Nantucket County MA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Nantucket County MA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Massachusetts.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 957 |
| Total Mortgage Loan Application Amount | $1,527,045,000 |
| Average Mortgage Loan Application Amount | $1,595,000 |
| Highest Mortgage Loan Application Amount | $15,905,000 |
| Average Applicant Income | $668,000 |
| Highest Applicant Income | $9,745,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 356 | $ 782,600,000 |
| THE CAPE COD FIVE CENTS SAVINGS BANK 19 WEST ROAD BARNSTABLE, MA 02653 |
* | $ 5,272,127,000 | 166 | $ 93,670,000 |
| ROCKLAND TRUST COMPANY 120 LIBERTY STREET ROCKLAND, MA 02302 |
* | $ 19,296,982,000 | 66 | $ 44,460,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 39 | $ 64,895,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 33 | $ 30,395,000 |
| THE CAMDEN NATIONAL BANK 2 ELM STREET CAMDEN, ME 04856 |
* | $ 5,662,457,000 | 23 | $ 25,175,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 22 | $ 70,550,000 |
| PEOPLESBANK 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 3,668,204,000 | 15 | $ 15,515,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 209,664,000,000 | 14 | $ 38,340,000 |
| HINGHAM INSTITUTION FOR SAVINGS, THE 55 MAIN STREET HINGHAM, MA 02043 |
* | $ 4,193,934,000 | 13 | $ 25,545,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 13 | $ 32,855,000 |
| THE WASHINGTON TRUST COMPANY, OF WESTERLY 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 6,659,837,000 | 9 | $ 6,595,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 6 | $ 980,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 386,799,237,000 | 6 | $ 6,740,000 |
| FIRST REPUBLIC BANK 111 PINE STREET SAN FRANCISCO, CA 94111 |
* | $ 212,638,872,000 | 6 | $ 15,830,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 5 | $ 3,355,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 5 | $ 8,505,000 |
| WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET STAMFORD, CT 06702 |
* | $ 71,166,370,000 | 5 | $ 4,795,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 5 | $ 5,835,000 |
| MECHANICS COOPERATIVE BANK 308 BAY STREET TAUNTON, MA 02780 |
* | $ 639,977,000 | 5 | $ 19,485,000 |
| SALEM FIVE MORTGAGE COMPANY, LLC 210 ESSEX STREET WILMINGTON, DE 01970 |
* | $ -1,000 | 5 | $ 7,795,000 |
| EASTERN BANK 195 MARKET ST BOSTON, MA 01901 |
* | $ 22,629,483,000 | 5 | $ 32,275,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 5 | $ 8,915,000 |
| GOLDMAN SACHS BANK USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 485,553,000,000 | 4 | $ 18,200,000 |
| WASHINGTON TRUST MORTGAGE COMPANY LLC 23 BROAD STREET WARWICK, RI 02891 |
* | $ -1,000 | 4 | $ 4,260,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 109,180,139,000 | 4 | $ 7,100,000 |
| BROOKLINE BANK 2 HARVARD ST. BROOKLINE, MA 02445 |
* | $ 6,055,752,000 | 4 | $ 1,060,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 120,987,397,000 | 4 | $ 11,670,000 |
| SALEM FIVE CENTS SAVINGS BANK 210 ESSEX ST SALEM, MA 01970 |
* | $ 6,619,741,000 | 4 | $ 6,390,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 3 | $ 3,085,000 |
