Marshall County, MS Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,278 mortgage applications in Marshall County, MS totaling $118.9 million, down 11% from 2010. The average application was for $93,000, and applicants reported an average income of $51,000. 47% of applications resulted in an originated loan and 24% were denied. The most active lender was Citizens Bank, with 135 applications, followed by Bank of Holly Springs and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 1,278
Total Mortgage Loan Application Amount $118,921,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $2,347,000
Average Applicant Income $51,000
Highest Applicant Income $768,000

Mortgage Company List for Lending in Marshall County, MS for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank
8077 HWY 178, P.O. BOX 667
BYHALIA, MS 38611
* $ 67,229,000 135 $ 5,403,000
Bank of Holly Springs
970 HIGHWAY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 181,580,000 126 $ 6,152,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 109 $ 11,853,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 84 $ 5,570,000
First State Bank
P O BOX 580
HOLLY SPRINGS, MS 38635
* $ 100,525,000 77 $ 6,371,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 74 $ 7,310,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 59 $ 7,046,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,362,287,000 45 $ 7,320,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 44 $ 5,286,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 41 $ 2,137,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 37 $ 3,724,000
Merchants & Farmers Bank
650 HWY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 82,803,000 28 $ 2,180,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,425,755,000 18 $ 1,045,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 16 $ 2,416,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 16 $ 2,207,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 15 $ 1,883,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 14 $ 1,472,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 14 $ 1,649,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 13 $ 1,812,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 13 $ 1,965,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 11 $ 1,096,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 11 $ 1,337,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 10 $ 223,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 9 $ 974,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 9 $ 834,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 9 $ 1,567,000
Magna Bank
6525 QUAIL HOLLOW RD STE 513
MEMPHIS, TN 38120
* $ 426,512,000 8 $ 931,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 8 $ 1,046,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 989,000
Sycamore Bank
301 EAST MAIN STREET
SENATOBIA, MS 38668
* $ 171,199,000 8 $ 689,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 7 $ 1,404,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 639,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 6 $ 823,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 855,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 846,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 5 $ 464,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 5 $ 846,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 540,000
First Federal of Charleston
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 5 $ 379,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 226,273,000 5 $ 573,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 499,114,000 5 $ 177,000
Merchants and Farmers Bank
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,599,283,000 4 $ 229,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,291,724,000 4 $ 239,000
Community Bank, North Mississippi
P. O. BOX 270
AMORY, MS 38821
* $ 479,935,000 4 $ 449,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 369,432,000 4 $ 409,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 160,432,000 4 $ 489,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 627,881,000 4 $ 477,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 650,594,000 4 $ 202,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 4 $ 209,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 4 $ 563,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 4 $ 456,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 477,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 491,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 3 $ 318,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ 295,562,000 3 $ 322,000
Banktennessee
1125 WEST POPLAR AVENUE
COLLIERVILLE, TN 38017
* $ 252,955,000 3 $ 171,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 3 $ 511,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,228,772,000 3 $ 290,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ 389,474,000 2 $ 446,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,068,872,000 2 $ 141,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 519,715,000 2 $ 137,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 297,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 491,067,000 2 $ 172,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 105,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,357,978,000 2 $ 45,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 133,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 2 $ 582,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 58,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 80,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 152,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 1 $ 78,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 82,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 72,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 148,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 305,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 92,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 148,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 115,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 47,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 74,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 25,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 119,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 119,000
First Citizens National Bank

