AllMortgageDetail - Mortgage Application Details

Nevada
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 117,270
Total Mortgage Loan Application Amount $24,298,887,000
Average Mortgage Loan Application Amount $207,000
Highest Mortgage Loan Application Amount $50,600,000
Average Applicant Income $82,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Nevada in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 63,985 $13,856,947,000 $216,000 $47,500,000 $81,000 $9,999,000
Refinancing 47,728 $9,949,144,000 $208,000 $50,600,000 $83,000 $9,999,000
Home Improvement 5,557 $492,796,000 $88,000 $15,000,000 $83,000 $5,013,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 63,839 $13,268,286,000 $207,000 $19,000,000 $96,000 $9,999,000
Hispanic 16,083 $2,465,610,000 $153,000 $2,520,000 $58,000 $9,999,000
Not applicable 11,159 $3,401,447,000 $304,000 $50,600,000 $13,000 $2,048,000
Not Provided 10,420 $2,103,293,000 $201,000 $3,550,000 $95,000 $5,501,000
Asian 9,373 $1,862,354,000 $198,000 $4,000,000 $93,000 $7,560,000
Black or African American 4,498 $843,858,000 $187,000 $1,495,000 $74,000 $5,638,000
Native Hawaiin or Other Pacific Islander 1,329 $248,841,000 $187,000 $1,020,000 $80,000 $1,306,000
American Indian or Alaskan Native 569 $105,198,000 $184,000 $1,106,000 $84,000 $1,400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 73,563 $15,651,429,000 $212,000 $50,300,000 $100,000 $9,999,000
FHA-insured (Federal Housing Administration) 28,070 $5,090,306,000 $181,000 $50,600,000 $48,000 $2,880,000
VA-guaranteed (Veterans Administration) 14,218 $3,306,882,000 $232,000 $1,229,000 $60,000 $5,013,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,419 $250,270,000 $176,000 $1,355,000 $35,000 $785,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 60,736 $13,115,866,000 $215,000 $50,600,000 $92,000 $9,999,000
Loan Purchased By The Institution 19,116 $3,638,867,000 $190,000 $2,288,000 $37,000 $2,059,000
Application Denied By Financial Institution 18,161 $3,350,261,000 $184,000 $50,300,000 $85,000 $9,640,000
Application Withdrawn By Applicant 11,597 $2,621,192,000 $226,000 $50,000,000 $90,000 $9,999,000
Application Approved But Not Accepted 3,901 $816,539,000 $209,000 $15,893,000 $93,000 $2,976,000
File Closed For Incompleteness 3,742 $752,863,000 $201,000 $6,375,000 $91,000 $4,590,000
Preapproval Denied by Financial Institution 13 $2,518,000 $193,000 $338,000 $74,000 $240,000
Preapproval Approved but not Accepted 4 $781,000 $195,000 $288,000 $64,000 $94,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,200 $548,459,000 $130,000 $2,994,000 $86,000 $9,640,000
Debt-To-Income Ratio 3,382 $661,584,000 $195,000 $6,045,000 $66,000 $3,587,000
Collateral 2,103 $422,386,000 $200,000 $2,870,000 $114,000 $7,560,000
Other 1,498 $270,548,000 $180,000 $5,000,000 $96,000 $5,773,000
Credit Application Incomplete 1,338 $259,182,000 $193,000 $1,960,000 $95,000 $1,909,000
Unverifiable Information 546 $100,908,000 $184,000 $1,369,000 $111,000 $6,521,000
Insufficient Cash (Downpayment, Closing Cost) 312 $65,142,000 $208,000 $3,465,000 $95,000 $971,000
Employment History 178 $32,721,000 $183,000 $1,100,000 $63,000 $285,000
Mortgage Insurance Denied 9 $1,484,000 $164,000 $258,000 $95,000 $171,000

Mortgage Loan Application Totals in 2014 by Nevada Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CARSON CITY, NV 1,593 $ 285,773,000 $ 179,000 $ 75,000
LAS VEGAS-HENDERSON-PARADISE, NV 84,441 $ 17,588,758,000 $ 208,000 $ 82,000
RENO, NV 19,070 $ 4,301,874,000 $ 225,000 $ 91,000

Mortgage Loan Application Totals in 2014 by Nevada County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Carson City 1,599 $ 286,112,000 $ 178,000 $ 75,000
Churchill 700 $ 95,113,000 $ 135,000 $ 65,000
Clark 84,526 $ 17,608,803,000 $ 208,000 $ 82,000
Douglas 2,260 $ 623,476,000 $ 275,000 $ 103,000
Elko 2,121 $ 393,207,000 $ 185,000 $ 69,000
Esmeralda 9 $ 1,198,000 $ 133,000 $ 93,000
Eureka 49 $ 6,855,000 $ 139,000 $ 77,000
Humboldt 554 $ 85,251,000 $ 153,000 $ 68,000
Lander 225 $ 31,062,000 $ 138,000 $ 71,000
Lincoln 132 $ 16,013,000 $ 121,000 $ 59,000
Lyon 2,396 $ 338,940,000 $ 141,000 $ 55,000
Mineral 69 $ 5,878,000 $ 85,000 $ 52,000
Nye 1,675 $ 208,032,000 $ 124,000 $ 53,000
Pershing 128 $ 14,166,000 $ 110,000 $ 61,000
Storey 236 $ 36,803,000 $ 155,000 $ 69,000
Washoe 18,852 $ 4,283,069,000 $ 227,000 $ 91,000
White Pine 260 $ 32,099,000 $ 123,000 $ 63,000