| NEEDHAM BANK 1063 GREAT PLAIN AVE NEEDHAM, MA 02492 |
* | $ 3,592,881,000 | 3 | $ 3,555,000 |
| ENTERPRISE BANK AND TRUST COMPANY 222 MERRIMACK STREET LOWELL, MA 01852 |
* | $ 4,438,333,000 | 3 | $ 8,385,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 200,262,969,000 | 3 | $ 1,965,000 |
| BANGOR SAVINGS BANK 19 MAINE AVENUE BANGOR, ME 04401 |
* | $ 7,377,141,000 | 2 | $ 610,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 2 | $ 1,010,000 |
| NP, INC. E, 4800 N FEDERAL HWY #200 BOCA RATON, FL 33431 |
* | $ -1,000 | 2 | $ 2,760,000 |
| CITY NATIONAL BANK 555 SOUTH FLOWER STREET LOS ANGELES, CA 90071 |
* | $ 96,504,709,000 | 2 | $ 5,040,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 1,310,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 1,870,000 |
| AMERICAN HERITAGE LENDING, LLC 485 E 17TH ST #220 NEWARK, DE 92627 |
* | $ -1,000 | 2 | $ 1,860,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 2 | $ 830,000 |
| BNY MELLON, NATIONAL ASSOCIATION 500 GRANT STREET, ROOM 4825 PITTSBURGH, PA 15258 |
* | $ 31,424,000,000 | 2 | $ 4,100,000 |
| LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 3,907,360,000 | 2 | $ 3,890,000 |
| TEXANA BANK, NATIONAL ASSOCIATION PO BOX 546 LINDEN, TX 75563 |
* | $ 270,427,000 | 2 | $ 410,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 430,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 2 | $ 2,120,000 |
| NATIONS DIRECT MORTGAGE, LLC 5 HUTTON CENTRE DRIVE, SUITE 200 SACRAMENTO, CA 92707 |
* | $ -1,000 | 2 | $ 3,930,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 2 | $ 160,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 2 | $ 1,440,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 2 | $ 1,310,000 |
| MORTGAGE EQUITY PARTNERS LLC 220 BROADWAY SUITE 205 BOSTON, MA 01940 |
* | $ -1,000 | 2 | $ 1,560,000 |
| CAPE COD CO-OPERATIVE BANK 121 MAIN STREET YARMOUTH PORT, MA 02675 |
* | $ 1,465,307,000 | 1 | $ 1,185,000 |
| RAYMOND JAMES BANK 710 CARILLON PARKWAY ST. PETERSBURG, FL 33716 |
* | $ 42,076,662,000 | 1 | $ 2,625,000 |
| LIBERTY BANK 315 MAIN STREET MIDDLETOWN, CT 06457 |
* | $ 6,944,336,000 | 1 | $ 1,205,000 |
| GUARANTY BANK AND TRUST COMPANY 210 N. HAYDEN STREET BELZONI, MS 39038 |
* | $ 1,881,339,000 | 1 | $ 1,005,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 21,228,609,000 | 1 | $ 3,005,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 11,656,860,000 | 1 | $ 2,105,000 |
| BAYCOAST BANK 330 SWANSEA MALL DRIVE FALL RIVER, MA 02777 |
* | $ 2,820,893,000 | 1 | $ 1,505,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 1,775,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 1,995,000 |
| GREENWOOD CREDIT UNION 2669 POST ROAD WARWICK, RI 02889 |
* | $ 792,493,000 | 1 | $ 325,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 162,436,537,000 | 1 | $ 1,465,000 |
| MAINSTREET BANK 10089 FAIRFAX BLVD FAIRFAX, VA 22030 |
* | $ 1,924,469,000 | 1 | $ 4,005,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 975,000 |
| DEUTSCHE BANK TRUST COMPANY AMERICAS 345 PARK AVENUE, FLOOR 14 NEW YORK, NY 10154 |
* | $ 39,192,000,000 | 1 | $ 3,805,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 545,000 |
