Unlock detailed Montgomery County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 826 |
| Total Mortgage Loan Application Amount | $74,161,000 |
| Average Mortgage Loan Application Amount | $89,000 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $710,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK & TRUST COMPANY 401 N MADISON LITCHFIELD, IL 62056 |
* | $ 261,374,000 | 157 | $ 12,927,000 |
| BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 233,622,000 | 99 | $ 8,879,000 |
| SOUTH CENTRAL ILLINOIS MTG LLC 200 E. HOMER ADAMS PARKWAY ALTON, IL 62002 |
* | $ 10,000,000 | 61 | $ 6,962,000 |
| JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 288,536,000 | 51 | $ 3,038,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 40 | $ 3,616,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 36 | $ 3,331,000 |
| THE FIRST NATIONAL BANK OF RAYMOND 403 E. BROAD ST. RAYMOND, IL 62560 |
* | $ 118,869,000 | 33 | $ 2,578,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 32 | $ 2,460,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 847,945,000 | 26 | $ 2,550,000 |
| THE FIRST NATIONAL BANK IN STAUNTON 115 S ELM ST PO BOX 59 STAUNTON, IL 62088 |
* | $ 459,780,000 | 23 | $ 2,013,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 13 | $ 1,594,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 12 | $ 1,190,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 12 | $ 1,254,000 |
| THE BRADFORD NATIONAL BANK OF GREENVILLE 100 E COLLEGE AVE GREENVILLE, IL 62246 |
* | $ 198,408,000 | 11 | $ 1,088,000 |
| PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 487,710,000 | 11 | $ 1,088,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 9 | $ 1,279,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 576,281,000 | 9 | $ 952,000 |
| CARLINVILLE NATIONAL BANK 450 WEST SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 300,729,000 | 8 | $ 297,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 8 | $ 589,000 |
| THE FIRST NATIONAL BANK 432 W GALLATIN VANDALIA, IL 62471 |
* | $ 251,232,000 | 7 | $ 305,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 7 | $ 801,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 220,444,000 | 7 | $ 886,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 6 | $ 523,000 |
| TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 237,850,000 | 6 | $ 503,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 6 | $ 580,000 |
| CHERRY CREEK MORTGAGE CO., INC 7600 EAST ORCHARD RD., STE 250-N GREENWOOD VILLAGE, CO 80111 |
* | $ 10,000,000 | 5 | $ 340,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 5 | $ 150,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 5 | $ 418,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 5 | $ 355,000 |
| ILLINOIS STATE POLICE FEDERAL CREDIT UNION 730 ENGINEERING AVE. SPRINGFIELD, IL 62703 |
* | $ 73,677,000 | 5 | $ 426,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 5 | $ 739,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 4 | $ 368,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 4 | $ 483,000 |
| FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 4 | $ 232,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 4 | $ 412,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 3 | $ 187,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 3 | $ 406,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 3 | $ 320,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 596,000,000 | 3 | $ 243,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 423,000 |
| 1ST ADVANTAGE MORTGAGE 701 E 22ND ST, STE 125 LOMBARD, IL 60148 |
* | $ 10,000,000 | 3 | $ 635,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 3 | $ 249,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 250,579,000 | 3 | $ 267,000 |
| FIRST COMMUNITY STATE BANK 417 W. NORTH STREET, P.O. BOX 210 STAUNTON, IL 62088 |
* | $ 50,398,000 | 2 | $ 118,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 2 | $ 173,000 |
| UNITED REPUBLIC BANK PO BOX 540126 OMAHA, NE 68154 |
* | $ 43,937,000 | 2 | $ 173,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 274,000 |
| BOULEVARD BANK 111 E MAIN ST NEOSHO, MO 64850 |
* | $ 147,872,000 | 2 | $ 15,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 2 | $ 188,000 |
| 1ST MIDAMERICA CREDIT UNION 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 409,148,000 | 2 | $ 105,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 237,957,000 | 2 | $ 14,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,139,962,000 | 2 | $ 201,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 10,549,701,000 | 2 | $ 117,000 |
| HEARTLAND BANK 430 N HAMILTON ROAD WHITEHALL, OH 43213 |
* | $ 522,637,000 | 1 | $ 50,000 |
| FIRST STATE BANK OF RED BUD 115 W MARKET RED BUD, IL 62278 |
* | $ 90,936,000 | 1 | $ 325,000 |
| TOWN AND COUNTRY BANK 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 277,348,000 | 1 | $ 94,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 1 | $ 374,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,087,471,000 | 1 | $ 3,000 |
| SECURITY BANK, S.B. 510 E. MONROE ST SPRINGFIELD, IL 62701 |
