Milam County, TX Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 477 mortgage applications in Milam County, TX totaling $53.5 million, down 9% from 2010. The average application was for $112,000, and applicants reported an average income of $63,000. 44% of applications resulted in an originated loan and 23% were denied. The most active lender was Wells Fargo Bank NA, with 73 applications, followed by Classic Bank, National Association and Primelending.

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Total Number of Mortgage Applications 477
Total Mortgage Loan Application Amount $53,530,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $2,075,000
Average Applicant Income $63,000
Highest Applicant Income $217,000

Mortgage Company List for Lending in Milam County, TX for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 73 $ 9,202,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ 217,121,000 48 $ 2,418,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 26 $ 3,288,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 21 $ 1,376,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 21 $ 2,510,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 20 $ 2,390,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 19 $ 1,043,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 2,373,000
The Buckholts State Bank
100 N 4TH STREET
BUCKHOLTS, TX 76520
* $ 57,926,000 11 $ 315,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,102,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 1,928,441,000 9 $ 1,068,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 9 $ 1,237,000
Texell Credit Union
PO BOX 983
TEMPLE, TX 76503
* $ 145,079,000 7 $ 217,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 7 $ 650,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 6 $ 1,099,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 343,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 713,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 5 $ 487,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 199,275,000 4 $ 523,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 62,638,180,000 4 $ 938,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 4 $ 775,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 4 $ 229,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,159,626,000 4 $ 157,000
Citizens National Bank
118 S HOUSTON
CAMERON, TX 76520
* $ 305,102,000 4 $ 115,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 4 $ 133,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 430,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 288,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 4 $ 538,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 3 $ 404,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 379,000
Txl Mortgage Corporation
11931 WICKCHESTER LN STE 444
HOUSTON, TX 77043
* $ 100,000,000 3 $ 728,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 3 $ 447,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 3 $ 198,000
City National Bank of Taylor
PO DRAWER 1099
TAYLOR, TX 76574
* $ 184,229,000 3 $ 36,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,472,521,000 3 $ 85,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 3 $ 94,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 2 $ 550,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 726,447,000 2 $ 3,175,000
Southtrust Bank NA
PO BOX 2230
GEORGE WEST, TX 78022
* $ 193,887,000 2 $ 93,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 628,098,000 2 $ 90,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 817,128,000 2 $ 60,000
Greater Texas Federal Credit Union
6411 N LAMAR BLVD
AUSTIN, TX 78752
* $ 438,453,000 2 $ 129,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 77,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 2 $ 204,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 299,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 269,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 205,000
Capstar Lending, LLC
6836 AUSTIN CENTER BLVD #110
AUSTIN, TX 78717
* $ 500,000 2 $ 344,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 268,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 258,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 2 $ 314,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 204,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 646,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 45,000
Patriot Bank Mortgage
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 2 $ 343,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 245,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 2 $ 289,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 222,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 190,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 112,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 20,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 160,000
Pfl dba Marquee Mortgage
16410 BLANCO ROAD #3
SAN ANTONIO, TX 78232
* $ 100,000,000 1 $ 112,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 102,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 64,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 154,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 122,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 222,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 64,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 130,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 198,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 54,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 248,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 208,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 228,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 1 $ 76,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 98,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 226,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 1 $ 70,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 689,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 215,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 124,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 4,184,167,000 1 $ 56,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 1,268,447,000 1 $ 50,000
Members Trust of the Southwest Federal Credit Union
2315 MANGUM ROAD
HOUSTON, TX 77092
* $ 64,303,000 1 $ 22,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ 433,765,000 1 $ 52,000
The First National Bank of Bas
489 HIGHWAY 71 WEST (PO DRAWER F)
BASTROP, TX 78602
* $ 339,379,000 1 $ 119,000
First National Bank of Huntsville
PO BOX 659 , 1300 11TH ST
HUNTSVILLE, TX 77340
* $ 389,972,000 1 $ 150,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ 1,083,073,000 1 $ 50,000
Bank of Texas
1005 CONGRESS AVENUE, SUITE 100
AUSTIN, TX 78701
* $ 82,716,000 1 $ 30,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 183,284,000 1 $ 135,000
Public Employees Credit Union
PO BOX 2205
AUSTIN, TX 78701
* $ 253,182,000 1 $ 12,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ 651,696,000 1 $ 70,000
Aafes Federal Credit Union
P O BOX 210708
DALLAS, TX 75211
* $ 82,205,000 1 $ 55,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,827,969,000 1 $ 32,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 1 $ 278,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 1 $ 26,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ 594,208,000 1 $ 167,000
Citizens State Bank
PO BOX 518
SOMERVILLE, TX 77879
* $ 362,701,000 1 $ 30,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,285,632,000 1 $ 119,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 81,053,000 1 $ 69,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 1 $ 37,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 1,662,674,000 1 $ 439,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 18,520,720,000 1 $ 30,000

The tables below break down 2011 mortgage applications in Milam County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Milam County, TX in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 222 $22,137,000 $99,000 $417,000 $61,000 $184,000
Refinancing 204 $29,716,000 $145,000 $2,075,000 $67,000 $204,000
Home Improvement 51 $1,677,000 $32,000 $191,000 $52,000 $217,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 340 $40,070,000 $117,000 $689,000 $68,000 $217,000
Hispanic 49 $2,411,000 $49,000 $122,000 $44,000 $125,000
Not Provided 41 $3,891,000 $94,000 $256,000 $70,000 $169,000
Not applicable 23 $5,353,000 $232,000 $2,075,000 $34,000 $151,000
Black or African American 21 $1,560,000 $74,000 $206,000 $43,000 $91,000
Asian 3 $245,000 $81,000 $133,000 $66,000 $86,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 326 $33,927,000 $104,000 $2,075,000 $69,000 $217,000
FHA-insured (Federal Housing Administration) 104 $12,444,000 $119,000 $273,000 $53,000 $184,000
VA-guaranteed (Veterans Administration) 30 $4,361,000 $145,000 $278,000 $39,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $2,798,000 $164,000 $1,100,000 $38,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 210 $24,802,000 $118,000 $2,075,000 $68,000 $217,000
Application Denied By Financial Institution 112 $9,249,000 $82,000 $689,000 $50,000 $145,000
Loan Purchased By The Institution 82 $10,932,000 $133,000 $352,000 $60,000 $184,000
Application Approved But Not Accepted 35 $2,751,000 $78,000 $276,000 $65,000 $185,000
Application Withdrawn By Applicant 32 $4,601,000 $143,000 $570,000 $68,000 $180,000
File Closed For Incompleteness 6 $1,195,000 $199,000 $417,000 $105,000 $183,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $2,183,000 $54,000 $237,000 $50,000 $135,000
Debt-To-Income Ratio 14 $1,137,000 $81,000 $269,000 $32,000 $100,000
Collateral 11 $1,088,000 $98,000 $220,000 $68,000 $142,000
Other 10 $1,464,000 $146,000 $689,000 $53,000 $141,000
Credit Application Incomplete 7 $653,000 $93,000 $151,000 $56,000 $104,000
Employment History 2 $117,000 $58,000 $63,000 $63,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 2 $115,000 $57,000 $61,000 $92,000 $145,000
Unverifiable Information 1 $279,000 $279,000 $279,000 $134,000 $134,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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