Pennsylvania
Mortgage Loan Application
Totals and Details
in 2019

Find mortgage statistics and mortgage data for Pennsylvania.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2019 in all of Pennsylvania.
You can organize this information by metropolitan area and by county.

Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 593,782
Total Mortgage Loan Application Amount $111,490,030,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $86,505,000
Average Applicant Income $105,000
Highest Applicant Income $9,897,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Pennsylvania, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Pennsylvania in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 245,592 $55,520,740,000 $226,000 $79,505,000 $103,000 $9,074,000
Refinancing 142,363 $29,978,730,000 $210,000 $86,505,000 $112,000 $6,960,000
Cash-out Refinancing 82,400 $15,828,445,000 $192,000 $73,205,000 $98,000 $9,573,000
Home Improvement 65,998 $5,182,810,000 $78,000 $65,885,000 $106,000 $7,828,000
Other Purpose 49,213 $3,877,155,000 $78,000 $37,275,000 $103,000 $9,897,000
Not Applicable 8,216 $1,102,150,000 $134,000 $19,765,000 $132,000 $935,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 395,984 $67,441,660,000 $170,000 $38,505,000 $107,000 $9,573,000
Not Provided 64,800 $12,276,000,000 $189,000 $9,005,000 $114,000 $9,897,000
Not applicable 55,517 $18,717,605,000 $337,000 $86,505,000 $95,000 $1,670,000
Black or African American 32,406 $4,454,500,000 $137,000 $2,125,000 $76,000 $2,869,000
Hispanic 20,863 $3,059,995,000 $146,000 $2,485,000 $74,000 $2,298,000
Asian 19,439 $4,570,345,000 $235,000 $2,525,000 $119,000 $3,498,000
American Indian or Alaskan Native 1,583 $232,535,000 $146,000 $1,125,000 $95,000 $7,508,000
Native Hawaiian or Other Pacific Islander 446 $61,660,000 $138,000 $755,000 $87,000 $1,080,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 461,662 $87,280,140,000 $189,000 $86,505,000 $113,000 $9,897,000
FHA-insured (Federal Housing Administration) 90,114 $15,323,590,000 $170,000 $65,885,000 $64,000 $2,461,000
VA-guaranteed (Veterans Administration) 34,309 $7,789,915,000 $227,000 $1,495,000 $78,000 $3,303,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7,697 $1,096,385,000 $142,000 $615,000 $54,000 $948,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 326,904 $64,112,890,000 $196,000 $86,505,000 $110,000 $9,897,000
Application Denied By Financial Institution 98,038 $12,678,890,000 $129,000 $80,005,000 $85,000 $7,800,000
Loan Purchased By The Institution 70,470 $15,197,955,000 $215,000 $65,885,000 $105,000 $2,147,000
Application Withdrawn By Applicant 63,079 $13,325,620,000 $211,000 $76,255,000 $110,000 $9,074,000
File Closed For Incompleteness 22,475 $3,930,305,000 $174,000 $9,995,000 $104,000 $6,960,000
Application Approved But Not Accepted 12,539 $2,190,095,000 $174,000 $35,475,000 $106,000 $4,200,000
