,000
Other 29 $3,350,000 $115,000 $614,000 $64,000 $245,000
Credit Application Incomplete 10 $917,000 $91,000 $173,000 $63,000 $150,000
Unverifiable Information 8 $1,315,000 $164,000 $417,000 $107,000 $492,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List