Manistee County, MI Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 652 mortgage applications in Manistee County, MI totaling $86.6 million, up 4% from 2010. The average application was for $132,000, and applicants reported an average income of $92,000. 45% of applications resulted in an originated loan and 30% were denied. The most active lender was Huntington National Bank, with 100 applications, followed by PNC Bank N.A. and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 652
Total Mortgage Loan Application Amount $86,586,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $1,075,000
Average Applicant Income $92,000
Highest Applicant Income $1,922,000

Mortgage Company List for Lending in Manistee County, MI for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 100 $ 12,044,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 73 $ 6,752,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 51 $ 6,808,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 49 $ 7,552,000
Fifth Third Mortgage, Mi LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 28 $ 4,870,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 23 $ 3,213,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 21 $ 3,359,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 18 $ 1,670,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 16 $ 2,495,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 12 $ 1,512,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 478,912,000 12 $ 1,256,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,163,220,000 12 $ 1,645,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 10 $ 2,338,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 10 $ 979,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,162,456,000 9 $ 1,357,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 9 $ 769,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 8 $ 627,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 7 $ 901,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 782,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,709,977,000 6 $ 628,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 5 $ 2,396,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 806,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 874,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 117,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 5 $ 698,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 5 $ 360,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 494,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 537,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 947,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 4 $ 512,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 5,237,745,000 4 $ 456,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,536,098,000 4 $ 263,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 499,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ 10,000,000 3 $ 149,000
Arbor Mortgage Corporation
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 3 $ 244,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 363,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 3 $ 375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 302,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ 500,000 2 $ 183,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 2 $ 337,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 210,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 2 $ 494,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 2 $ 360,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 314,420,000 2 $ 213,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 2 $ 221,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 175,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 2 $ 213,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 2 $ 721,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 12,085,410,000 2 $ 367,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ 30,000,000 2 $ 129,000
Southwest Michigan Federal CU
4000 SOUTH SPRINKLE
KALAMAZOO, MI 49001
* $ 68,010,000 2 $ 293,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 247,938,000 2 $ 138,000
The Bank of Holland
150 CENTRAL AVE
HOLLAND, MI 49423
* $ 618,340,000 2 $ 798,000
Keystone Mortgage Services
107 WEST MICHIGAN AVE
KALAMAZOO, MI 49007
* $ 14,238,395,000 2 $ 600,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,962,910,000 2 $ 197,000
Omni Community Credit Union
PO BOX 1537
BATTLE CREEK, MI 49015
* $ 253,853,000 1 $ 150,000
Allegis Credit Union
5713 VENTURE PARK DR.
KALAMAZOO, MI 49009
* $ 81,223,000 1 $ 21,000
Michigan Educational
9200 HAGGERTY ROAD
PLYMOUTH, MI 48170
* $ 595,785,000 1 $ 86,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 357,147,000 1 $ 30,000
Vibe Credit Union
1375 N OAKLAND BLVD
NOVI, MI 48377
* $ 160,677,000 1 $ 128,000
Alliance Catholic Credit Union
26913 NORTHWESTERN HWY STE 520
FARMINGTON HILLS, MI 48334
* $ 255,930,000 1 $ 40,000
Case Credit Union
PO BOX 22158 4316 SOUTH PENNSYLVANIA AVENUE
LANSING, MI 48909
* $ 193,163,000 1 $ 204,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,560,662,000 1 $ 55,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 352,828,000 1 $ 296,000
Zeal Credit Union
17250 NEWBURGH