Preapproval Denied by Financial Institution 147 $25,375,000 $172,000 $655,000 $55,000 $948,000
Preapproval Approved but not Accepted 130 $28,900,000 $222,000 $965,000 $84,000 $435,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 474,236 $94,706,960,000 $199,000 $86,505,000 $109,000 $9,897,000
Debt-To-Income Ratio 48,505 $7,758,545,000 $159,000 $57,005,000 $76,000 $6,453,000
Credit History 28,344 $2,565,220,000 $90,000 $6,725,000 $82,000 $7,508,000
Collateral 19,715 $2,529,975,000 $128,000 $10,005,000 $106,000 $4,964,000
Credit Application Incomplete 9,844 $1,614,590,000 $164,000 $11,935,000 $106,000 $7,800,000
Other 7,711 $1,451,825,000 $188,000 $80,005,000 $97,000 $3,600,000
Unverifiable Information 2,810 $378,880,000 $134,000 $2,005,000 $113,000 $7,346,000
Insufficient Cash (Downpayment, Closing Cost) 1,574 $323,970,000 $205,000 $31,005,000 $88,000 $1,853,000
Employment History 997 $152,195,000 $152,000 $1,195,000 $61,000 $1,000,000
Mortgage Insurance Denied 46 $7,870,000 $171,000 $535,000 $81,000 $300,000
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Mortgage Loan Application Totals in 2019 by Pennsylvania Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 36,038 $ 6,620,440,000 $ 183,000 $ 101,000
ALTOONA, PA 4,664 $ 521,040,000 $ 111,000 $ 76,000
BLOOMSBURG-BERWICK, PA 2,798 $ 405,940,000 $ 145,000 $ 93,000
CHAMBERSBURG-WAYNESBORO, PA 7,637 $ 1,162,775,000 $ 152,000 $ 82,000
EAST STROUDSBURG, PA 9,389 $ 1,432,065,000 $ 152,000 $ 94,000
ERIE, PA 9,544 $ 1,118,740,000 $ 117,000 $ 82,000
GETTYSBURG, PA 5,742 $ 942,380,000 $ 164,000 $ 88,000
HARRISBURG-CARLISLE, PA 28,940 $ 4,781,710,000 $ 165,000 $ 97,000
JOHNSTOWN, PA 4,052 $ 401,780,000 $ 99,000 $ 78,000
LANCASTER, PA 24,087 $ 4,336,955,000 $ 180,000 $ 99,000
LEBANON, PA 6,446 $ 991,030,000 $ 153,000 $ 88,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 116,632 $ 30,783,680,000 $ 263,000 $ 138,000
PHILADELPHIA, PA 96,499 $ 21,080,895,000 $ 218,000 $ 106,000
PITTSBURGH, PA 112,734 $ 18,698,940,000 $ 165,000 $ 103,000
READING, PA 19,007 $ 3,176,685,000 $ 167,000 $ 90,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 19,730 $ 2,492,520,000 $ 126,000 $ 85,000
STATE COLLEGE, PA 5,571 $ 1,211,505,000 $ 217,000 $ 118,000
WILLIAMSPORT, PA 4,414 $ 560,670,000 $ 127,000 $ 82,000
YORK-HANOVER, PA 23,690 $ 3,943,400,000 $ 166,000 $ 93,000
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Mortgage Loan Application Totals in 2019 by Pennsylvania County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 5,755 $ 944,235,000 $ 164,000 $ 88,000
Allegheny 60,334 $ 10,928,660,000 $ 181,000 $ 110,000
Armstrong 2,345 $ 241,285,000 $ 102,000 $ 76,000
Beaver 8,393 $ 1,149,965,000 $ 137,000 $ 83,000
Bedford 2,033 $ 238,065,000 $ 117,000 $ 71,000
Berks 19,021 $ 3,177,255,000 $ 167,000 $ 90,000
Blair 4,667 $ 521,165,000 $ 111,000 $ 76,000
Bradford 1,954 $ 243,020,000 $ 124,000 $ 79,000
Bucks 37,671 $ 9,762,095,000 $ 259,000 $ 132,000
Butler 10,528 $ 2,131,240,000 $ 202,000 $ 113,000
