Montour County PA
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Montour County PA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Montour County PA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,360
Total Mortgage Loan Application Amount $133,168,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $1,155,000
Average Applicant Income $62,000
Highest Applicant Income $1,272,000

Mortgage Company List for Lending in Montour County PA for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FNB BANK, NATIONAL ASSOCIATION
630 MILL STREET
DANVILLE, PA 17821
* $ 273,285,000 214 $ 17,786,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 110 $ 11,074,000
SERVICE 1ST
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 98,140,000 78 $ 3,811,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 55 $ 6,391,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 45 $ 6,585,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 43 $ 3,123,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 32 $ 5,250,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 30 $ 2,987,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 29 $ 3,076,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 29 $ 1,390,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 22 $ 1,888,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 21 $ 2,538,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 20 $ 1,887,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 52,414,140,000 19 $ 2,187,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 19 $ 2,092,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 16 $ 686,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 16 $ 1,443,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 16 $ 1,530,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 16 $ 2,012,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 16 $ 1,880,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 16 $ 3,012,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 15 $ 1,388,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 15 $ 1,541,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 14 $ 3,223,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 2,264,235,000 14 $ 684,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 73,809,165,000 13 $ 672,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 13 $ 1,060,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 1,409,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 12 $ 1,560,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 12 $ 1,215,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 456,706,000 12 $ 1,334,000
WELLS FARGO FIN'L PENNSYLVANIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 459,575,000 12 $ 1,278,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 11 $ 1,944,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 11 $ 1,321,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 10 $ 979,000
FIRST KEYSTONE NATIONAL BANK
111 WEST FRONT ST
BERWICK, PA 18603
* $ 495,106,000 10 $ 655,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 9 $ 851,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 9 $ 796,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,105,960,000 8 $ 990,000
SUSQUEHANNA BANK
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 1,675,673,000 8 $ 447,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 8 $ 853,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 8 $ 735,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 8 $ 835,000
KEYSTONE NAZARETH BANK & TRUST
90 HIGHLAND AVE
BETHLEHEM, PA 18017
* $ 2,396,449,000 8 $ 491,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 8 $ 404,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 8 $ 605,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 8 $ 873,000
FIRST COLUMBIA BANK & TRUST CO.
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 249,507,000 7 $ 520,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 7 $ 695,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 7 $ 128,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 7 $ 833,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 6 $ 809,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 6 $ 423,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 6 $ 877,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 530,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 6 $ 544,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 540,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 786,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,093,273,000 5 $ 473,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 5 $ 488,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 36,023,828,000 5 $ 558,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 5 $ 338,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 253,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 4 $ 346,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 4 $ 404,000
OMEGA BANK NA
PO BOX 298
STATE COLLEGE, PA 16804
* $ 2,062,130,000 4 $ 456,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 5,925,817,000 4 $ 427,000
PHILADELPHIA
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 487,388,000 4 $ 190,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 167,271,000 3 $ 530,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 218,000
MIFFLINBURG BANK AND TRUST COMPANY
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 273,150,000 3 $ 284,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 233,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 164,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 3 $ 337,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 3 $ 400,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 3 $ 399,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 3 $ 285,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 243,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 3 $ 272,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,250,504,000 2 $ 277,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,870,451,000 2 $ 55,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 2 $ 706,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 177,000
COMMUNITYBANKS
150 MARKET SQUARE
MILLERSBURG, PA 17061
* $ 1,945,816,000 2 $ 89,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 2 $ 262,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 2 $ 285,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 220,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 2 $ 226,000
UVANTAGE HOME LENDING SERVICES
2300 E LINCOLN HWY STE 609
LANGHORNE, PA 19047
* $ 10,000,000 2 $ 170,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 59,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 2 $ 183,000
ARLINGTON CAPITAL MORTGAGE
3260 TILLMAN DRIVE, SUITE 90
BENSALEM, PA 19020
* $ 10,000,000 2 $ 190,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 2 $ 235,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 2 $ 175,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 255,000
SAXON FUNDING MANAGEMENT, INC.
4860 COX ROAD
GLEN ALLEN, VA 23060
* $ 6,539,000,000,000 2 $ 162,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,199,897,000 1 $ 162,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 333,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 120,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 1 $ 34,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 85,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 104,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 1 $ 100,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 65,000
R-G CROWN BANK
105 LIVE OAKS GARDENS
CASSELBERRY, FL 32707
* $ 1,843,784,000 1 $ 95,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 16,300,000,000 1 $ 501,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 90,000
BOONE COUNTY NATIONAL BANK
8TH & BROADWAY P O BOX 678
COLUMBIA, MO 65205
* $ 959,840,000 1 $ 128,000
CCO MORTGAGE
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 51,200,000,000 1 $ 140,000
SOUTH COUNTY BANK
2 VENTURE, SUITE 120
IRVINE, CA 92618
* $ 136,955,000 1 $ 83,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 1 $ 84,000
SUSQUEHANNA MTG CORP
7133 RUTHERFORD RD
BALTIMORE, MD 21244
* $ 11,000,000 1 $ 191,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 1 $ 35,000
CROWN BANK, N.A.