LIVONIA, MI 48152
* $ 375,962,000 1 $ 95,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 315,462,000 1 $ 76,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 291,000
Hantz Bank
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 43,034,000 1 $ 154,000
Mercantile Bank Mtg Co LLC
4613 ALPINE AVE NW
COMSTOCK PARK, MI 49321
* $ 698,000,000 1 $ 163,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,124,635,000 1 $ 107,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 690,925,000 1 $ 35,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 1,576,134,000 1 $ 191,000
Kellogg Cfcu
41 SECOND ST
BATTLE CREEK, MI 49015
* $ 349,713,000 1 $ 207,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 38,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 128,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 150,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 53,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 159,000
Bankers Home Loan LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,285,000 1 $ 85,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 1 $ 77,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 153,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 86,181,000 1 $ 76,000
Southern Michigan Bank & Trust
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 492,939,000 1 $ 124,000
The Bath State Bank
3095 BATH ROAD
BATH, IN 47010
* $ 148,060,000 1 $ 124,000
United Bank and Trust
2723 S STATE ST
ANN ARBOR, MI 48104
* $ 861,244,000 1 $ 134,000
1st Source Bank
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46601
* $ 4,431,595,000 1 $ 132,000
Peoples FSB Dekalb Cty
212 W 7TH ST, PO BOX 231
AUBURN, IN 46706
* $ 463,910,000 1 $ 22,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 7,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 1 $ 100,000
Cnb Lending Services, LLC
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 247,881,000 1 $ 100,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,168,698,000 1 $ 840,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,237,352,000 1 $ 340,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 75,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 60,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ 9,135,000 1 $ 216,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 77,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 1 $ 46,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 195,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 1 $ 21,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 1 $ 113,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 85,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 136,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 91,000

The tables below break down 2011 mortgage applications in Manistee County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Manistee County, MI in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 441 $64,402,000 $146,000 $1,075,000 $98,000 $1,922,000
Home Purchase 185 $20,503,000 $110,000 $520,000 $82,000 $754,000
Home Improvement 26 $1,681,000 $64,000 $250,000 $59,000 $183,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 550 $74,013,000 $134,000 $1,075,000 $95,000 $1,922,000
Not Provided 60 $6,709,000 $111,000 $417,000 $83,000 $600,000
Not applicable 26 $4,146,000 $159,000 $442,000 $63,000 $709,000
American Indian or Alaskan Native 7 $715,000 $102,000 $151,000 $46,000 $176,000
Hispanic 4 $496,000 $124,000 $135,000 $94,000 $117,000
Black or African American 3 $311,000 $103,000 $177,000 $41,000 $54,000
Asian 2 $196,000 $98,000 $98,000 $28,000 $28,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 524 $72,541,000 $138,000 $1,075,000 $102,000 $1,922,000
FHA-insured (Federal Housing Administration) 73 $7,470,000 $102,000 $274,000 $49,000 $192,000
VA-guaranteed (Veterans Administration) 31 $4,378,000 $141,000 $442,000 $46,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,197,000 $91,000 $160,000 $42,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 293 $42,800,000 $146,000 $840,000 $107,000 $1,922,000
Application Denied By Financial Institution 195 $22,182,000 $113,000 $1,075,000 $71,000 $644,000
Loan Purchased By The Institution 75 $11,398,000 $151,000 $442,000 $89,000 $709,000
Application Approved But Not Accepted 37 $4,014,000 $108,000 $417,000 $79,000 $440,000
Application Withdrawn By Applicant 34 $3,742,000 $110,000 $417,000 $88,000 $642,000
File Closed For Incompleteness 18 $2,450,000 $136,000 $650,000 $101,000 $372,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 56 $6,513,000 $116,000 $306,000 $98,000 $644,000
Debt-To-Income Ratio 32 $4,560,000 $142,000 $417,000 $43,000 $140,000
Credit Application Incomplete 31 $3,912,000 $126,000 $1,075,000 $75,000 $340,000
Credit History 22 $2,069,000 $94,000 $367,000 $51,000 $127,000
Other 18 $1,868,000 $103,000 $417,000 $75,000 $298,000
Insufficient Cash (Downpayment, Closing Cost) 13 $1,301,000 $100,000 $275,000 $90,000 $360,000
Unverifiable Information 4 $566,000 $141,000 $229,000 $39,000 $50,000
Mortgage Insurance Denied 1 $91,000 $91,000 $91,000 $61,000 $61,000
Employment History 1 $63,000 $63,000 $63,000 $22,000 $22,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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