| FIRSTRUST SAVINGS BANK 1 WALNUT GROVE DRIVE CONSHOHOCKEN, PA 19044 |
* | $ 5,175,518,000 | 1 | $ 725,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 1,485,000 |
| THE LOWELL FIVE CENT SAVINGS BANK 30 INTERNATIONAL PLACE LOWELL, MA 01876 |
* | $ 1,657,767,000 | 1 | $ 1,705,000 |
| FALL RIVER FIVE CENTS SAVINGS BANK 79 NORTH MAIN ST FALL RIVER, MA 02720 |
* | $ 1,705,192,000 | 1 | $ 1,285,000 |
| PFN LENDING GROUP, INC. 5016 N PARKWAY CALABASAS CALABASAS, CA 91302 |
* | $ -1,000 | 1 | $ 5,205,000 |
| ADAMS COMMUNITY BANK 2 CENTER STREET ADAMS, MA 01220 |
* | $ 931,600,000 | 1 | $ 405,000 |
| CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE WESTLAKE, TX 89074 |
* | $ 348,731,000,000 | 1 | $ 1,005,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 607,423,000 | 1 | $ 1,275,000 |
| CAMBRIDGE TRUST COMPANY 78 BLANCHARD ROAD CAMBRIDGE, MA 01803 |
* | $ 5,559,387,000 | 1 | $ 3,005,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 805,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 16,117,865,000 | 1 | $ 155,000 |
| MASS BAY CREDIT UNION 147 WEST 4TH STREET BOSTON, MA 02127 |
* | $ 324,572,000 | 1 | $ 855,000 |
| COASTAL1 CREDIT UNION 1200 CENTRAL AVENUE PAWTUCKET, RI 02861 |
* | $ 3,133,087,000 | 1 | $ 755,000 |
| CENTRAL ONE FEDERAL CREDIT UNION 714 MAIN ST SHREWSBURY, MA 01545 |
* | $ 762,143,000 | 1 | $ 305,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 1 | $ 3,005,000 |
| CANTON CO-OPERATIVE BANK 671 WASHINGTON ST. CANTON, MA 02021 |
* | $ 153,836,000 | 1 | $ 705,000 |
| DIME BANK 290 SALEM TPKE NORWICH, CT 06360 |
* | $ 1,108,849,000 | 1 | $ 225,000 |
| LENDSURE MORTGAGE CORP. 16959 BERNARDO CENTER DR, #102 WILMINGTON, DE 92128 |
* | $ -1,000 | 1 | $ 3,345,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 335,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 645,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 1,925,000 |
| CAMBRIDGE TRUST COMPANY 78 BLANCHARD ROAD CAMBRIDGE, MA 01803 |
* | $ 223,966,000 | 1 | $ 3,005,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 17,893,084,000 | 1 | $ 1,505,000 |
| HANSCOM FEDERAL CREDIT UNION 25 PORTER ROAD, SUITE 100 BEDFORD, MA 01460 |
* | $ 1,906,886,000 | 1 | $ 405,000 |
| CITY NATIONAL BANK OF FLORIDA 25 WEST FLAGLER STREET MIAMI, FL 33130 |
* | $ 25,260,713,000 | 1 | $ 2,405,000 |
| LOAN FUNDER LLC 645 MADISON AVENUE, 19TH FLOOR NEW YORK, NY 10022 |
* | $ -1,000 | 1 | $ 1,965,000 |
| BLUESTONE BANK 756 ORCHARD STREET RAYNHAM, MA 02767 |
* | $ 1,398,628,000 | 1 | $ 105,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 379,838,000 | 1 | $ 2,455,000 |
| THE SAVINGS BANK 357 MAIN ST WAKEFIELD, MA 01880 |
* | $ 719,795,000 | 1 | $ 1,495,000 |
| VALLEY NATIONAL BANK 1460 VALLEY ROAD PASSAIC, NJ 07470 |
* | $ 57,451,653,000 | 1 | $ 2,505,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 245,000 |
| SOUTH SHORE BANK 1530 MAIN STREET WEYMOUTH, MA 02190 |
* | $ 2,111,040,000 | 1 | $ 3,205,000 |
| INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY 93 STATE ST NEWBURYPORT, MA 01950 |
