Ogle County, IL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 3,006 mortgage applications in Ogle County, IL totaling $387.1 million, down 25% from 2009. The average application was for $128,000, and applicants reported an average income of $72,000. 66% of applications resulted in an originated loan and 12% were denied. The most active lender was Byron Bank, with 673 applications, followed by Stillman Banccorp NA and First National Bank of Rochelle.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,006
Total Mortgage Loan Application Amount $387,128,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $2,674,000
Average Applicant Income $72,000
Highest Applicant Income $1,188,000

Mortgage Company List for Lending in Ogle County, IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Byron Bank
200 N WALNUT ST
BYRON, IL 61010
* $ 206,291,000 673 $ 85,146,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 357,258,000 440 $ 55,900,000
First National Bank of Rochelle
340 MAY MART DRIVE
ROCHELLE, IL 61068
* $ 221,440,000 375 $ 40,321,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 166 $ 21,636,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 112 $ 15,026,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 91 $ 11,510,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 79 $ 10,214,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 62 $ 9,579,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 56 $ 8,026,000
Alpine Bank & Trust Co.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 991,875,000 53 $ 9,009,000
The Harvard State Bank
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ 250,676,000 48 $ 4,377,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 224,936,000 47 $ 6,099,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 227,724,000 45 $ 4,957,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 44 $ 6,137,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 37 $ 6,170,000
Cherry Creek Mortgage Co., Inc
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 34 $ 4,206,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 29 $ 4,487,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 43,971,627,000 26 $ 2,287,000
The National Bank & Trust Comp
230 W STATE ST
SYCAMORE, IL 60178
* $ 568,213,000 25 $ 2,877,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 25 $ 3,412,000
Vision Mortgage Group
6724 COMMONWEALTH DRIVE
LOVES PARK, IL 61111
* $ 1,843,000 24 $ 3,025,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 23 $ 2,673,000
Blackhawk Bank
400 BROAD ST.
BELOIT, WI 53511
* $ 522,804,000 23 $ 3,029,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 22 $ 2,817,000
German-American State Bank
100 CHURCH STREET
GERMAN VALLEY, IL 61039
* $ 174,795,000 20 $ 3,448,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 3,290,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,139,962,000 19 $ 2,517,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 18 $ 2,585,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 16 $ 1,701,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 16 $ 2,123,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,548,251,000 15 $ 2,406,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 14 $ 843,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 8,806,851,000 12 $ 982,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 11 $ 1,880,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,111,000
American National Bank
124 SOUTH MAIN STREET
SYCAMORE, IL 60178
* $ 245,916,000 9 $ 1,276,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 8 $ 1,369,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 8 $ 1,272,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 8 $ 1,234,000
Rock Valley Credit Union
1201 CLIFFORD AVE
LOVES PARK, IL 61111
* $ 79,612,000 8 $ 495,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 279,866,000 7 $ 788,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,023,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 6 $ 1,034,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 6 $ 760,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,249,093,000 5 $ 667,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 899,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 5 $ 718,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 477,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 497,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 4 $ 937,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 4 $ 559,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 521,940,000 4 $ 679,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 4 $ 782,000
Illinois Bank & Trust
6855 E RIVERSIDE BLVD
ROCKFORD, IL 61114
* $ 283,258,000 4 $ 512,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 4 $ 469,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 4 $ 535,000
Citizens First National Bank
128 E. DAKOTA STREET
SPRING VALLEY, IL 61362
* $ 1,260,677,000 4 $ 632,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 825,880,000 3 $ 397,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 487,710,000 3 $ 510,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 3 $ 507,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 3 $ 509,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 178,931,000 3 $ 162,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 3 $ 304,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 3 $ 386,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 3 $ 647,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 345,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 593,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 321,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 401,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 432,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 245,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 2 $ 247,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 266,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 2 $ 181,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 279,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ 10,000,000 2 $ 204,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 310,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 168,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 240,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 2 $ 230,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 2 $ 266,000
Illinois Community Credit Union
508 W STATE STREET
SYCAMORE, IL 60178
* $ 64,361,000 2 $ 186,000
Dupage Credit Union
P. O. BOX 3930
NAPERVILLE, IL 60563
* $ 268,003,000 2 $ 170,000
Hartland Mortgage Centers
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 2 $ 233,000
Freedom Bank
2403 N LOCUST ST
STERLING, IL 61081
* $ 78,973,000 2 $ 383,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 164,913,000 2 $ 400,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 542,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 2 $ 83,000
Resource Bank, National Association
555 BETHANY ROAD
DEKALB, IL 60115
* $ 296,232,000 2 $ 411,000
First Freedom Mortgage
240 E. NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 2,223,299,000 2 $ 347,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 181,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 2 $ 199,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 240,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 184,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 94,000
BNC National Bank

