Oregon
Mortgage Loan Application
Totals and Details
in 2009

Find mortgage statistics and mortgage data for Oregon.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Oregon.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 300,552
Total Mortgage Loan Application Amount $65,095,341,000
Average Mortgage Loan Application Amount $216,000
Highest Mortgage Loan Application Amount $62,806,000
Average Applicant Income $82,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Oregon, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Oregon in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 213,637 $47,769,200,000 $223,000 $62,806,000 $84,000 $9,999,000
Home Purchase 77,678 $16,059,331,000 $206,000 $32,500,000 $78,000 $8,611,000
Home Improvement 9,237 $1,266,810,000 $137,000 $25,624,000 $80,000 $2,535,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 219,510 $47,820,860,000 $217,000 $5,600,000 $87,000 $9,999,000
Not Provided 30,170 $6,683,263,000 $221,000 $9,583,000 $91,000 $5,975,000
Not applicable 26,163 $5,360,021,000 $204,000 $62,806,000 $39,000 $4,015,000
Hispanic 10,045 $1,859,908,000 $185,000 $2,975,000 $61,000 $2,385,000
Asian 9,890 $2,380,834,000 $240,000 $1,750,000 $96,000 $1,560,000
Black or African American 2,146 $475,296,000 $221,000 $1,820,000 $76,000 $2,684,000
American Indian or Alaskan Native 1,601 $297,114,000 $185,000 $750,000 $73,000 $1,620,000
Native Hawaiian or Other Pacific Islander 1,027 $218,045,000 $212,000 $1,430,000 $75,000 $1,310,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 225,608 $49,271,937,000 $218,000 $40,546,000 $93,000 $9,999,000
FHA-insured (Federal Housing Administration) 60,086 $12,832,545,000 $213,000 $62,806,000 $53,000 $7,200,000
VA-guaranteed (Veterans Administration) 10,088 $2,206,404,000 $218,000 $786,000 $40,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,770 $784,455,000 $164,000 $514,000 $39,000 $496,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 134,377 $29,612,187,000 $220,000 $62,806,000 $89,000 $9,999,000
Loan Purchased By The Institution 71,149 $14,618,843,000 $205,000 $53,213,000 $67,000 $9,999,000
Application Denied By Financial Institution 43,542 $9,530,640,000 $218,000 $9,790,000 $81,000 $5,829,000
Application Withdrawn By Applicant 28,998 $6,515,663,000 $224,000 $31,000,000 $91,000 $6,171,000
Application Approved But Not Accepted 15,293 $3,280,911,000 $214,000 $2,150,000 $85,000 $5,837,000
File Closed For Incompleteness 6,966 $1,473,130,000 $211,000 $2,900,000 $84,000 $2,355,000
Preapproval Denied by Financial Institution 141 $34,875,000 $247,000 $833,000 $81,000 $402,000
Preapproval Approved but not Accepted 86 $29,092,000 $338,000 $1,040,000 $174,000 $2,569,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 11,782 $2,844,111,000 $241,000 $5,000,000 $100,000 $5,000,000
Debt-To-Income Ratio 8,357 $1,938,924,000 $232,000 $5,600,000 $59,000 $2,880,000
Other 5,539 $1,237,810,000 $223,000 $9,790,000 $91,000 $4,000,000
Credit History 4,968 $837,396,000 $168,000 $1,950,000 $73,000 $1,680,000
Credit Application Incomplete 2,475 $563,441,000 $227,000 $1,795,000 $94,000 $5,000,000
Unverifiable Information 1,225 $260,134,000 $212,000 $1,298,000 $94,000 $2,770,000
Insufficient Cash (Downpayment, Closing Cost) 730 $179,415,000 $245,000 $1,771,000 $88,000 $1,224,000
Employment History 511 $107,625,000 $210,000 $1,390,000 $66,000 $2,591,000
Mortgage Insurance Denied 176 $41,269,000 $234,000 $417,000 $80,000 $431,000
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Mortgage Loan Application Totals in 2009 by Oregon Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BEND, OR 15,180 $ 3,555,360,000 $ 234,000 $ 100,000
CORVALLIS, OR 5,435 $ 1,159,125,000 $ 213,000 $ 88,000
EUGENE-SPRINGFIELD, OR 24,950 $ 4,943,171,000 $ 198,000 $ 72,000
MEDFORD, OR 13,324 $ 2,711,593,000 $ 203,000 $ 78,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 160,364 $ 37,864,213,000 $ 236,000 $ 88,000
SALEM, OR 27,291 $ 5,124,712,000 $ 187,000 $ 70,000
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Mortgage Loan Application Totals in 2009 by Oregon County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Baker 861 $ 124,063,000 $ 144,000 $ 55,000
Benton 5,438 $ 1,159,734,000 $ 213,000 $ 88,000
Clackamas 35,361 $ 9,065,985,000 $ 256,000 $ 98,000
Clatsop 3,140 $ 700,610,000 $ 223,000 $ 103,000
Columbia 4,632 $ 884,292,000 $ 190,000 $ 64,000
Coos 3,848 $ 663,341,000 $ 172,000 $ 67,000
Crook 1,410 $ 311,328,000 $ 220,000 $ 65,000
Curry 1,070 $ 237,449,000 $ 221,000 $ 81,000
Deschutes 15,194 $ 3,558,051,000 $ 234,000 $ 100,000
Douglas 5,945 $ 1,014,768,000 $ 170,000 $ 61,000
Gilliam 69 $ 7,805,000 $ 113,000 $ 55,000
Grant 290 $ 40,824,000 $ 140,000 $ 58,000
Harney 283 $ 34,624,000 $ 122,000 $ 54,000
Hood River 1,658 $ 386,395,000 $ 233,000 $ 91,000
Jackson 13,328 $ 2,712,713,000 $ 203,000 $ 78,000
Jefferson 1,189 $ 192,287,000 $ 161,000 $ 69,000
Josephine 5,057 $ 965,465,000 $ 190,000 $ 65,000
Klamath 3,977 $ 653,693,000 $ 164,000 $ 71,000
Lake 341 $ 43,705,000 $ 128,000 $ 65,000
Lane 24,966 $ 4,946,568,000 $ 198,000 $ 72,000
Lincoln 4,225 $ 906,697,000 $ 214,000 $ 96,000
Linn 7,758 $ 1,290,680,000 $ 166,000 $ 60,000
Malheur 1,184 $ 161,752,000 $ 136,000 $ 54,000
Marion 21,219 $ 3,936,364,000 $ 185,000 $ 69,000
Morrow 393 $ 45,297,000 $ 115,000 $ 55,000
Multnomah 64,014 $ 14,636,717,000 $ 228,000 $ 87,000
Polk 6,105 $ 1,195,060,000 $ 195,000 $ 72,000
Sherman 48 $ 5,288,000 $ 110,000 $ 65,000
Tillamook 2,698 $ 594,159,000 $ 220,000 $ 111,000
Umatilla 3,675 $ 504,514,000 $ 137,000 $ 60,000
Union 1,548 $ 223,763,000 $ 144,000 $ 58,000
Wallowa 361 $ 56,881,000 $ 157,000 $ 70,000
Wasco 1,524 $ 264,484,000 $ 173,000 $ 71,000
Washington 48,788 $ 11,646,096,000 $ 238,000 $ 88,000
Wheeler 47 $ 7,106,000 $ 151,000 $ 56,000
Yamhill 7,678 $ 1,653,031,000 $ 215,000 $ 72,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Oregon.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon and search similar information back through 2003.

Download the Oregon Lender List