Monroe County, MO Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 179 mortgage applications in Monroe County, MO totaling $17.0 million, down 16% from 2012. The average application was for $94,000, and applicants reported an average income of $63,000. 49% of applications resulted in an originated loan and 29% were denied. The most active lender was Hnb National Bank, with 39 applications, followed by F & M Bank and Trust Company and United Community Bank.

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Total Number of Mortgage Applications 179
Total Mortgage Loan Application Amount $17,000,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $307,000
Average Applicant Income $63,000
Highest Applicant Income $345,000

Mortgage Company List for Lending in Monroe County, MO for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 404,150,000 39 $ 3,466,000
F & M Bank and Trust Company
PO BOX 938
HANNIBAL, MO 63401
* $ 142,111,000 16 $ 1,160,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 15 $ 1,680,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 11 $ 776,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 9 $ 990,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 8 $ 692,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 5 $ 443,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 5 $ 532,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 14,689,863,000 4 $ 300,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 175,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 3 $ 145,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 2 $ 294,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 139,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 2 $ 262,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 99,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 127,530,000 2 $ 206,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 2 $ 318,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 145,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 235,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 132,000
Landmark Bank N.A.
PO BOX 1867
COLUMBIA, MO 65201
* $ 1,751,541,000 2 $ 188,000
Boone County National Bank
8TH & BROADWAY P O BOX 678
COLUMBIA, MO 65205
* $ 1,431,785,000 1 $ 277,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,173,000 1 $ 196,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 1 $ 41,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,668,374,000 1 $ 140,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 1 $ 99,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 1 $ 25,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 88,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 75,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 62,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 68,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,381,142,000 1 $ 39,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 1 $ 78,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 1 $ 80,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 190,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 173,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 160,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 962,277,000 1 $ 232,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 77,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,473,889,000 1 $ 74,000
Providence Bank
3855 FORUM BOULEVARD
COLUMBIA, MO 65203
* $ 674,972,000 1 $ 131,000
First Missouri Bank
PO BOX 190
BROOKFIELD, MO 64628
* $ 146,401,000 1 $ 307,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 1 $ 106,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 1 $ 103,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 82,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 62,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 5,302,932,000 1 $ 31,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 266,761,000 1 $ 84,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 1 $ 44,000
Merchants & Farmers Bank
507 N WEBER
SALISBURY, MO 65281
* $ 104,688,000 1 $ 171,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 70,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 36,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 88,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 122,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 103,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 80,000

The tables below break down 2013 mortgage applications in Monroe County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Monroe County, MO in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 110 $11,303,000 $102,000 $307,000 $68,000 $345,000
Home Purchase 60 $5,295,000 $88,000 $228,000 $52,000 $289,000
Home Improvement 9 $402,000 $44,000 $185,000 $71,000 $178,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 153 $15,078,000 $98,000 $307,000 $67,000 $345,000
Not Provided 12 $994,000 $82,000 $166,000 $64,000 $102,000
Not applicable 7 $528,000 $75,000 $140,000 $9,000 $38,000
Black or African American 4 $243,000 $60,000 $71,000 $24,000 $52,000
Hispanic 2 $132,000 $66,000 $72,000 $25,000 $51,000
American Indian or Alaskan Native 1 $25,000 $25,000 $25,000 $45,000 $45,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 136 $12,961,000 $95,000 $307,000 $71,000 $345,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $1,446,000 $72,000 $131,000 $32,000 $68,000
FHA-insured (Federal Housing Administration) 15 $1,665,000 $111,000 $228,000 $46,000 $178,000
VA-guaranteed (Veterans Administration) 8 $928,000 $116,000 $232,000 $38,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 88 $9,177,000 $104,000 $307,000 $75,000 $345,000
Application Denied By Financial Institution 52 $4,215,000 $81,000 $232,000 $54,000 $178,000
Loan Purchased By The Institution 19 $1,614,000 $84,000 $228,000 $39,000 $105,000
Application Approved But Not Accepted 11 $932,000 $84,000 $170,000 $55,000 $95,000
Application Withdrawn By Applicant 5 $617,000 $123,000 $158,000 $54,000 $83,000
File Closed For Incompleteness 4 $445,000 $111,000 $190,000 $49,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $1,164,000 $77,000 $229,000 $59,000 $126,000
Debt-To-Income Ratio 8 $734,000 $91,000 $185,000 $52,000 $84,000
Collateral 8 $609,000 $76,000 $106,000 $50,000 $163,000
Credit Application Incomplete 4 $261,000 $65,000 $92,000 $50,000 $84,000
Other 2 $225,000 $112,000 $160,000 $63,000 $74,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Missouri Lender List