Morgan County UT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Unlock detailed Morgan County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 980
Total Mortgage Loan Application Amount $160,226,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $925,000
Average Applicant Income $71,000
Highest Applicant Income $1,440,000

Mortgage Company List for Lending in Morgan County UT for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 148 $ 24,587,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 101 $ 13,997,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 43 $ 7,257,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 35 $ 5,788,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 35 $ 5,925,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 30 $ 4,873,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 29 $ 5,456,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 22 $ 4,378,000
GOLDENWEST CREDIT UNON
5025 S ADAMS AVE
OGDEN, UT 84403
* $ 260,781,000 22 $ 1,650,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 21 $ 3,363,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 19 $ 3,679,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 17 $ 2,840,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 16 $ 3,066,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 2,880,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 15 $ 2,867,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 10,598,673,000 13 $ 2,499,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 13 $ 2,018,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 13 $ 2,266,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 12 $ 2,263,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 12 $ 1,873,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 11 $ 2,061,000
AMERICA FIRST CREDIT UNION
4646 SOUTH 1500 WEST
RIVERDALE, UT 84405
* $ 2,387,320,000 11 $ 1,577,000
WASHINGTON MUTUAL BANK, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 924,206,000 11 $ 1,753,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 10 $ 2,638,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 10 $ 754,000
FIRST FRANKLIN FINANCIAL CORP.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 9 $ 1,380,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 9 $ 1,316,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 1,144,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 8 $ 1,250,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 8 $ 1,412,000
BANK OF UTAH
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 514,060,000 8 $ 1,116,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 8 $ 1,117,000
SANTA CRUZ COMMUNITY CREDIT UNION
324 FRONT STREET
SANTA CRUZ, CA 95060
* $ 1,102,105,000 7 $ 1,146,000
AXIOM FINANCIAL, LLC
9350 S 150 E, #140
SANDY, UT 84070
* $ 10,000,000 7 $ 1,098,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 5,110,819,000 7 $ 1,422,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 7 $ 1,234,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 6 $ 980,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 6 $ 724,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 479,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 6 $ 1,079,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 5 $ 757,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 5 $ 838,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 75,319,362,000 5 $ 310,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 5 $ 1,119,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 6,363,082,000 4 $ 651,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 4 $ 618,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 4 $ 597,000
CAPITOL COMMERCE MRTGAGE
7921 KINGSWOOD DRIVE
CITRUS HEIGHTS, CA 95610
* $ 10,000,000 4 $ 568,000
SUPERIOR LENDING
1740 E COMBE RD
OGDEN, UT 84403
* $ 10,000,000 4 $ 531,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 4 $ 679,000
WASHINGTON FEDERAL S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 7,358,676,000 4 $ 1,612,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 4 $ 1,057,000
SECURITY LENDING WHOLESALE LC
1018 WEST ATHERTON DRIVE
SALT LAKE CITY, UT 84123
* $ 10,000,000 4 $ 627,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 3 $ 828,000
WEBER CREDIT UNION
975 WASHINGTON BLVD
OGDEN, UT 84404
* $ 50,286,000 3 $ 142,000
CENTENNIAL BANK
4605 HARRISON BLVD SUITE #1
OGDEN, UT 84403
* $ 96,141,000 3 $ 532,000
CHERRY CREEK MORTGAGE CO., INC
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 3 $ 390,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 3 $ 468,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 3 $ 585,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 3 $ 591,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 3 $ 505,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 2 $ 267,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 2 $ 33,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 2 $ 660,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 232,520,000 2 $ 226,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 375,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 2 $ 318,000
BARNES BANKING COMPANY
33 S MAIN ST., PO BOX 207
KAYSVILLE, UT 84037
* $ 495,623,000 2 $ 314,000
BNC MORTGAGE
1901 MAIN ST
IRVINE, CA 92614
* $ 10,000,000 2 $ 371,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 2 $ 302,000
COMUNITY LENDING INCORPORATED
610 JARVIS DRIVE SUITE 200
MORGAN HILL, CA 95037
* $ 10,000,000 2 $ 351,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 2 $ 240,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DR., STE 100
OAK BROOK, IL 60523
* $ 10,000,000 2 $ 224,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 2 $ 97,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 68,046,100,000 2 $ 336,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 2 $ 60,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 4,586,886,000 2 $ 475,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 2,163,315,000 2 $ 418,000
NOVELLE FINANCIAL SERVICES
15050 AVENUE OF SCIENCE # 101
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 334,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 237,000
PACIFIC REPUBLIC MORTGAGE CORP
2150 TOWNE CENTRE PLACE SUITE 300
ANAHEIM, CA 92806
