Osceola County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Osceola County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 855
Total Mortgage Loan Application Amount $71,968,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $369,000
Average Applicant Income $58,000
Highest Applicant Income $1,266,000

Mortgage Company List for Lending in Osceola County MI for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 5,331,931,000 138 $ 10,800,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 76 $ 6,743,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,212,296,000 71 $ 2,338,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 52 $ 4,676,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 43 $ 3,568,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 43 $ 4,287,000
WEST MICHIGAN CREDIT UNION
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 122,182,000 33 $ 2,110,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 26 $ 2,469,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 23 $ 2,455,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 22 $ 1,682,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 21 $ 1,585,000
ISABELLA BANK
139 E. BROADWAY
MOUNT PLEASANT, MI 48858
* $ 1,284,407,000 21 $ 1,709,000
NEIGHBORHOOD MORTGAGE SOLUTION
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 20 $ 1,246,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ 500,000 17 $ 1,431,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 13 $ 1,155,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,304,743,000 13 $ 1,137,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 12 $ 981,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 12 $ 1,271,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 8 $ 911,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 8 $ 899,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 7 $ 469,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ 9,135,000 7 $ 511,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 472,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 283,544,000 6 $ 707,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 2,423,017,000 5 $ 560,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 5 $ 548,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ 30,000,000 4 $ 323,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 4 $ 457,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 486,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 4 $ 215,000
OAK MORTGAGE, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 315,462,000 4 $ 468,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 2,135,169,000 4 $ 111,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 4 $ 641,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 3 $ 434,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 3 $ 260,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 3 $ 420,000
ARBOR MORTGAGE CORPORATION
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 3 $ 392,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 292,000
MILL CITY CREDIT UNION
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 285,094,000 3 $ 260,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 379,917,000 3 $ 166,000
FOUNDERS BANK & TRUST
5200 CASCADE ROAD SE
GRAND RAPIDS, MI 49546
* $ 430,776,000 3 $ 547,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 3 $ 246,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 3 $ 347,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 2 $ 162,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 2 $ 239,000
MACATAWA BANK
PO BOX 3119
HOLLAND, MI 49422
* $ 1,505,983,000 2 $ 524,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 293,814,000 2 $ 142,000
DOW CREDIT UNION
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,397,606,000 2 $ 196,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 2 $ 235,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 2 $ 144,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 112,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 103,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 175,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 267,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 142,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 2 $ 115,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 2 $ 100,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 269,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 215,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 74,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 60,970,527,000 1 $ 53,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 32,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 1 $ 51,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 87,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 1 $ 77,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 68,000
COUNTY NATIONAL BANK
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 382,506,000 1 $ 43,000
CHOICEONE BANK
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 495,696,000 1 $ 284,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 1 $ 293,000
FREESTAR FINANCIAL
PO BOX 2800
CLINTON TOWNSHIP, MI 48046
* $ 147,799,000 1 $ 85,000
ARBOR FINANCIAL CREDIT UNION
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 356,846,000 1 $ 60,000
BLUEOX CREDIT UNION
115 RIVERSIDE DRIVE
BATTLE CREEK, MI 49068
* $ 110,175,000 1 $ 369,000
AAC CREDIT UNION
904 BROADWAY NW
GRAND RAPIDS, MI 49504
* $ 75,873,000 1 $ 65,000
MAIN STREET BANK
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 107,192,000 1 $ 55,000
WALLED LAKE SEFCU
3095 S. COMMERCE RD
WALLED LAKE, MI 48380
* $ 90,159,000 1 $ 200,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 131,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 132,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 148,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 62,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 171,000
LAFCU
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 517,914,000 1 $ 43,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 7,000
SEAWAY COMMUNITY BANK
1960 FRED MOORE HWY
ST. CLAIR, MI 48079
* $ 171,831,000 1 $ 52,000
ANN ARBOR STATE BANK
125 W. WILLIAM STREET
ANN ARBOR, MI 48104
* $ 158,271,000 1 $ 25,000
FIRST STATE BANK MORTGAGE CO
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 11,056,000 1 $ 76,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 77,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 97,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 101,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 53,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 36,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 39,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 1 $ 116,000
FRONTIER BANK
17002 MARCY ST, STE 120
OMAHA, NE 68118
* $ 155,546,000 1 $ 184,000
COMMUNITY STATE BANK
PO BOX 469
BIRCH RUN, MI 48415
* $ 197,590,000 1 $ 110,000
FIRST INDEPENDENCE BANK
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 165,219,000 1 $ 104,000
COMMUNITY FIRST
1575 DRESANG WAY
NEENAH, WI 54956
* $ 1,587,453,000 1 $ 54,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Osceola County MI in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 539 $52,208,000 $96,000 $337,000 $60,000 $746,000
Home Purchase 216 $17,146,000 $79,000 $369,000 $58,000 $1,266,000
Home Improvement 100 $2,614,000 $26,000 $213,000 $49,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 753 $62,774,000 $83,000 $369,000 $59,000 $746,000
Not Provided 44 $3,954,000 $89,000 $195,000 $38,000 $135,000
Not applicable 42 $3,674,000 $87,000 $241,000 $13,000 $170,000
American Indian or Alaskan Native 9 $774,000 $86,000 $224,000 $199,000 $1,266,000
Black or African American 3 $331,000 $110,000 $201,000 $107,000 $165,000
Hispanic 2 $381,000 $190,000 $284,000 $95,000 $191,000
Native Hawaiian or Other Pacific Islander 1 $5,000 $5,000 $5,000 $29,000 $29,000
Asian 1 $75,000 $75,000 $75,000 $480,000 $480,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 674 $56,454,000 $83,000 $369,000 $66,000 $1,266,000
FHA-insured (Federal Housing Administration) 83 $7,652,000 $92,000 $224,000 $25,000 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $6,043,000 $77,000 $133,000 $31,000 $72,000
VA-guaranteed (Veterans Administration) 20 $1,819,000 $90,000 $195,000 $38,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 443 $38,120,000 $86,000 $369,000 $65,000 $746,000
Application Denied By Financial Institution 199 $15,143,000 $76,000 $281,000 $55,000 $1,266,000
Loan Purchased By The Institution 99 $8,554,000 $86,000 $241,000 $20,000 $170,000
Application Withdrawn By Applicant 63 $5,692,000 $90,000 $336,000 $58,000 $153,000
Application Approved But Not Accepted 27 $2,100,000 $77,000 $326,000 $71,000 $284,000
File Closed For Incompleteness 24 $2,359,000 $98,000 $262,000 $92,000 $731,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 42 $3,968,000 $94,000 $184,000 $52,000 $140,000
Credit History 40 $2,350,000 $58,000 $148,000 $49,000 $218,000
Credit Application Incomplete 17 $1,733,000 $101,000 $175,000 $48,000 $120,000
Debt-To-Income Ratio 14 $1,490,000 $106,000 $281,000 $52,000 $165,000
Other 12 $1,222,000 $101,000 $197,000 $55,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 5 $390,000 $78,000 $121,000 $47,000 $133,000
Unverifiable Information 2 $229,000 $114,000 $145,000 $70,000 $95,000
Employment History 1 $56,000 $56,000 $56,000 $33,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Michigan Lender List