* | $ 4,869,275,000 | 1 | $ 215,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 1,154,561,000 | 1 | $ 255,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 385,000 |
| DIGITAL 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 11,281,243,000 | 1 | $ 955,000 |
| WEBSTER FIRST FEDERAL CREDIT UNION 271 GREENWOOD ST. WORCESTER, MA 01607 |
* | $ 1,350,826,000 | 1 | $ 2,605,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Nantucket County MA in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 342 | $731,130,000 | $2,137,000 | $15,905,000 | $916,000 | $7,461,000 |
| Home Improvement | 161 | $93,165,000 | $578,000 | $7,005,000 | $465,000 | $9,745,000 |
| Refinancing | 148 | $188,420,000 | $1,273,000 | $5,505,000 | $439,000 | $2,837,000 |
| Cash-out Refinancing | 143 | $212,675,000 | $1,487,000 | $14,005,000 | $600,000 | $5,563,000 |
| Other Purpose | 114 | $231,040,000 | $2,026,000 | $11,045,000 | $743,000 | $5,570,000 |
| Not Applicable | 49 | $70,615,000 | $1,441,000 | $5,845,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 420 | $476,920,000 | $1,135,000 | $14,005,000 | $690,000 | $9,745,000 |
| Not applicable | 387 | $858,015,000 | $2,217,000 | $15,905,000 | $287,000 | $443,000 |
| Not Provided | 104 | $154,840,000 | $1,488,000 | $7,135,000 | $741,000 | $7,164,000 |
| Hispanic | 26 | $25,520,000 | $981,000 | $3,555,000 | $394,000 | $2,814,000 |
| Black or African American | 9 | $5,685,000 | $631,000 | $1,245,000 | $194,000 | $279,000 |
| Asian | 6 | $3,840,000 | $640,000 | $1,005,000 | $329,000 | $776,000 |
| American Indian or Alaskan Native | 3 | $1,765,000 | $588,000 | $1,505,000 | $126,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 950 | $1,522,970,000 | $1,603,000 | $15,905,000 | $674,000 | $9,745,000 |
| FHA-insured (Federal Housing Administration) | 7 | $4,075,000 | $582,000 | $935,000 | $102,000 | $308,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 348 | $692,750,000 | $1,990,000 | $11,205,000 | $1,201,000 | $5,563,000 |
| Loan Originated | 333 | $548,225,000 | $1,646,000 | $15,905,000 | $868,000 | $9,745,000 |
| Application Denied By Financial Institution | 128 | $118,930,000 | $929,000 | $13,005,000 | $330,000 | $3,903,000 |
| Application Withdrawn By Applicant | 75 | $95,275,000 | $1,270,000 | $6,005,000 | $617,000 | $7,164,000 |
| File Closed For Incompleteness | 59 | $60,475,000 | $1,025,000 | $7,005,000 | $462,000 | $3,560,000 |
| Application Approved But Not Accepted | 14 | $11,390,000 | $813,000 | $2,255,000 | $504,000 | $1,708,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 818 | $1,374,190,000 | $1,679,000 | $15,905,000 | $757,000 | $9,745,000 |
| Debt-To-Income Ratio | 80 | $109,510,000 | $1,368,000 | $13,005,000 | $227,000 | $4,271,000 |
| Collateral | 20 | $17,560,000 | $878,000 | $4,535,000 | $845,000 | $3,903,000 |
| Other | 17 | $11,535,000 | $678,000 | $2,755,000 | $344,000 | $1,502,000 |
| Credit History | 15 | $8,595,000 | $573,000 | $3,005,000 | $290,000 | $1,360,000 |
| Credit Application Incomplete | 5 | $2,775,000 | $555,000 | $1,375,000 | $244,000 | $511,000 |
| Unverifiable Information | 2 | $2,880,000 | $1,440,000 | $2,775,000 | $1,557,000 | $3,032,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.