* $ 10,000,000 2 $ 269,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 276,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 2 $ 525,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 2 $ 576,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 2 $ 142,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 2 $ 406,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 2 $ 120,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 143,000
MAJOR MORTGAGE
6101 YELLOWSTONE ROAD, LL17
CHEYENNE, WY 82009
* $ 10,000,000 1 $ 146,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 32,664,121,000 1 $ 96,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 1 $ 77,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 1 $ 50,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 60,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 126,000
NATIONAL CITY HOME LOAN SERVIC
1900 E 9TH ST
CLEVELAND, OH 44114
* $ 15,000,000,000 1 $ 96,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 1 $ 150,000
RAYMOND JAMES BANK
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 868,505,000 1 $ 440,000
SECURITY HOME MORTGAGE
576 SOUTH STATE ST
OREM, UT 84058
* $ 10,000,000 1 $ 135,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 1 $ 109,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 151,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 322,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 219,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 1 $ 190,000
UTAH POWER FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
957 E 6600 S
SALT LAKE CITY, UT 84117
* $ 181,553,000 1 $ 80,000
UNITED CAPITAL MORTGAGE CORP
14001 E. ILIFF AVE
AURORA, CO 80014
* $ 10,000,000 1 $ 92,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 110,000
UNIVERSAL LENDING CORPORATION
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 1 $ 300,000
ASCENT
4140 HARRISON BLVD
OGDEN, UT 84403
* $ 49,617,000 1 $ 60,000
WEBSTER BANK
609 WEST JOHNSON AVE
CHESHIRE, CT 06410
* $ 13,354,305,000 1 $ 121,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 204,000,000 1 $ 195,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 40,000
CALIFORNIA BANK & TRUST
16041 GOLDENWEST STREET
HUNTINGTON BEACH, CA 92647
* $ 8,807,234,000 1 $ 693,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 1 $ 180,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 1 $ 135,000
DESERET FIRST CREDIT UNION
147 NORTH 200 WEST
SALT LAKE CITY, UT 84103
* $ 254,723,000 1 $ 128,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 163,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 1 $ 153,000
ALTABANK
33 E MAIN
AMERICAN FORK, UT 84003
* $ 474,581,000 1 $ 99,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 253,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 253,000
AMERICAN MORTGAGE EXPRESS
10251 VISTA SORRENTO PARKWAY
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 215,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 12,811,549,000 1 $ 174,000
EMMCO, LLC
113 REED AVENUE
LEXINGTON, SC 29072
* $ 10,000,000 1 $ 171,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 322,000
EXPRESS CAPITAL LENDING
3134 AIRWAY AVENUE
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 200,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 140,000
FIRST COLONY MORTGAGE CORPORATION
508 W 800 NORTH
OREM, UT 84057
* $ 10,000,000 1 $ 79,000
DOLLAR MORTGAGE CORPORATION
7578 EL CAJON BOULEVARD
LA MESA, CA 91941
* $ 10,000,000 1 $ 265,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 1 $ 141,000
FIRST MUTUAL BANK
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 1 $ 6,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 179,362,000,000 1 $ 331,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 1 $ 132,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 1 $ 135,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 154,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 57,441,766,000 1 $ 135,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 1 $ 148,000
LOANSTREAM, INC.
6000 LEGACY DRIVE
PLANO, TX 75024
* $ 5,478,710,000 1 $ 297,000
IRWIN UNION BANK
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,567,878,000 1 $ 78,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2003, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Morgan County UT in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 806 $131,487,000 $163,000 $650,000 $72,000 $1,440,000
Home Purchase (one-to-four family) 155 $27,269,000 $175,000 $693,000 $68,000 $609,000
Home Improvement (one-to-four family) 18 $545,000 $30,000 $85,000 $65,000 $294,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $925,000 $925,000 $925,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 826 $132,135,000 $159,000 $693,000 $74,000 $1,440,000
Information not provided by applicant in mail or telephone application 83 $14,381,000 $173,000 $450,000 $76,000 $260,000
Not applicable 52 $10,556,000 $203,000 $925,000 $14,000 $200,000
Other 10 $1,609,000 $160,000 $265,000 $151,000 $785,000
Hispanic 7 $1,044,000 $149,000 $197,000 $34,000 $68,000
Asian or Pacific Islander 2 $501,000 $250,000 $284,000 $72,000 $144,000
Black 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 911 $150,071,000 $164,000 $925,000 $77,000 $1,440,000
FHA-insured (Federal Housing Administration) 44 $5,779,000 $131,000 $168,000 $22,000 $90,000
VA-guaranteed (Veterans Administration) 24 $4,245,000 $176,000 $253,000 $29,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $131,000 $131,000 $131,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 469 $76,875,000 $163,000 $925,000 $75,000 $1,425,000
Loan Purchased By The Institution 306 $50,089,000 $163,000 $693,000 $45,000 $235,000
Application Denied By Financial Institution 79 $13,008,000 $164,000 $480,000 $81,000 $1,440,000
Application Withdrawn By Applicant 67 $10,158,000 $151,000 $440,000 $65,000 $143,000
Application Approved But Not Accepted 42 $6,858,000 $163,000 $440,000 $72,000 $240,000
File Closed For Incompleteness 17 $3,238,000 $190,000 $450,000 $155,000 $1,440,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 22 $3,745,000 $170,000 $369,000 $85,000 $1,440,000
Debt-To-Income Ratio 13 $1,961,000 $150,000 $392,000 $53,000 $82,000
Other 13 $1,995,000 $153,000 $264,000 $121,000 $785,000
Credit History 7 $500,000 $71,000 $140,000 $37,000 $94,000
Collateral 6 $1,768,000 $294,000 $480,000 $136,000 $318,000
Unverifiable Information 4 $687,000 $171,000 $219,000 $82,000 $225,000
Insufficient Cash (Downpayment, Closing Cost) 1 $93,000 $93,000 $93,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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