AllMortgageDetail - Mortgage Application Details

Morris County KS
Mortgage Loan Application
Totals and Details
for 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 82
Total Mortgage Loan Application Amount $8,433,000
Average Mortgage Loan Application Amount $102,000
Highest Mortgage Loan Application Amount $713,000
Average Applicant Income $190,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Morris County KS in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 39 $4,621,000 $118,000 $713,000 $76,000 $410,000
Refinancing 31 $2,955,000 $95,000 $230,000 $61,000 $346,000
Home Improvement 12 $857,000 $71,000 $310,000 $896,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 70 $7,361,000 $105,000 $713,000 $219,000 $9,999,000
Not applicable 8 $753,000 $94,000 $229,000 $0 $0
Not Provided 3 $233,000 $77,000 $150,000 $68,000 $84,000
Hispanic 1 $86,000 $86,000 $86,000 $43,000 $43,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 54 $5,472,000 $101,000 $713,000 $260,000 $9,999,000
VA-guaranteed (Veterans Administration) 13 $1,841,000 $141,000 $235,000 $60,000 $109,000
FHA-insured (Federal Housing Administration) 11 $733,000 $66,000 $110,000 $58,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $387,000 $96,000 $141,000 $34,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 37 $3,677,000 $99,000 $310,000 $353,000 $9,999,000
Application Denied By Financial Institution 21 $2,352,000 $112,000 $713,000 $65,000 $150,000
Loan Purchased By The Institution 11 $1,122,000 $102,000 $235,000 $26,000 $109,000
Application Approved But Not Accepted 6 $440,000 $73,000 $92,000 $70,000 $104,000
Application Withdrawn By Applicant 4 $548,000 $137,000 $170,000 $78,000 $94,000
File Closed For Incompleteness 3 $294,000 $98,000 $110,000 $50,000 $95,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 4 $341,000 $85,000 $147,000 $70,000 $106,000
Credit History 4 $93,000 $23,000 $36,000 $68,000 $148,000
Debt-To-Income Ratio 4 $950,000 $237,000 $713,000 $78,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 3 $170,000 $56,000 $76,000 $79,000 $122,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0