NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 276,908
Total Mortgage Loan Application Amount $153,255,200,000
Average Mortgage Loan Application Amount $372,333
Highest Mortgage Loan Application Amount $97,505,000
Average Applicant Income $197,000
Highest Applicant Income $9,968,000
Download the New York Lender List

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 109,272 $64,811,685,000 $593,000 $97,505,000 $206,000 $9,841,000
Refinancing 65,352 $48,722,115,000 $745,000 $95,275,000 $246,000 $9,926,000
Cash-out Refinancing 51,092 $28,131,060,000 $550,000 $96,175,000 $171,000 $9,968,000
Home Improvement 27,376 $4,982,495,000 $182,000 $57,005,000 $163,000 $9,600,000
Other Purpose 20,588 $5,489,845,000 $266,000 $24,305,000 $203,000 $9,926,000
Not Applicable 3,228 $1,118,000,000 $346,000 $11,885,000 $154,000 $2,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 114,842 $54,561,745,000 $475,000 $42,735,000 $238,000 $9,926,000
Not Provided 41,440 $21,915,820,000 $528,000 $46,025,000 $253,000 $9,968,000
Asian 34,117 $15,821,125,000 $463,000 $28,505,000 $171,000 $9,702,000
Hispanic 29,884 $9,770,680,000 $326,000 $7,005,000 $122,000 $7,312,000
Not applicable 25,962 $40,203,775,000 $1,552,000 $97,505,000 $135,000 $7,248,000
Black or African American 22,839 $8,039,015,000 $351,000 $10,005,000 $119,000 $8,138,000
American Indian or Alaskan Native 786 $221,930,000 $282,000 $5,755,000 $140,000 $3,900,000
Native Hawaiian or Other Pacific Islander 403 $135,195,000 $335,000 $2,525,000 $130,000 $2,100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 244,598 $139,052,860,000 $568,000 $97,505,000 $214,000 $9,968,000
FHA-insured (Federal Housing Administration) 28,490 $12,551,070,000 $440,000 $50,365,000 $101,000 $5,208,000
VA-guaranteed (Veterans Administration) 3,796 $1,645,130,000 $433,000 $1,765,000 $106,000 $787,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $6,140,000 $255,000 $905,000 $68,000 $213,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 139,607 $91,852,720,000 $658,000 $97,505,000 $226,000 $9,968,000
Application Denied By Financial Institution 54,672 $18,785,055,000 $343,000 $96,175,000 $149,000 $9,600,000
Application Withdrawn By Applicant 35,346 $20,807,935,000 $589,000 $85,005,000 $224,000 $9,520,000
Loan Purchased By The Institution 26,749 $11,251,270,000 $420,000 $53,005,000 $140,000 $7,248,000
File Closed For Incompleteness 13,513 $6,443,495,000 $476,000 $48,505,000 $207,000 $7,000,000
Application Approved But Not Accepted 6,885 $4,052,565,000 $588,000 $65,005,000 $224,000 $8,494,000
Preapproval Approved but not Accepted 84 $41,260,000 $491,000 $2,805,000 $126,000 $570,000
Preapproval Denied by Financial Institution 52 $20,900,000 $401,000 $1,105,000 $86,000 $194,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 218,081 $130,505,875,000 $598,000 $95,275,000 $218,000 $9,968,000
Debt-To-Income Ratio 25,385 $11,171,990,000 $440,000 $97,505,000 $118,000 $6,998,000
Credit History 11,879 $2,450,785,000 $206,000 $14,005,000 $149,000 $9,600,000
Collateral 8,566 $3,500,480,000 $408,000 $96,175,000 $203,000 $8,732,000
Other 4,823 $2,273,070,000 $471,000 $57,005,000 $197,000 $8,200,000
Credit Application Incomplete 4,407 $1,695,995,000 $384,000 $20,005,000 $180,000 $5,200,000
Unverifiable Information 2,242 $779,500,000 $347,000 $15,755,000 $183,000 $8,016,000
Insufficient Cash (Downpayment, Closing Cost) 1,060 $689,560,000 $650,000 $23,005,000 $238,000 $7,817,000
Employment History 447 $182,225,000 $407,000 $6,095,000 $112,000 $1,600,000
Mortgage Insurance Denied 18 $5,720,000 $317,000 $595,000 $133,000 $244,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the New York Lender List