715 ROUTE 70
BRICK, NJ 08723
* $ 255,986,000 1 $ 27,000
FIRST FEDERAL BANK
12 EAST BROAD STREET
HAZLETON, PA 18201
* $ 830,059,000 1 $ 104,000
FEDERATED LENDING CORPORATION
1669 EDGEWOOD ROAD
YARDLEY, PA 19067
* $ 10,000,000 1 $ 59,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 1 $ 41,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 92,000
FMF CAPITAL LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 1 $ 113,000
CHARLES SCHWAB BANK
101 MONTGOMERY STREET 11-262
SAN FRANCISCO, CA 94104
* $ 4,424,906,000 1 $ 153,000
CITIZENS BANK OF PENNSYLVANIA
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 29,788,816,000 1 $ 50,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 25,545,577,000 1 $ 268,000
HOMEWOOD FEDERAL
3228-30 EASTERN AVE
BALTIMORE, MD 21224
* $ 65,145,000 1 $ 26,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 212,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 260,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 20,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 1 $ 58,000
MEMBER FIRST MORTGAGE LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49546
* $ 11,800,000 1 $ 92,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 1 $ 40,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 51,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 52,974,916,000 1 $ 77,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 4,187,965,000 1 $ 150,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 1 $ 306,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Montour County PA in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 796 $81,366,000 $102,000 $525,000 $56,000 $1,272,000
Home Purchase 352 $41,821,000 $118,000 $526,000 $74,000 $543,000
Home Improvement 212 $9,981,000 $47,000 $1,155,000 $60,000 $319,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,076 $102,531,000 $95,000 $526,000 $66,000 $675,000
Not Provided 209 $21,697,000 $103,000 $1,155,000 $58,000 $1,272,000
Not applicable 47 $6,095,000 $129,000 $524,000 $0 $0
Asian 10 $1,316,000 $131,000 $356,000 $119,000 $340,000
Hispanic 7 $697,000 $99,000 $375,000 $52,000 $128,000
Black or African American 6 $652,000 $108,000 $291,000 $79,000 $225,000
American Indian or Alaskan Native 3 $105,000 $35,000 $50,000 $66,000 $94,000
Native Hawaiian or Other Pacific Islander 2 $75,000 $37,000 $39,000 $53,000 $71,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,330 $130,604,000 $98,000 $1,155,000 $63,000 $1,272,000
FHA-insured (Federal Housing Administration) 14 $1,150,000 $82,000 $123,000 $40,000 $140,000
VA-guaranteed (Veterans Administration) 9 $849,000 $94,000 $152,000 $31,000 $85,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $565,000 $80,000 $160,000 $69,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 656 $59,388,000 $90,000 $526,000 $71,000 $675,000
Application Denied By Financial Institution 293 $26,369,000 $89,000 $323,000 $52,000 $254,000
Application Withdrawn By Applicant 193 $22,634,000 $117,000 $1,155,000 $69,000 $1,272,000
Loan Purchased By The Institution 104 $14,231,000 $136,000 $524,000 $47,000 $480,000
Application Approved But Not Accepted 91 $8,049,000 $88,000 $291,000 $68,000 $302,000
File Closed For Incompleteness 22 $2,367,000 $107,000 $306,000 $48,000 $81,000
Preapproval Denied by Financial Institution 1 $130,000 $130,000 $130,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 47 $3,643,000 $77,000 $250,000 $48,000 $168,000
Other 38 $4,272,000 $112,000 $323,000 $52,000 $225,000
Debt-To-Income Ratio 23 $1,477,000 $64,000 $162,000 $37,000 $126,000
Collateral 20 $1,398,000 $69,000 $145,000 $45,000 $85,000
Credit Application Incomplete 15 $1,570,000 $104,000 $195,000 $71,000 $119,000
Insufficient Cash (Downpayment, Closing Cost) 4 $418,000 $104,000 $153,000 $113,000 $225,000
Unverifiable Information 3 $292,000 $97,000 $139,000 $101,000 $196,000
Employment History 2 $129,000 $64,000 $125,000 $52,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information back through 2003.

Download the Pennsylvania Lender List