BISMARCK, ND 58501
* $ 866,920,000 1 $ 135,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 611,474,000 1 $ 190,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 1 $ 8,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,257,778,000 1 $ 85,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 1,396,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 57,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 25,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 280,000
Home State Mortgage Group, Inc
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 688,502,000 1 $ 251,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 1,307,588,000 1 $ 112,000
National Bank of St Anne
158 WEST STATION ST
ST ANNE, IL 60964
* $ 44,286,000 1 $ 40,000
The Riverbank
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 480,292,000 1 $ 140,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 72,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 1 $ 52,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 1 $ 337,000
Wintrust Bank
231 S LASALLE, STE 0100S
CHICAGO, IL 60604
* $ 1,333,433,000 1 $ 193,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 417,000
First Bank Chicago
1835 FIRST ST.
HIGHLAND PARK, IL 60035
* $ 1,314,854,000 1 $ 202,000
Durand State Bank
PO BOX 537
DURAND, IL 61024
* $ 89,003,000 1 $ 115,000
Talmer Bank and Trust
2301 W. BIG BEAVER RD., SUITE 200
TROY, MI 48084
* $ 91,353,000 1 $ 502,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 151,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 153,000
First Federal Savings Bank
633 LASALLE STREET
OTTAWA, IL 61350
* $ 413,853,000 1 $ 326,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 1 $ 173,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 89,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 5,111,238,000 1 $ 78,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 550,523,000 1 $ 310,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,006,922,000 1 $ 102,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 138,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 270,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 94,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 121,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 230,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 116,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 161,000
Mortgage Direct Inc
360 W BUTTERFIELD RD SUITE 320
ELMHURST, IL 60126
* $ 22,877,000 1 $ 140,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 182,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 41,000
South Central Illinois Mtg LLC
200 E. HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 10,000,000 1 $ 101,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 245,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 171,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 76,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 131,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 132,000
Townstone Finanacial, Inc.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 105,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 379,000

The tables below break down 2010 mortgage applications in Ogle County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ogle County, IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,315 $310,045,000 $133,000 $2,674,000 $76,000 $1,188,000
Home Purchase 567 $71,040,000 $125,000 $1,396,000 $60,000 $518,000
Home Improvement 124 $6,043,000 $48,000 $478,000 $64,000 $205,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,697 $346,938,000 $128,000 $2,674,000 $75,000 $1,188,000
Not Provided 119 $15,523,000 $130,000 $559,000 $65,000 $149,000
Not applicable 86 $13,101,000 $152,000 $1,396,000 $6,000 $95,000
Hispanic 81 $8,440,000 $104,000 $233,000 $60,000 $518,000
Black or African American 14 $1,971,000 $140,000 $224,000 $65,000 $135,000
Asian 7 $978,000 $139,000 $210,000 $87,000 $139,000
American Indian or Alaskan Native 2 $177,000 $88,000 $118,000 $64,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,357 $297,904,000 $126,000 $2,674,000 $78,000 $1,188,000
FHA-insured (Federal Housing Administration) 445 $60,705,000 $136,000 $278,000 $54,000 $927,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 117 $14,369,000 $122,000 $685,000 $45,000 $104,000
VA-guaranteed (Veterans Administration) 87 $14,150,000 $162,000 $405,000 $53,000 $181,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,995 $249,004,000 $124,000 $2,674,000 $79,000 $1,188,000
Application Denied By Financial Institution 350 $44,568,000 $127,000 $520,000 $62,000 $270,000
Application Withdrawn By Applicant 278 $39,803,000 $143,000 $474,000 $69,000 $320,000
Loan Purchased By The Institution 270 $37,625,000 $139,000 $1,396,000 $40,000 $238,000
Application Approved But Not Accepted 62 $9,138,000 $147,000 $559,000 $68,000 $262,000
File Closed For Incompleteness 51 $6,990,000 $137,000 $553,000 $64,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 82 $12,101,000 $147,000 $417,000 $85,000 $270,000
Credit History 69 $7,271,000 $105,000 $520,000 $55,000 $181,000
Debt-To-Income Ratio 60 $8,162,000 $136,000 $308,000 $45,000 $130,000
Other 21 $2,874,000 $136,000 $262,000 $60,000 $162,000
Credit Application Incomplete 14 $2,014,000 $143,000 $417,000 $77,000 $150,000
Employment History 7 $892,000 $127,000 $220,000 $47,000 $115,000
Unverifiable Information 6 $783,000 $130,000 $227,000 $82,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 2 $228,000 $114,000 $145,000 $54,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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