Nantucket County, MA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 957 mortgage applications in Nantucket County, MA totaling $1.5 billion, down 18% from 2022. The average application was for $1,595,000, and applicants reported an average income of $668,000. 35% of applications resulted in an originated loan and 13% were denied. The most active lender was JPMorgan Chase Bank, NA, with 356 applications, followed by Cape Cod Five Cents Savings Bank and Rockland Trust Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 957
Total Mortgage Loan Application Amount $1,527,045,000
Average Mortgage Loan Application Amount $1,595,000
Highest Mortgage Loan Application Amount $15,905,000
Average Applicant Income $668,000
Highest Applicant Income $9,745,000

Mortgage Company List for Lending in Nantucket County, MA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 356 $ 782,600,000
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ 5,272,127,000 166 $ 93,670,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ 19,296,982,000 66 $ 44,460,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 39 $ 64,895,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 33 $ 30,395,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 5,662,457,000 23 $ 25,175,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 22 $ 70,550,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 3,668,204,000 15 $ 15,515,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 14 $ 38,340,000
Hingham Institution for Savings
55 MAIN STREET
HINGHAM, MA 02043
* $ 4,193,934,000 13 $ 25,545,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 13 $ 32,855,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 6,659,837,000 9 $ 6,595,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 6 $ 980,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 6 $ 6,740,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 212,638,872,000 6 $ 15,830,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 3,355,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 5 $ 8,505,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 71,166,370,000 5 $ 4,795,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 5 $ 5,835,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ 639,977,000 5 $ 19,485,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 5 $ 7,795,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 22,629,483,000 5 $ 32,275,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 8,915,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 485,553,000,000 4 $ 18,200,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 4 $ 4,260,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 109,180,139,000 4 $ 7,100,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ 6,055,752,000 4 $ 1,060,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 4 $ 11,670,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 6,619,741,000 4 $ 6,390,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 3,085,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ 3,592,881,000 3 $ 3,555,000
Enterprise Bank and Trust Company
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 4,438,333,000 3 $ 8,385,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 3 $ 1,965,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 7,377,141,000 2 $ 610,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 1,010,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 2 $ 2,760,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 2 $ 5,040,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 1,310,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 1,870,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 1,860,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 2 $ 830,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 2 $ 4,100,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 2 $ 3,890,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 2 $ 410,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 430,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 2,120,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 3,930,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 160,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 1,440,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 1,310,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 2 $ 1,560,000
Cape & Coast Bank
121 MAIN STREET
YARMOUTH PORT, MA 02675
* $ 1,465,307,000 1 $ 1,185,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 2,625,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 6,944,336,000 1 $ 1,205,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,881,339,000 1 $ 1,005,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 3,005,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,656,860,000 1 $ 2,105,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,820,893,000 1 $ 1,505,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 1,775,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 1,995,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 1 $ 325,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 162,436,537,000 1 $ 1,465,000
Mainstreet Bank
10089 FAIRFAX BLVD
FAIFAX, VA 22030
* $ 1,924,469,000 1 $ 4,005,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 975,000
Deutsche Bank Trust Company Americas
1 COLUMBUS CIRCLE
NY, NY 10019
* $ 39,192,000,000 1 $ 3,805,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 545,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 5,175,518,000 1 $ 725,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 1,485,000
Lowell Five Cent Savings Bank
30 INTERNATIONAL PLACE
TEWKSBURY, MA 01876
* $ 1,657,767,000 1 $ 1,705,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 1,705,192,000 1 $ 1,285,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 5,205,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 931,600,000 1 $ 405,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 1,005,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 1,275,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 5,559,387,000 1 $ 3,005,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 805,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 155,000
Mass Bay Credit Union
147 WEST 4TH STREET
SOUTH BOSTON, MA 02127
* $ 324,572,000 1 $ 855,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 3,133,087,000 1 $ 755,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 762,143,000 1 $ 305,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 1 $ 3,005,000
