McKenzie County ND
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed McKenzie County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 264 |
| Total Mortgage Loan Application Amount | $43,106,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $484,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 1,088,724,000 | 84 | $ 13,261,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 27 | $ 1,976,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 19 | $ 4,084,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 18 | $ 3,660,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 15 | $ 3,281,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 13 | $ 1,351,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 739,907,000 | 11 | $ 668,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,241,069,000 | 8 | $ 1,601,000 |
| BANK OF NORTH DAKOTA 1200 MEMORIAL HWY BISMARCK, ND 58504 |
* | $ 35,500,000 | 7 | $ 1,353,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 5 | $ 1,118,000 |
| AMERICAN BANK OF FREEDOM 127 WEST HUDSON WELLSVILLE, MO 63384 |
* | $ 103,931,000 | 5 | $ 1,069,000 |
| STOCKMAN BANK OF MONTANA 700 MAIN STREET MILES CITY, MT 59301 |
* | $ 2,132,797,000 | 4 | $ 1,054,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 4 | $ 842,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 4 | $ 592,000 |
| GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 1,403,013,000 | 3 | $ 672,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 3 | $ 777,000 |
| MIDWEST BANK 200 EAST BROADWAY, P.O. BOX 440 MONMOUTH, IL 61462 |
* | $ 417,673,000 | 2 | $ 460,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 2 | $ 200,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 163,495,000 | 2 | $ 100,000 |
| WESTERN COOPERATIVE CREDIT UNION PO BOX 2237/1300 BISON DR WILLISTON, ND 58801 |
* | $ 284,555,000 | 2 | $ 383,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 2 | $ 295,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 2 | $ 183,000 |
| PIONEER BANK & TRUST 125 E COLORADO BLVD STE 1A BELLE FOURCHE, SD 57783 |
* | $ 467,298,000 | 1 | $ 48,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 727,866,000 | 1 | $ 36,000 |
| BRAVERA BANK 140 1ST AVENUE WEST DICKINSON, ND 58601 |
* | $ 896,529,000 | 1 | $ 75,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 161,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 296,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ 10,000,000 | 1 | $ 177,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 217,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 1 | $ 146,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 1 | $ 20,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 1 | $ 159,000 |
| STARION BANK 109 1ST STREET NW BISMARCK, ND 58554 |
* | $ 924,641,000 | 1 | $ 1,000,000 |
| MINNESOTA BANK & TRUST 7701 FRANCE AVE S SUITE 110 EDINA, MN 55435 |
* | $ 81,457,000 | 1 | $ 135,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 175,000 |
| LEGENCE BANK P.O. BOX 569 ELDORADO, IL 62930 |
* | $ 227,334,000 | 1 | $ 54,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,459,365,000 | 1 | $ 128,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 1 | $ 43,000 |
| DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 570,006,000 | 1 | $ 258,000 |
| BUFFALO FEDERAL SAVINGS BANK 106 FORT STREET BUFFALO, WY 82834 |
* | $ 143,087,000 | 1 | $ 90,000 |
| COBIZ BANK 1401 LAWRENCE ST STE. 1200 DENVER, CO 80202 |
* | $ 2,372,399,000 | 1 | $ 350,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 7,294,743,000 | 1 | $ 76,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for McKenzie County ND in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 191 | $29,112,000 | $152,000 | $372,000 | $82,000 | $252,000 |
| Refinancing | 59 | $12,919,000 | $218,000 | $1,000,000 | $77,000 | $484,000 |
| Home Improvement | 14 | $1,075,000 | $76,000 | $271,000 | $74,000 | $123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 207 | $32,224,000 | $155,000 | $417,000 | $93,000 | $484,000 |
| Not applicable | 40 | $9,188,000 | $229,000 | $1,000,000 | $8,000 | $109,000 |
| Not Provided | 7 | $684,000 | $97,000 | $239,000 | $114,000 | $240,000 |
| American Indian or Alaskan Native | 5 | $590,000 | $118,000 | $205,000 | $67,000 | $128,000 |
| Hispanic | 4 | $252,000 | $63,000 | $67,000 | $130,000 | $181,000 |
| Asian | 1 | $168,000 | $168,000 | $168,000 | $47,000 | $47,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 197 | $28,929,000 | $146,000 | $1,000,000 | $87,000 | $484,000 |
| FHA-insured (Federal Housing Administration) | 39 | $7,912,000 | $202,000 | $291,000 | $72,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $4,325,000 | $205,000 | $267,000 | $46,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,940,000 | $277,000 | $310,000 | $68,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 138 | $21,977,000 | $159,000 | $1,000,000 | $84,000 | $484,000 |
| Loan Purchased By The Institution | 47 | $9,593,000 | $204,000 | $324,000 | $38,000 | $173,000 |
| Application Denied By Financial Institution | 47 | $6,211,000 | $132,000 | $417,000 | $104,000 | $240,000 |
| Application Approved But Not Accepted | 24 | $3,761,000 | $156,000 | $310,000 | $96,000 | $241,000 |
| Application Withdrawn By Applicant | 8 | $1,564,000 | $195,000 | $296,000 | $96,000 | $240,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $2,417,000 | $105,000 | $290,000 | $124,000 | $240,000 |
| Collateral | 8 | $1,672,000 | $209,000 | $417,000 | $89,000 | $162,000 |
| Employment History | 5 | $803,000 | $160,000 | $258,000 | $59,000 | $79,000 |
| Other | 3 | $374,000 | $124,000 | $240,000 | $120,000 | $204,000 |
| Debt-To-Income Ratio | 3 | $343,000 | $114,000 | $242,000 | $66,000 | $87,000 |
| Credit Application Incomplete | 2 | $134,000 | $67,000 | $67,000 | $146,000 | $168,000 |
| Unverifiable Information | 1 | $192,000 | $192,000 | $192,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.