Mineral County, NV Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 82 mortgage applications in Mineral County, NV totaling $7.7 million, down 40% from 2008. The average application was for $93,000, and applicants reported an average income of $60,000. 29% of applications resulted in an originated loan and 30% were denied. The most active lender was Bank of America, N.A., with 25 applications, followed by Wells Fargo Bank, NA and Citibank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 82
Total Mortgage Loan Application Amount $7,677,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $278,000
Average Applicant Income $60,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Mineral County, NV for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 25 $ 2,278,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 9 $ 957,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 6 $ 118,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 5 $ 216,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 3 $ 468,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 3 $ 311,000
Bank of Commerce
PO BOX 29
CHELSEA, OK 74016
* $ 160,637,000 3 $ 236,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 180,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 100,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 244,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 171,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 132,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,334,333,000 1 $ 71,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 1 $ 134,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 1 $ 240,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 83,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 1 $ 132,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 631,295,000 1 $ 116,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 2,170,723,000 1 $ 42,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,357,964,000 1 $ 156,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 665,782,000 1 $ 74,000
Greater Nevada Mortgage
4070 SILVER SAGE DRIVE
CARSON CITY, NV 89701
* $ 338,783,000 1 $ 65,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 132,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 278,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 131,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 128,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 1 $ 116,000

The tables below break down 2009 mortgage applications in Mineral County, NV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mineral County, NV in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 54 $5,334,000 $98,000 $278,000 $66,000 $720,000
Home Purchase 23 $2,065,000 $89,000 $240,000 $48,000 $110,000
Home Improvement 5 $278,000 $55,000 $129,000 $60,000 $93,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 55 $5,600,000 $101,000 $278,000 $70,000 $720,000
Not Provided 9 $663,000 $73,000 $128,000 $56,000 $98,000
Not applicable 8 $486,000 $60,000 $240,000 $19,000 $71,000
Hispanic 5 $438,000 $87,000 $118,000 $62,000 $76,000
Black or African American 3 $307,000 $102,000 $125,000 $27,000 $81,000
American Indian or Alaskan Native 2 $183,000 $91,000 $95,000 $40,000 $40,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 57 $4,768,000 $83,000 $278,000 $69,000 $720,000
FHA-insured (Federal Housing Administration) 21 $2,249,000 $107,000 $168,000 $38,000 $107,000
VA-guaranteed (Veterans Administration) 4 $660,000 $165,000 $240,000 $51,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 25 $2,377,000 $95,000 $278,000 $87,000 $720,000
Loan Originated 24 $2,380,000 $99,000 $240,000 $52,000 $110,000
Loan Purchased By The Institution 14 $1,173,000 $83,000 $240,000 $22,000 $71,000
Application Withdrawn By Applicant 12 $1,068,000 $89,000 $180,000 $72,000 $231,000
File Closed For Incompleteness 5 $427,000 $85,000 $106,000 $48,000 $70,000
Application Approved But Not Accepted 2 $252,000 $126,000 $132,000 $51,000 $69,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 8 $794,000 $99,000 $168,000 $76,000 $107,000
Other 3 $463,000 $154,000 $278,000 $52,000 $132,000
Unverifiable Information 2 $204,000 $102,000 $109,000 $85,000 $130,000
Insufficient Cash (Downpayment, Closing Cost) 2 $213,000 $106,000 $132,000 $74,000 $77,000
Credit Application Incomplete 1 $71,000 $71,000 $71,000 $44,000 $44,000
Debt-To-Income Ratio 1 $15,000 $15,000 $15,000 $76,000 $76,000
Employment History 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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