Mason County, IL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 465 mortgage applications in Mason County, IL totaling $37.2 million, down 14% from 2009. The average application was for $80,000, and applicants reported an average income of $68,000. 48% of applications resulted in an originated loan and 24% were denied. The most active lender was The Havana National Bank, with 50 applications, followed by Morton Community Bank and Petefish, Skiles, & Company Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 465
Total Mortgage Loan Application Amount $37,244,000
Average Mortgage Loan Application Amount $80,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $68,000
Highest Applicant Income $1,736,000

Mortgage Company List for Lending in Mason County, IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Havana National Bank
112 S ORANGE ST
HAVANA, IL 62644
* $ 163,444,000 50 $ 2,973,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 2,362,635,000 50 $ 5,820,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 167,743,000 33 $ 2,508,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,257,778,000 32 $ 1,566,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 32 $ 2,480,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 250,579,000 29 $ 2,480,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 28 $ 2,247,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 18 $ 1,433,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 17 $ 972,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,779,553,000 14 $ 1,188,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,448,270,000 13 $ 1,147,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 576,281,000 12 $ 1,105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 11 $ 1,076,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,068,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 596,000,000 7 $ 406,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 7 $ 648,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 645,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 611,958,000 6 $ 398,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 6 $ 314,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 88,775,000 6 $ 366,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 4 $ 287,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,549,701,000 4 $ 321,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 4 $ 301,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 277,348,000 3 $ 196,000
The First National Bank in Tremont
134 S SAMPSON STREET
TREMONT, IL 61568
* $ 116,189,000 3 $ 152,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 847,945,000 3 $ 216,000
First Farmers State Bank
101 S MAIN
MINIER, IL 61759
* $ 135,418,000 2 $ 164,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 107,969,000 2 $ 233,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 140,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 2 $ 108,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 2 $ 189,000
Redbrand Credit Union
820 MCKINLEY AVE
BARTONVILLE, IL 61607
* $ 48,751,000 2 $ 44,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 296,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 117,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 205,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 2 $ 268,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 76,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 54,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 200,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 64,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 78,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 196,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 84,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 79,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 67,000
Cu/America Financial Services
450 E 22ND STREET
LOMBARD, IL 60148
* $ 30,603,000 1 $ 80,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 86,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 81,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 130,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 50,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 218,311,000 1 $ 30,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 143,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 55,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 84,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 60,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 133,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 44,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 1 $ 5,000
Herget Bank National Associati
33 S 4TH STREET
PEKIN, IL 61554
* $ 264,243,000 1 $ 72,000
Commerce Bank, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 17,958,713,000 1 $ 7,000
Better Banks
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 188,976,000 1 $ 83,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 125,977,000 1 $ 74,000
South Side Trust & Savings Bank of Peoria
2119 S.W. ADAMS
PEORIA, IL 61602
* $ 595,979,000 1 $ 146,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 51,000

The tables below break down 2010 mortgage applications in Mason County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mason County, IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 267 $25,086,000 $93,000 $3,000,000 $73,000 $1,736,000
Home Purchase 146 $10,734,000 $73,000 $286,000 $64,000 $1,556,000
Home Improvement 52 $1,424,000 $27,000 $190,000 $56,000 $164,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 420 $33,772,000 $80,000 $3,000,000 $71,000 $1,736,000
Not applicable 24 $1,979,000 $82,000 $144,000 $18,000 $292,000
Not Provided 17 $1,226,000 $72,000 $140,000 $62,000 $230,000
Hispanic 2 $82,000 $41,000 $43,000 $55,000 $64,000
American Indian or Alaskan Native 1 $67,000 $67,000 $67,000 $420,000 $420,000
Asian 1 $118,000 $118,000 $118,000 $64,000 $64,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 330 $25,835,000 $78,000 $3,000,000 $80,000 $1,736,000
FHA-insured (Federal Housing Administration) 86 $7,569,000 $88,000 $205,000 $42,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $2,589,000 $73,000 $143,000 $40,000 $78,000
VA-guaranteed (Veterans Administration) 14 $1,251,000 $89,000 $286,000 $30,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 223 $18,850,000 $84,000 $3,000,000 $82,000 $1,736,000
Application Denied By Financial Institution 112 $7,532,000 $67,000 $324,000 $49,000 $224,000
Loan Purchased By The Institution 66 $5,909,000 $89,000 $195,000 $40,000 $229,000
Application Withdrawn By Applicant 46 $3,344,000 $72,000 $205,000 $53,000 $420,000
Application Approved But Not Accepted 13 $1,186,000 $91,000 $140,000 $204,000 $1,440,000
File Closed For Incompleteness 5 $423,000 $84,000 $176,000 $34,000 $84,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $1,323,000 $45,000 $128,000 $45,000 $132,000
Collateral 21 $1,704,000 $81,000 $200,000 $56,000 $105,000
Debt-To-Income Ratio 13 $1,032,000 $79,000 $205,000 $43,000 $137,000
Credit Application Incomplete 4 $392,000 $98,000 $145,000 $53,000 $118,000
Other 3 $172,000 $57,000 $76,000 $52,000 $69,000
Insufficient Cash (Downpayment, Closing Cost) 2 $291,000 $145,000 $245,000 $48,000 $55,000
Employment History 1 $65,000 $65,000 $65,000 $21,000 $21,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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