Cambria 4,053 $ 401,875,000 $ 99,000 $ 78,000
Cameron 118 $ 9,650,000 $ 81,000 $ 68,000
Carbon 3,318 $ 426,740,000 $ 128,000 $ 92,000
Centre 5,572 $ 1,221,030,000 $ 219,000 $ 118,000
Chester 31,438 $ 8,985,995,000 $ 285,000 $ 149,000
Clarion 805 $ 82,815,000 $ 102,000 $ 74,000
Clearfield 2,729 $ 263,685,000 $ 96,000 $ 79,000
Clinton 1,595 $ 181,605,000 $ 113,000 $ 76,000
Columbia 2,162 $ 293,140,000 $ 135,000 $ 82,000
Crawford 2,797 $ 273,405,000 $ 97,000 $ 76,000
Cumberland 13,462 $ 2,336,080,000 $ 173,000 $ 102,000
Dauphin 13,338 $ 2,184,580,000 $ 163,000 $ 94,000
Delaware 27,974 $ 6,269,680,000 $ 224,000 $ 127,000
Elk 1,042 $ 94,110,000 $ 90,000 $ 73,000
Erie 9,558 $ 1,120,900,000 $ 117,000 $ 82,000
Fayette 4,269 $ 459,575,000 $ 107,000 $ 76,000
Forest 150 $ 13,030,000 $ 86,000 $ 73,000
Franklin 7,645 $ 1,163,895,000 $ 152,000 $ 82,000
Fulton 449 $ 68,035,000 $ 151,000 $ 83,000
Greene 937 $ 107,915,000 $ 115,000 $ 80,000
Huntingdon 1,332 $ 163,510,000 $ 122,000 $ 78,000
Indiana 2,835 $ 305,845,000 $ 107,000 $ 80,000
Jefferson 1,515 $ 137,785,000 $ 90,000 $ 71,000
Juniata 642 $ 72,030,000 $ 112,000 $ 70,000
Lackawanna 7,492 $ 992,460,000 $ 132,000 $ 91,000
Lancaster 24,133 $ 4,339,475,000 $ 179,000 $ 99,000
Lawrence 3,526 $ 400,100,000 $ 113,000 $ 78,000
Lebanon 6,461 $ 992,055,000 $ 153,000 $ 87,000
Lehigh 17,030 $ 3,174,440,000 $ 186,000 $ 102,000
Luzerne 11,291 $ 1,380,495,000 $ 122,000 $ 81,000
Lycoming 4,415 $ 560,735,000 $ 127,000 $ 82,000
McKean 842 $ 70,520,000 $ 83,000 $ 70,000
Mercer 4,177 $ 461,735,000 $ 110,000 $ 76,000
Mifflin 1,213 $ 122,515,000 $ 101,000 $ 71,000
Monroe 9,394 $ 1,454,460,000 $ 154,000 $ 94,000
Montgomery 47,565 $ 12,116,195,000 $ 254,000 $ 135,000
Montour 641 $ 112,985,000 $ 176,000 $ 128,000
Northampton 15,720 $ 3,026,170,000 $ 192,000 $ 101,000
Northumberland 2,619 $ 282,625,000 $ 107,000 $ 75,000
Perry 2,192 $ 292,240,000 $ 133,000 $ 78,000
Philadelphia 68,550 $ 14,890,705,000 $ 217,000 $ 98,000
Pike 4,092 $ 598,280,000 $ 146,000 $ 102,000
Potter 581 $ 56,125,000 $ 96,000 $ 78,000
Schuylkill 4,566 $ 505,290,000 $ 110,000 $ 77,000
Snyder 938 $ 113,920,000 $ 121,000 $ 78,000
Somerset 2,656 $ 284,450,000 $ 107,000 $ 91,000
Sullivan 309 $ 39,815,000 $ 128,000 $ 99,000
Susquehanna 1,399 $ 188,015,000 $ 134,000 $ 89,000
Tioga 1,534 $ 179,040,000 $ 116,000 $ 77,000
Union 1,138 $ 183,530,000 $ 161,000 $ 113,000
Venango 1,415 $ 136,635,000 $ 96,000 $ 73,000
Warren 1,308 $ 117,490,000 $ 89,000 $ 72,000
Washington 10,369 $ 1,832,475,000 $ 176,000 $ 106,000
Wayne 2,528 $ 364,870,000 $ 144,000 $ 106,000
Westmoreland 16,561 $ 2,179,675,000 $ 131,000 $ 90,000
Wyoming 959 $ 120,355,000 $ 125,000 $ 83,000
York 23,732 $ 3,946,260,000 $ 166,000 $ 92,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Pennsylvania.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania and search similar information back through 2003.

Download the Pennsylvania Lender List