Canton Cooperative Bank
671 WASHINGTON ST.
CANTON, MA 02021
* $ 153,836,000 1 $ 705,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ 1,108,849,000 1 $ 225,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 3,345,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 1 $ 335,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 645,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 1,925,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 223,966,000 1 $ 3,005,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 1,505,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,906,886,000 1 $ 405,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ 25,260,713,000 1 $ 2,405,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 1,965,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 1,398,628,000 1 $ 105,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 2,455,000
The Savings Bank
357 MAIN ST
WAKEFIELD, MA 01880
* $ 719,795,000 1 $ 1,495,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 57,451,653,000 1 $ 2,505,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 245,000
South Shore Bank
1530 MAIN STREET
WEYMOUTH, MA 02190
* $ 2,111,040,000 1 $ 3,205,000
Institution for Savings
93 STATE ST
NEWBURYPORT, MA 01950
* $ 4,869,275,000 1 $ 215,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 255,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 385,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 955,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 1,350,826,000 1 $ 2,605,000

The tables below break down 2023 mortgage applications in Nantucket County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nantucket County, MA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 342 $731,130,000 $2,137,000 $15,905,000 $916,000 $7,461,000
Home Improvement 161 $93,165,000 $578,000 $7,005,000 $465,000 $9,745,000
Refinancing 148 $188,420,000 $1,273,000 $5,505,000 $439,000 $2,837,000
Cash-out Refinancing 143 $212,675,000 $1,487,000 $14,005,000 $600,000 $5,563,000
Other Purpose 114 $231,040,000 $2,026,000 $11,045,000 $743,000 $5,570,000
Not Applicable 49 $70,615,000 $1,441,000 $5,845,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 420 $476,920,000 $1,135,000 $14,005,000 $690,000 $9,745,000
Not applicable 387 $858,015,000 $2,217,000 $15,905,000 $287,000 $443,000
Not Provided 104 $154,840,000 $1,488,000 $7,135,000 $741,000 $7,164,000
Hispanic 26 $25,520,000 $981,000 $3,555,000 $394,000 $2,814,000
Black or African American 9 $5,685,000 $631,000 $1,245,000 $194,000 $279,000
Asian 6 $3,840,000 $640,000 $1,005,000 $329,000 $776,000
American Indian or Alaskan Native 3 $1,765,000 $588,000 $1,505,000 $126,000 $165,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 950 $1,522,970,000 $1,603,000 $15,905,000 $674,000 $9,745,000
FHA-insured (Federal Housing Administration) 7 $4,075,000 $582,000 $935,000 $102,000 $308,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 348 $692,750,000 $1,990,000 $11,205,000 $1,201,000 $5,563,000
Loan Originated 333 $548,225,000 $1,646,000 $15,905,000 $868,000 $9,745,000
Application Denied By Financial Institution 128 $118,930,000 $929,000 $13,005,000 $330,000 $3,903,000
Application Withdrawn By Applicant 75 $95,275,000 $1,270,000 $6,005,000 $617,000 $7,164,000
File Closed For Incompleteness 59 $60,475,000 $1,025,000 $7,005,000 $462,000 $3,560,000
Application Approved But Not Accepted 14 $11,390,000 $813,000 $2,255,000 $504,000 $1,708,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 818 $1,374,190,000 $1,679,000 $15,905,000 $757,000 $9,745,000
Debt-To-Income Ratio 80 $109,510,000 $1,368,000 $13,005,000 $227,000 $4,271,000
Collateral 20 $17,560,000 $878,000 $4,535,000 $845,000 $3,903,000
Other 17 $11,535,000 $678,000 $2,755,000 $344,000 $1,502,000
Credit History 15 $8,595,000 $573,000 $3,005,000 $290,000 $1,360,000
Credit Application Incomplete 5 $2,775,000 $555,000 $1,375,000 $244,000 $511,000
Unverifiable Information 2 $2,880,000 $1,440,000 $2,775,000 $1,557,000 $3,032,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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