* | $ 167,806,000 | 1 | $ 61,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 1 | $ 7,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 57,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 100,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 197,047,000 | 1 | $ 17,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 68,000 |
| IBERIABANK MORTGAGE COMPANY 12719 CANTRELL ROAD LITTLE ROCK, AR 72223 |
* | $ 499,416,000 | 1 | $ 85,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 273,674,000 | 1 | $ 214,000 |
| HEARTLAND 2213 W WHITE OAKS DR SPRINGFIELD, IL 62704 |
* | $ 187,819,000 | 1 | $ 81,000 |
| DECATUR EARTHMOVER CREDIT UNION 260 W MARION AVE FORSYTH, IL 62535 |
* | $ 240,828,000 | 1 | $ 19,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 1 | $ 68,000 |
| LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 133,046,000 | 1 | $ 20,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 115,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 280,000 |
| GERSHMAN INVESTMENT CORP. 7 N. BEMISTON ST. LOUIS, MO 63105 |
* | $ 31,000,000 | 1 | $ 116,000 |
| PARAMOUNT MORTGAGE COMPANY 347 N. LINDBERGH BLVD. ST. LOUIS, MO 63141 |
* | $ 10,000,000 | 1 | $ 64,000 |
| COMMUNITY BANK OF TRENTON 104 EAST BROADWAY TRENTON, IL 62293 |
* | $ 71,484,000 | 1 | $ 30,000 |
| HEARTLAND BANK 212 SOUTH CENTRAL CLAYTON, MO 63105 |
* | $ 941,192,000 | 1 | $ 160,000 |
| GUARDIAN SAVINGS BANK FSB 3800 NAMEOKI RD GRANITE CITY, IL 62040 |
* | $ 40,820,000 | 1 | $ 52,000 |
| PULASKI BANK 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,432,510,000 | 1 | $ 147,000 |
| FIRST CLOVER LEAF BANK 6814 GOSHEN ROAD EDWARDSVILLE, IL 62025 |
* | $ 584,378,000 | 1 | $ 66,000 |
| GCS FEDERAL CREDIT UNION 4101 STATE HWY 111 PONTOON BEACH, IL 62040 |
* | $ 285,454,000 | 1 | $ 12,000 |
| FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 575,599,000 | 1 | $ 185,000 |
| THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,415,903,000 | 1 | $ 52,000 |
| BRIMFIELD BANK 123 E. KNOXVILLE STREET BRIMFIELD, IL 61517 |
* | $ 51,483,000 | 1 | $ 62,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 141,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 127,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 74,000 |
| BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 1 | $ 186,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 52,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 87,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 208,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 69,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 508 | $50,890,000 | $100,000 | $400,000 | $73,000 | $710,000 |
| Home Purchase | 251 | $20,505,000 | $81,000 | $400,000 | $60,000 | $355,000 |
| Home Improvement | 67 | $2,766,000 | $41,000 | $171,000 | $66,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 761 | $67,859,000 | $89,000 | $400,000 | $69,000 | $710,000 |
| Not Provided | 35 | $3,326,000 | $95,000 | $280,000 | $71,000 | $155,000 |
| Not applicable | 17 | $1,955,000 | $115,000 | $351,000 | $0 | $0 |
| Hispanic | 8 | $483,000 | $60,000 | $159,000 | $50,000 | $188,000 |
| Asian | 3 | $392,000 | $130,000 | $300,000 | $272,000 | $355,000 |
| American Indian or Alaskan Native | 2 | $146,000 | $73,000 | $75,000 | $85,000 | $111,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $58,349,000 | $89,000 | $400,000 | $75,000 | $710,000 |
| FHA-insured (Federal Housing Administration) | 102 | $10,160,000 | $99,000 | $208,000 | $47,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $3,528,000 | $63,000 | $138,000 | $39,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,124,000 | $111,000 | $280,000 | $36,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 552 | $49,688,000 | $90,000 | $400,000 | $77,000 | $710,000 |
| Application Denied By Financial Institution | 138 | $11,329,000 | $82,000 | $336,000 | $50,000 | $204,000 |
| Loan Purchased By The Institution | 62 | $5,990,000 | $96,000 | $277,000 | $44,000 | $259,000 |
| Application Withdrawn By Applicant | 35 | $3,091,000 | $88,000 | $208,000 | $62,000 | $185,000 |
| Application Approved But Not Accepted | 28 | $2,716,000 | $97,000 | $300,000 | $58,000 | $183,000 |
| File Closed For Incompleteness | 8 | $1,221,000 | $152,000 | $280,000 | $47,000 | $100,000 |
| Preapproval Denied by Financial Institution | 3 | $126,000 | $42,000 | $56,000 | $25,000 | $38,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 49 | $3,017,000 | $61,000 | $161,000 | $47,000 | $132,000 |
| Collateral | 21 | $2,047,000 | $97,000 | $336,000 | $57,000 | $144,000 |
| Debt-To-Income Ratio | 20 | $2,159,000 | $107,000 | $281,000 | $46,000 | $135,000 |
| Credit Application Incomplete | 5 | $425,000 | $85,000 | $120,000 | $72,000 | $97,000 |
| Other | 5 | $270,000 | $54,000 | $89,000 | $44,000 | $65,000 |
| Unverifiable Information | 3 | $222,000 | $74,000 | $125,000 | $31,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $243,000 | $81,000 | $153,000 | $74,000 | $125,000 |
| Mortgage Insurance Denied | 2 | $255,000 | $127,000 | $190,000 | $67,000 | $100,000 |
| Employment History | 2 | $109,000 | $54,000 | $71,000 | $27,000 | $31,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.