NEWARK, OH 43055
* $ 974,038,000 1 $ 80,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,176,442,000 1 $ 18,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ 40,000,000 1 $ 212,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 72,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 116,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 166,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 66,000
Financial Federal Savings Bank
6305 HUMPHREYS BLVD. SUITE 101
MEMPHIS, TN 38120
* $ 320,803,000 1 $ 65,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 115,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 12,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 45,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 150,000
Paragon National Bank
5400 POPLAR AVE STE 220
MEMPHIS, TN 38119
* $ 246,914,000 1 $ 180,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 142,000
Graystone Tower Bank
1826 GOOD HOPE RD
ENOLA, PA 17025
* $ 2,745,490,000 1 $ 417,000
Community Trust Bank
2211 NORTH 7TH STREET STE. 202B
WEST MONROE, LA 71291
* $ 1,881,482,000 1 $ 40,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 218,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 93,000
L G & W Federal Credit Union
1616 WHITTEN RD.
MEMPHIS, TN 38053
* $ 92,654,000 1 $ 119,000
Southern Security Federal Credit Union
765 W POPLAR AVE
COLLIERVILLE, TN 38017
* $ 99,819,000 1 $ 88,000
Memphis City Employees Credit Union
2678 MT. MORIAH TERRACE COVE
MEMPHIS, TN 38115
* $ 220,007,000 1 $ 70,000
Kimberly Clark Credit Union
1520 N SECOND STREET
MEMPHIS, TN 38107
* $ 94,411,000 1 $ 27,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,158,932,000 1 $ 148,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 157,000
Somerville Bank & Trust Co
PO BOX 879
SOMERVILLE, TN 38068
* $ 194,585,000 1 $ 59,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 161,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 417,000

The tables below break down 2011 mortgage applications in Marshall County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marshall County, MS in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 624 $69,736,000 $111,000 $2,347,000 $55,000 $276,000
Home Purchase 516 $45,492,000 $88,000 $417,000 $48,000 $768,000
Home Improvement 138 $3,693,000 $26,000 $290,000 $46,000 $176,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 717 $70,284,000 $98,000 $417,000 $59,000 $521,000
Black or African American 363 $25,339,000 $69,000 $417,000 $46,000 $768,000
Not applicable 86 $12,148,000 $141,000 $2,347,000 $10,000 $272,000
Not Provided 80 $8,233,000 $102,000 $248,000 $51,000 $262,000
Hispanic 21 $1,989,000 $94,000 $158,000 $40,000 $91,000
Native Hawaiian or Other Pacific Islander 5 $602,000 $120,000 $204,000 $63,000 $102,000
Asian 5 $296,000 $59,000 $152,000 $44,000 $85,000
American Indian or Alaskan Native 1 $30,000 $30,000 $30,000 $26,000 $26,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 908 $75,563,000 $83,000 $2,347,000 $56,000 $768,000
FHA-insured (Federal Housing Administration) 283 $32,028,000 $113,000 $274,000 $39,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $6,667,000 $111,000 $176,000 $36,000 $67,000
VA-guaranteed (Veterans Administration) 27 $4,663,000 $172,000 $375,000 $50,000 $262,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 602 $52,356,000 $86,000 $2,347,000 $58,000 $521,000
Application Denied By Financial Institution 305 $26,713,000 $87,000 $417,000 $49,000 $768,000
Loan Purchased By The Institution 162 $18,745,000 $115,000 $273,000 $29,000 $109,000
Application Withdrawn By Applicant 103 $10,966,000 $106,000 $276,000 $52,000 $240,000
Application Approved But Not Accepted 75 $6,014,000 $80,000 $417,000 $53,000 $262,000
File Closed For Incompleteness 31 $4,127,000 $133,000 $385,000 $62,000 $194,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 47 $2,872,000 $61,000 $226,000 $38,000 $108,000
Collateral 28 $4,779,000 $170,000 $417,000 $88,000 $262,000
Debt-To-Income Ratio 26 $2,812,000 $108,000 $300,000 $42,000 $130,000
Other 11 $1,221,000 $111,000 $218,000 $69,000 $150,000
Credit Application Incomplete 9 $820,000 $91,000 $227,000 $29,000 $100,000
Unverifiable Information 5 $404,000 $80,000 $124,000 $30,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 3 $187,000 $62,000 $98,000 $88,000 $147,000
Employment History 1 $63,000 $63,000 $63,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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